Best Ryan R Morrissey Podcasts (2024)

1
Understanding Current Trends in ETFs with Matthew Bartolini, CFA, CAIA, #206 24:10

5h ago24:10

24:10

What are the current trends with ETFs? What’s happening in the fixed-income market? How can investors tackle current challenges? Matthew Bartolini, CFA, CAIA—the head of ETF Research at State Street Global Advisors—joins me to dissect the ETF market and how investors can handle volatility. Matthew believes the ETF market will only continue to grow …

1
How to Evaluate if Your Financial Advisor Is Delivering Value, #205 22:00

4h ago22:00

22:00

How do you know if your financial advisor is delivering value? Is seeing a financial gain in your investments the only metric you should use? I’ve identified four key areas where your financial advisor should be delivering value to you: Awareness of costs and fees, performance of your portfolio, financial planning benefits, and communication. I’ll …

1
What To Expect Once I've Hired A Fee-Only Financial Advisor (Part 4), #204 28:19

7d ago28:19

28:19

What should you expect once you’ve hired a fee-only financial advisor? Fee-only financial advisors typically offer financial planning, investment management, or a combination of both. In this episode, I’ll cover what each process will be like because what you’re hiring your financial advisor to do will determine how your experience will be (and wha…

1
How To Find and Hire a Fee Only Financial Advisor (Part 3), #203 24:40

10d ago24:40

24:40

How do you find a fee-only financial advisor who’s the right fit for you? I’ve outlined a detailed process that you can use to not create a list, research your list, and interview and hire the perfect fit for you. I’ll cover it all in this episode. This is Part 3 of a five-part series about financial planners to celebrate the release of my first bo…

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The 3 Types of Financial Advisors (Part 2), #202 19:37

25d ago19:37

19:37

What are the three different types of financial advisors? Why do I believe a fee-only financial advisor is the best? If you’re considering hiring a financial advisor for the first time—or questioning if your current advisor has your best interests at heart—don’t miss this one. It’s part 2 of my series in which I’m covering some of the topics in my …

1
Financial Advisors: What Do They Do and Why Hire One (Part 1), #201 19:24

1M ago19:24

19:24

I’ve spent the last 18 months writing the first book, “Fiduciary: How to Find, Hire, and Establish a Trusted Partnership with a Fee-Only Advisor,” which will officially be published on May 28th. I wrote this book to help everyone find a financial advisor who will put their interests first. Why? I see too many bad financial advisors harming their cl…

1
IRS Update For Inherited IRAs and Roth IRAs, #200 16:55

1M ago16:55

16:55

Have you inherited an IRA from a non-spouse who passed away after 1/1/2020? Beneficiaries of pre-tax retirement accounts have always had to pay taxes on what they inherit. However, on 1/1/2020, the SECURE Act was passed, changing the annual amount that beneficiaries would have to withdraw. Beforehand, non-spousal beneficiaries could: Cash out the a…

1
5 Things To Know About Divorce and Social Security, #199 18:22

2M ago18:22

18:22

If you are divorced and approaching 62, you may qualify for social security benefits based on your ex-spouse's earning record. But who qualifies? When can you collect it? How much can you collect? Does your ex-spouse find out? I’ll answer the things you need to know in this episode of Retire with Ryan. You will want to hear this episode if you are …

1
Busting 10 Medicare Myths, #198 14:45

2M ago14:45

14:45

Medicare is confusing and complicated. Most people nearing retirement age have likely heard numerous mistruths regarding when to get it, what it does for you, and so much more. That’s why I’m busting the 10 most commonly perpetrated Medicare myths so you’ll know how to discern fact from fiction—and put your mind at ease. You will want to hear this …

1
7 Tips To Protect Yourself From IRS Scammers, #197 12:56

2M ago12:56

12:56

How can you protect your data and personal information from IRS scammers and criminals? Everyone is afraid of being audited by the IRS. Maybe you’re scared you may have filed your taxes incorrectly. Criminals take advantage of that fear to perpetuate their scams. But there are some simple things you can do to avoid falling victim to these scams. I’…

