The Organized Expat podcast

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The Organized Expat

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France: Tax Residency 12:31

19 weeks ago12:31

12:31

In this episode, Tytle’s tax expert explains the implications of being a tax resident in France and the criteria that determine residency. The discussion covers what it means to be a French tax resident, including the obligation to report and pay taxes on worldwide income, as opposed to non-residents, who are only taxed on income sourced in France. Key topics include the four main residency criteria: the 183-day rule, having a main home (habitual abode) in France, conducting your principal professional activity there, or having your center of economic interests in the country. The episode also addresses dual residency scenarios and how international tax treaties resolve conflicts using tie-breaker rules such as permanent home, center of vital interests, habitual abode, and nationality. Finally, the episode explains when and how to register as a tax resident in France, including obtaining a French Tax Identification Number (TIN) and filing your first tax return. Want to know more? Go to https://www.tytle.io/…

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The Organized Expat

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No Tax Treaty Means Double Taxation? 14:49

19 weeks ago14:49

14:49

In this episode, Tytle’s tax expert explores the challenges of managing cross-border taxes without a tax treaty in place. The discussion begins with the role of tax treaties: avoiding double taxation, offering tax relief, and clarifying residency and income rules. Without these agreements, expats face increased risks of being taxed twice on the same income, along with complex filing requirements. Key topics include how double taxation can arise on different income types, such as employment, rental, dividend, or self-employment income when both countries claim taxing rights. The episode also discusses strategies to avoid double taxation in situations where there’s no treaty. For instance, one could look for domestic rules that allow offsetting foreign taxes, even in the absence of a treaty. Other tools are exemptions for specific income streams, and knowledge of residency criteria to avoid dual residency in the first place. Other areas covered include international guidelines like the OECD Model Tax Convention and the impact of social security contributions in the absence of agreements. Want to know more? Go to https://www.tytle.io/…

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The Organized Expat

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Portugal: A Foreign Company & Taxes 14:19

19 weeks ago14:19

14:19

In this episode, Tytle’s tax expert explores the taxation of foreign company income for individuals living in Portugal. The discussion begins with an explanation of when Portugal taxes a foreign company’s income, highlighting that while Portugal generally doesn’t tax the company directly, any personal income you receive, such as salaries or dividends, will be subject to Portuguese tax rules. Key topics include how to avoid having your foreign company classified as a Portuguese tax resident by ensuring key management and decision-making remain outside Portugal. The episode also examines how Portugal’s Non-Habitual Resident (NHR) regime may provide tax benefits for income like dividends or salaries, provided specific conditions are met. Additionally, the implications of receiving dividends from a foreign company are discussed, as well as the potential benefits of relocating your business to Portugal under its favorable tax regimes for small businesses. Want to know more? Go to https://www.tytle.io/…

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The Organized Expat

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UK: Tax Year & Split Tax Year 10:19

19 weeks ago10:19

10:19

In this episode, Tytle’s tax expert discusses the UK’s distinctive tax year, which runs from April 6 to April 5, contrasting it with the calendar-year systems used by most other countries. Key topics include the challenges that arise when moving to a country with a calendar-year system, such timing mismatches, double reporting of income and residency issues. The episode explains how split-year treatment can help, allowing the tax year to be divided into resident and non-resident periods to prevent unnecessary taxation on worldwide income after you leave the UK. Practical advice is provided for those leaving the UK, including notifying HMRC, managing National Insurance contributions, and deregistering from the NHS. Tips for settling into a new country’s tax system, like registering for tax residency and understanding local filing deadlines, are also covered. Finally, the episode highlights how the timing of your move can simplify cross-border tax obligations, aligning with either the UK’s tax year or the calendar year used in most countries Want to know more? Go to https://www.tytle.io/…

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The Organized Expat

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Real Estate: Where Is It Taxed? 11:41

