Fintech Future Roundtable: Bold Predictions for 2021 and Beyond

Design Driven

2020 brought change to every industry, and fintech is no exception. Thanks in large part to the pandemic, which forced at-home banking, tech adoption skyrocketed. Features that were once thought of as nice to have, or even too difficult to use — QR codes, mobile check cashing, touchless transactions — became expected and mainstream in a matter of weeks.

On the coattails of a tech-heavy year, what could possibly be next?

Listen as host J Cornelius and guests Mike Dick and Martin Ringlein talk insider perspectives on all things fintech in 2021 and beyond.

This hour-long roundtable is packed with bold predictions. We won’t give it all away here, but these experts’ forecasts include:

• The ability to bring your bank account number with you from provider to provider, nearly eradicating bank switching costs for customers.
• That financial technology will embed itself in other industries. Think document signing coupled with transactions.
• An opportunity for niche banks for pet lovers, sports fanatics, nature buffs — you name it.
• More adaptable UIs for powerful customer-specific experiences.

Their take on the future of fintech is not to be missed.

Additional Topics Include

• Next steps for challenger banks and neobanks as they look to differentiate themselves in a saturated market
• The impending UI/UX revolution for legacy banks, and what happens to challenger banks when the big-wigs level-up their look
• Who’s really behind the apps we love — like PayPal and Chime — and what that says about the value of brand vs. service

About Mike Dick

Mike Dick is the Co-Founder of Gather, a collaborative finance tool for modern couples. At heart, he’s a designer and coder building out his own ideas and helping others with theirs.

In addition to his work with Gather, Mike runs a product studio that has an established, repeatable method for creating successful products. He also co-founded two prior startups, nvite and Cage, both acquired by large-scale companies.

About Martin Ringlein

Martin is the Director of Product at Brex, a startup that’s reimagining financial systems for growing companies so they can realize their full potential.

He’s known for his role in designing, building, and growing creative teams, products, and companies for some of the industries’ biggest brands. His impressive credentials also include Presidential Innovation Fellow and Twitter Design Manager.

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