Buyers got buried the last several years and many potential buyers lost interest in hope to buy altogether. Currently, homes are spending more days on market and sellers are responding by being more open during negotiations and reducing their asking price. The real estate business is not over and now more than ever is the time to educate yourse ...…

Education and information is the heart of what we believe in at Real Estate Radio Live and that involves everything in and around real estate. Today Joe is joined by Director of Multicultural Affairs, Eva Melgarejo, whom New American Funding relies on when it comes to educating the Latino community about the Latino Focus Initiative. Specific to ...…

Longtime home owners know there are many ways to take advantage of your homes equity, but reverse mortgages come with restrictions and HELOC’s are not ideal in a rising rate environment. As we roll into 2019 Joe and our friends at Barastone want to make you aware of another option available to you. Today Joe and Mark Rogers discuss ways to help ...…

The last several years the Bay Area experienced a strong sellers market. Currently the market is more level and everyone will need to adjust to these changes. So what should professionals and consumers be doing to put themselves in a better position for a changing market? Today Joe discusses the best strategies for a buyer’s market. Specific to ...…

When it comes to mortgages most of us are used to the traditional mortgage with the debt and liabilities sold to us by banks. As with everything time and technology are changing everything including your mortgage program. Today Joe and Mark Rogers discuss the home equity sharing program that allows home owners to access their homes wealth witho ...…

Dealing with fraud has not only become part of your everyday life, it has become part of everybody’s internet presence. The internet has made the transfer of money so easy and quick that it may feel as if safety had taken a back seat to convenience. Today Joe and Jack Russo discuss online fraud and how small businesses owners can deal with it. ...…

It would be easy to say that this podcast is geared for the consumer, but today’s guest has grown an empire in the business accomplishing what many longtime professionals are still looking for. Jeff Cohn, founder of Elite Real Estate Systems, calls in to RERL to talk the market, coaching agents and more with our host, Joe Cucchiara. Specific to ...…

The home has to be America’s favorite illiquid asset. Most Americans find most of their wealth tied up in their current residence, which poses major problem to those in need of money now. Convert equity into longtime income for retirement without having to sell your home. Today Joe and Steve Hotovec discuss how homeowners can access capital fro ...…

Leaving for college is tough on every teen leaving home and “adulting” for the first time. Matthew Decker is one of many people worldwide who are uniting their faith with their passion for sports through the Fellowship of Christian Athletes. Today Joe learns about coaches and athletes who empowered to pursue a life of Christ through sports. Spe ...…

The last few years Joe and Mike saw hundreds of buyers lose out on offers due to the sheer insanity of the market. Today the market is less steamy and hopeful buyers finally have some options in a market that has downgraded from fantastic to normal. Even if a consumer is a little short on the home they really want, a chat and some planning with ...…

By now hopefully you’ve gotten some cash flow coming and it’s time to put the gas pedal down harder and lever up your business. In fact your deposits may have grown large enough that the bank will recognize you as a real company and offer you a secured line of credit! Without even realizing it you’ve made the bank a silent partner whose debt ta ...…

The market is leveling out and hesitancy is affecting both sides of the market. The average time a home spends on the market is increasing and sellers now have to put a little effort into their sale to attract offers at rates we are used to seeing. What is a buyer to do? Today Joe and Mike discuss creative solutions and strategies that can set ...…

The hottest topic in real estate for the longest time was the extreme run up in appreciation. Today, after we all got comfortable with the seller’s market, all you seem to hear about is the shift towards a buyer’s market. Much of the media has gotten consumers full of fear of the changing markets when instead it should be viewed as a new wave o ...…

There are several ways to access your homes equity which is pretty handy for those of us with more equity than income. The only thing standing in your way is the fact that your home is a large illiquid asset and most of us aren’t ready to move quite yet. So how can you generate income using your largest asset? Today Joe and Steve Hotovec discus ...…

With all the information available it can be hard not to feel like an expert in real estate. Since Bay Area home values can range from a bit pricey to incredibly expensive it can be extremely tempting to save a bit and manage the transaction on your own. Joe and Mike are two guys who are involved in real estate every day and to be blunt, you ar ...…

As we edge towards retirement many consumers look to take advantage of their homes wealth. Unfortunately we can’t really take advantage of that equity unless we meet specific expectations and agree to take on bad debt. If only we had ways to access that money with zero restrictions. Today Joe discovers more about this new product from Mark Roge ...…

Many people in the United States could be described as house rich and cash poor. Now that interest rates are going up there are only a limited amount of things you can do with your home, but new products are on the way. Today Joe welcomes back Steve Hotovec and Mark Rogers of Barastone who are always looking for ways to create liquidity that he ...…

