There are a number of ways to access the equity in your home during retirement. From downsizing, to HELOCs and Reverse Mortgages, we look at what works and what to watch out for! Want to know more? Book an appointment with Brad to discuss your options: ⁠⁠⁠⁠⁠⁠⁠⁠Brad's Online Calendar.⁠⁠⁠⁠⁠⁠⁠⁠ There is something so powerful about being surrounded by …

The best Retirement Plan in the world can be quickly undermined by the need for long-term care. When asked, many people believe that 'the government' will take care of them should they need care, but it's probably not the kind of care you'd want to see for your parents or your spouse.All too often, one spouse needs care (Alzheimer's and dementia nu…

When planning for retirement, most people focus on how much they're saving, investment rates of return, and fees.The real target is how much after-tax spending power you'll have in retirement, and how to ensure that income is sustained for your entire life. Join us to see the ways in which you can ensure you have all the income you need in retireme…

Inflation can be a financial cancer on both our Retirement and Retirement Planning.We have to have a plan to deal with inflation, or we can run out of money in retirement. We'll show you what you can build into your plans to ensure that your future is not undermined by inflation. Want to know more? Book an appointment with Brad to discuss your opti…

Retirement does not necessarily mean completely stopping work. There are many ways to transition from full-time work to being completely retired from working. The choices are endless, and can greatly improve the quality of your retirement. Want to know more? Book an appointment with Brad to discuss your options: ⁠⁠⁠⁠Brad's Online Calendar.⁠⁠⁠⁠ Ther…

We'll examine what role your Canada Pension Plan and Old Age Security programs play in your retirement. What can you expect, what are your options, and how do you decide what to do?Tools in this episode:Current and Projected CPP and OAShttps://www.ppi.ca/calculators/6Y1aRiJnOsXDmUGDHX4iLjCPP Benefit--Early or Laterhttps://www.ppi.ca/calculators/2OJ…

What does a true retirement plan look like? We start our journey by looking at every aspect of a complete retirement plan. Most Canadians have no plan and those that do usually have only one or two steps covered of the 7-Step Retirement Plan that assures your future and legacy. Join us for episode 1: The Retirement Plan Want to know more? Book an a…

We should all have Guaranteed Income for Life as part of our retirement income. One powerful tool for this is Annuities, which are increasing in payout value right now along with rising interest rates.We look at what an annuity is and when it is the right fit for your retirement plans. Want to know more? Book an appointment with Brad to discuss you…

For most of us, we have a single asset that we rarely think about that is greater than all our other assets combined.We look at how to protect that asset best to ensure your family's way of life is never undermined financially. Book an appointment with Brad to discuss the best options for you: ⁠⁠Brad's Online Booking Calendar.⁠⁠ There is something …

Our deep-dive into the new hybrid financial plans and exactly what Tax-Free Growth and Security mean. We look at a specific example that families are using today. Book an appointment with Brad to learn more: ⁠⁠Brad's Online Booking Calendar.⁠⁠ There is something so powerful about being surrounded by individuals with similar goals to yours. Join us …

Money can't buy you love, and your love won't pay my bills, but we need both! We'll look at some of the traps and tips for making money a great uniter in your crucial relationship, not a divider. Book an appointment with Brad to learn more: ⁠⁠⁠⁠⁠Brad's Online Booking Calendar.⁠⁠⁠⁠⁠ There is something so powerful about being surrounded by individual…

What does it take to buy and own a home? We'll look at the ins and outs of down payments, mortgages, and the joys and challenges of home ownership. And most of all--how not to make yourself 'house poor'! Book an appointment with Brad to learn more: ⁠⁠⁠⁠⁠⁠⁠Brad's Online Booking Calendar.⁠⁠⁠⁠⁠⁠⁠ There is something so powerful about being surrounded b…

Should you work with a financial advisor? It's not essential, and there are certainly many ways to 'do it yourself'. How to assess if you might want to work with an advisor, and how to do it well! Book an appointment with Brad to learn more: ⁠⁠⁠⁠⁠⁠⁠⁠Brad's Online Booking Calendar.⁠⁠⁠⁠⁠⁠⁠⁠ There is something so powerful about being surrounded by ind…

A common question is how much disability coverage we should carry. We'll look at our calculator that helps you determine your level of coverage.Bonus--it's great for figuring out how big your Emergency Fund should be, too! Book an appointment with Brad to learn more: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Brad's Online Booking Calendar.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ There is something…

We look at a heart-rending story that shows why you may well need life insurance for spouses who do not earn an income. And how to figure out how much insurance you should have for them. Book an appointment with Brad to learn more: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Brad's Online Booking Calendar.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ There is something so powerful about being surrounde…

