LVR podcast

#MBA #Business #Podcasting Education #Ruan Burger and Marissa Schulze #Marissa Schulze #Ruan Burger #Mortgage Broking #Mortgage Broker #Mortgage Broking Australia

1:00:36

Do you have fond childhood memories of summer camp? For a chance at $250,000, campers must compete in a series of summer camp-themed challenges to prove that they are unbeatable, unhateable, and unbreakable. Host Chris Burns is joined by the multi-talented comedian Dana Moon to recap the first five episodes of season one of Battle Camp . Plus, Quori-Tyler (aka QT) joins the podcast to dish on the camp gossip, team dynamics, and the Watson to her Sherlock Holmes. Leave us a voice message at www.speakpipe.com/WeHaveTheReceipts Text us at (929) 487-3621 DM Chris @FatCarrieBradshaw on Instagram Follow We Have The Receipts wherever you listen, so you never miss an episode. Listen to more from Netflix Podcasts.…

LVR Podcast

Series home•Feed

The LVR Podcast is a podcast designed for Australian Mortgage Brokers, presented by brokers.
Learning. - The more we learn, the better we deliver. We know what we know, we don’t know what we don’t know. Forever learning.
Validation. - This is an industry of numbers and percentages. As a Third Party we have not only proved our worth, but also our capacity to provide and our innate purpose.
Respect. Respect your clients, your peers, and your distribution channels. And, yourself. We have an industry that we should be proud of, however, it is up to us as individuals to influence better behaviours, better outcomes, and better solutions.
Join Ruan Burger and Marissa Schulze for the LVR Podcast as they present their views on a variety of issues that affect us all as Mortgage Brokers in Australia. Their different and shared perspectives will no doubt inspire, entertain and prove to be of huge value to how you approach your day, and your life.

57 episodes

LVR Podcast

updated about a year ago

Series home•Feed

57 episodes

#MBA #Business #Podcasting Education #Ruan Burger and Marissa Schulze #Marissa Schulze #Ruan Burger #Mortgage Broking #Mortgage Broker #Mortgage Broking Australia

All episodes

LVR Podcast

1
Women in Business - Strong and Bold with Tania Du Preez 17:41

11 weeks ago17:41

17:41

Send us a text Thank You To Our Hosts: Ruan Burger and Marissa Schulze More From Marissa and her company, Rise High Financial Solutions: Marissa Schulze Linkedin Marissa Schulze Instagram Marissa Schulze Facebook Rise High Financial Solutions More From Ruan and his company, Success and Broker: Ruan Burger Linkedin Ruan Burger Instagram Ruan Burger Facebook Success and Broker…

LVR Podcast

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Women in Business - Strong and Bold with Kirsty Best 15:51

14 weeks ago15:51

15:51

LVR Podcast

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Women in Business - String and Bold with Marissa Schulze (Rise High) 18:51

17 weeks ago18:51

18:51

LVR Podcast

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How to get Referrals through Strategies and Communities with Josh De Beulle 24:11

20 weeks ago24:11

24:11

LVR Podcast

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How to Turn Social Media Followers into Clients with Lorien Stoetzel 19:27

23 weeks ago19:27

19:27

LVR Podcast

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How to Choose the Right Team Members with Steve Sharp 20:32

26 weeks ago20:32

20:32

LVR Podcast

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How to Build a Sustainable Broking Business with Matthew Posselt 18:14

29 weeks ago18:14

18:14

Send us a text In this episode of The LVR Podcast , hosts Ruan Burger and Marissa Schulze sit down with Matthew Posselt of Elite Finance Australia . With nearly a decade of success under his belt, Matthew shares his journey from starting solo to building a thriving brokerage in Perth. Learn how he balances growth, customer service, and team dynamics while staying true to his vision for sustainable success. Key Takeaways: Starting with overheads like an office and admin staff helped Matthew focus on growth from day one. A smaller, efficient team with a focus on admin support allows for high-quality customer service without diluting the client experience. Simple but impactful touches and involving the team in client interactions, create lasting impressions. Highlighting client successes through photos fosters loyalty, engagement, and social proof. Clarity around business goals and personal values is key to achieving sustainable growth without compromising quality or culture. Quotes: Matt Posselt: On The "Wall of Fame": “And the second thing is it just adds credibility. It shows that when they come to us, we've got happy clients in all sorts of circumstances, and there's proof in the pudding of what we do.” “We don’t burn and churn. We aim to give every client an amazing experience.” “It's all about having a good culture and a team, and that's better when everyone's in the office and talking and sharing. That's where all the benefits really come from." Ruan Burger: “Thinking a little bit different with how how can we use our clients to propel our brand and our identity.” “Little things, like remembering client names, create a personal connection that sets you apart.” “It also means that people working for your business, it's very easy now for them to see the the culture piece, the loyalty piece, how they want to be seen in the market.” Marissa Schulze: “It’s not about growing bigger; it’s about growing smarter to align with your goals.” “Starting a business with a family to support takes bravery and clarity, but it pays off when you stay focused.” “I think it's more about understanding your business goals and understanding your personal goals and then understanding the right structure that's going to support (the business).” Thank You To Our Hosts: Ruan Burger and Marissa Schulze More From Marissa and her company, Rise High Financial Solutions: Marissa Schulze Linkedin Marissa Schulze Instagram Marissa Schulze Facebook Rise High Financial Solutions More From Ruan and his company, Success and Broker: Ruan Burger Linkedin Ruan Burger Instagram Ruan Burger Facebook Success and Broker…

