Physics 545 Solid State Physics at Purdue University. Textbook: Introduction to Solid State Physics by C. Kittel. Course webpage
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Physics 416 Thermal and Statistical Physics Purdue University Textbook: Thermal Physics by Kittel and Kroemer Lectures follow the text fairly closely, so if you're joining us from iTunes, you might enjoy having a copy handy.
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Are you having trouble keeping up with the news and flood of information coming at us all? Want to understand what’s going on clearly and simply without any hidden agenda (we're old-fashioned centre-right normal Aussies, and we're open about it)? THE OTHER SIDE is a weekly summary politics & news show from former Australian radio & TV journalist Damian Coory. We summarise the best news commentary from Australia and abroad in around 50mins a week. New episodes drop every Friday night. All epi ...
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A podcast for SBA Lenders
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15-30 minute talks with global affairs experts on topics of contemporary relevance.
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Support our show: go to https://piavpn.com/OTHERSIDE to get 83% off Private Internet Access with 4 months free! This week on The Other Side… Bettina Arndt joins to discuss how women in Australia are becoming much much richer than men. A new Canadian study says the excess deaths happening all over the world can’t be caused by a virus - so what is ca…
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Business Acquisition Underwriting Standards feat. Brian Carlson, Kay Anderson, & Charles Rho | Ep. 154
37:03
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In this episode of The Art of SBA Lending, Ray dives deep into the evolving world of business acquisition financing. Are lenders taking on more risk than ever before? Ray kicks things off by examining how underwriting standards for business acquisitions have shifted, allowing for up to 90% financing and bringing a wave of new buyers with little-to-…
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Ep 324 - Free Speech Under ATTACK - We’re on the Brink of Losing Free Speech Forever in the West
1:12:04
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Support our show: go to PIAVPN.com/OTHERSIDE to get 83% off Private Internet Access with 4 months free! This week on The Other Side… – Free Speech under attack at home and abroad – An Aussie religious leader hauled before a human rights commision for ‘insulting’ the Welcome to Country - he’s fighting back hard – A horrific knife attack on a little …
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Sourcing Deals Outside of the BDO Channel feat. Chris Hurn, Ken Rosenthal, & Mike Breckheimer | Ep. 153
45:57
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The BDO model—it’s reliable and proven, and clearly I’ve been a fan, but is the industry missing out on better alternatives? We’re getting into it on todays new episode. Join me and our Art of SBA Contributors as we break down the costs, the strengths and potential pitfalls, and alternative options for the BDO model. Should we be exploring new sale…
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Ep 323 - Gaslighting AUSTRALIA: PM’s Weird Terror Warning + Christians Arrested in Paris
1:16:59
1:16:59
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This week on The Other Side… The biggest legal body in the land warns those who want to reform sexual assault laws: Do not mess with the PRESUMPTION OF INNOCENCE Albo and ASIO’s very weirdly-worded warning on the latest terror threats The UK erupts - but authorities are STILL ignoring the real underlying issues The thought police are back! People i…
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The Rise of the Small Loan Program feat. Mike Breckheimer, Christopher Hackney, & Darren Davis | Ep. 152
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In this episode, host Ray Drew delves into the transformative changes within the SBA 7(a) Small Loan Program. With the new SOP increasing what they consider a “small loan” from $350,000 to $500,000 and streamlining processes, SBA lending has seen a renaissance in small loans. Key topics covered include: The shift in the secondary market favoring sm…
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Ep 322 - Olympic-sized Controversy! Kamala UP in polls and Aussie Nurses SICK of Bureaucrats
1:14:06
1:14:06
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This week on The Other Side… Aussie nurses and paramedics call for a cut to the number of health department over-lords they have to report to, so they can get on with their jobs! An Olympic-sized controversy has erupted over the Opening Ceremony – are people just over-reacting? An Olympics commentator gets fired for a lame joke in a separate contro…
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The Impact of the 2024 Election on SBA Lending feat. Bob Coleman, Chris Hurn, & Brooke Mirenda
46:16
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Welcome back to The Art of SBA Lending podcast! A place where the most influential leaders in the SBA lending industry come together to debate, discuss, and drive our industry forward. In today's episode, host Ray Drew kicks things off, addressing the increasing impact of politics on SBA lending. From SOP changes to funding challenges, the SBA miss…
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Ep 321 - Kick them OUT! New Calls for AUSTRALIA’s eSafety Censors to be Shut Down and the TRUTH About the Building Industry
1:22:11