20 weeks ago11:41

11:41

In this episode, Tytle’s tax expert explains how tax treaties handle income from real estate across borders. The discussion begins with the basic rule: rental income and capital gains from real estate are usually taxed in the country where the property is located. Whether it’s a rental apartment in Portugal or a house in Spain, local tax authorities typically have the first claim. The episode also clarifies that, as a resident of another country, you may need to report this income or gain at home as part of your worldwide income. Tax treaties help prevent double taxation by offering credits or exemptions, depending on the treaty terms. Additional topics include what qualifies as “income from immovable property,” the implications of owning properties in multiple countries, and how non-residents could be taxed differently than locals. Special rules, like those for capital gains or wealth taxes, and specific categories, such as REIT income, are also discussed. Want to know more? Go to https://www.tytle.io/…

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The Organized Expat

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Portugal: No Taxes. Really? 7:24

20 weeks ago7:24

7:24

In this episode, Tytle’s tax expert examines Portugal’s efforts to combat brain drain through targeted tax incentives. The discussion begins with an overview of the factors driving young professionals to leave Portugal, including low wages, limited career opportunities, and high living costs, despite the country’s economic recovery. The episode explores the government’s new tax incentive program, which offers income tax exemptions for individuals aged 18 to 35. This includes a 100% exemption in the first year of employment, gradually decreasing over the following years. While these measures aim to retain young talent, their effectiveness in addressing systemic issues is questioned. Additional topics include comparisons with how other countries, like Ireland and Estonia, tackle brain drain through comprehensive strategies that go beyond tax breaks. The episode also highlights critics’ concerns that these incentives may benefit only a small group and fail to resolve the broader economic challenges contributing to emigration. Want to know more? Go to https://www.tytle.io/…

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The Organized Expat

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Germany: Tax Residency 9:04

21 weeks ago9:04

9:04

In this episode, Tytle’s tax expert breaks down what tax residency is, how it is established in Germany, and how it affects your tax obligations. The discussion explores the two main criteria for tax residency: maintaining a residence (Wohnsitz) or spending most of your time in Germany (habitual abode). The episode also explains what qualifies as a residence, emphasizing that ownership isn’t required. For habitual abode, the 183-day rule plays a role. Practical examples clarify how temporary stays or work assignments in Germany can trigger tax residency. The discussion further covers the implications of being a dual tax resident and how Germany’s tax treaties help resolve conflicts. Finally, the episode highlights the importance of registering your address (Anmeldung) in Germany, not just for compliance but to establish residency for tax purposes. Want to know more? Go to https://www.tytle.io/…

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The Organized Expat

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Portugal: Working for a Foreign Employer 9:02

21 weeks ago9:02

9:02

In this episode, Tytle’s tax expert explains the key tax and compliance rules for individuals living in Portugal and working for a foreign employer. Topics include tax residency criteria, the obligation to report worldwide income, and how double taxation treaties can help offset taxes withheld abroad. The discussion also covers social security contributions, detailing when employees must contribute to the Portuguese system and how, under EU regulations, obtaining an A1 certificate can allow them to remain under their country of origin's social security scheme. Additionally, it examines potential challenges for employers, such as the risk of creating a permanent establishment in Portugal. Want to know more? Go to www.tytle.io…

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The Organized Expat

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Spain: The Beckham Law 11:44

21 weeks ago11:44

11:44

In this episode, Tytle’s tax expert explores Spain’s Beckham Law, a special tax regime offering favorable conditions for foreign professionals moving to Spain. Designed to attract international talent, the law applies a flat tax rate on Spanish-sourced income and provides exemptions for certain types of foreign income. The discussion covers key topics such as eligibility criteria, including requirements for those on employment contracts or digital nomad visas, as well as exceptions for freelancers and specific professions. Additional considerations include the treatment of capital gains, the application of Spain’s wealth tax, and the duration of the regime. The episode also outlines the process for applying and highlights cases where freelancers or self-employed individuals might qualify. Want to know more? Go to www.tytle.io…

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The Organized Expat

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Portugal: Crypto & Taxes 10:27

21 weeks ago10:27

10:27

Tytle’s tax expert talks about crypto and taxes in Portugal. The episode begins with an exploration of different crypto activities and how they are viewed for tax purposes - as capital income, capital gains, or self-employed income. Tax rates and obligations are further explained, highlighting the distinction between professional and non-professional traders. Specific activities like staking, lending, and mining are also explored, with an emphasis on how each is taxed under Portuguese law. Key topics include the one-year rule for long-term holdings, exemptions for certain transactions, and reporting obligations for crypto assets. The episode also explores the criteria for being classified as a professional trader and the implications of Portugal’s exit tax for those relocating. Want to know more? Go to www.tytle.io…

