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Free advice from three of the world's most qualified, most related experts: Justin, Travis and Griffin McElroy. For one-half to three-quarters of an hour every Monday, we tell people how to live their lives, because we're obviously doing such a great job of it so far.
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Welcome to the Efficient By Design Podcast. Join us as we delve into the world where craftsmanship meets entrepreneurship, exploring the intersection of efficiency, construction, and everything in between. In each episode, we unravel compelling stories from seasoned tradespeople, small business owners, and entrepreneurial minds. From riveting anecdotes on job sites, insightful conversations about mental health and much more, we unearth the secrets to success.
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Welcome to our adult blanket sleeper-themed slumber party! The Gallagher brothers are here, but who knows how long that’ll last. You can grab a soup fork next to the Capri-Sun sous vide, and don’t forget to horf a handful of non-challenging M&M’s, we’ve got buckets of ’em. Lights out at 11:30! Suggested talking points: Liam Gallagher’s Tweets, 15 Y…
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Join Bill and Jackie in an engaging conversation with Vicki Robin, co-author of the best-selling book 'Your Money or Your Life'. Vicki shares her insightful philosophy on financial independence, community resilience, and the power of frugality. She discusses her journey from active community building to aging with purpose on Whidbey Island, and how…
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Thank you for listening to this podcast in the way that it was meant to be consumed. We put so much effort into making these dogs look picture-perfect, gluing puzzles together, and figuring out Count Donut’s lore that it’s truly only experienced in this exact correct way to listen to podcasts. Suggested talking points: Every Island Gets You Old, It…
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Subscribe and Watch on YouTube Kristy Shen and Bryce Leung are the dynamic duo behind the Millennial Revolution blog and movement. In this insightful episode, Kristy and Bryce discuss their journey from house-hunting to achieving Financial Independence (FI) and retiring in their early 30s. They delve into why they chose to reject traditional housin…
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How are we going to get Fortnite Senpai to notice us so we can have a themed energy drink or whatever? We could try drinking water from a huge bottle while staring directly into their eyes. Or maybe making suggestive jokes about pie? If all else fails, we’ll just fake our deaths in a really convincing but also ha-ha fun prank kind of way. Suggested…
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Subscribe and Watch on YouTube Meet Nadia and Nicole, the Wealth Twins! Raised by a single mother in New York City's toughest projects, these twin sisters overcame obstacles to graduate from Columbia University, work on Wall Street, and ultimately achieve early retirement. In this episode, they recount experiences from 9/11 and the 2008 financial c…
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We know we’ve missed the appropriate window for Sports Chat, but know that if we did it would’ve been funny and tasteful. Kind of like this duckie cup we took from some old guy. Now we’re ready to confront the captain of the improv team and figure out who Susan Korn really is. Suggested Talking Points: A Relationship Stronger Than Marriage, The Opp…
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Subscribe and Watch on YouTube Joe Saul-Sehy of Stacking Benjamins joins the show to discuss financial planning, overcoming debt, and the importance of surrounding yourself with the right people. Joe shares his personal journey of financial mismanagement as a young financial planner, the principles behind the efficient frontier, and his thoughts on…
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Live from Detroit it’s our Best Show Ever™! We have emerged bringing with us a live Munch Squad of the world’s coldest wet sandwich, tips on how to sell your Pokemon cards to your doctor, and a completely accidental number of questions about animals. We've learned our lesson about themed live shows, we promise. Suggested talking points: Bird Perver…
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Subscribe and Watch on YouTube Bill and Jackie sit down with 'Jay,' an anonymous guest who shares his incredible journey from a military and police background to achieving financial independence by the age of 39. Jay discusses his experiences on the SWAT team and as an undercover detective, and the mental health challenges that came with his career…
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It’s us, your podcast heroes, lurking just around the corner from your cool bumper stickers, ready to make your day by doing our little tricks! We can come up with great Rizz Lines! We can discover the origins of your special mug! We can even decant Redbull. Suggested talking points: You Got Mentos Money, Hot Dog Arms Race, Sisterhood of the Travel…