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This week on The Other Side… Australia to get a new leadership line-up Calls for the eSafety Commission to be shut down after a troubling speech by its Head Julie Inman Grant NOT turning down the heat - Kamala Harris holds her first campaign rally as the new Democratic Party presumptive nominee - we’ll analyse her spin Putting Men in Jail - “Coerci…
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Ep 320 - TRUMP’s Triumph - Biden’s Decline - A US Special from The Other Side
1:11:52
1:11:52
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This week on The Other Side: In our return episode for the second half of 2024… The Trump assassination attempt, his triumphant return to the Republican National Convention, the impending end of Joe Biden’s political career, the announcement of JD Vance as Trump’s running mate, the conspiracy theories about the shooting and a revolutionary shift as…
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Ep 319 – Tucker Carlson DEMOLISHES Aussie Journalists + The TRUTH About NUCLEAR
1:13:07
1:13:07
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This week on The Other Side… Tucker Carlson schools a naive Australian journalist in one of the finest takedowns in recent Aussie media history A left-wing senior Liberal Party figure comes out from behind his mask and backs the Labor party on a NO-nuclear power future Julian Assange walks free - but is he a hero or a villain? Trump and Biden face-…
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Ep 318 - Dutton TAKES Charge – Strong NUCLEAR Leadership Sends Left INSANE!
1:01:39
1:01:39
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This weekend on The Other Side… -- PETER DUTTON hits his stride by announcing a strong commitment to bringing nuclear into the Australian energy mix forcing the left and wimps in his own party to reveal their total hypocrisy on net zero -- ANTHONY ALBANESE kowtowing to China again by allowing a disgraceful act of censorship to be carried out on Aus…
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Ep 317 - MEN's Lives Ruined - Not Guilty but Fully CANCELLED + Are We on the Brink of WW3?
1:02:13
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This week on The Other Side… Are we on the brink of World War 3? Australia's longest-serving minister of foreign affairs says the impossible scenario has at least become a possibility NRL star Jarryd Hayne has his rape conviction overturned but technically could face a FOURTH trial on the same crime… do we need to fix our criminal justice system? E…
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Ep 316 – eKarens' New Plan to Control Elon, Trump Rises, Fauci Falls
58:14
58:14
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This week on The Other Side… -- Australia’s censorship overlords in the eSafety Commission change tack in their attempt to stop you seeing the news without their approval -- A new IPA report reveals the massive bias of Aussie censors against the political right and in favour of the left and warns against Albo’s dangerous new ‘misinformation’ laws -…
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People over Profits: Building a Culture that Retains Talent feat. Kyel Sletten | Ep. 150
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We’ve got a one-of-a-kind episode as our last one of the season. We’re bringing on an impromptu guest this week! No planning or prepping- just great SBA discussions with fellow SBA content creator Kyel Sletten in front of the mic. Listen in as Kyel and Ray pull back the curtain on content creation and why it’s so great for the industry, their hopes…
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Ep 315 - America's Lawfare Disgrace and Australian State's Insane New Anti-men Move
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This week on The Other Side… -- Trump found Guilty in Circus Trial - American politics stoops to a troubling new low as Democrats manipulate New York's legal system in a deliberate and calculated attempt to take down a former President of the United States -- Australian state of Victoria introduces a world first obscenely sexist affront to men by a…
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New SBA Shop Setting Eyes on the Top 10 feat. Jonathan Smith | Ep. 149
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This week we have Jonathan Smith on the podcast to talk about the national growth and success of SBA at Northwest Bank. In this episode Jonathan and Ray get into: >Strategies behind hiring and interviewing >The dedication it takes to be a high producing player/coach (especially in a new shop) >How important titles should be to an employee >Underwri…
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Ep 314 – GUTLESS – Aussie PM Fails to Stand Up to Woke ICC
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This week on The Other Side… Australia’s Moment of Shame - Albo refuses to follow world leaders and stand up for liberal democracy and Israel. The International Criminal Court tried to draw a moral equivalence between Israel and Hamas this week by announcing it is seeking an arrest warrant for the leaders of both. Most world leaders - except ours -…
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Class is Now in Session: New SOP Edition feat. Prof. Lance Sexton | Ep. 148
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This week we have SBA legend Lance Sexton on the podcast for a stellar episode on education for the future generation of SBA lenders behind the scenes of a bank closure, and Lance uses a phrase that may sound familiar: clear as mud. Can you guess what he’s talking about? Great topics for a great guest, live from Nashville at NAGGL. Also, how did Th…
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Ep 313 – TRUMP on the Way to Victory & ELON beats the eKarens!
