Balancing Stocks, Bonds, Cash, and Your Financial Goals

Real Personal Finance

How do financial advisors mix stocks, bonds, and cash to achieve the best returns to meet each person’s financial needs? In today’s episode, Scott Frank and Meg Bartelt discuss the unique risks and potential returns each one offers; focusing on these primary asset classes can lead to a more stable and profitable investment strategy. They dive into the various types of bonds—government, municipal, and corporate—and their role in your portfolio, while delving into the importance of credit ratings, bond maturity, and global currency risks, offering you insights on how to navigate these complexities.

Scott and Meg provide tailored investment strategies for different financial goals and timeframes, whether you're saving for a short-term goal like a home down payment or a long-term objective like retirement. Learn the pitfalls of short-term stock market investments and the benefits of safer options like high-yield savings accounts for immediate needs. For long-term goals, they discuss leveraging the historical growth of the stock market while balancing intermediate-term objectives with a well-thought-out plan.

Ready to learn more?

• Scott Frank on LinkedIn
• Meg Bartelt on LinkedIn
• Stone Steps Financial

Money can be confusing—but it doesn’t have to be. When you’re able to understand the complexities, you can make better decisions to improve your daily life. Are you ready to align your money with your ideal life? Connect with us at Stone Steps Financial.