Investments and pensions

Stepping Stones

As a US citizen living in the UK, without any pre-arrival and up-to-date planning around your investments and pensions, you could be exposing yourself to a higher than necessary combined US/UK tax bill. Here's what you need to know about pensions and investments, from the US/UK experts.
Step one: Reviewing the current situation - the remittance basis of taxation, creating a financial plan and investment solutions.
Step two: Planning for retirement - long term objectives, cashflow planning, structuring an investment portfolio and returning to the US.
Step three: Withdrawing pensions - minimising tax exposure, when to withdraw, the US UK tax treaty and investments held in pensions.
Step four: Alternatives to traditional planning - sources of retirement income, tactical vs big picture considerations and inheritance tax planning.
Speakers:
Holly Payling is an Associate Director at Buzzacott, which is a top 25 UK accountancy firm based in London, specialising in US and UK tax, financial planning and audit. She provides both US and UK tax return compliance and offers bespoke tax advice to US and non UK domiciled individuals. Holly specialises in planning and advice solutions for US persons with non-US pensions, US pensions for non-US persons, pre-US/UK arrival and expatriation planning.
Chris Gabbett is a Partner at at LGT Wealth Management, which is part of LGT Group - the largest family-owned private banking and asset management group in the world. He manages discretionary mandates on behalf of Private Clients, Charities and Trustees.
Rachel O'Donoghue is a Partner at Buzzacott and Head of the Financial Planning team. She provides independent, whole of market advice to private clients in areas such as investments, pensions, estate planning and lifetime cashflows. Although she has a broad range of clients, Rachel has particular experience in the provision of advice to individuals who are non-domiciled, UK resident US persons.
Tom Buchan is a Senior Manager at Buzzacott. He works with private clients who have US tax exposure, ranging from high net worth individuals to "Accidental Americans". A typical challenge that Tom supports clients with is managing cross-border taxation, in particular, planning to avoid double taxation. Tom’s area of specialist knowledge relates to US personal tax advice for US taxpayers who reside in the UK.
Plan your next step
If you’re a US citizen living in the UK or you’re planning to move here, there are a number of important life stages you will need to plan for. With a good plan and the right advice, you’ll be ready for any challenge or opportunity life might throw at you while you’re in the UK. Our Stepping Stones series brings together leading advisers from various areas of expertise, to provide you with the need-to-knows for each step of your unique journey in the UK.
www.buzzacott.co.uk/stepping-stones