You don't have to plan to get into debt, but you'll never get out of debt without a plan.We'll look at how to build a plan to get rid of debt from your life forever. Book an appointment with Brad to learn more: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Brad's Online Booking Calendar.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ There is something so powerful about being surrounded by individuals wi…

Wondering about how much to keep in your Emergency Fund? We'll unpack that for you today to help you determine your own, personalized, answer. Book an appointment with Brad to learn more: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Brad's Online Booking Calendar.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ There is something so powerful about being surrounded by individuals with similar goals to y…

There may be a new twist to thinking about this issue. Join us for both the core considerations and the new twist! Book an appointment with Brad to learn more: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Brad's Online Booking Calendar.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ There is something so powerful about being surrounded by individuals with similar goals to yours. Join us in our Faceboo…

It can be a fair bit of money, so you want to do the best you can with it. Where should you keep it, and how should you be treating it? Book an appointment with Brad to learn more: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Brad's Online Booking Calendar.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ There is something so powerful about being surrounded by individuals with similar goals to yours.…

The key to your financial success begins with managing the money you have.This session will give you the tools and the knowledge to build the plan that you need to get on the path to reach your financial goals. Book an appointment with Brad to learn more: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Brad's Online Booking Calendar.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ There is something so powerful abo…

Your Net Worth is the clearest measure of your financial health and financial progress. It will reveal hidden traps and problems, or show you that, even if you're feeling some financial pressures, you're in good shape!Join us to learn how to measure your personal Net Worth and get access to our free tool to help you do this. Book an appointment wit…

Do you have mortgage life insurance? You might not be aware of the hidden dangers of these policies. Join us to hear some tragic and sobering tales, and what you can do to protect yourself! Book an appointment with Brad to learn more: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Brad's Online Booking Calendar.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ There is something so powerful about being surrounded by in…

How can you be confident about your Financial Security? We show you how to put the essential components in place to ensure your family's financial way of life is on solid ground, no matter what comes your way.You can't know WHAT will happen, but you prepare for what does happen. Book an appointment with Brad to learn more: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Brad's Online …

It's a simple question that most people can't answer. We'll look at how to figure out how much you should be saving to reach all of YOUR financial goals. Book an appointment with Brad to learn more: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Brad's Online Booking Calendar.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ There is something so powerful about being surrounded by individuals with similar goals to yours. J…

Saving for a your child's education can seem complicated, and invokes feelings of guilt or anxiety in many parents. We de-mystify and simplify what you can do for your child's education--guilt free! Book an appointment with Brad to learn more: ⁠⁠⁠⁠⁠⁠⁠⁠⁠Brad's Online Booking Calendar.⁠⁠⁠⁠⁠⁠⁠⁠⁠ There is something so powerful about being surrounded by…

What is a financial plan, and do you need one? What does it look like, and what does it do?If you have investments but don't have a financial plan, you're shortchanging yourself. And if you already get your investments at the bank or through an advisor and don't have a plan, why haven't they done that for you? Book an appointment with Brad to learn…

The fundamentals of investing.Join us for great, fundamental investment planning that will put you on track to reach your goals. Book an appointment with Brad to learn more: ⁠⁠⁠⁠⁠Brad's Online Booking Calendar.⁠⁠⁠⁠⁠ There is something so powerful about being surrounded by individuals with similar goals to yours. Join us in our Facebook Community: ⁠…

How financial security, guaranteed tax-free savings growth, and a tax-free legacy form part of a strong, simple plan that works for life. And it's all available in a single plan that has worked for millions of Canadians, for decades. Book an appointment with Brad to learn more: ⁠⁠⁠Brad's Online Booking Calendar.⁠⁠⁠ There is something so powerful ab…

What does Guaranteed Growth look like in the new hybrid investment plan. How does it work, what kinds of returns can you expect. Book an appointment with Brad to learn more: ⁠⁠Brad's Online Booking Calendar.⁠⁠ There is something so powerful about being surrounded by individuals with similar goals to yours. Join us in our Facebook Community: ⁠⁠The S…

Continuing our look at the new Hybrid plan, we look at how Guaranteed Tax-Free Income in Retirement can play a part in your overall planning.How does it work? What are your options? We look at specific examples. Book an appointment with Brad to learn more: Brad's Online Booking Calendar. There is something so powerful about being surrounded by indi…

Balanced portfolios have not performed well as the 'steady' Fixed Income (Bond) performance has been dismal for 20 years. Here's a better performing, more reliable alternative that consistently yields 6% or more, and NEVER goes down in value. Book an appointment with Brad to learn more: ⁠Brad's Online Booking Calendar.⁠ There is something so powerf…

