The Financials of Infertility | Living Life Loving Us

Fire Drill

Jenny and Jimmy are the All-American couple. He was the hot firefighter that fell in love with the ER nurse. Little did they know they were a little too average. Jenny and Jimmy are part of the statistics in America on infertility. They didn't realize how hard it was going to be to conceive. After a long and expensive struggle, they were rewarded with a bouncing baby girl. We were lucky enough to have them on the podcast to talk about their experience with IVF. If you or someone you know struggles with infertility, Jenny and Jimmy gave us some great advice on how to cover the cost of IVF. We also chat about... How they met how they paid off $120k in debt Jenny's side hustles Enjoy this chat with Jenny & Jimmy, and please subscribe to us in iTunes if you enjoyed it! Show notes and links from today's episode MOST VALUABLE IVF RESOURCE Infertility grants/scholarship list Their Twitter Their AH-MAZING Instagram! Jenny and Jimmy's blog Key takeaways from our chat with Jenny & Jimmy 1 - Don't ignore your body Get things checked out! Even if you're nervous. You should go because you're nervous! If you have a feeling something is wrong, go get it checked out. Jenny and Jimmy knew things were going to be a little funky, but they didn't know how bad they were going to be. They started investigating and discovered they needed to start trying to have kids right away. 2 - Cashflow when you can Check your insurance plan to see what is covered and what isn't. 15 states require IVF coverage, so you've got a decent shot at having at least part of it covered. If it's not covered by insurance, they recommend cash flowing when you possibly can and only taking on debt when you absolutely have to. Try to negotiate the price of services or find a cheaper source for the drugs. 3 - Find infertility scholarships Some large companies offer grants for infertility treatments. There are also non-profits out there that give out grants. They vary from year to year and in amount, so you might have to resubmit for the same thing and it might be different. You might have to fill out a bunch of paperwork, tell your story, and prove you have a legit medical need, but it would be so worth it. It might only be $5,000 but when your total bill is $90,000..... anything helps. Questions? Like or dislike? Leave us a comment! Want to support the podcast? Here are three things you can do. 1. Start tracking your net worth with Personal Capital using our link. It's free. 2. Subscribe to our YouTube Channel and get one extra LIVE episode from us per week. 3. Join our Facebook group and connect with other members of the FI community.