Artwork

Content provided by Brendan le Grange. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Brendan le Grange or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://player.fm/legal.
Player FM - Podcast App
Go offline with the Player FM app!

A massively more inclusive credit score, with Charles Wandia (gnuGrid CRB)

24:06
 
Share
 

Manage episode 403750165 series 3313557
Content provided by Brendan le Grange. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Brendan le Grange or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://player.fm/legal.

The story of East African fintech is built around the mobile phone. Not the smartphone, mind you, but the humble feature phone. In markets where all but the most significant of locations lacked an established infrastructure of landlines and local bank branches, these phones leapfrogged both: powered by pre-paid sim cards that often served as a secondary currency and cleverly leveraged USSD technologies. But it has been seventeen years since M-PESA arrived on the scenes and yet traditional credit tools have often failed to cross the floor - in Uganda, the credit bureaus are filled with the data of there are just 2.4 million traditionally banked consumers, while a further 14 million sit waiting, with their data-rich mobile banking histories all but ignored.


But no more. In today's epsidoe I'm speaking to Charles Wandia of gnuGRID who, with Airtel, have built a national-level mobile credit score.


gnuGRID is the first and only indigenous credit reference bureau in Uganda, enabling financial inclusion through credit information sharing - and you can find them online at https://gnugridcrb.com/


You can also watch the official launch of that score at: https://www.youtube.com/watch?v=4VbEI_0l57A&t=19s


gnuGRID is also on LinkedIn, of course, as is Charles Wandia: https://www.linkedin.com/in/charles-wandia-983b4a65/


As you'll hear on the show, Charles also offers tailor-made training on credit scorecard development via Credit Tick Consulting at https://www.linkedin.com/company/credit-risk-tick-consulting/


Speaking of LinkedIn, that's where you can also find and connect with me: https://www.linkedin.com/in/brendanlegrange (please do reach out, follow the show's page, and share the content with your networks)


Meanwhile, my action-adventure novels are on Amazon, some versions even for free, and my work with ConfirmU and our gamified psychometric scores is discussed at https://confirmu.com/ and on episode 24 of this show https://www.howtolendmoneytostrangers.show/episodes/episode-24


If you have any feedback or questions, or if you would like to participate in the show, please feel free to reach out to me via the contact page on this site.


Keep well, Brendan


Hosted on Acast. See acast.com/privacy for more information.

  continue reading

164 episodes

Artwork
iconShare
 
Manage episode 403750165 series 3313557
Content provided by Brendan le Grange. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Brendan le Grange or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://player.fm/legal.

The story of East African fintech is built around the mobile phone. Not the smartphone, mind you, but the humble feature phone. In markets where all but the most significant of locations lacked an established infrastructure of landlines and local bank branches, these phones leapfrogged both: powered by pre-paid sim cards that often served as a secondary currency and cleverly leveraged USSD technologies. But it has been seventeen years since M-PESA arrived on the scenes and yet traditional credit tools have often failed to cross the floor - in Uganda, the credit bureaus are filled with the data of there are just 2.4 million traditionally banked consumers, while a further 14 million sit waiting, with their data-rich mobile banking histories all but ignored.


But no more. In today's epsidoe I'm speaking to Charles Wandia of gnuGRID who, with Airtel, have built a national-level mobile credit score.


gnuGRID is the first and only indigenous credit reference bureau in Uganda, enabling financial inclusion through credit information sharing - and you can find them online at https://gnugridcrb.com/


You can also watch the official launch of that score at: https://www.youtube.com/watch?v=4VbEI_0l57A&t=19s


gnuGRID is also on LinkedIn, of course, as is Charles Wandia: https://www.linkedin.com/in/charles-wandia-983b4a65/


As you'll hear on the show, Charles also offers tailor-made training on credit scorecard development via Credit Tick Consulting at https://www.linkedin.com/company/credit-risk-tick-consulting/


Speaking of LinkedIn, that's where you can also find and connect with me: https://www.linkedin.com/in/brendanlegrange (please do reach out, follow the show's page, and share the content with your networks)


Meanwhile, my action-adventure novels are on Amazon, some versions even for free, and my work with ConfirmU and our gamified psychometric scores is discussed at https://confirmu.com/ and on episode 24 of this show https://www.howtolendmoneytostrangers.show/episodes/episode-24


If you have any feedback or questions, or if you would like to participate in the show, please feel free to reach out to me via the contact page on this site.


Keep well, Brendan


Hosted on Acast. See acast.com/privacy for more information.

  continue reading

164 episodes

All episodes

×
 
Loading …

Welcome to Player FM!

Player FM is scanning the web for high-quality podcasts for you to enjoy right now. It's the best podcast app and works on Android, iPhone, and the web. Signup to sync subscriptions across devices.

 

Quick Reference Guide