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Find out what you can do to achieve a more reliable retirement outcome than most traditional stock market-based plans can offer. At the Retirement Income Show, we R-E-A-L-L-Y believe: Stable RENEWABLE streams of income in retirement are possible…REALLY. Wall Street’s traditional investment advice is helpful in the accumulation stage and DANGEROUS in the decumulation stage…REALLY. Variable Annuities can be HELPFUL in the accumulation stage but detrimental in the decumulation stage…REALLY. The ...
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Jeff, a Retirement Income Certified Professional (RICP), is trained to structure effective retirement income plans, mitigate risks to the plan, and create a sustainable stream of income to last throughout retirement. To learn more about the book Retirement Boom™, simply visit http://RetirementBoom.org Jeff is available to discuss with you one-on-one his schedule for television and radio interviews. He would also be thrilled to share his book with your group or organization as a guest speaker.
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Have you ever stopped to think about what you really believe regarding investing in your retirement? What has shaped your beliefs in the things that you think about when it comes to investing? Do you know what your advisor really believes? If you're unsure about the answers to those questions, you don't want to miss this episode of The Retirement I…
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Why does the government force you to take money out of your retirement accounts? At what age do you have to begin? How much do you have to take out? What happens if you forget? If you have retirement accounts, don't miss this episode of The Retirement Income Show with Dave Stearns, as we answer these questions and discuss all things Required Minimu…
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Have you ever wondered if how you plan and invest in retirement should vary given the size of your nest egg? Do the planning and investing principles change if you have more or less money in retirement? Will your nest egg support you in retirement? We're answering these questions and discussing retirement planning no matter how much money you have …
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As you can imagine, we get asked a lot of questions by our listeners and people in the community. Many of these questions are similar in nature but might have a different spin. They're all important, and not getting the answers you need can throw a wrench in your retirement. We're answering a few of the top questions in this episode of The Retireme…
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Many people wonder how they're doing in retirement compared to others because oftentimes retirees don't disclose their financial position with each other. If that sounds like you, don't miss this episode of The Retirement Income Show with Dave Stearns where we are pulling back the curtain and talking about retirement's most frequently asked questio…
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When most people think about financial planning, they think about money. That makes sense, but if you overlook the crucial cornerstone of Estate Planning, you may create a disaster for your family and for your legacy. We know you don't want that, so we're hitting it hard in this episode of The Retirement Income Show with Dave Stearns.…
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While investing isn't easy and often takes a lot of guts and patience, rarely do we get clear signs of what to buy and when to buy it. This is one of those rare times; the economy and the Feds have given us a great gift and you won't want to miss this episode of The Retirement Income Show with Dave Stearns where we explain why now is the time to lo…
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As Income Specialists, we have seen that it makes a lot of sense for most of you to shift your investment focus from growth to income in the years just before and during retirement. But how do you know if an income investment strategy is truly right for you? In this episode of The Retirement Income Show with Dave Stearns, we're helping you make tha…
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Wall Street just doesn’t define investment terms very well. In fact, our industry is known for using a lot of confusing jargon. Join us for the second installment of this episode of The Retirement Income Show with Dave Stearns as we define major investment terms in plain English! From stocks and bonds to dollar cost averaging and income investing -…
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Wall Street just doesn’t define investment terms very well. In fact, our industry is known for using a lot of confusing jargon. Join us for this episode of The Retirement Income Show with Dave Stearns as we define major investment terms in plain English! From stocks and bonds to dollar cost averaging and income investing - plus lots more! - we're c…
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As Retirement Income Specialists, we're regularly asked questions about retirement, and while there are subtle distinctions in these varied questions, the themes are typically pretty similar. A few questions we're covering today: What are some things you can do to get caught up before retirement? Should you downsize your house? Is Dave a fiduciary?…
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Have you ever stopped and thought about where you can store your money in retirement? If real estate and cryptocurrency are not for you, there really are only about three places to store your money in retirement. With inflation beginning to slow down and the election coming later this year, you don't want to miss this episode of The Retirement Inco…
