The 2023 Home Buying Process From Start to Finish

Loan With Jen podcast

Are you wanting to know the home buying process start to finish? This webinar is led by Jennifer Hernandez, 27 year lending expert, as well as 2 realtors in Houston, Texas. Linda Aber and Zofia Lombardi are top producers with Keller Williams Realty. They have a combined experience of over 15 years in real estate.

They will cover the 7 steps to homeownership:

• Developing a Plan
• Why a Relator is Important
• Getting Pre Approved
• Looking at Homes
• Making an Offer/Negotiating
• Finalizing Financing
• Closing Day

Must-listen moments:

[00:01:42] Who is Linda Aber, her background in Houston real estate, and her connections to the community.

[00:04:49] Who is Sophia Lombardi, and her transition from practicing law to real estate

[00:07:30] What is the straightforward nature of the home-buying process

[00:09:03] Initial steps in the home-buying process, from research to the pre-approval phase

[00:10:29] How to set up property searches and refine buyer preferences

[00:11:55] What are the strategies of realtors in negotiation?

[00:17:17] Buying versus renting. A timeline for homeownership

[00:18:30] What is the concept of equity in homeownership

[00:21:38] Potential rent vs. mortgage and fees for investment properties

[00:24:19] What are property appreciation rates and their impact on investment

[00:31:30] How to find the right realtor and how to go about it

[00:34:29] The role and impact of online reviews in selecting a realtor

[00:38:03] Managing client schedules and expectations during house viewings

[00:46:15] What is mortgage pre-approval process

[00:50:11] Credit checks and their impact on credit scores

[00:56:23] Employment history and its impact on loan approval

[00:59:28] Different types of loans and their specific requirements

[01:01:28] Common misconceptions on utility bills and credit scores

[01:07:52] Different property types and their financing options

[01:08:21] Multifamily properties and FHA loans

[01:18:16] Finalizing financing and the importance of locking in mortgage rates

[01:22:36] Home search etiquette and the importance of communication with realtors

[01:24:00] How realtors advocates for their clients

[01:24:08] Tips for home buyers on attending open houses

[01:25:45] How to effectively search for homes

[01:29:29] What are pre-closing preparations

[01:32:07] Don’t make significant purchases before closing

[01:35:12] Lender coordination in finalizing financing and pre-closing

[01:39:14] Closing day procedures and expectations

👋 To contact us visit www.loanwithjen.com

Equal Housing Opportunity Lender NMLS# 514497

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Documents Needed to Get Pre-Approved Texas
A gift from us at Loan With Jen! Download your personal checklist of all documents needed to get pre-approved for a home in the state of Texas!
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Loan With Jen | Do Business With Us!
Fortified with 27 years of experience and training, Loan with Jen has the strategies and shortcuts that will equip you with the knowledge to buy, build, or refinance.

Mortgage Lender Houston | Loan With Jen Education
Loan with Jen was created for buyers and the real estate community to ensure that accurate information is available to everyone in need of financing needs. As a mortgage loan officer since 1995 in the Houston area, we have seen many clients come to us that have been misinformed or misguided. Our goal is to bring you accurate information before purchasing your next home so you can make the best and most informed decisions during the home buying process.