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The Organized Expat

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Italy: Capital Gains Tax 7:43

21 weeks ago7:43

7:43

In this episode, Tytle’s tax expert explains the key aspects of capital gains tax (CGT) in Italy, covering the rules and options available for newcomers and long-term residents. The discussion starts with an overview of taxable assets, including real estate, securities, and other investments, and what constitutes a taxable event. The standard CGT rate in Italy is 26%, but certain exemptions apply. Real estate is exempt if held for more than five years or if it is a primary residence. Specific bonds and investment funds may also qualify for exemptions. The episode also highlights deductions, such as notary fees and broker commissions, which can reduce taxable gains. For new residents ( neo-residenti ), Italy offers a flat tax option of €200,000 on foreign-sourced income, simplifying compliance for qualifying high-net-worth individuals. Want to know more? Go to www.tytle.io…

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The Organized Expat

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Portugal, Taxes & Expats: NHR 2.0 14:46

23 weeks ago14:46

14:46

In this episode, Tytle's tax expert unpacks the updated Non-Habitual Resident (NHR) regime, also known as NHR 2.0, which brings significant changes to Portugal’s well-known tax program. Originally introduced to attract foreign professionals and retirees, the revamped version takes a more targeted approach to align with national priorities. The discussion explores the evolution of NHR, its focus on attracting high-value professionals in fields like tech and research, and what the updated rules mean for eligibility and application. Key topics include tax benefits, the shift in government priorities, and practical steps to apply. Want to know more? Go to www.tytle.io…

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The Organized Expat

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Portugal, Taxes & Expats: The Basics 24:54

23 weeks ago24:54

24:54

In this episode, Tytle's tax expert introduces the essentials of Portugal’s tax system, providing a clear guide for both existing tax residents and expats new to the country. Topics include Portugal’s progressive income tax rates, social security contributions, and how taxes apply to freelancers and self-employed individuals. The discussion touches on key considerations such as obtaining a fiscal number (NIF), tax residency rules, property taxes like IMI and AIMI, and the inheritance tax framework. Special attention is given to the Non-Habitual Resident (NHR) regime, which offered tax incentives for newcomers but underwent significant changes recently. Want to know more? Go to www.tytle.io…

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The Organized Expat

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Tax Simulation: Employment Income of €36,000 18:12

24 weeks ago18:12

18:12

In this episode, Tytle’s tax expert analyzes how much an employee earning €36,000 annually takes home after taxes in five Southern European countries: France, Portugal, Spain, Italy, and Greece. The discussion examines the impact of progressive income tax rates, social security contributions, and specific deductions in each country, providing a clear picture of net pay. For example, in Spain, lower social security rates lead to higher take-home pay, while in Portugal and France, heavier contributions bring down the net amount. Italy stands out with its expat-friendly impatriate regime, offering significant tax reductions for eligible newcomers. The episode also explores how these tax regimes compare for foreign workers, including the now-ended NHR program in Portugal and Spain’s Beckham Law. Want to know more? Go to www.tytle.io…

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The Organized Expat

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Crypto: How Much Tax Do You Pay in France, Portugal, Spain, Italy and Greece 17:41

24 weeks ago17:41

17:41

In this episode, Tytle's tax expert walks you through a detailed simulation of take-home income for crypto traders earning €78,000 annually across five Southern European countries: Portugal, Spain, Italy, Greece, and France. The discussion covers how crypto gains are taxed depending on factors such as the duration of holding (short-term vs. long-term), activities like staking or mining, and whether you’re classified as a professional or non-professional trader. Key topics include taxable events, such as crypto-to-crypto transactions in certain countries, and special options like Italy’s alternative value tax on portfolios. This episode provides a clear overview of the rules and considerations for crypto taxation in these countries. Want to know more? Go to www.tytle.io…

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The Organized Expat

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Italy Tax Simulation: Pensions, Freelancing, Crypto & More 23:52