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Do you ever wonder how your advisor ranks with other advisors or what it would be like to work with a different financial advisor? Maybe you're not sure if you need an advisor, or you're thinking about making a change to a different one. Don't miss today's episode of The Retirement Income Show with Dave Stearns where we discuss what good financial …
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New year, fresh start! Beginning a new year gives you a chance to reflect on the previous year and also put new plans in place as you look forward. Reviewing financial basics can help lay the foundation for a successful year, and the start of the year is the best time to do so. That’s why we’re getting back to basics on this special episode of The …
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Do you ever feel like your current advisor is trapped inside his or her business model and therefore you don’t know what he or she REALLY believes? At the end of the day, everyone is biased, and it is critical that you understand what your advisor really believes. On this episode of The Retirement Income Show with Dave Stearns, we're talking about …
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Do you ever feel alone in your retirement planning and wonder what others also in your same stage of life lay awake at night thinking about and need the most help in? You don’t want to miss this episode of The Retirement Income Show with Dave Stearns as we unveil the top 5 areas today’s retirees need the most help in!…
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When you think about retirement, you think about all the fun experiences you can take advantage of when you have nothing but “free time." While you should be optimistic, what happens if you don’t consider the risks? If you consider the retirement risks, you’ll be better prepared for them when things don’t quite go according to plan. Addressing the …
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Understanding the characteristics of your investments can help put you more in control. One of those important characteristics is a contract. Not all investments have contracts. When you approach or enter into retirement, contracts can be a friend to your investments and to your piece of mind. Join us as we drill down on contract investing on this …
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What comes to your mind when you think of shenanigans? Maybe you think of yourself when you were younger or perhaps some mischievous kids or irresponsible adults you know. Did Wall Street come to your mind at all? If not, then you don’t want to miss out on this episode of the Retirement Income Show with Dave Stearns where we discuss Wall Street She…
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Do you ever feel like people love to hate bond investing? Something can be true whether you believe it or not, right? Well, guess what: Now is a great time to invest in bonds! You don’t want to miss this episode of The Retirement Income Show with Dave Stearns as we explain why the conditions are perfect right now for investing in bonds and bond-lik…
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Too many people think of their financial lives as static, not really changing; that’s a dangerous way to live. It’s so important that you understand that there are stages to your financial life and each one requires a different perspective if you want to achieve the retirement you've always dreamed of. We talk in depth about the stages of your fina…
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Jeff Carter, one of 1,204 financial advisors in the United States to earn the designation of Retirement Income Certified Professional (RICP) as of Jan. 2015. The total number of financial advisers in the United States is roughly 300,000. The RICP™ designee is trained to understand how to structure effective retirement income plans, how to mitigate …
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Jeff Carter, one of 1,204 financial advisors in the United States to earn the designation of Retirement Income Certified Professional (RICP) as of Jan. 2015. The total number of financial advisers in the United States is roughly 300,000. The RICP™ designee is trained to understand how to structure effective retirement income plans, how to mitigate …
  continue reading
 
If you have worked for a municipality, state or federal government, and in some cases public school systems, you may be affected by rules that reduce or eliminate your Social Security benefits. If you had a job in the private sector during your working years and accrued enough quarters to be eligible for Social Security Benefits in addition to a pu…
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This show discusses how to access your retirement savings and create a guaranteed income stream that will last the rest of your life. One important element of tax-sensitive investing is developing a withdrawal strategy, which aims to minimize the effect of taxes while helping to provide you with the income you need. Most investors are familiar with…
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You may be tempted to think about your projected retirement income as a single block of money. In reality, you probably have multiple sources that may contribute to your projected annual retirement income. Working with a Retirement Income Certified Professional who has specialized expertise will help you translate all this data and informa¬tion int…
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