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Lender’s Mortgage Insurance deep dive: Getting into the market with a limited deposit
Manage episode 437574670 series 3595474
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Strachan Taylor, Strategic Partnership Leader at Helia, stopped by the podcast studio to break down the real deal on Lenders Mortgage Insurance (LMI). If you're eyeing homeownership or expanding your property investments, this episode is a must-listen.
We’re diving deep into:
🏦 How LMI can lower your deposit and fast-track your property goals
💡 The true costs and benefits of LMI—and debunking the biggest myths🎯 Expert tips on leveraging government grants and working with brokers
Strachan also shares how to build a property portfolio that leads to long-term wealth. If you’re ready to navigate the property market with clarity and confidence, this episode is packed with the insights you need!
Timestamps
0:00 - Property Market and LMI Overview
19:01 - Meet Sean Taylor at Helia
19:16 - Understanding Lenders Mortgage Insurance
20:50 - Broker Sentiment on LMI Education
21:30 - Government Grants and Parental Guarantees
23:12 - Monthly LMI Premiums and Loan Quality
33:57 - Mortgage Insurance Waivers and Competition
35:30 - Strategies for Buyers and Investors
40:03 - Brokers’ Role and Industry Recognition
41:48 - Resources and Final Thoughts
About Strachan:
Strachan Taylor is a Strategic Partnership Leader at Helia with over 7 years of expertise in driving relationship and sales teams to retain and expand the customer base in the Lenders Mortgage Insurance (LMI) sector. He holds an MBA, a FINSIA diploma, and a Kaplan certification, underscoring his extensive knowledge in banking, financial services, risk, and capital management.
Strachan is deeply committed to Helia's mission of promoting financial security for Australians through homeownership. He collaborates closely with lender clients to offer market insights, risk solutions, and LMI products that improve risk assessment and enable more borrowers to secure home loans.
Connect with Strachan:
Follow Strachan on LinkedIn:
https://www.linkedin.com/in/strachantaylor/
Follow Helia on Facebook:
https://www.facebook.com/heliaaustralia/
Visit Helia’s website:
About Aaron:
Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years.
With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.
Connect with Aaron:
Visit the website: https://atelierwealth.com.au/
Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/
Follow Aaron on Facebook:
https://www.facebook.com/aaronchristiedavid
Follow Aaron on LinkedIn:
https://www.linkedin.com/in/aaronchristiedavid/
Subscribe to Atelier Wealth’s YouTube Channel:
https://www.youtube.com/@atelierwealth_au
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