After what feels like forever, Mike D’Ambrosio is back together with Joe! ... For podcast purposes at least :) To kick off their new Wednesday reunion Joe and Mike team up and do what they do best, be Italian and talk real estate! Hold on to your spaghetti as Joe and Mike discuss: Why it’s a great time for buyers Mike’s inventory update Value h ...…

Joe is tired of listening to media dramatizing the news just to get your attention. Rates are on the way up, but 5% on a 30 year loan is still historically good money. The truth is interest rates are not the only factor when it comes to whether or not you should consider buying a home, it’s a whole lot more complicated than that. The right time ...…

Belief in your product is a must for any startup, and a good sign for entrepreneurs is discovering other people believe in your product. The early years are often the most difficult for new businesses and angel investors can be a big help when money gets tight. So how do you convince someone like Leigh Soutter of Florence Venture Partners to ev ...…

Fact: The market is still a good sellers market. Fact: It is also an exceptional buyers market. While Bay Area and US home prices are still extraordinarily high, a plateauing market and increasing rates have given buyers a greater voice during negotiations. Now that easy money is off the table, Joe explains why buyers and sellers today need to ...…

Data breaches are happening more and more frequently and any person or business using social media is at risk. Not only can hackers hold social media platforms for ransom, but they can straight up copy your profile and use your likeness for fraudulent schemes. Today Joe, Jack Russo and Lucy Goodnough step into the studio to talk about what you ...…

October is set up to be an interest month for real estate for a market that is shifting from a sellers market to a buyers market. Even as schools start and people settle in for the holidays, Joe is still fielding calls about bridge loans, cross-collateralization and other creative ways to finance a mortgage. Could one of these alternative finan ...…

When it comes time to face a major battle good friends and a strong community can make all the difference and for Kara Jones her friend and neighbor Terri has been just that. Today these two friends join Joe for a final time to tell us about the difficulties Kara’s son faces living with Nephrotic Syndrome. There is no known cure for Nephrotic S ...…

Big changes are coming for the real estate world, but good people are still in high demand. Between companies competing for business in a slowed market and the increasing demand for technology we have to ask ourselves “Do any of us know what consumers really want?” It’s probably not offering services that cost consumers more in the long run. To ...…

It’s hard not to think of where we live as a place loaded with wealth and good fortune, but there are thousands of causes reaching out for help in the Bay Area alone. As part of our show Joe tries to help raise awareness by spotlighting specific organizations that are in need of your help. Today Joe welcomes back Kara Jones to share more about ...…

We have not been in a buyer’s market like this in years. No this is not the same show you heard earlier, but Joe is encouraging frustrated buyers to get out in the market and take advantage of the shift. The mistake buyers could be making is waiting and hoping for the market to calm down even further. While that could be the case for future buy ...…

Nobody lives forever and you could say the same goes for businesses. A business typically gets sold, merges or goes public. When this happens it is called a major transaction and non disclosure agreements are signed since you are opening the door to a lot of detail with the new partner or acquirer. Today Joe and Jack Russo look at this Dueling ...…

Many people think they know what interior design is, but do we really? Interior design actually goes beyond color schemes and furniture planning, it’s about creating healthy environments for people to live and work in. Today Joe talks with interior designers Carol Woodard and April Viola about how interior designers help your space fit you. Spe ...…

There is a lot of equity in a lot of homes around the Bay Area. For most people their home is their largest asset and a resource they can tap when income is needed. Reverse mortgages are not great for everyone, but it can be for the right person. Today Joe welcomes back Bill Benson, our reverse mortgage expert, to explain if this product could ...…

Nothing pulls on your heart strings quite like seeing a sick child. Dedicated parents everywhere care for their children battling diseases for which there is no cure. While we may not be able to help these parents care for their children, we can help them look for a better life for their kids. Today Joe chats with dedicated moms, Kara and Jenni ...…

Whether you’re a realtor, lender or consumer looking to buy or sell a home, you know this is a purchase market. Rates have slowly inched up the last few years officially taking us out of a true refinance market and it’s affecting the way business is changing. Today Joe discusses the purchase market and buyer strategies. Specific topics include: ...…

Today’s topic is a perfect way to sum up everything Joe and Jack Russo have discussed in the previous Starting Something in Silicon Valley podcasts. As your business grows it’s likely your brand will extend outside the United States and into the European Union. Not only will you have to deal with a huge stack of papers to do so, you will have t ...…

