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LTRVD0386 RV Lifestyle Budget
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RV Lifestyle Budget
You need to know about the RV Lifestyle Budget. How much will it cost per month or per year to enjoy the RV lifestyle? Some folks swear they can’t do it for less than $500 per month. Others who boondock exclusively say they can do it for less than $100 per month. Somewhere in between is where most of us will be.
Fixed Costs
The fixed costs are those expenses that happen on a monthly, quarterly, or annual basis that are pretty much the same all the time. These expenses include the RV, towed car, and/or towing vehicle if they are financed; vehicle insurance; extended warranty and towing insurance; vehicle registration; health insurance if you are less than 65 years ols and on Medicare; communications costs such as cellular telephone and data plans; satellite television if you have it; mail forwarding service charges and postage; and RV club and Camping Club dues. This is just a basic list and you may have other fixed regular expenses.
Variable or Controllable Costs
Variable costs of the RV lifestyle budget are those things that you have some way to reduce costs. These variable costs include fuel that is either gasoline, diesel, and/or propane; campground fees; laundry costs if you do not have a washer and dryer in your rig; banking fees such as ATM charges; and entertainment expenses are the main ones that come to mind, although you will probably have others.
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The Formula for Success
These are some examples of some of the expenses you will have to track to get a handle on your costs to enjoy this wonderful lifestyle. Obviously, you must have one or more income streams to balance the expenses. Once you have identified all your expenses, add them up and subtract them from your total income. If you come up with a positive number, you are all set and can even put some money in the bank! If you come up with a negative number, you will need to look very closely at the variable expenses to see where you can trim. You may also need to do some workamping to make the ends meet. This podcast should give you plenty of food for thought about the RV lifestyle budget. Check out our web page on RV budgeting at http://www.livingthervdream.com/the-RV-Budget.html
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