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This week on The Other Side… Donald Trump is on track to become President of the United States again - we’ll tell you why Jim Chalmers’ Bland Budget - Labor is patting itself on the back for delivering a ‘surplus’ (after winning at the tax pokies!) but they continue to spend, spend, spend instead of paying-down our massive national debt! One of Aus…
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Unlocking Efficiency as a BDO feat. Lane Rhodes | Ep. 147
46:29
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We’re sitting down with Lane Rhodes on her home turf for this episode! Live from Nashville we are chatting with Nashville's OG of Lending about leveraging your strengths and efficiency to find success as a BDO. Listen in to get all the details about how Lane found her success by creating relationships, how being patient doesn’t always pay off, why …
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Ep 312 – Demonising MEN – Daisy Cousens X The Other Side
56:52
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This weekend on THE OTHER SIDE... The Demonisation of MEN - has Australia been living under a culture of putting down men for decades that’s become so normalised we don’t even notice it any more? ADH TV Presenter and YouTube star Daisy Cousens joins us to discuss. Sectarian Politics - Muslims in the UK have voted in the recent city council election…
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The Inner Workings of the Secondary Market feat. Karen Bean | Ep. 146
40:57
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For this weeks episode we have Karen Bean joining us to discuss all things about the secondary market. Listen to Karen and Ray get into details about her incredibly successful career in the secondary market, learning about what happens when a buyer mistakenly bids too high, how 2008 and Covid-era incentives impacted the secondary market, her BTS th…
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Ep 311 - Aussie MEN Have Had ENOUGH! Has the Great Push-back Begun?
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This week on The Other Side… a controversial look at the Australian Domestic Violence 'problem.' We take a step back from the high emotion and ask rationally: is there actually a problem big enough to require THREE BILLION DOLLARS of government intervention? Have radical feminists hijacked this issue to drive an anti-male agenda? Are Australian men…
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Raising the limit on the SBA 7a loan program feat. Steve Mariani | Ep. 145
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48:07
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This week we have Steve Miriani, founder of Diamond Financial joining us to get into the industry hot topic, raising the SBA 7(a) limit. Listen in to hear Ray and Steve discuss why this needs to be a priority and what steps are being taken to get us there. We also discuss the journey of Steve’s career, how creating his own niche led him to his succ…
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Ep 310 - Taking Your Freedom to Keep You Safe - Exactly who IS this "eSafety Commissioner" and do we need her?
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This weekend on THE OTHER SIDE... Exactly who IS this "eSafety Commissioner" and do we need her? The Australian government is using the stabbing tragedy in Sydney last weekend, combined with the stabbing of a Christian Priest by a Muslim teenage 'terrorist', to resurrect it's nearly-dead draconian proposed Misinformation and Disinformation laws. Ha…
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Director Shares the Secret Sauce of his SBA Program | Ep. 144 | The Art of SBA Lending
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For this weeks episode we have Darren Davis, president of Small Business Specialty Lending at Colony Bank joining us to conclude our sit-down interview series from Asheville. In one of Ray's favorite episodes so far this season, they sit down to talk leadership, talent, overcoming obstacles and SBA changes, and the lessons he's learned the hard way…
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Ep 309 - Sydney's PAIN - The Week of the Long Knives - What's to Blame?
