The Birdy Num Num Indian podcast is all about inspiring the creative Indian.With over 35M views online spanning a career in IT and Stand Up Comedy, Indian-American comedian Sanjay Manaktala is the epitome of "because life begins after engineering." A good chunk of his guests also live by this philosophy. Every Monday and Thursday Sanjay talks creativity, dating, technology, life, current events and general life advice from the perspective of a 30 something Indian American guy traveling the w ...
Manage episode 211170491 series 2380846
By Zach Sikes. Discovered by Player FM and our community — copyright is owned by the publisher, not Player FM, and audio is streamed directly from their servers. Hit the Subscribe button to track updates in Player FM, or paste the feed URL into other podcast apps.
Whether you are a first-time homebuyer or it’s been a while since you last purchased a home, it’s important to understand what happens during the home buying process. There are six main steps that you should know about: 1. Setting your budget. If you aren’t paying cash, talk to a local mortgage professional who will guide you through the process and help prepare that budget. You will need to know how much cash you will need for the down payment and what your monthly mortgage payments will be. That way, you will be able to build a sales price budget and an overall home budget. 2. Analyze your needs and wants for your home. You will sit down with your real estate agent and explain your needs and wants for the home. Do you need a home in a good school district? Do you need more space or a higher quality home? If you buy a higher quality home, you may make some sacrifices in space. If you need more space, sometimes you may have to sacrifice on quality by foregoing certain upgrades. 3. Finding the right property. We will work together to put together a list of homes that you might want to see. I recommend that you pick your top five, and our agents will show all of those homes for you. “Figure out how much you need for the down payment and what your monthly payment will be.” 4. Make an offer. Once you find the right property, we will help you write your offer and negotiate the best price and terms for you. 5. Order an inspection. Once the home is under contract, we recommend doing a general inspection and a termite inspection. The bank will order an appraisal as a safeguard to make sure that you’re not overpaying for the home. We will guide you through the process of negotiating repairs. We’ll help you understand what’s important and what’s not important during that process to make sure that you don’t get in over your head or buy a house with a roof that’s caving in. 6. Closing. Closing takes place three to four weeks from the day you go under contract on the home. You will bring your money, sign papers, and get the keys so you can move into your new home. I hope you’ve found this overview of the home buying process helpful. If you have any more questions about buying a home, just give me a call or send me an email. I would be happy to help you!