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The California Fair Plan: Understanding Coverage Options for High-Risk Homeowners
Manage episode 380066996 series 3520150
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In this podcast episode, I dive deep into the topic of the California FAIR Plan and its role as an insurer of last resort for homeowners in the state of California. I explain how the amount carriers pay and receive in premiums is based on their market share and why some insurance companies may find the risks too high to offer coverage. I also debunk the misconception that the FAIR Plan may run out of money and assure listeners that the premiums charged reflect the unique risks of the properties in uninsurable areas or risks. Additionally, I provide historical context and explain the purpose of the California FAIR Plan emphasizing its importance in providing basic coverage to those who cannot obtain insurance elsewhere. Tune in to stay informed on the latest changes and developments surrounding this important insurance option.
Insurance Hour is hosted by renowned insurance expert Karl Susman. Karl is a frequent guest on television stations such as ABC, CBS, Spectrum, The CW and FOX, and now his popular radio program is syndicated TO OVER 30 MILLION LISTENERS throughout California.
Listeners can now tune in to Insurance Hour on:
TUESDAY
1200-1300 | KZSB | 1290 AM | Santa Barbara, Ca
1900-2000 | KZSB | 1290 AM | Santa Barbara, Ca
WEDNESDAY
0952-1000 | KZSB | 1290 AM | Santa Barbara, Ca
THURSDAY
0700-0800 | KCAA | 1050 AM / 106.5 FM | Redlands, Ca
FRIDAY
0900-1000 | KMET | 1490 AM / 98.1 FM | Banning, Ca
SATURDAY
0700-0800 | KTRB | 860 AM | San Francisco, Ca
1200-1300 | KEIB | 1150 AM | Los Angeles, Ca
KION | 1460AM | Salinas, Ca
1300-1400 | KCBQ | 1170 AM / 96.1 FM | San Diego, Ca
1600-1700 | KEIB | 1150 AM | Los Angeles, Ca
SUNDAY
1700-1800 | KFBK | 1530 AM / 93.1 FM | Sacramento, Ca
In addition to traditional radio, Insurance Hour is available on several popular streaming platforms, ensuring that listeners can access the show at their convenience.
Audiences worldwide can now enjoy Insurance Hour at InsuranceHour.com, on YouTube, Amazon Music, Tuneln, Alexa, Apple Podcasts, and the iHeartRadio app.
For more information about "Insurance Hour" and its programming, please contact Lara Starr at pr@insura...
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