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This weekend on THE OTHER SIDE... Damian explores the reasons behind a week of tragedy and tears for Sydney. As sad as the Bondi Junction knife attack was, is there anything anyone could have done to prevent it? And what are we not realising about the social and political climate in Western Sydney? An apparently religiously-motivated stabbing attac…
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Solving the Talent Gap in SBA (Shatterbox update) | Ep. 143
56:35
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This week on The Art of SBA Lending- Shatterbox Join us for a panel discussion as we sit down with founder of Shatterbox, Dustin Baker, and early adopters of the program Chris Kwiatkowski and Cam Nayebi. Ray and our panelists go into detail about the struggles with the talent gap in SBA lending, including hiring and training, why Shatterbox was cre…
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Ep 308 – Is AUSTRALIA (and the west) in Crisis? A Special Episode
1:27:36
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This weekend on THE OTHER SIDE Damian is joined by two smart friends of the show, past interview guests, businessman and ‘natural law’ expert, Rob McMullan and business leader, former forensic auditor and police prosecutor, Scott Pelto, for a special ‘off the set’ deep dive discussion on the question Is Australia in Crisis? We all know something ju…
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4 Keys to Success in SBA Sales feat. Industry Icon Ken Rosenthal | Ep. 142 | The Art of SBA Lending
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This week we have Ken Rosenthal on the podcast giving us his 4 secrets to success in SBA sales. Listen in as Ray and Ken think back to when they first met in the very beginning of Rays SBA career, how Ken organizes his day to maintain his position as a top-producer, standing out as an SBA lender in your market, and those sales secrets we are all wa…
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Ep 307 - The Truth About EXCESS DEATHS - It's not what you think
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This weekend on THE OTHER SIDE we explore... People are dying. Nobody cares. Australia had 15,000 more deaths than usual during 2023. Why isn't working out why a national scandal and top of the agenda? ANU Professor and former UN Assistant Secretary-General Dr Ramesh Thakur has a few ideas. We discuss. Woke Governor General? - Is Australia's next G…
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How to do SBA at a Community Bank | Ep. 141
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This week on The Art of SBA Lending we have a guest who certainly likes to stay busy, Maria Lawson! Maria is the Managing Director of Government Guaranteed Lending at Signature Bank of Georgia and board member of GLQC. Maria sits down with Ray at The Southeastern Small Business Lenders Conference in Asheville, NC, to discuss: -Balancing her impress…
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The Role of Legal Counsel in SBA Lending feat. Victor Diaz | Ep. 140
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This week on The Art of SBA Lending we have Victor Diaz, Managing Partner of Starfield & Smith, an SBA Law firm you may already know. Kicking off our 5 week in-person interview series from Ashville, Victor is sitting down with Ray for another great episode. Victor talks about his experiences from being a trial attorney to now an SBA attorney, what …
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Ep 306 - The ALP is DYING - Greens Surge and Liberal Leftism Leaving Labor in the Cold
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This weekend on THE OTHER SIDE Damian explores... The ALP is Dying - The Queensland elections that spell disaster for the Labor Party's future relevance in Aussie politics. Is this an existential crisis for the ALP? Too woke? - the Aussie actress who says she's never coming home because the country's become way too 'woke' Triple your Embarrassment …
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WHAT THE HECK IS GOING ON IN THE SBA INDUSTRY?! | Ep. 139
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In this weeks episode we are sitting down with Shane Lewis, President and co-founder of Baker Lewis, an SBA advisory firm. If you’ve been following along The Art of SBA, you already know who they are! We all know this shake up in the SBA industry has caused a lot of movement…but nobody knows it as well as Shane does. Listen in to hear what he has t…
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Ep 305 - Is NUCLEAR right for Australia? Why it's time to Lift the Ban with Will Shackel and Ben Beattie
56:49
56:49
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This weekend, The Other Side goes Nuclear to tackle the BIG question: if Global Warming is such a massive threat to our very existence, why are the champions of wind and solar so keen to bury the nuclear option? Damian summarises the nuclear energy debate in Australia so far and is then joined by 17-year-old Aussie pro-nuclear activist Will Shackel…
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Ep 304 –BIDEN 'Unfit for Presidency' + GREENS nutty ideas for Aus - Squatting & Shoplifting!
