Simple & Effective Balanced Portfolios for Lifetime Investing Success

Sound Investing

“This is one of the most important presentations I have seen on the topic of building balanced portfolios.” — Paul Merriman

Chris Pedersen, Director of Research at The Merriman Financial Education Foundation, presented this live AAII webinar event on Oct. 21, 2020, discussing some very simple portfolios that achieve massive diversification across industries, geographies, stocks, bonds and various equity premium factors. By utilizing and augmenting target-date funds, investors can even adjust risk to age-appropriate levels. Chris compares past performance to more complex approaches and shows that complexity is not a necessity, and he also examines how these approaches apply to people accumulating during working years and withdrawing during retirement.

In this podcast you’ll learn:

• New data on the "No-Nonsense portfolios" Paul discussed in his September 23 AAII presentation, including the impact of adding bonds to Paul’s all-equity results
• New data on 2 Funds for Life
• 5 ways to build a balanced portfolio
• New research on the factors that have led to higher long-term returns
• How adding factors to a portfolio will likely lead to more consistent returns
• Recommended mutual funds and ETFs for many of the No-Nonsense Portfolios
• What investors in the accumulation and distribution stages of life give up by using the "Simple and Effective Balanced Portfolios"

Plus Chris answers some of the most important questions regarding the pros and cons of rebalancing, the pros and cons of adding international funds, the best bonds for stability and growth and the best safe withdrawal rate for the most popular portfolios.

In the coming weeks Chris, Daryl and Paul will respond to additional questions that there was not time to answer during the presentation.

For a free download of the presentation, click here.

This podcast is also available as a Video.

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