1
9 Ideas For Investing Your Tax Refund, #196 11:00

2M ago11:00

11:00

Do you usually get a tax refund? What do you typically do with your tax refund? Do you have it earmarked for a specific purpose? As we’re inching closer to the tax filing deadline, I thought it would be interesting to share some ways you can wisely invest your tax refund. I’ll cover 9 ideas you can consider to make good use of your money. You will …

1
Save Taxes On Your 401K Through Net Unrealized Appreciation (NUA), #195 13:59

2M ago13:59

13:59

Do you own stock in the company that you work for in your 401K? Net unrealized appreciation could potentially save you a significant amount of money on your taxes when you start making withdrawals. I’ll share how to take advantage of the process as well as mistakes to avoid making in this episode of Retire with Ryan. You will want to hear this epis…

1
Is It Time To Start Selling Your Money Market Funds? #194 12:39

3M ago12:39

12:39

The Federal Reserve Met on 3/20/24 to discuss monetary policy and whether or not to raise or lower interest rates. They announced that they won’t make any changes. Most experts believe that they’ll lower interest rates in June. So should you start selling your money market funds and short-term bond funds? When should you do it? Should you move the …

1
2023 Roth IRA and Traditional IRA Contribution Limits, #193 15:03

3M ago15:03

15:03

As we get closer to the tax filing deadline (April 15th), I wanted to talk about contributing to a Roth IRA or traditional IRA. In this episode, I’ll cover contribution and deduction limits, spousal IRAs, and non-deductible IRA contributions (and why you’d want to consider them). You will want to hear this episode if you are interested in... [1:16]…

1
Dispelling 7 Myths about Indexed Universal Life Insurance with Andy Panko, #192 33:18

3M ago33:18

33:18

What is Indexed Universal Life Insurance? Is it something you should consider investing in? Are the rumors you’ve heard about it true? In this episode, Andy Panko (of Tenon Financial) and I dispel 7 myths that are circulating about UILs and we cover what you need to know to make an informed decision about the insurance product. You will want to hea…

1
Tax-Free 529 To Roth IRA Considerations, #191 13:10

3M ago13:10

13:10

On December 23rd, 2022, congress passed the SECURE 2.0 Act. Among the many changes, one of them had to do with 529 plans. You can now make tax-free and penalty-free rollovers from a 529 plan to a Roth IRA. This became effective 1/1/2024. Before this, if you wanted to take a non-qualified withdrawal from a 529 plan (using the money for something out…

1
7 Reasons To Invest In A Taxable Brokerage Account with Shaun Jones, #190 27:44

4M ago27:44

27:44

What are some overlooked benefits of investing for retirement in a brokerage account? Why would you want to invest in a brokerage account in addition to a 401k or other retirement account? Shaun Jones—the President of Jones Fiduciary Wealth Management and author of “Unbrainwashed Investing”—shares 7 reasons to invest in a taxable brokerage account …

1
Overcoming Investor Biases with Brie Williams, #189 34:14

4M ago34:14

34:14

Are you aware of how your biases—both conscious and unconscious—impact your investment decisions? Brie Williams of State Street Global Advisors joins me in this conversation to talk not only about the impact of biases on decision-making but how to cultivate an awareness of your biases to change your behavior, ultimately leading to better decisions.…

1
Super Bowl XLVIII Fun Facts and Sports Betting Taxation, #188 16:15

4M ago16:15

16:15

Last year’s Super Bowl set the record as the most-watched TV event in Nielsen rating history at over 150 million viewers. It’s hypothesized that this year’s Super Bowl is going to set a record for something completely different: The most amount of money bet on a Super Bowl. Why? Because sports betting is now legal in 38 states. So if you’re one of …