24 weeks ago23:52

23:52

In this episode, Tytle's tax expert provides an analysis of Portugal's tax system, focusing on net income after taxes for various profiles: employees, pensioners, freelancers, crypto traders, and investors. The discussion includes detailed simulations of income tax calculations, social security contributions, and other relevant deductions specific to each profile. Additionally, the episode explores tax breaks available to expats, such as the Non-Habitual Resident (NHR) regime, which offers significant tax advantages for qualifying individuals. Whether you're earning a salary, managing retirement income, freelancing, trading cryptocurrency, or investing, this episode provides valuable insights into optimizing your net income within Portugal's tax framework. Want to know more? Go to www.tytle.io…

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The Organized Expat

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Italy, Taxes & Expats: Tax Residency 12:20

24 weeks ago12:20

12:20

In this episode, Tytle’s tax expert discusses tax residency in Italy, focusing on the criteria Italian authorities use to determine residency status and its interaction with tax treaties. A central topic is the 183-day rule, including how these days are counted within the calendar year rather than any 12-month period. The episode also examines Italy’s approach to tax years, highlighting that tax residency applies to the full calendar year without the possibility of splitting tax years. Finally, conflicts with foreign tax regimes and the role of tax treaties in addressing these issues are explored. Want to know more? Go to www.tytle.io…

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The Organized Expat

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Italy, Taxes & Expats: The Impatriate Regime and its Tax Breaks 18:58

24 weeks ago18:58

18:58

This episode focuses on Italy’s impatriate regime, which is designed to attract foreign professionals with generous tax reductions. Tytle’s tax expert explains how this program offers a 50-60% reduction on taxable income for up to five years. The discussion includes eligibility criteria, such as the requirement to not have been an Italian tax resident in the three preceding years. The episode also explores the regime’s limitations, including a cap on exempt income and how social security contributions are handled. Practical advice is provided on applying for the regime and maintaining compliance. For expats considering relocation, the impatriate regime is highlighted as a key financial incentive for working and living in Italy. Want to know more? Go to www.tytle.io…

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The Organized Expat

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Italy Tax Simulation: Freelancers 10:57

24 weeks ago10:57

10:57

In this episode, Tytle's tax expert delves into the financial landscape for freelancers in Italy, providing a detailed simulation of take-home pay after taxes. The discussion covers the standard tax regime and the simplified regime ( regime forfettario ), highlighting their respective tax rates and eligibility criteria. Additionally, the episode explores tax breaks available to expats, such as the 'Impatriate Regime,' which offers significant tax reductions for individuals relocating to Italy. Whether you're a current freelancer or considering a move to Italy, this episode offers valuable insights into optimizing your net income within the Italian tax framework. Want to know more? Go to www.tytle.io…

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The Organized Expat

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Italy, Taxes & Expats: The Basics 21:12

24 weeks ago21:12

21:12

In this episode, Tytle's tax expert provides an analysis of Portugal's tax system, focusing on net income after taxes for various profiles: employees, pensioners, freelancers, crypto traders, and investors. The discussion includes detailed simulations of income tax calculations, social security contributions, and other relevant deductions specific to each profile. Additionally, the episode explores tax breaks available to expats, such as the Non-Habitual Resident (NHR) regime, which offers significant tax advantages for qualifying individuals. Whether you're earning a salary, managing retirement income, freelancing, trading cryptocurrency, or investing, this episode provides valuable insights into optimizing your net income within Portugal's tax framework. Want to know more? Go to www.tytle.io…

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The Organized Expat

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Portugal Tax Simulation: Pensions, Freelancing, Crypto & More 27:25

24 weeks ago27:25

27:25

In this episode, Tytle's tax expert provides an analysis of Portugal's tax system, focusing on net income after taxes for various profiles: employees, pensioners, freelancers, crypto traders, and investors. The discussion includes detailed simulations of income tax calculations, social security contributions, and other relevant deductions specific to each profile. Additionally, the episode explores tax breaks available to expats, such as the Non-Habitual Resident (NHR) regime, which offers significant tax advantages for qualifying individuals. Whether you're earning a salary, managing retirement income, freelancing, trading cryptocurrency, or investing, this episode provides valuable insights into optimizing your net income within Portugal's tax framework. Want to know more? Go to www.tytle.io…

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