Many Canadians will need Long Term Care in their later years but have not planned on how to pay for it. Long Term Care Insurance has disappeared from the marketplace. How can we save for Long Term Care in a way that assures we'll be able to care for our loved ones (and not be a burden to others)? And without creating another tax liability.Join us t…

The great showdown is here! We unpack this financial truism to find out how we really are better off? Is it Term only, or are there other options that make sense at times? Book an appointment with Brad to discuss the best options for you: ⁠Brad's Online Booking Calendar.⁠ There is something so powerful about being surrounded by individuals with sim…

If you are a parent or grandparent looking to provide an asset for your children or grandchildren without compromising your own financial security, check out this tax-free strategy to build wealth for them. Book an appointment with Brad to learn more: ⁠Brad's Online Booking Calendar.⁠ There is something so powerful about being surrounded by individ…

The RRSP was designed in a time when people did not live as long as we do now. It was designed with the idea that people would earn more while they were working than when they retired.These assumptions don't always hold true, and can leave you with a major tax headache when you retire. We look at how and when an RRSP makes sense, and when it doesn'…

The 3 i-s of investing are in turmoil: investment returns, interest rates, and inflation. What should we be thinking through this change of financial seasons?Table of Contents:06:58 - Dalio07:59 - Book Talk08:08 - Facebook08:20 - Subscribe Book an appointment with Brad here: Brad's Online Calendar. There is something so powerful about being surroun…

With inflation ravaging people's income, especially those in retirement, how can we build an income stream for retirement that is tax optimized and provides Guaranteed income? Canadian's #1 financial fear is running out of money in retirement.Join us as we look at Guaranteed Monthly Withdrawal Benefit funds. Get 5, 6, or 7% income in retirement, Gu…

Listen now for an update on interest rates and inflation - originally recorded March 10th, 2023. Want to know more? Book an appointment with Brad to discuss your options: ⁠Brad's Online Calendar.⁠ There is something so powerful about being surrounded by individuals with similar goals to yours.Join us in our Facebook Community: ⁠⁠⁠The Simple Plan Co…

A quick primer on how to think about investments when choosing among some different options ... Want to know more? Book an appointment with Brad to discuss your options: ⁠Brad's Online Calendar.⁠ There is something so powerful about being surrounded by individuals with similar goals to yours.Join us in our Facebook Community: ⁠⁠⁠The Simple Plan Com…

The combination of the pandemic and low interest rates have made for a unique opportunity. Life insurance may never again be this easy to obtain, or as cheap. How to check your own coverage to see if you're paying too much, or if you have the right amount. Today's Links: Insurance Quotes: www.getthesimpleplan.com/quotes Check if you have the right …

Today's Tools and Freebie: Quickstart Guide to Investing in Canada How can we save and invest with confidence? So, what do we mean by inevitable wealth? Well, what we mean is that there are things that you can do, steps you can take that if you follow them; if you build yourself a plan and follow it using these principles, you will inevitably build…

Are you confident that you and your family are ready to face anything financially? Do you worry about what could happen to your finances if the unexpected comes your way? Download today's tools: Financial Security Checklist 5 Steps to the Right Life Insurance Replace your Mortgage / Credit Life Insurance You CAN be confident and secure with your mo…

Here's a quick hit from a larger segment I did recently with Mike Crofts. The core facts you need to know for Life Insurance. You can also download our 5 Simple Steps to the Right Life Insurance at https://simpleplan.kartra.com/page/8xu22 Want to know more? Book an appointment with Brad to discuss your options: ⁠Brad's Online Calendar.⁠ There is so…

Have you wondered if a Financial Coach might help you on your path to financial peace? We interview Moneycoach Mike, aka Mike Crofts. Mike is a Ramsey Certified Master Financial Coach who helps families across North America build their financial future, establish financial goals, secure their family's finances, and get rid of debt forever. Want to …

Index funds and ETFs (Exchange Traded Funds) are a part of investing conversations everywhere right now. We look at how these two great tools can be part of building your financial future. The essentials that you need to know. Want to know more? Book an appointment with Brad to discuss your options: ⁠Brad's Online Calendar.⁠ There is something so p…

We look at what returns you should expect from your Canadian mutual funds. We'll look at several examples providing double-digit returns for over 10 years. One for 65 years! Want to know more? Book an appointment with Brad to discuss your options: ⁠Brad's Online Calendar.⁠ There is something so powerful about being surrounded by individuals with si…