If you’re a home seller or thinking about selling your home you’ll want to listen closely to this podcast. A normalizing market means sellers will have to do something other than putting out a for sale sign to get offers. So how does one stay competitive in this market? Today Joe is joined by Manie Kohn, a marketing expert and real estate techn ...…

What’s going in the marketplace? Ask anyone what they think and you’ll hear everything from “the market will swing to a buyer’s market” to “we are heading for another strong sellers market”. You’ll also hear about how technology can never have a true place in the market or how technology is bound to take over the whole transaction. Today Joe ex ...…

Scammers hacking into your personal information have been taking over the news and security issues are becoming a major issue for businesses big and small. After a hack not only does a company have to focus on improving their security, a class action lawsuit is likely just around the corner for negligence to provide sufficient security. Today J ...…

The real estate industry revolves all around communities and for Joe it’s important to remember to give back to that very community you do business with. There are hundreds and hundreds of great causes around the Bay Area that are deserving of our time and money, but today Joe is spotlighting one in particular. Kara Jones steps into the studio ...…

Throughout the last few weeks Jack Russo has been teaching us about the alarming challenges of litigation. Litigation funding is a whole new topic that changes the way entrepreneurs think about surviving litigation. In fact if it weren’t for litigation funding many cases just wouldn’t be able to happen. Today Joe and Jack tackle modern litigati ...…

It’s more of a buyer’s market for the first time in years and it’s time to exercise your options. While we still have historically low inventory that makes for a good sellers market, the big difference is that the market has cooled off enough so buyer’s won’t have to work around skyrocketing prices every day. Today Joe talks directly to buyers ...…

In the last few Starting Something in Silicon Valley podcasts, Jack Russo has explained what happens when trademark and copyright infringement becomes an issue. So what happens when you get charged with patent infringement? Today Joe and Jack discuss the frightening topic of patent infringements. Specific topics include: The glut of patents Ine ...…

Litigation is one of those things you hope you never get into, but you have to educate yourself and understand how to prepare yourself just in case. An LLC does limit liability, but not as well as most people want to believe they do. Copyright infringements are one of the few exceptions that can cause nightmares for any business owner and Jack ...…

It’s time again to look at what technology can do to help both agents and consumers experience a better transaction. Today Joe continues the Future of the Real Estate Industry series with Group Strategy & Success Vice President, Tim Proschold. Specific topics include: Market overview and industry challenges Comparing and adjusting to new tech c ...…

One of the most important real estate decisions you'll make is what you do with the equity in your home. For the right person a reverse mortgage can be a great decision, especially in the Bay Area where the phrase “house rich, cash poor” gets used more times than some of us would like to hear. Reverse mortgage expert Bill Benson is back in the ...…

“Opportunity is out there if you’re a buyer.” That’s one sentence Bay Area buyers haven’t heard in years since sellers got everything they wanted and more. Buyers can get more creative crafting an offer that favors their wallet and timeline while sellers need to start getting more realistic. So get out there before the market changes again! In ...…

The future of the real estate industry is charging forward and another prominent brokerage has come to RERL. Intero Real Estate Vice President and co-founder, Brian Crane joins Joe in studio to share his perspective on which direction the industry is heading. Specific topics include: Market concerns and industry challenges Company reactions vs. ...…

Today’s topic is one that Joe has been waiting to talk about for a while now. If you’re a buyer out there listening to this, now is the time to get out there and put an offer on a house. The market is flattening out right now and buyers finally have a real chance when it comes to purchasing a home. No one knows what tomorrow holds for buyers or ...…

Where is the industry going? How is technology changing? What does it mean to the agent and the consumers? We have a lot of questions when it comes to disruption in real estate and the best thing is to have an expert on to tell us what is what. Alain Pinel EVP and COO Rainy Hake returns to RERL to discuss new things in the world of real estate. ...…

No matter how much effort you put into crisis prevention anything could happen that puts serious strain on a new company. Even if you’ve already gotten the domain name with the intent-to-use trademark, another company could come out of nowhere and start causing issues. What can you do? Today Joe and Jack Russo discuss how to strategize with an ...…

The design world is a world that relies on many people for a single job to get done. Today’s Joe chats with interior designer Steven G., who has put development, design, transportation, and installation together into one business. This means the client never has to waste time coordinating with other companies or even leave the warehouse when pl ...…

Most long time listeners know that on RERL we spend a fair amount of time covering residential financing programs. This time around we are going to learn about a more unique and different program designed for investor strategies. Today Joe finds out more about custom lending from Merrill Lynch wealth advisors, Brandon Picone and Anthony Hoye. S ...…