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Meet David and Stephen Baughier, twin brothers and prominent figures in the Financial Independence community. David, a 20-year Navy veteran and founder of Fiology, and Stephen, creator of CampFI, share their financial journeys from early money lessons to becoming community leaders. David, Stephen, Bill, and Jackie discuss the impact of life events,…
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Join us this week as Luke, Brad and special guest John Dennis explore their framing legacy, a couple of on site accidents and how valuable a good second in command is on the job in episode 22 of the Efficient by Design Podcast. Brought to you by Akribis Leather: creators of premium leather tool belts meticulously designed for efficiency, featuring …
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Live from The Factory in St. Louis comes the breaking news that TravNation has annexed the Arch and turned it into a Stargate! Join us as we learn about nasty cotton candy, boats for non-boat people, and some truly touchy dolls. Suggested talking points: Nude and Wet McElroy, Suffer Together, Drug Dealer in a Musical Written By Someone Who Has Neve…
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Today we dive deep into the stock market with special guest, Brian Feroldi. As a financial educator, YouTuber, and author of “Why Does the Stock Market Go Up?”, Brian shares his wisdom on the long-term growth of the S&P 500, the significance of stock market indices, and the nuances of volatility and investment strategies. Bill, Jackie, and Brian di…
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Let us re-introduce ourselves and tell you a story about an episode of My Brother, My Brother, and Me. In that episode, we give some extremely funny and helpful advice about graduating Pokemon, Ron Funches hosting Shark Week, and over-decorated offices. But that's a different episode; this episode is about that episode. It's a banger. Suggested tal…
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Subscribe and Watch on YouTube Amy Weinland Daughters is an award-winning author and keynote speaker, who joins Bill and Jackie to chat about the powerful impact of handwritten letters in the digital age. Amy shares her unique journey of reconnecting with an old friend, leading to an inspiring project of writing 580 letters to her Facebook friends.…
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Yes, Host! We're busy serving up some sizzling hot plates of wisdom about mystery tin cans, the most special sauce, and big big water bottles. We're gonna earn that podcast Michelin Star! Or maybe Firestone star. Suggested talking points: No Grapes to Spare, Flavings, Firestone Tires and Tirestone Fires, Food is the Gas of Me, Big Bottle Bob, Looki…
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Subscribe and Watch on YouTube Chris Mamula, a former physical therapist who achieved early retirement at 41, shares his journey from financial mistakes to becoming a Certified Financial Planner (CFP) and a prominent voice in the FIRE movement. Discover practical tips on budgeting, saving during peak earning years, and utilizing retirement calculat…
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Here is the second half of Bill and Jackie’s conversation with Mindy and Scott on the BiggerPockets Money Podcast. They dig into the practical steps on how to start your financial journey as a late-starter. Enjoy! 🔗 Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to our sponsors: Personal Finance Club (Use code CUTOFI to get…
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Tae Kim, also known as the Financial Tortoise online, is a former U.S. Army captain, MBA graduate, and finance director turned successful personal finance YouTuber. He shares his journey from being $105,000 in student debt to achieving financial security and discovering the Financial Independence movement. Tae chats with Bill and Jackie about his e…
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Bill and Jackie were invited to join Mindy and Scott on the BiggerPockets Money podcast to go through a step-by-step process of how to get started on the path to financial independence as a late-starter, a topic highly relevant to their audience. Take a listen to this week's part one and then tune in next week for part two! 🔗 Connect with us Buy CU…
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Tacoma is more haunted than you think, especially live from the thoroughly haunted Pantages Theater. But that didn’t stop us from discussion of important donut etiquette, ghostly gentleman callers, and startling parrots. Suggested talking points: Co-Dependent Ghosts, Factory Reset Justin, Oh Boy Here We Go, It’s Funny Because You Can’t Buy A Dream …
