How Life Insurers Can Provide Differentiated Retirement Benefits

Retirement Talk Podcast with Laura Stover

Many times we find that retirees only look at that investment pillar with the traditional assets in mind. They focus only on investments and ignore critical areas that also need attention.

In this episode, Laura Stover, RFC® and Michael Wallin, CFP® will break down an article on an area of diversification that could qualify for income planning, along with tax planning and estate planning. People can be closed minded to new ideas or non-traditional investments but we want to make sure that no option is left behind.

Today’s discussion on life insurance and annuities could benefit you as a volatility buffer or with tax planning, so it’s worth learning more about. The goal is to utilize a fully diversified portfolio and these tools might be part of constructing that during the Redefining Wealth® process.

Redefining Wealth® Custom Blueprint Income Plan: https://redefiningwealth.info/schedule/

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How to Connect:

redefiningwealth.info

lswealthmanagement.com

Schedule a Review: https://redefiningwealth.info/schedule/

Timestamps (show notes):

4:13 – A little history on how retirement income has changed

7:54 – The tax component of this discussion

10:27 – How life insurance fits into a portfolio

14:25 – The modified endowment contract

17:36 – Why a fiduciary is so valuable in this process

23:32 – How the deferred income annuity could benefit you

26:24 – Utilizing a fully diversified portfolio.