LVR Podcast

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The Journey from Banker to Broker - Nick Wilcox (Blue Crane Capital) 16:15

32 weeks ago16:15

16:15

Send us a text In this episode of The LVR Podcast , hosts Ruan Burger and Marissa Schulze sit down with Nick Wilcox from Blue Crane Capital . Nick shares his incredible journey from banking to becoming a $100 million mortgage broker. With insights into building referral networks, managing growth, and setting actionable goals, this episode is a must-listen for brokers looking to take their business to the next level. Key Takeaways: Transitioning from banking to broking requires leveraging existing networks while building new ones. Building referral partnerships is essential, but knowing when to say no is just as important. Setting ambitious, measurable goals helps maintain focus and drive success. Consistent effort and strong support systems are key to scaling a broking business quickly. Larger, more complex deals can enhance growth while maintaining a strong client base. Quotes: Nick Wilcox: "If you tell yourself you can do something, you probably will. Set a $100 million goal, and you might even write $120 million." "There’s a lender for every client - it’s about finding the right fit at the right time." "Building referral partnerships takes time, but consistency and trust make it worth it." Ruan Burger: "Lead flow is cash flow - it's the lifeblood of any brokerage." "Success comes from understanding your clients today and guiding them toward their future goals." "Set a strong foundation for your business, and the growth will follow." Marissa Schultze: "Knowing which referral relationships to say no to is just as important as knowing which ones to say yes to." "Write your goals down, articulate them, and you’ll be amazed at what you can achieve." "Strong lender relationships are the backbone of problem-solving for clients." Thank You To Our Hosts: Ruan Burger and Marissa Schulze More From Marissa and her company, Rise High Financial Solutions: Marissa Schulze Linkedin Marissa Schulze Instagram Marissa Schulze Facebook Rise High Financial Solutions More From Ruan and his company, Success and Broker: Ruan Burger Linkedin Ruan Burger Instagram Ruan Burger Facebook Success and Broker…

LVR Podcast

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How To Budget To Spend for Sustainable Growth with Tim Amourous 21:04

35 weeks ago21:04

21:04

Send us a text In this episode of the LVR Podcast, hosts Ruan Burger and Marissa Schulze sit down with Tim Amourous, Managing Director of Olleh Lending , to discuss how businesses can effectively budget for sustainable growth. Tim shares insights into Olleh Lending's journey from a single-operator brokerage to a multifaceted business, diving deep into the importance of process discipline, team dynamics, and investing in long-term growth strategies. Key Takeaways: Transitioning from a single broker to a multi-broker business requires leaders to adapt and focus on key roles. Tim emphasises the importance of sticking to processes and continuing to reinforce them, even when challenges arise. Growth often requires taking a step back financially before moving forward, investing not only in people but also in internal structures. Building out a diverse offering, including asset finance and commercial lending, has been crucial for Olleh Lending's long-term goals. Tim shares how incorporating an advisory board has provided valuable external insights that contribute to Olleh Lending’s strategy and growth. Listen to the full episode to learn how you can budget for growth in your brokerage and build a sustainable future. Key Quotes: "Growth isn’t just about finances and improving the bottom line. The journey we’ve been on might not be for everyone. There are plenty of successful brokers out there, individual operators with a couple of support making very good money, and they should stick doing exactly what they’re doing." - Tim Amourous "I love what you said about taking a step back before moving forward, because that’s what growth really looks like when you’re building a team and diversifying your services." - Marissa Schulze "When you talk about taking a step back before taking a step forward, I think that’s something every growing broker needs to understand—sometimes growth doesn’t happen without sacrifice." - Ruan Burger "I always challenge people who talk to me around growth, about what it is they’re actually looking to do... there was absolutely a conversation and clarity around the financial investment that was going to be required and clarity on my side that this would mean a step back before it made a step forward." - Tim Amourous "It’s really exciting to see how Olleh Lending has grown, and I think your journey provides a roadmap for brokers looking to transition from a single operator to a multi-broker business." - Marissa Schulze "I love how you’ve been able to bring people with you on this journey. It’s not just about asking people to follow, it’s about showing them a pathway that makes sense." - Ruan Burger Thank You To Our Hosts: Ruan Burger and Marissa Schulze More From Marissa and her company, Rise High Financial Solutions: Marissa Schulze Linkedin Marissa Schulze Instagram Marissa Schulze Facebook Rise High Financial Solutions More From Ruan and his company, Success and Broker: Ruan Burger Linkedin Ruan Burger Instagram Ruan Burger Facebook Success and Broker…

