Best Mary Jo Irmen Podcasts (2024)

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Ep. 259 - Online Noise 25:48

10h ago25:48

25:48

As a consumer, you have to be able to weed through the noise and realize you may actually be smarter than the keyboard warriors online. Let's address some of the comments we can find online in forums that have zero merit. Audio Production by Podsworth Media - https://podsworth.com

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Ep. 175 - Prepare in the Good Times for the Bad Times 12:18

1h ago12:18

12:18

Always be prepared to have cashflow or low debt in the good times. Things always change, and you don't want to be in a situation where you are caught owing money and have no cashflow coming in. Audio Production by Podsworth Media - https://podsworth.com

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Ep. 258 - Self-Insuring and Crop Insurance 16:40

3d ago16:40

16:40

Nelson talks about using IBC to self-insure, and I can't say it's as easy as some folks make it out to be. With today's costs, it's very hard on the home and auto side, then you add in crop insurance, and it's nearly impossible, based on the research I have done. Audio Production by Podsworth Media - https://podsworth.com…

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Ep. 174 - Who Are You Taking Advice From? 13:40

1d ago13:40

13:40

Be careful when asking others for their opinions when you are an expert on a matter. Knowledge is one thing if it's gained from due diligence; it's another when it's repeated without good sources. Audio Production by Podsworth Media - https://podsworth.com

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Ep. 257 - Can You Take a Month Off? 17:29

8d ago17:29

17:29

Is your farm setup well enough to take a month off? My business is not. This is definitely something to think about. Audio Production by Podsworth Media - https://podsworth.com

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Ep. 173 - Client Interview: Justin Freswick 26:14

10d ago26:14

26:14

Justin is using IBC and his life insurance policy like crazy! Listen in and learn how to use your policy and move forward with cash-flow-generating ideas. Audio Production by Podsworth Media - https://podsworth.com

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Ep. 256 - What is the Infinite Banking Concept? 11:47

21d ago11:47

11:47

In this episode, we are diving into the concept of Infinite Banking. Highlighting key points from Nelson Nash's book, 'Becoming Your Own Banker,' the discussion covers the foundational mindset shifts required for Infinite Banking. The episode addresses common misunderstandings, critiques current financial systems, and stresses the importance of pro…

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Ep. 172 - Term Insurance is NOT the Worst 13:20

18d ago13:20

13:20

In this episode, we are discussing the misconceptions around term insurance and its value as a short-term death benefit solution. I explain different types of term insurance, highlighting their benefits and when they might be suitable. While term insurance is not a long-term solution like whole life insurance, it is important to maintain some form …

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Ep. 255 - Busting More Myths 16:13

1M ago16:13

16:13

Let's bust more myths: companies don't pay claims; premiums increase; companies collapse; whole life is expensive; and any agent can help with IBC. Audio Production by Podsworth Media - https://podsworth.com

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Ep. 171 - What Did Dave Ramsey Say? 15:07

25d ago15:07

15:07

Here we are again... Dave and I agree, but he seems to be talking out of both sides of his mouth. Finally, he has addressed putting money into things you know, but why then is he talking about putting money into IRA's and 401k's when you don't know those things? Audio Production by Podsworth Media - https://podsworth.com…

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Ep. 254 - Barn Talk Interview 1:38:40

1M ago1:38:40

1:38:40

I had the privilege of being on the Barn Talk podcast a year ago and want to share that with you guys today. Enjoy! Audio Production by Podsworth Media - https://podsworth.com

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Ep. 170 - How to Treat Capital Investments 12:22

1M ago12:22

12:22

Have you put money into your business and paid it back? If you are putting a capital investment into a business, you better pay that back to yourself and figure in your time per hour. Without doing this, you are not looking at real numbers for profit and expenses on the business side. Audio Production by Podsworth Media - https://podsworth.com…

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Ep. 253 - Ways to Use the Infinite Banking Concept 15:56

2M ago15:56

15:56

It's called "infinite" for a reason, and that can be very hard to see when you are only looking down your lane. What are you using money for that you could actually be using the infinite banking concept for? Is it college, farming, rentals, braces for the kids, or something else? I challenge you to not only take the blinders off but get the book "B…

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Ep. 169 - Passive Investors Manipulate the Market 17:15

1M ago17:15

17:15

Wealthion had a great podcast interview that I sum up here as best I can. The moral is, the gov't created a "solution" that is now creating a problem for which they can create another "solution". The opt-out 401k option is not actually helping but could hurt the market, depending on employment rates. Take a listen; there is a lot here. Audio Produc…

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Ep. 252 - More Myths Busted 12:56

2M ago12:56

12:56

Today we talk about: Are kids' policies better than adults' policies? Am I just selling you something? Should tobacco users forget about having a whole life insurance policy? Should your premium be a certain percent of your gross income? Can you retire on your cash value? Audio Production by Podsworth Media - https://podsworth.com…

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Ep. 168 - Selling is Not Bad; Get Over It! 16:32

2M ago16:32

16:32

Every one of us is a salesperson to some extent, yet so many folks are up in arms over people selling them something. Listen in and challenge your thought process. Audio Production by Podsworth Media - https://podsworth.com

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Ep. 251 - Banks Have Control 15:01

