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FAIR Plan and Auto Insurance

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Manage episode 380160521 series 3520150
Content provided by Karl Susman. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Karl Susman or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://player.fm/legal.

In today’s show I provide an in-depth overview of the California FAIR Plan Association, which offers basic fire insurance coverage for California residents unable to obtain it through the private market. I clarify common misconceptions about the FAIR Plan, emphasizing that it is not a state-run insurer but rather an association of all admitted insurance companies in California. I explain the perils and coverage options included and excluded in a FAIR Plan policy, stressing the importance of also acquiring a DIC (Difference in Conditions) policy to supplement gaps in FAIR Plan coverage. Throughout the show, I take calls from listeners with insurance inquiries. These include a mother seeking advice on adding her teenage son to her auto policy upon getting his license and a homeowner who was dropped by his insurer inquiring about obtaining FAIR Plan coverage. I respond to these queries with detailed and tailored insurance advice.

Insurance Hour is hosted by renowned insurance expert Karl Susman. Karl is a frequent guest on television stations such as ABC, CBS, Spectrum, The CW and FOX, and now his popular radio program is syndicated TO OVER 30 MILLION LISTENERS throughout California.
Listeners can now tune in to Insurance Hour on:
TUESDAY
1200-1300 | KZSB | 1290 AM | Santa Barbara, Ca
1900-2000 | KZSB | 1290 AM | Santa Barbara, Ca
WEDNESDAY
0952-1000 | KZSB | 1290 AM | Santa Barbara, Ca
THURSDAY
0700-0800 | KCAA | 1050 AM / 106.5 FM | Redlands, Ca
FRIDAY
0900-1000 | KMET | 1490 AM / 98.1 FM | Banning, Ca
SATURDAY
0700-0800 | KTRB | 860 AM | San Francisco, Ca
1200-1300 | KEIB | 1150 AM | Los Angeles, Ca
KION | 1460AM | Salinas, Ca
1300-1400 | KCBQ | 1170 AM / 96.1 FM | San Diego, Ca
1600-1700 | KEIB | 1150 AM | Los Angeles, Ca
SUNDAY
1700-1800 | KFBK | 1530 AM / 93.1 FM | Sacramento, Ca

In addition to traditional radio, Insurance Hour is available on several popular streaming platforms, ensuring that listeners can access the show at their convenience.
Audiences worldwide can now enjoy Insurance Hour at InsuranceHour.com, on YouTube, Amazon Music, Tuneln, Alexa, Apple Podcasts, and the iHeartRadio app.
For more information about "Insurance Hour" and its programming, please contact Lara Starr at pr@insura...

  continue reading

55 episodes

Artwork
iconShare
 
Manage episode 380160521 series 3520150
Content provided by Karl Susman. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Karl Susman or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://player.fm/legal.

In today’s show I provide an in-depth overview of the California FAIR Plan Association, which offers basic fire insurance coverage for California residents unable to obtain it through the private market. I clarify common misconceptions about the FAIR Plan, emphasizing that it is not a state-run insurer but rather an association of all admitted insurance companies in California. I explain the perils and coverage options included and excluded in a FAIR Plan policy, stressing the importance of also acquiring a DIC (Difference in Conditions) policy to supplement gaps in FAIR Plan coverage. Throughout the show, I take calls from listeners with insurance inquiries. These include a mother seeking advice on adding her teenage son to her auto policy upon getting his license and a homeowner who was dropped by his insurer inquiring about obtaining FAIR Plan coverage. I respond to these queries with detailed and tailored insurance advice.

Insurance Hour is hosted by renowned insurance expert Karl Susman. Karl is a frequent guest on television stations such as ABC, CBS, Spectrum, The CW and FOX, and now his popular radio program is syndicated TO OVER 30 MILLION LISTENERS throughout California.
Listeners can now tune in to Insurance Hour on:
TUESDAY
1200-1300 | KZSB | 1290 AM | Santa Barbara, Ca
1900-2000 | KZSB | 1290 AM | Santa Barbara, Ca
WEDNESDAY
0952-1000 | KZSB | 1290 AM | Santa Barbara, Ca
THURSDAY
0700-0800 | KCAA | 1050 AM / 106.5 FM | Redlands, Ca
FRIDAY
0900-1000 | KMET | 1490 AM / 98.1 FM | Banning, Ca
SATURDAY
0700-0800 | KTRB | 860 AM | San Francisco, Ca
1200-1300 | KEIB | 1150 AM | Los Angeles, Ca
KION | 1460AM | Salinas, Ca
1300-1400 | KCBQ | 1170 AM / 96.1 FM | San Diego, Ca
1600-1700 | KEIB | 1150 AM | Los Angeles, Ca
SUNDAY
1700-1800 | KFBK | 1530 AM / 93.1 FM | Sacramento, Ca

In addition to traditional radio, Insurance Hour is available on several popular streaming platforms, ensuring that listeners can access the show at their convenience.
Audiences worldwide can now enjoy Insurance Hour at InsuranceHour.com, on YouTube, Amazon Music, Tuneln, Alexa, Apple Podcasts, and the iHeartRadio app.
For more information about "Insurance Hour" and its programming, please contact Lara Starr at pr@insura...

  continue reading

55 episodes

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