Are Your Investments Truly Diversified? Retired-ish podcast

1y ago 37:41

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In practice, I have found many people think they are diversified looking at the surface, but come to find out their investments have very little to no diversification. In this episode, I discuss the benefits of diversifying your investment portfolio and the common myths around diversification.

More specifically, I discuss:

What does it mean to be truly diversified?
What can diversification do for you?
What should you expect by diversifying appropriately?
Common, real-world examples of “pseudo diversification”
What not to do when trying to diversify your investments, and alternative approaches
Why alternative investments don’t belong in a retiree’s investment portfolio

Resources mentioned, which you can get at http://retiredishpodcast.com/23:

Key moments in this episode are:

00:02:10 - Importance of Diversification

00:04:02 - Benefits of Diversification

00:07:57 - Understanding Diversification

00:10:22 - Example of Poor Diversification

00:16:01 - The Importance of Choosing Cheaper Investments

00:17:48 - The Pitfalls of Alternative Investments

00:19:29 - The Role of Stocks in a Portfolio

00:21:33 - The Risk of Corporate Bonds

00:23:56 - The Importance of International Diversification

00:32:16 - International Stocks Underperforming the US

00:32:37 - Importance of Financial Planning

00:33:14 - Power of a Financial Plan

00:33:58 - Dangers of Abandoning Investments

00:34:31 - Future Episodes on Diversification

49 episodes