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098: Sharing Salaries & Rebuilding Credit
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Welp. Progressive or not, our listeners still arent's fans of sharing their salaries with coworkers:
#TGOSPoll - Should you share your salary w/ coworkers? You have 2 days to vote!
— WIM & Rich (@TGOSPodcast) January 25, 2016
This week a listener writes in with a question so important we decided to address it on the main show:
I know my credit is really bad since I can't even get a bank account and I'm scared to get my credit score since I haven't checked in months (avoiding seeing that low number) as it's such an embarrassing thing to ask anyone about, because judgmental. So question is where/ how do I start to clean up my credit? I've been doing some reading on bad credit and I know I have a long road ahead of me but with the information you guys can give me will be a great help. Is it just a pay what I owe and wait it out thing or can I speed the process up? I heard about credit unions not doing credit checks or getting Cards from mall stores to help improve it what are you guys thoughts on that?
TGOS hits this one from several angles, no pause. First, we consulted with the experts, the credit bureaus: Experian, TransUnion and Equifax. We even un-earthed a few gems to share with our listeners from the Federal Trade Commission. Who woulda thunk to research repairing your debt from the government entity responsible for monitoring fraud and business practices. Don't worry, you don't have to answer that. We did the research so you don't have to. We wrap-up with some personal tips from our own lives on how to repair your debt, why we recommend you visit your local credit union (again), and we end with some encouraging words on managing your debt while prioritizing your goals.
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