LVR Podcast

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How Can a Mortgage Broker Work Best with a Real Estate Agency? 18:46

38 weeks ago18:46

18:46

Send us a text In this episode of The LVR Podcast , hosts Marissa Schulze and Ruan Burger are joined by Josh Sherwood, Director of Freedom Property , to discuss how mortgage brokers can effectively collaborate with real estate agents. Josh shares valuable insights on creating strong partnerships between brokers and agents, focusing on trust, providing value, and integrating into the real estate process. He also highlights how brokers can stand out by offering excellent service and playing the long game in relationship-building. Key Takeaways: Brokers need to show agents that they will provide the same level of care to clients as the agent would. Brokers should be proactive in supporting agents, offering ongoing value to remain top of mind. Building relationships takes time, and focusing on long-term growth is key. Brokers must integrate into the workflow seamlessly, helping agents with their clients. Every potential lead is important, whether hot or cold - each represents an opportunity. Focus on providing personalised service to strengthen relationships with both agents and clients. Don’t wait for leads to come to you - proactively engage with agents’ clients and provide support. Key Quotes: Josh Sherwood: “If you want this agent to push you and be your raving fan, you need to treat them well and show them you’ll treat their client the same way.” “This business is about relationships, and if a broker understands the long game, they’ll build solid connections that last.” “The harder you work to build a partnership, the more reliable and profitable that relationship will be.” Marissa Schulze : “Real estate and mortgage brokers go hand in hand, and a successful partnership is all about finding the right balance.” “In broking, we’re so used to educating clients, but the same approach can be applied to referral partners - educating and empowering them to help us help them.” “Every lead is a little miracle, and brokers need to treat it as such, no matter how big or small.” Ruan Burger : “Brokers should see building relationships with agents as recruitment - making a match where both sides benefit.” “A lead is a lead, whether it’s hot or not. It’s up to the broker to nurture it and see it through.” “If you’re not getting leads from an agent, it’s not their fault - it’s yours for not showing you’re the right broker for the job.” Thank You To Our Hosts: Ruan Burger and Marissa Schulze More From Marissa and her company, Rise High Financial Solutions: Marissa Schulze Linkedin Marissa Schulze Instagram Marissa Schulze Facebook Rise High Financial Solutions More From Ruan and his company, Success and Broker: Ruan Burger Linkedin Ruan Burger Instagram Ruan Burger Facebook Success and Broker…

LVR Podcast

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How to Create a Great Culture in Your Workplace. 23:18