1
Reframing Your Retirementality With Mitch Anthony, #187 21:51

4M ago21:51

21:51

Before you think about when you’re going to retire there’s another question that should be addressed: Are you going to retire? It’s assumed that when you turn 62 or 65, you’re going to retire. And many people do count the days until they retire. But many others love the careers they’re in and can’t imagine stopping. Their concern is that they’ll ge…

1
Lower Your Taxes In Retirement With A Qualified Charitable Distribution, #186 14:01

5M ago14:01

14:01

As you enter retirement, tax planning is something that must be prioritized. A Qualified Charitable Distribution (QCD) can be a great tool in your arsenal to help you minimize the taxes you have to pay. So what is a Qualified Charitable Distribution (QCD)? How can it actually help you lower your taxes? In this episode, I’m going to cover what a QCD…

1
Should You Invest in a Bitcoin ETF?, #185 13:04

5M ago13:04

13:04

The SEC recently and historically approved 11 Bitcoin spot ETFs on January 10th. This is big news because now you can invest in Bitcoin through a brokerage account. On this episode, I’m discussing what this means for you, how you can invest in Bitcoin ETFs, and what to look out for if you're going to take that plunge. You will want to hear this epi…

1
5 Resolutions to Grow Your Money in 2024, #184 17:40

5M ago17:40

17:40

With every new year comes a list of resolutions to make this one the best yet. However, a lack of planning leaves most of these goals unfinished. On this episode, I’m sharing five financial resolutions to help you grow your money in 2024 and the follow-through steps to help make them possible. You will want to hear this episode if you are intereste…

1
6 Market Predictions for 2024, #183 14:47

5M ago14:47

14:47

Now that 2023 is officially in the history books, let’s review my 2023 market predictions to see how close I got! On this episode, we’ll be reviewing last year’s market predictions as well as making new ones for the year ahead. You will want to hear this episode if you are interested in... Reviewing Ryan’s 2023 market predictions [2:38] Looking ahe…

1
SEP IRA vs Solo 401(k), #182 15:30

6M ago15:30

15:30

Are you a small business owner struggling to choose a retirement plan? Then this episode is for you! Join me as we look at the specifics of SEP IRAs and Solo 401(k)s, the pros and cons of each, and the easiest way to get your small business or self-employed retirement plan set up today. You will want to hear this episode if you are interested in...…

1
Separating Post-Tax Money from a Traditional IRA, #181 12:29

6M ago12:29

12:29

Have you ever accidentally put post-tax money in with pre-tax when rolling over a traditional IRA? On this episode, I’m answering a listener's question about fixing this easy-to-make but frustrating mistake. We’ll look at the definition of a rollover, why you should separate pre-tax and post-tax money, and how to correct this situation if it occurs…

1
New Beneficiary IRA Distribution Requirements, #180 19:24

6M ago19:24

19:24

Did you inherit an IRA from a non-spouse on January 1, 2020 or later? Well a big change happened this summer that you should be aware of that could impact your 2023 tax season. On this episode, I’m unpacking the passing of and subsequent changes to the SECURE Act, how to best manage an inherited IRA in light of these changes, and how you can leave …

1
Defining Your Social Network in Retirement with Craig Colvett, #179 26:03

6M ago26:03

26:03

We talk so much about the financial aspects of retirement that it’s important to address the mental and emotional shift this season can bring. On this episode, I sit down with life coach Craig Colvett to discuss getting ready for the retirement transition. We talk about the benefits of life coaching for retirees as well as the importance of maintai…

1
7 Most Frequently Asked Social Security Questions, #178 17:00

7M ago17:00

17:00

Are you approaching retirement with tons of questions about Social Security? Then don’t miss this episode! I’m going over the seven most frequently asked questions about Social Security benefits from clients and listeners alike. Hit play for the tips and tricks you have to know before you start collecting. You will want to hear this episode if you …

1
How to Avoid a Bad 403(b) or 457 Retirement Plan, #177 15:38

7M ago15:38

15:38

After a lifetime of service to the growing minds of America, teachers deserve a quality retirement. Educators looking to save money beyond their pension plan are being taken advantage of by predatory retirement plans, and I want to put a stop to it. On this episode, I’m breaking down how to avoid bad 403(b) and 457 retirement plans and steps you ca…