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Meet Aaron Thomas, an attorney, founder of Prenups.com, and author of the book "The Prenup Prescription." In perfect time for wedding season, Aaron chats with Bill and Jackie about how a proper prenup can not only protect but improve your relationship. As a former divorce attorney who helped hundreds of clients secure favorable settlements, Aaron s…
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Today we're rerunning our episode with Jonathan Clements who is a dear personal friend and a friend of our community. He recently posted on his blog, HumbleDollar, about his final lap around the sun yesterday. Let’s send him our love. 🔗 Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to our sponsors: Personal Finance Club (U…
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You probably thought we'd do an entire episode about a Human Hotdog Vortex and the state of hot dog eating contests. But rest assured, we managed to move on with enough time to sling advice about excelling at 18-hour backflips, almost completing puzzles, and lip-syncing novelty songs. Suggested talking points: Omni-Directional Hot Dog Claws, If You…
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Kyle Landis-Marinello is a practicing attorney specializing in environmental and energy law. Bill and Jackie dive deep with Kyle into topics such as socially responsible investing, student loan forgiveness, and his book, Personal Finance and Investing: How Anyone can Make More, Spend Less, and Invest Wisely. We also learn about Kyle’s unique financ…
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It really is just a coincidence that there's so much foot content in this episode. There's other stuff, too, like scary light-night food haunts, mysterious nicknames, and hot legs. But there's also AI-generated feet pics. Suggested talking points: Pedal-Powered Bidets, White Noise and Wet Air, For a Good Foot, Kids Stay Close, This is the Night Cas…
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Meet the dynamic duo, Alan and Katie Donegan! The Donegans, known for their Rebel Finance School and Rebel Business School, share their insights on living an extraordinary life, both financially and personally. From defining what “extraordinary” means on an individual level to the importance of financial independence and entrepreneurship, Alan and …
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Kool, or not? Yes! We’re getting ready to graduate and say hello to summer, and that means its time for blockbuster films that no one has seen, animals in unexpected places, and popcorn pizza. LYLAS! Suggested talking points: The Saga of Me and Zeebro, Porcupine Containers at Best, Tippecanoe and Tanner Too, Freshly Applied Popcorn, Chat Grandpa Da…
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Donna Peterson is a retired supervisory special agent and joins Bill and Jackie to cover the essential topic of internet and financial security. Drawing from her extensive background in combating cybercrime with the FBI, Donna shares her expert advice on how to secure personal and financial information against common hacks, the importance of two-fa…
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We’ve got some tall tales and groundbreaking new games this week, so grab a Toaster Strudel from your freezer full of Toaster Strudel, sling your skateboard over your shoulder, and embrace your inner Beta, because we gotta make sure that all the spiders are dead before check-in. Suggested talking points: My Brother, My Bear, and Me, Zoop My Greeble…
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Christine Benz is the Director of Personal Finance and Retirement Planning at Morningstar. Christine shares her extensive insights into retirement planning, emphasizing the flexibility and adaptability of the 4 percent guideline over the rigid 4 percent rule. She discusses the value of variable withdrawal strategies, the importance of personalizing…
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We’re bringing US Wet to the beautiful Vogue Theater of Vancouver, BC. It turns out we share a lot with our neighbors to the north, like a love of Shrek impressions, knowing the best places for kissing, and for a limited time, the Grimace Shake. Suggested talking points: Secret Fourth Brother Rennis, Goopastank, The Fourth Dimension is Food, Condim…
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In part 2, Jeff York continues his discussion with Bill and Jackie about the financial importance of amicable divorces, the nitty gritty on his investments, and how he was able to "graduate" on his modest salary. The three also dive deep into Jeff's unique lifestyle, the necessity of personal health before and after retirement, and the rewarding na…
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In this special pop up episode, Bill, Jackie, and special guest Amy Coroso engage in a thought-provoking discussion sparked by a controversial New York Times Magazine article about the FIRE (Financial Independence, Retire Early) movement. The three chat about the article's portrayal of diverse financial independence approaches as well as the articl…