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Ep 304 of The Other Side for the weekend commencing Friday March 8, 2024. This weekend… SECRECY NATION - we STILL don't know who the spy traitor MP was! Donald Trump annihilates Nikki Haley in the Super Tuesday nomination competitions in the United States. Top global Aussie Professor says Biden is ‘unfit’ to be president and keeping him there is ‘e…
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Guess who’s retiring from SBA Lending | Ep. 138
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This week on The Art of SBA Lending we have a mystery guess with a big announcement…their retirement! Listen in to see who is retiring and what industry they are moving into. We’re also talking BDO experiences and comp plans, post-covid trends, and more. Leave a review if you’ve been loving these episodes and don’t forget to share our channel! This…
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Interview with Former Acting SBA Administrator Jeanne Hulit | Ep. 137
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This week on The Art of SBA Lending we're honored to be bringing you an interview with one of the few people who have actually run the SBA. Welcome, Jeanne Hulit, former acting SBA administrator and current CEO of Maine Community Bank! Jeanne is here giving us her takes on the 2023 changes of the SBA, and what she thinks about simplifying the SOP. …
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Ep 303 – THE GENDER PAY GAP LIE IS BACK! + VACCINE MANDATES RULED ILLEGAL
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Ep 303 – THE GENDER PAY GAP LIE IS BACK! + VACCINE MANDATES RULED ILLEGAL This weekend… The Gender Pay Gap lie has reared its ugly head again thanks to the government agency charged with keeping the myth of a ‘sexist patriarchy holding women back’ alive. A massive breakthrough as one of Australia’s highest courts rules vaccine mandates illegal ScoM…
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Keep Your Head Down and Don’t Look Up | Ep. 136
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Join us for our newest episode with Jim Mueller, BDO at Celtic Bank and highly deserving recipient of last years “BDO of the Year” award. Ray and Jim have a great conversation about achieving success and caring deeply about the process from somebody who has been on both sides of the table. In this episode we discuss: Jim's transition from a CEO to …
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Ep 302 – **UNSEEN FOOTAGE** ISLAMIST JIHADI ACTIVISM AT THE SYDNEY OPERA HOUSE + ARE WE BEING LIED TO ABOUT INFLATION?
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This weekend… New footage of the protests at the Sydney Opera House on Oct 9, 2023 suggest things were worse than first thought The lawfare against Trump... how it's getting sillier and backfiring more every day Are Coles and Woolies really the villains they're being made out to be – or is something up? And why it’s time for the US to drop its case…
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Developing Emotional Intelligence to Accelerate Your Career | Ep. 135
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In this episode we interview Phil Johnson, Founder and CEO of the Master of Business Leadership program for employees and executives. Listen in as Ray and Phil get into the majorly important topic of emotional intelligence. What it is, why it’s important, and it’s current role in corporate America. Covering the questions of ego-based fears and how …
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Ep 301 – THE TOUGH REALITY ON YOUTH CRIME + PUTIN, TUCKER, RUSSIA & UKRAINE
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In our first show for 2024… Youth crime – a former Aussie state Premier explains what's needed to fix the growing problem Vladimir Putin, Tucker Carlson and the Ukraine-Russia war: two years in, where are things at, and how will it end? The greatest speech ever made at the WEF Davos talkfest The US Republican Party moves to end the lie that the “Ja…
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The Ups and Downs of a $105 million year feat. Jared Johnson | Ep. 134
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Serious Episode- Sorry It’s Jared Johnson of First Internet back on the podcast this week! $100+mm years, content creation, closers, authenticity and business acquisitions, we’re talking about it all! Learn what kind of sacrifice, dedication, and value-add is needed to earn the spot of a top producer right here. ____________________________________…
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Live from Miami... It's the Art of SBA | Ep. 133
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In this episode we bring you a LIVE panel discussion from The BDO Retreat in Miami! Join us for a panel discussion with top producing BDO's: Dennis Wagner, First National Bank, Ryan Kroge, First Internet Bank, Shane Pierson, Grasshopper Bank, and our host, Ray Drew. This episode is all about achieving success, meeting your potential, and maximizing…
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PART 2: The State of Small Business feat. Nick Roach, Jordan Hallam, & Bill Woodard | Ep. 132
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Welcome to Part 2 of our State of Small Business Panel on The Art of SBA Lending Podcast with William "Bill" Woodard, Chief Credit Officer at T Bank, Jordan Hallam, Director of Government Guaranteed Lending at SouthState Bank, Nick Roach, President and CEO of Stone Bank. In this episode we cover which industries are hot right now, why you should be…
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The State of Small Business feat. Nick Roach, Jordan Hallam, & Bill Woodard | Ep. 131
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Welcome to the newest season of The Art of SBA Lending Podcast! This week we are kicking off with part-one of a fan-favorite, panel-style episode discussing the (surprising) state of small business. Our host, Ray Drew welcomes Bill Woodard, Chief Credit Officer at T Bank, Jordan Hallam, Director of Government Guaranteed Lending at SouthState Bank a…
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Moonwalking into 2024 with SBA Expert Sherry Martin | Ep. 130
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45:48
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In this episode we welcome our first guest of the new year, Sherry Martin! Sherry is the Director of Client Bank Development at SBA Complete. She's had a life-long passion for the success of small businesses, has worked every role in SBA, started shops from the ground up, and could teach everyone a thing or two about leadership. Listen in as Ray an…
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