143. Finance 101: How To Make Your Money Work For You Ft. Walli Miller

A Word To The Wise

Walli's unique approach to personal finance has taken her from the Bronx to millionaire status, all while breaking generational cycles of money mismanagement. Together, we dissect the emotional ties to our wallets and provide listeners with straightforward tips for tracking finances, setting achievable goals, and bravely facing the financial fears that hold many of us back.
Today's conversation goes beyond mere savings and budgeting to explore the heart of our relationship with money. Drawing on Walli's life experiences and my own path to financial independence, we share invaluable insights into the importance of recognizing 'wallet leaks' and making intentional choices about spending and saving. Plus, hear how a no-spend challenge revealed the traps of mindless consumption and how tools like Rocket Money can turn the tide in your favor. We also tackle the taboo of money talk, urging listeners to bring financial discussions into the light to truly understand how to make your income work for you.
About Walli:
Walli is a financial coach and money mentor who went from being an overspender and compulsive shopper to being debt-free and building a 7-figure investment portfolio.

After spending her 20s spending every dollar she earned and saving very little she knew she had to start doing something different. The thought of working for the next 30 to 40 years just to survive wasn’t the life she wanted. After gaining control of her finances and creating a plan, she became work-optional before the age of 40! Walli is a first generation college graduate, Latina, and daughter of an immigrant. Born and raised in the Bronx, she is the first millionaire in her family.

Where to find Walli:
https://financiallythriving.com/
https://www.instagram.com/financially_thriving/
0:00 - Intro
6:39 - Personal Finance and Financial Freedom
13:12 - Understanding Mindless Spending and Budgeting
20:11 - Unpacking Our Relationship With Money
31:47 - Financial Coaching and Wealth Building
36:52 - Building Wealth and Achieving Financial Independence
47:37 - Achieving Financial Independence and Investing Early
1:01:11 - Outro

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Chapters

1. Financial Empowerment (00:00:00)

2. Personal Finance and Financial Freedom (00:06:39)

3. Understanding Mindless Spending and Budgeting (00:13:12)

4. Unpacking Our Relationship With Money (00:20:11)

5. Financial Coaching and Wealth Building (00:31:47)

6. Building Wealth and Achieving Financial Independence (00:36:52)

7. Achieving Financial Independence and Investing Early (00:47:37)

8. Award to the Wise Podcast Promotion (01:01:11)