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Navigating the Complex World of Surrogacy Insurance
Manage episode 387496785 series 3525242
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Guest: Virginia Hart, CEO of ARTRisk - https://artrisksolutions.com/
Topics Covered:
- Background on ARTRisk and Virginia's journey into surrogacy insurance
- Types of surrogacy insurance policies beyond basic health insurance (complications, life, disability, lost wages)
- How the regulatory landscape for surrogacy insurance has evolved over time
- Explanation of what a medical lien is and how it works
- Tips for intended parents during open enrollment period
- Importance of staying on top of insurance changes from year to year
- What to do if a surrogate changes jobs/insurance mid-journey
- Finding an insurance broker who will advocate for you
Key Takeaways:
- There are many types of insurance beyond basic health to protect all parties financially
- Regulations and policy exclusions are always changing so validate annually
- Liens allow insurance companies to charge back some medical costs to intended parents
- Communicate any insurance changes ASAP to avoid gaps in coverage
- Find an advocate who will fight for your best interests
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