Everything Counts | Ep 4: How do I save or invest my extra cash?

Investec Focus Radio SA

Everything Counts is a new bi-weekly podcast series that focuses on money and financial wellness. Hosted by 702's Motheo Khoaripe, each episode tackles various aspects of personal finance, including saving, spending, investing, pitfalls to avoid and tricks to succeed. The podcast aims to provide valuable information and expert guidance to help you improve your financial well-being.
July is National Savings Month! It is the perfect opportunity to assess your saving and investing strategies, set goals, and take steps toward building a secure financial foundation. Whether you are just starting your savings journey or looking to enhance your existing investments, saving and investing your money is always a good idea.
In this episode Motheo is joined by Thabiso Masiela, co-head of My Investments at Investec and René Grobler, Head of Investec Cash Investments, to discuss this important topic.
Skip ahead
00:00 Introduction
01:41 When did you start saving? Personal stories about money
03:29 What is the difference between saving and investing?
05:53 How do savings and investment strategies change as you progress through different life stages?
09:14 What percentage of a windfall should go to savings and investments?
11:26 Investing and saving strategies?
15:47 How do you structure a financial plan to balance saving and enjoying your money?
17:42 How do you stay disciplined in saving and investing for the long term?
20:21 Tactics to make sure you keep your money working for you
22:18 How do you weather financial uncertainties and avoid panic in saving and investing journey?
24:15 Top tips for successful saving and investing?
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Investec is an authorised FSP. Terms and conditions apply. Investec My Investments · Full article · Investec Focus Radio · SmartRate Plus 15-Day Notice Account | Investec