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The Life and Death of The 4% Rule | Christine Benz | 077

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Manage episode 420346434 series 3446314
Content provided by Bill Yount & Jackie Cummings Koski, Bill Yount, and Jackie Cummings Koski. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Bill Yount & Jackie Cummings Koski, Bill Yount, and Jackie Cummings Koski or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://player.fm/legal.

Christine Benz is the Director of Personal Finance and Retirement Planning at Morningstar. Christine shares her extensive insights into retirement planning, emphasizing the flexibility and adaptability of the 4 percent guideline over the rigid 4 percent rule. She discusses the value of variable withdrawal strategies, the importance of personalizing one's retirement plan, and tackles the nuances of various saving vehicles like HSAs. Bill, Jackie, and Christine also chat about the sequence of returns risk and offer practical advice on asset allocation and preparing for healthcare costs in retirement. Additionally, she highlights the significance of community and working in retirement for financial and non-financial well-being, along with a sneak peek into her upcoming book and the Bogleheads conference.

🔗 Connect with us

Buy CUtFI a coffee

Record a message for CUtFI

Thank you to our sponsors:

Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!)

Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course)

Nectarine: Advice-Only Financial Advisors

Resources mentioned on the show:

Bogleheads Conference

Morningstar

The Long View

John C. Bogle Center for Financial Literacy

How to Retire: 20 Lessons for a Happy, Successful, and Wealthy Retirement by Christine Bentz

Retirement Glide Path: Is Comfort Key?

Treasury Inflation Protected Securities

Social Security Made Simple | Mike Piper | 054

Six Retirement Withdrawal Strategies that Stretch Savings

William Bengen

opensocialsecurity.com

Zweig: Prepare for 'Meflation'

Die With Zero: Getting All You Can from Your Money and Your Life by Bill Perkins

Income Lab

Marc Freedman: The Case for Encore Careers

Bogleheads Conference 2023 - Jordan Grumet on Living without Regrets

Sequence of Returns Risk

bogleheads.org

Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.

  continue reading

81 episodes

Artwork
iconShare
 
Manage episode 420346434 series 3446314
Content provided by Bill Yount & Jackie Cummings Koski, Bill Yount, and Jackie Cummings Koski. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Bill Yount & Jackie Cummings Koski, Bill Yount, and Jackie Cummings Koski or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://player.fm/legal.

Christine Benz is the Director of Personal Finance and Retirement Planning at Morningstar. Christine shares her extensive insights into retirement planning, emphasizing the flexibility and adaptability of the 4 percent guideline over the rigid 4 percent rule. She discusses the value of variable withdrawal strategies, the importance of personalizing one's retirement plan, and tackles the nuances of various saving vehicles like HSAs. Bill, Jackie, and Christine also chat about the sequence of returns risk and offer practical advice on asset allocation and preparing for healthcare costs in retirement. Additionally, she highlights the significance of community and working in retirement for financial and non-financial well-being, along with a sneak peek into her upcoming book and the Bogleheads conference.

🔗 Connect with us

Buy CUtFI a coffee

Record a message for CUtFI

Thank you to our sponsors:

Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!)

Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course)

Nectarine: Advice-Only Financial Advisors

Resources mentioned on the show:

Bogleheads Conference

Morningstar

The Long View

John C. Bogle Center for Financial Literacy

How to Retire: 20 Lessons for a Happy, Successful, and Wealthy Retirement by Christine Bentz

Retirement Glide Path: Is Comfort Key?

Treasury Inflation Protected Securities

Social Security Made Simple | Mike Piper | 054

Six Retirement Withdrawal Strategies that Stretch Savings

William Bengen

opensocialsecurity.com

Zweig: Prepare for 'Meflation'

Die With Zero: Getting All You Can from Your Money and Your Life by Bill Perkins

Income Lab

Marc Freedman: The Case for Encore Careers

Bogleheads Conference 2023 - Jordan Grumet on Living without Regrets

Sequence of Returns Risk

bogleheads.org

Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.

  continue reading

81 episodes

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