Investing 101: Learn the Basics

He's Gone But The Money's Not

If you tune out or shy away from conversations about investing, this episode is for YOU. Summer and Nicole explain and discuss the basics of investing to help equip their listeners with entry-level understanding. The reality is, you cannot run away from this topic forever. Especially if you are a widow! This episode is a great first step if all the investing talk goes over your head. Education is the first step toward financial freedom.

Resources

For the 20 Years ending in 2021

The S&P 500 averaged 9.5%, and 7.1% adjusted for inflation.

S&P data © 2022 S&P Dow Jones Indices LLC, a division of S&P Global. All rights reserved.

The Bloomberg Global Aggregate Bond Index averaged 4.3%

BLOOMBERG GLOBAL AGGREGATE BOND INDEX (HEDGED TO USD) Data provided by Bloomberg

The Rule of 72

https://www.investopedia.com/terms/r/ruleof72.asp

40% of men have invested money in the stock market compared to just 22% of women. Nearly 1 in 3 American women discouraged about finances | Credit Karma

There's an investing gap between men and women. And for women who earn $100,000, this investing gap could cost them as much as $1 million over a 30-year period. Money Is Power: The Ellevest 2018 Money Census | Ellevest

A decline of at least 10% occurred in 10 out of 20 years https://intelligent.schwab.com/article/stock-market-corrections-not-uncommon

Timing the Markets https://my.dimensional.com/dfsmedia/f27f1cc5b9674653938eb84ff8006d8c/27544-source/the-cost-of-trying-to-time-the-market.pdf

The Bumpy Road to the Markets Long Term Average

https://my.dimensional.com/dfsmedia/f27f1cc5b9674653938eb84ff8006d8c/32992-source/the-bumpy-road-to-the-markets-long-term-average.pdf

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RH Advisors, LLC dba Rock House Financial is an SEC registered investment adviser and the opinions expressed on this show do not reflect the opinions of Rock House Financial or any sponsors of the podcast. All statements and opinions expressed are based upon information considered reliable although it should not be relied upon as such. Any statements or opinions are subject to change without notice.

Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Past performance is not indicative of future performance.