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Evaluating Retirement Withdrawal Strategies with Christine Benz (EP.141)

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Manage episode 403548848 series 3280613
Content provided by Peter Lazaroff. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Peter Lazaroff or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://player.fm/legal.

In this episode, we’re joined by Christine Benz, Director of Personal Finance at Morningstar, who shares fascinating insights from her latest co-authored paper: "The State of Retirement Income 2023."

Listen now and learn:

  • Motivations for safe withdrawal rate research

  • Nuances of the 4% withdrawal rule

  • Implications of today’s environment for retirement spending strategies

Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.

02:28 Motivation Behind the Research

03:54 The 4% Withdrawal Rule: An Overview and Its Shortcomings

07:15 Variables Impacting the Ideal Withdrawal Rate

12:45 The Impact and Value of Early Financial Gifts

17:16 The Advantage of Dynamic Spending Strategies

21:07 Upcoming Book: "How to Retire – 20 Lessons for a Happy, Successful, and Wealthy Retirement"

  continue reading

133 episodes

Artwork
iconShare
 
Manage episode 403548848 series 3280613
Content provided by Peter Lazaroff. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Peter Lazaroff or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://player.fm/legal.

In this episode, we’re joined by Christine Benz, Director of Personal Finance at Morningstar, who shares fascinating insights from her latest co-authored paper: "The State of Retirement Income 2023."

Listen now and learn:

  • Motivations for safe withdrawal rate research

  • Nuances of the 4% withdrawal rule

  • Implications of today’s environment for retirement spending strategies

Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.

02:28 Motivation Behind the Research

03:54 The 4% Withdrawal Rule: An Overview and Its Shortcomings

07:15 Variables Impacting the Ideal Withdrawal Rate

12:45 The Impact and Value of Early Financial Gifts

17:16 The Advantage of Dynamic Spending Strategies

21:07 Upcoming Book: "How to Retire – 20 Lessons for a Happy, Successful, and Wealthy Retirement"

  continue reading

133 episodes

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