Why the 6040 Portfolio is Back!

Steady Wealth Podcast

It's just not that easy to make money in the markets; it requires discipline."

These words resonate with self-directed investors who often find themselves underperforming the indices.

The new Steady Wealth Podcast website, available at www.steadywealthpodcast.com, delves into the heart of this issue (and others), addressing the reasons behind individual investor underperformance.
In the latest episode of the Steady Wealth Podcast, host Serge Berger delves into the much-discussed topic of whether the traditional 60-40 investment portfolio is still effective.

The 60-40 portfolio traditionally allocates 60% to stocks and 40% to bonds, aiming to balance risk and returns.

Serge explores how people have been quick to label this approach as obsolete, emphasizing the recent shift in bond yields and its impact on the portfolio's performance.

He discusses the advantages and disadvantages of the 60-40 strategy, highlighting the importance of considering an individual's financial goals, risk tolerance, and age when determining the appropriate portfolio mix.

Furthermore, Serge proposes potential modifications to enhance the 60-40 portfolio, including diversification through commodities and a more dynamic approach to asset allocation.

He advocates for staying informed and adaptable in managing investments to navigate changing financial landscapes effectively.

For more insights and personalized advice, Serge suggests engaging with investment advisors and leveraging research resources.

Tune in to gain a comprehensive understanding of the 60-40 portfolio's relevance and how to optimize it for today's market conditions.