2M ago15:01

15:01

Regardless of what you think, the bank has control, and you are the employee of the bank. If they call a note and you don't have the cash to pay that, they are in control. You need to know your numbers or they will take an opportunity to manipulate you. Audio Production by Podsworth Media - https://podsworth.com…

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Ep. 167 - Paying Cash for College 10:49

2M ago10:49

10:49

It's about that time of year where parents have college coming up to pay for. Student loans are a joke, and parents are being stuck with the bill. Society has said, pay cash for your kids and never have them pay you back. There are better ways, and you as the parent need to stop using your retirement to pay for the kids' college. Audio Production b…

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Ep. 250 - What Happens to My Premium Money? 8:54

2M ago8:54

8:54

This is a common question that I hear, because people think the insurance companies are stealing money. Why? I have no idea... but let's address what they *actually* do with your money to ensure the death benefits get paid out. Audio Production by Podsworth Media - https://podsworth.com

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Ep. 166 - Economy Update (with German Passion!) 16:28

2M ago16:28

16:28

I stay away from the news for a reason, but I figured I'd take a listen this week, and now I'm mad. We are supposed to lose jobs in order to stop spending and get back to where the gov't thinks we should be. The thought process around this is absurd! Audio Production by Podsworth Media - https://podsworth.com…

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Ep. 249 - More Myths Debunked 10:52

2M ago10:52

10:52

Today we talk about loan interest as a tax deduction; being debt-free but having policy loans; 1035ing cash value; loans for cash flowing assets; and the idea that life insurance companies are banks. Why are these ideas misunderstood or inaccurate? Audio Production by Podsworth Media - https://podsworth.com…

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Ep. 165 - Short Memories Equal Lost Money 12:30

2M ago12:30

12:30

Why is it that so many of us forget so quickly that we lost money in a market fall? As soon as that rate of return increases, we relax and believe all is good in the world again. Why are we not paying attention and remembering what happened to our money just a year ago!? Audio Production by Podsworth Media - https://podsworth.com…

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Ep. 248 - Retirement Income 14:39

3M ago14:39

14:39

Do you have the cashflow to retire, or are you going to live on a prayer? It's a proven fact that people with money live longer. Start looking at your numbers and count inflation. Audio Production by Podsworth Media - https://podsworth.com

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Ep. 164 - What Do You Love, and Do You Have the Motivation? 16:46

3M ago16:46

16:46

If you have a business that is going nowhere fast, have you asked why? Is it because you don't love it, are you in your own way, or are you not filling your head with the right stuff? Get out of your head, open your mouth, and start working on your business. If you can't do that, then evaluate if you are doing the right thing. Audio Production by P…

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Ep. 247 - How Many Policy Loans Can I Take? 10:51

3M ago10:51

10:51

Let's dig into how loans are treated. The best part of IBC is being in control, the worst part of IBC is being in control of your loans. The company treats it as one loan; they don't question, and they don't care. You are the one who has to figure out how you want to make it back. Audio Production by Podsworth Media - https://podsworth.com…

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Ep. 163 - 3 Types of Interest: Uninterrupted Compounding is King! 11:43

3M ago11:43

11:43

Here is an example of why Uninterrupted Compound Interest is what you want when looking at interest on anything you're saving. Many talk about compound interest, but they don't talk about what happens when it's interrupted. Audio Production by Podsworth Media - https://podsworth.com

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Ep. 246 - 3 Types of Interest: Uninterrupted Compounding is King! 12:40

3M ago12:40

12:40

Here is an example of why Uninterrupted Compound Interest is what you want when looking at interest on anything you're saving. Many talk about compound interest, but they don't talk about what happens when it's interrupted. Audio Production by Podsworth Media - https://podsworth.com

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Ep. 162 - What Are PUAs? 8:02

3M ago8:02

8:02

In order to make IBC work with life insurance, you want to have a PUA rider on the policy. In this episode, Ii explain what it is and how it works. Audio Production by Podsworth Media - https://podsworth.com

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Ep. 245 - Busting 5 More Myths 14:10

3M ago14:10

14:10

You all liked my myth busting before, so here's more! I'll keep the tally rolling. Today we smash myths 6-10! 6. Whole Life insurance is bad because you don't get cash value and death benefit. 7. It's not an IBC policy. 8. It's about a Return on Investment. 9. Dividends are from overpaying on insurance. 10. Fees in Whole life. Audio Production by P…

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Ep. 161 - No Deal in Life Insurance 8:41

3M ago8:41

8:41

"It's too good to be true," is what many think, but in reality, there are no deals, and that is what keeps it real. IBC is set on a foundation of truths, and many are not understanding those truths. Audio Production by Podsworth Media - https://podsworth.com

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Ep. 244 - What I See vs. What You See 12:33

4M ago12:33

12:33

So many people hear a 30-second clip of me talking about successful farmers and think I am an idiot. Yet, that is what I see. I see success because those looking find me and want to learn. Those who spend their time just scrolling are crying in their coffee rather than looking for solutions. Audio Production by Podsworth Media - https://podsworth.c…

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Ep. 160 - Together = Success 11:00

4M ago11:00

11:00

As couples, we can do things together and be successful or we can silently support the other. What we can't do is fight with our partner and expect to make progress. That is an uphill battle, and it's proven when we look at business owners who have both people on board. Audio Production by Podsworth Media - https://podsworth.com…