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Down Payment Assistance in Texas 2023
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If you're a first-time buyer or non-first-time buyer in Texas looking for down payment assistance, this episode is for you.
Jennifer Hernandez, a lender for almost three decades, discusses down payment assistance programs for homebuyers in Texas. She provides an overview of the most popular state-run programs - TDHCA and TSAHC - which offer up to 5% assistance of the loan amount for eligible applicants. Jennifer also discusses the income and credit score requirements for these programs, as well as the difference between repayable and forgivable assistance.
Check out the links to TDHCA and TSAHC websites here:
TDHCA: https://www.tdhca.state.tx.us/
TSAHC: https://www.tsahc.org/
In this episode, you’ll also hear:
- Income requirements
- Credit requirement
- Difference between repayable and forgivable assistance
Must-listen moments:
[00:01:42] What is TDHCA and TSAHC
[00:02:16] Role of federal government to the state
[00:02:41] What are the programs beneath the 2 entities?
[00:03:25] What is AMI? How is it relevant?
To contact us visit www.loanwithjen.com
Equal Housing Opportunity Lender NMLS# 514497
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Resources mentioned in the episode:
https://www.loanwithjeneducation.com/
https://www.instagram.com/loanwithjen/
https://www.facebook.com/loanwithjen
https://www.youtube.com/channel/UCFrSijIoUv59fxf0hXMro7g
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