41 weeks ago23:18

23:18

Send us a text In this episode of the LVR Podcast, workplace environment and resilience expert Steve Sharp joins Ruan Burger and Marissa Schulze to share actionable insights on building a workplace culture that fosters connection, clarity, and capability. Discover how to cultivate a team environment where everyone feels valued, empowered, and motivated to go above and beyond. Key Takeaways: Steve's top four tips for business owners with teams to improve the culture of their team to become more effective, productive and more cohesive. The Importance of Connection: Steve emphasises the power of strong relationships and trust, fostering a sense of belonging within your team. Clarity is Key: Unclear expectations and communication lead to uncertainty and negatively impact performance. Establish clear guidelines and maintain open communication to create a thriving work environment. Nurture Capability: Provide opportunities for learning and growth, ensuring your team members feel challenged and supported in their development. Understand Your Team Dynamics: Recognise the unique personalities and strengths within your team, and foster an environment that celebrates diversity and encourages collaboration. Key Quotes: "We are tribal animals by nature. We operate best when we feel a sense of belonging and purpose in the environment in which we operate." - Steve Sharp "One of the big shifts that I had to make mentally...is that, you know, you go from doing client work where you're making [a] massive difference...to leading [a] team. You rarely get someone saying, 'that was an awesome meeting. You did a great job leading that meeting.'" - Marissa Schulze "We talk culture in respect of what we've got to do. But we sometimes in the hiring process, we find ourselves behind the eight ball. And from there then the culture process seems to be a little bit more risque as well, so to speak." - Ruan Burger "Understanding what is involved in growing your business and becoming a leader, adding more people over time to your business adds complexity. And so as you add more people to your business, the further away you get from what you were an expert in." - Steve Sharp "I think it goes beyond capabilities. I think it's also about identifying what type of things you enjoy doing from day-to-day...even if you have the ability to be a great leader, do you actually want to be doing that?" - Marissa Schulze "If you're looking to build capability in your people, understand how to go about it, you must have a strong enough connection for them to be influenced by you to choose to listen." - Steve Sharp "Someone said to me a long time ago: Sometimes you have to do the two things you just like to get to do the one thing you love." - Ruan Burger Thank You To Our Hosts: Ruan Burger and Marissa Schulze More From Marissa and her company, Rise High Financial Solutions: Marissa Schulze Linkedin Marissa Schulze Instagram Marissa Schulze Facebook Rise High Financial Solutions More From Ruan and his company, Success and Broker: Ruan Burger Linkedin Ruan Burger Instagram Ruan Burger Facebook Success and Broker…

LVR Podcast

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How Can AI Help the Mortgage Broking Industry? 30:10

44 weeks ago30:10

30:10

Send us a text In the latest episode of the LVR Podcast, our hosts Ruan Burger from Success & Broker and Marissa Schulze from Rise High Financial Solutions dive into the rapidly evolving world of AI with Julian Fayad from Loan Options AI . As AI continues to reshape industries across the globe, we explore its potential impact on the mortgage broking industry. Julian shares his insights into how AI is already transforming the way brokers operate, the future of AI in lending, and the opportunities and challenges that lie ahead. Whether you're curious about the practical applications of AI in your business and wondering how it might affect your role as a broker, this episode is a must-listen. Key points: We discuss the rapid advancements in AI technology over the years, and how quickly AI models are improving and becoming more sophisticated. We explore how AI can streamline the broking process by handling straightforward "vanilla" deals, allowing brokers to focus on more complex cases that require the "human touch". We discuss the future of the role of a broker, and that while AI will be able to handle a significant portion of simpler tasks, the role of the broker will become even more critical as they manage the more complicated and nuanced cases. We highlight how AI can serve as a powerful assistant to brokers, enhancing efficiency and decision-making without replacing the need for human interaction. We talk about the implications for administrative roles and how it might elevate staff to more strategic roles. Key quotes: "The broker needs to be in the driver's seat with the hands on the steering wheel, but the Tesla or the broker technology is going to be sort of keeping them in the lane, making sure they are focused on the road." - Julian "Before you focus on the best deals you need to find out about eligibility first. So if the brokers can do that in seconds or in the case of an API response, 200 milliseconds or less, then how many deals can they assess?" - Julian "AI is going to be disruptive, but it’s about harnessing that power to enhance the client experience and make our roles more impactful, not about being afraid of it." - Marissa "If AI is taking over the simpler deals, brokers will need to adapt by becoming specialists in the more complex cases – that's where we'll truly add value in the future." - Ruan "It's fascinating to see how quickly AI is evolving and what it means for the future of our industry, particularly in how we balance technology with the personal touch that our clients expect." - Marissa "It's not just about AI doing the job faster; it's about using the time it frees up to deepen client relationships and improve t Thank You To Our Hosts: Ruan Burger and Marissa Schulze More From Marissa and her company, Rise High Financial Solutions: Marissa Schulze Linkedin Marissa Schulze Instagram Marissa Schulze Facebook Rise High Financial Solutions More From Ruan and his company, Success and Broker: Ruan Burger Linkedin Ruan Burger Instagram Ruan Burger Facebook Success and Broker…

LVR Podcast

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Mentoring with a Twist - Guest Natalie Howells 15:23