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Join us this week as Luke, Brad and special guest Jason Seddon talk about the ins and outs of the concrete business in episode 21 of the Efficient by Design Podcast. Brought to you by Akribis Leather: creators of premium leather tool belts meticulously designed for efficiency, featuring trade-specific tool placement.…
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Sounds like the woke left is once again out here ruining comedy, and we’re part of the problem! We just don’t care about sitcoms like Ever-Sheldon, or Ur-Sheldon, or even Un-Sheldon. We’re too busy helping our friends reclaim their scent-based cults and getting into surprisingly heated debates about what makes the perfect walking stick. Suggested t…
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Jeff York is a remarkable individual whose journey from custodian to millionaire offers a wealth of inspiration and practical advice. Jeff's story breaks down conventional barriers, showcasing the power of education, financial literacy, and personal responsibility. From his unique investment strategies and the importance of health to his experience…
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Join us this week as Luke, Brad and Dustin explore their journey of fatherhood, parenting and creating lasting relationships with their kids in episode 20 of the Efficient by Design Podcast. Brought to you by Akribis Leather: creators of premium leather tool belts meticulously designed for efficiency, featuring trade-specific tool placement.…
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Today's episode is all about pet care! Whether your pet is a water-happy scorpion or a Sonic the Hedgehog skateboard, we'll teach your animal companion how to jump-rope correctly, get into a fight, and steal from their employer using arcade tickets. Suggested talking points: Chewable Matrix Pill, Plausible Ticket Deniability, Dougie and Stinky Whee…
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He’s here, Mr. Money Mustache! Also known as Pete Adeney, the financial independence OG shares his story with Bill and Jackie. From retiring at 30 and starting one of the most popular blogs in the community to the importance of choosing sustainability with your money. The three discuss some of Pete’s most impactful articles (listed below), highligh…
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Join us this week as Luke, Brad and Dustin dive into more worksite hazards, Luke's fear of bees and Dustin's bad knees in episode 19 of the Efficient by Design Podcast. Brought to you by Akribis Leather: creators of premium leather tool belts meticulously designed for efficiency, featuring trade-specific tool placement.…
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We've annexed the town of Chicago, our real dad, into TravNation! And we're answering all of the Wind Chime City's most pressing questions about fencing champions, Zamboni safety, and what Toad sounds like. Suggested talking points: Child’s Hat Bag, I Feel So Flammable, Dr Blade the Sword Genius, Giant Ice Tank, Enjoy your Half a Vasectomy Palestin…
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In celebration of Financial Literacy Month, Tim Ranzetta, co-founder of NextGen Personal Finance, chats with Bill and Jackie on the transformative power of teaching personal finance to students. Discussing stats, stories, and strategies, this episode covers everything from the ripple effects of financial literacy to state-level advocacy for require…
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Join us this week as Luke, Brad and special guest Brooks talk shop, sports, real estate and more in episode 18 of the Efficient by Design Podcast. Brought to you by Akribis Leather: creators of premium leather tool belts meticulously designed for efficiency, featuring trade-specific tool placement.By Akribis Leather
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It’s that time of year again! April the Twentieth has become so mainstream that the stores are crowded because of all the crime sales so instead lets talk about some other important things, like how to be respected for your soup, raw broccoli, and how helicopters work. Suggested talking points: The Implied existence of Drug Heavy Zones, Soup is Ear…
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Although you’ve probably heard of this powerful pair, Mindy and Carl Jensen hop onto our show to share their personal journeys to financial independence and beyond. The Jensens discuss their experiences with podcasting, real estate investing, individual stock investments, and the lifestyle adjustments they've made after achieving financial independ…
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Join us this week as Luke, Brad and Dustin dive into personal stories of job site dangers like wind, power tools, heavy equipment and more in episode 17 of the Efficient by Design Podcast. Brought to you by Akribis Leather: creators of premium leather tool belts meticulously designed for efficiency, featuring trade-specific tool placement.…
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