Is having Good Credit a Bad Idea? As Seen on ABC, CBS, FOX, NBC, MarketWatch and more. Join your me, Pat Walley, as I visit with successful entrepreneurs who share how they got started and the lessons learned over the years that helped them grow. Some stories will shock you and most will leave you empowered and eager to learn more. Pat Walley is a best selling author, sought after speaker, and a leading authority in business and personal credit. He has worked with over 350 businesses and thousands of clients in 48 states training them in finances, cashflow, and credit.