1
7 Backdoor Roth IRA Mistakes to Avoid, #176 13:49

7M ago13:49

13:49

Want to make a Roth IRA contribution, but you earn over the adjusted gross income limit? Never fear, the backdoor Roth conversion is here! On this episode, I’m doing a deep dive into backdoor Roth conversions and the seven mistakes most people make when attempting this financial maneuver. You will want to hear this episode if you are interested in.…

1
7 Year-End Tax Moves to Consider for 2023, #175 12:58

7M ago12:58

12:58

As the clock runs out for 2023, now is the time to consider your final tax moves of the year. On this episode, I’m breaking down seven tax reduction strategies for 2023 and beyond. Five of these tips need to be executed before the ball drops on New Year’s, so hit play now and start strategizing! You will want to hear this episode if you are interes…

1
How to Turn Your Investment Losers Into Winners With Tax Loss Harvesting, #174 14:44

7M ago14:44

14:44

As we move into the final months of 2023, it's again time to talk about tax loss harvesting and other tax-efficient investment strategies. On this episode, I'm going to discuss how you can potentially turn some of your investment losers into this year's winners when it comes to tax planning. You will want to hear this episode if you are interested …

1
How to Set Up Your Estate Plan with Natalie Perry, #173 28:47

8M ago28:47

28:47

Do you know where your assets are going when you die? Do you have a plan in place for making medical and financial decisions if you become incapacitated? If either answer is no, you need an estate plan! On this episode, I sit down with estate planning expert Natalie Perry to discuss the ins and outs of planning your estate and ensuring a smooth pos…

1
Social Security COLA and Medicare Part B Changes in 2024, #172 13:00

8M ago13:00

13:00

A plethora of changes for Social Security and Medicare Part B premiums were recently announced and I want to break them down for you. On this episode, we’ll take a look at the 2024 Social Security cost-of-living adjustment (COLA), changes to Medicare Part B, and other Social Security shifts that could impact your retirement. You will want to hear t…

1
Should You Make Small-Cap Stocks a Part of Your Portfolio?, #171 8:28

8M ago8:28

8:28

Does recent stock market performance have you itching for a change-up? Have you considered small-cap stocks or small-cap stock funds? On this episode, I’m taking a look at constructing a diversified portfolio and if investing in small-cap stocks is right for you. You will want to hear this episode if you are interested in... Understanding small and…

1
How You Can Lower Your Retirement Plan Costs, #170 15:40

8M ago15:40

15:40

A big part of saving for retirement is choosing retirement plan options whose fees won’t eat into your valuable nest egg. On this episode, I’m discussing all things retirement plan fees, how to know what you’re paying, and how to potentially lower those fees so that you can grow your money faster. You will want to hear this episode if you are inter…

1
What Is the Best Month to Own Stocks?, #169 12:25

9M ago12:25

12:25

Last month, we saw major stock market declines, with the S&P 500 down over 5% and the NASDAQ dipping 6.5%. This begs the question: Is September a bad month to own stocks? And if it is, which month is the best? On this episode, I’m exploring the historical performance of the S&P 500 and its monthly returns, as well as a listener question about recei…

1
My Review of the TD Ameritrade and Schwab Merger, #168 15:08

9M ago15:08

15:08

The merger of TD Ameritrade Brokerage and Charles Schwab Brokerage, now known as Schwab, has been completed! And in this episode, I want to provide my insight into how the merger went. I’ll also share some of the issues I and other clients have found since the merger solidified. You will want to hear this episode if you are interested in... Unpacki…

1
5 Medicare Open Enrollment Mistakes to Avoid, #167 13:51

9M ago13:51

13:51

As the air crisps and the leaves change, you know what that means: Fall is here! But it also means that Medicare Open Enrollment is about to begin. On this episode, I’m going over five Medicare Open Enrollment mistakes you want to avoid and answering a listener's question about Health Savings Accounts. You will want to hear this episode if you are …