47 weeks ago15:23

15:23

Send us a text In our latest episode of the LVR Podcast, hosts Ruan Burger and Marissa Schulze sit down with Natalie Howells, a mentor right here at Success & Broker! It's our first time interviewing a mentor, and we're excited to share her wealth of experience and insights into the pivotal role of mentoring in the brokering industry. Whether you're a new broker or an established one, this episode is packed with golden nuggets on the benefits of mentoring and what to look for in a mentor. Natalie dives into her journey, sharing why having real-world brokering experience is crucial to be an effective mentor, she explains how her approach at Success & Broker goes beyond the basics, focusing on behavioural coaching, business development strategies, and the clear vision of a broker's growth and future success. It's not just teaching you knowledge, it's about empowering you to succeed. Key Points: Discover how effective mentoring includes guidance on behavioural coaching and client communicating strategies for long-term success. Find out why it's essential for mentors to have hands-on experience in the industry and how it impacts the quality of mentorship. Discover how mentors can help brokers tackle common industry challenges, such as lead generation and client retention. Understand the significance of maintaining a long-term vision and how mentors can guide brokers to think beyond immediate goals. Discover how even experience brokers can benefit from mentoring. Get tips on the importance of having a financial cushion when starting out to reduce pressure and focus on building your business. Quotes: "It's great to see that there are some good quality mentors in the industry helping our young up and comers and new brokers to the industry." - Marissa Schulze "It's really important for brokers to get the support they need to shape the business that they want to build." - Marissa Schulze "I truly believe if a broker is serious coming into this industry, works with us for that six month time period, I'm confident that they would be running deals by the six months mark, easy." - Natalie Howells "Standing out in the industry isn't just about knowledge; it's about how you interact and build relationships." - Natalie Howells "In the early days, it’s not just about writing loans; it's about finding the opportunities to get you to an appointment." - Ruan Burger "It's about finding the business and then writing the business. What you're (Nat) saying is that you can help with both. It's almost a two for the price of one proposition for a client." - Ruan Burger Thank You To Our Hosts: Ruan Burger and Marissa Schulze More From Marissa and her company, Rise High Financial Solutions: Marissa Schulze Linkedin Marissa Schulze Instagram Marissa Schulze Facebook Rise High Financial Solutions More From Ruan and his company, Success and Broker: Ruan Burger Linkedin Ruan Burger Instagram Ruan Burger Facebook Success and Broker…

LVR Podcast

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How to Generate Leads in the Early Days of Being a Broker 14:00

50 weeks ago14:00

14:00

Send us a text In this episode of the LVR Podcast, hosts Ruan Burger and Marissa Schulze are joined by Caleb Bax, a rising star in the mortgage broking industry. Despite being relatively new to the field, Caleb has achieved remarkable success, and he shares his journey, challenges, and strategies that have helped him grow. If you're a new broker looking to generate leads and grow your business from the ground up, this episode is for you. Listen in as Caleb discusses his transition from working at K-Mart and studying finance to becoming a successful mortgage broker. Learn how he built strong relationships, leveraged social media, and the importance of mentorship in his early career. This episode is packed with actionable advice for brokers at any stage of their career. Key Takeaways: Caleb emphasises the importance of forming strong client relationships and working closely with real estate agents to generate leads. Discover how Caleb uses social media, particularly reels, to engage with potential clients and grow his brand. Caleb shares how mentorship has played a crucial role in his success, providing guidance and support in the early stages of his career. Learn about the challenges Caleb faced as a sole operator and how he overcame them by implementing efficient processes and time management strategies. Caleb discusses various strategies for generating leads, including attending auctions and building a strong referral network from existing clients, friends, and family. Tune in to hear Caleb’s inspiring story and gain practical tips to boost your lead generation efforts and grow your mortgage broking business. Key Quotes: "Shoot your shot with them [potential clients] because you would be super surprised how many people don't actually have a mortgage broker or anyone in their corner to help out." - Caleb Bax "If you want to have the best chance of attracting the right people to your business, then you do really need to have an employer value proposition." - Marissa Schulze "For you to be successful in this industry, you've got to give more than you get." - Ruan Burger "[On Auctions] Give them a call and understand why they weren't able to win it, what held them back, and seeing if you can get it in there as well." - Caleb Bax "Having that approach of honesty upfront and, you know, transparency with future employees definitely goes a long way." - Marissa Schulze "Would you not go there [auction] when you know there's four bidders but it's only one who can buy the property? If I couldn't talk to the one that bought the property, I'm going to be really interested to talk to the three that didn't." - Ruan Burger Thank You To Our Hosts: Ruan Burger and Marissa Schulze More From Marissa and her company, Rise High Financial Solutions: Marissa Schulze Linkedin Marissa Schulze Instagram Marissa Schulze Facebook Rise High Financial Solutions More From Ruan and his company, Success and Broker: Ruan Burger Linkedin Ruan Burger Instagram Ruan Burger Facebook Success and Broker…

LVR Podcast

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How to Get Traction with Your Social Media and Digital Marketing Efforts 23:24

1 year ago23:24