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How Much Mortgage Can I Afford with My Income?
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Are you consistent with your rent payments? Do you have job security? Have you built credit history and improved your credit score? If so, now might be a good time to buy your first home. But before you venture out into the housing market, you may want to figure out how much mortgage you can afford with your current salary. It’s important to understand that the cost of homeownership isn’t limited to just your monthly mortgage payments. If your goal is to purchase a home that you can afford to buy and keep, consider the impact of other factors such as your down payment, debt and household expenses.
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