1
When Is a Good Time to Purchase Home Heating Oil, #166 9:15

9M ago9:15

9:15

The last thing on your mind is probably home heating oil while summer is still in full swing. But with cold nights around the corner, now is the time to start preparing for rising heating oil prices! On this episode, I’m taking a look at past pricing for home heating oil, what influences oil rates, and when YOU should restock home heating oil befor…

1
Maintaining Your Sense of Purpose in Retirement, #165 11:17

10M ago11:17

11:17

So many 80’s kids fell in love with action movies because of the work of Arnold Schwarzenegger. Myself included! So I was delighted to discover the Netflix documentary Arnold, which details the life and career of the body-builder turned movie star turned California governor. What inspired me about this film was Arnold’s sense of purpose throughout …

1
Is Now a Good Time to Purchase a Second Home?, #164 11:32

10M ago11:32

11:32

With home interest rates recently hitting 20-year highs, you may wonder if now is a good time to purchase your retirement home or a second home? On this episode, I'm going to discuss what you should consider before signing on the dotted line and making such a big commitment. You will want to hear this episode if you are interested in... The current…

1
The 3 Best Ways to Save for Retirement, #163 18:32

10M ago18:32

18:32

When people find out that I am a financial advisor, they usually ask me about retirement. Specifically, they want to know the best ways to save in order to secure their financial future. So in this episode, I’m giving you my three favorite ways to save for retirement and the pros and cons of each strategy. You will want to hear this episode if you …

1
How to Determine Your Asset Allocation, #162 12:09

10M ago12:09

12:09

2023 is off to a great start for investors! This means now is the perfect time to make sure your asset allocation is optimized for the highest possible returns. On this episode, I’m doing a brief review of asset allocation, diving into why you should know the breakdown of your investments, and exploring the ways you can determine what your current …

1
Should You Cash Out Your 401K When You Change Jobs?, #161 11:58

10M ago11:58

11:58

Have you ever been tempted to cash out your 401k when changing employment? Is this really a good option? On today’s episode, I’m exploring the 401k cash-out culture in America, why people do it, whether or not you should do it, and retirement-friendly alternatives to cashing out your 401k. You will want to hear this episode if you are interested in…

1
Is It Time to Sell Your Bond Funds and Go Into Money Market?, #160 12:21

11M ago12:21

12:21

With 2022 being one of the worst years ever for bonds, many listeners are asking if they should dump their current bond fund and move to something more stable? On this episode, I’m exploring the performance history of bonds, the relationship between bonds and interest rates, and whether you should sell your bonds and invest in a money market fund. …

1
What to Expect for Social Security 2024 Cost of Living Adjustment, #159 9:27

11M ago9:27

9:27

As we continue to have higher than usual inflation, those receiving Social Security benefits may wonder about the cost-of-living adjustment (COLA) for 2024. On this episode, we’ll take a look at the history of these Social Security adjustments, how things are shaping up for 2024, and what you need to do to stay ready for retirement. You will want t…

1
3 Ways to Lower Your Summer Electric Bill, #158 15:00

11M ago15:00

15:00

With rising energy costs nationwide, listeners are begging for some money saving tips to beat the summer heat! On this episode, I’m sharing three ways to lower your electric bill this summer that will save you hundreds, possibly thousands of dollars in utility costs. You will want to hear this episode if you are interested in... Examining rising en…

1
What TD Ameritrade Clients Should Do Before the Schwab Merger, #157 8:19

11M ago8:19

8:19

A little over six years ago, I chose TD Ameritrade as my broker after considerable research into TD, Charles Schwab, and Fidelity. So when Charles Schwab announced their purchase of TD three years ago, I started preparing. Finally, the merger is upon us! And on this episode, I’m helping TD Ameritrade clients everywhere get ready for the move. You w…

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