Best Alan Mercurio Podcasts (2024)

1
The Kentucky Derby and Retirement Planning 16:42

1d ago16:42

16:42

When you live in Louisville, you know all about Derby Day! But do you know how it relates to your retirement planning? On today’s show, Troy and Alan discuss what you can learn from the rigorous training required for the main event to understanding the best investments needed to win the race. Learn how a well-bred plan, a dedicated support team, an…

1
Respect Your Elders; Honor Their Legacy - April 21, 2024 52:05

5d ago52:05

52:05

The show starts with an introduction to Troy Bolton and his background as a financial planner, then Alan joins him to discuss estate and legacy planning and the kinds of things someone needs to know when adding this to their retirement plan.By Alan Mercurio

1
Make Your Money Work For You - April 13, 2024 52:03

12d ago52:03

52:03

Alan and Troy talk about longevity and how it is important to include the possibility of a long lifespan in a retirement plan. They also take a look back at the importance of making your money work for you in all aspects of retirement.By Alan Mercurio

1
Expectation vs. Reality 15:05

15d ago15:05

15:05

Some things aren’t as good as they seem. And other things might just surprise you! We talk today about some areas financially where expectations and reality don’t always align. Have you thought through what your retirement will actually look like? It’s easy to imagine relaxing on a beach, but is that the reality for you? Is that what you want? How …

1
Creating A Lasting Legacy - March 30, 2024 52:03

26d ago52:03

52:03

Today Alan and Troy look at what constitutes a solid legacy plan that will make sure your wishes are carried out after you're gone.By Alan Mercurio

1
Topics On Your Retirement Planning List - March 24, 2024 52:03

1M ago52:03

52:03

A recent survey showed that many people age 55 and older either failed or just barely passed a Social Security quiz. Alan and Troy discuss some of the questions on the quiz and present the right information to help people get the most from these benefits. Later they revisit retirement strategies for small business owners.…

1
Bon Voyage in Retirement - March 17, 2024 52:03

1M ago52:03

52:03

When you plan a vacation, you need to get everything in order like passports, tickets and much more. The same thing goes for retirement planning, and today Alan and Troy discuss the things you need to have ready when you want to enjoy retirement life.By Alan Mercurio

1
The Retirement 360 Book - March 3, 2024 52:04

2M ago52:04

52:04

Troy's book about the Retirement 360 Game Plan is now one year old, and today Alan and Troy continue their special offer to give a copy away along with the Retirement Took Kit that will help you get started on the process of putting a full Retirement 360 Game Plan together with the help of Mercurio Wealth Advisors.…

1
More Retirement Issues for 2024 - February 25, 2024 52:05

2M ago52:05

52:05

Medicare is going up again in 2024, and Alan and Troy discuss how to control how you take your income before they affect your taxes, which could relate to Medicare premiums. They also revisit the subject of making marginal retirement gains on a consistent basis to mitigate market volatility.By Alan Mercurio

1
Make Your Money Work For You - February 18, 2024 52:05

2M ago52:05

52:05

You have a nice nest egg of retirement savings - but how do you turn that into income, which is what you need first and foremost when you actually retire? Today Alan and Troy take a look of strategies and steps you can take to make sure you have income every month so you can live the lifestyle you want in your post-working years.…

1
Financial Good Habits and Bad Habits 17:23

2M ago17:23

17:23

Everyone has their own habits and routines when it comes to handling their finances and investing. For instance, having a good budget and being disciplined can help you achieve the financial goals you have for the future. You also want to think about what life experiences you want to have, now and in the future. It seems wise to stay informed and p…

1
Will These Apocalyptic Predictions Ever Come True? 15:56

3M ago15:56

15:56

We’ve all heard the apocalyptic predictions about Social Security, the national debt, and other major issues that are supposed to sink the economy. Do any of these predictions have merit in the years ahead? In this episode, we’ll try to separate sensationalism from reality. In a world constantly buzzing with economic uncertainties and sensational h…

1
A Look Ahead - January 28, 2024 52:03

3M ago52:03

52:03

Alan and Troy start the show by looking at what they see coming for 2024, then they look at planning for the worst case scenarios in retirement if things go off the rails from your original plan.By Alan Mercurio

1
New Things For 2024 - January 7, 2024 52:05

4M ago52:05

52:05

Today Troy takes a look at things which are changing that you need to know about for the coming year, including new IRS rules, Social Security adjustments and more. Then Alan joins him to revisit how retirement in real life may differ from what someone might imagine it to be beforehand.By Alan Mercurio

1
Top Financial News - December 31, 2023 52:06

4M ago52:06

52:06

Alan and Troy revisit the top financial news stories of 2023, then look back at legacy planning and how important it could be in your financial plan to make sure what you leave behind goes to who you want it to go to in the most tax efficient way possible.By Alan Mercurio

1
Financial Habits to Break - December 24, 2023 52:04

4M ago52:04

52:04

With a new year about to start, it's a good time to take stock of your financial plan and get out of bad habits which could derail the timing of your potential retirement. Alan and Troy go over some of these, including not having a budget, not paying attention to fees, and several others.By Alan Mercurio

1
The Psychology of Money - December 17, 2023 52:04

4M ago52:04

52:04

Finances and money have an emotional side that people often have issues with, especially when it comes to retirement planning. Alan and Troy take a look at how behavior can affect how people look at their situation heading into retirement and how a financial professional can help them plan to stay on track and not make emotional decisions that coul…

1
Top Financial News of 2023 - December 10, 2023 52:03

5M ago52:03

52:03

Today Troy looks at some of the top financial news stories of this past year, then he and Alan revisit Social Security and the facts around this program that still constitutes a good portion of most people's retirement income plans.By Alan Mercurio

1
Taking A Look Back - December 3, 2023 52:04

5M ago52:04

52:04

Today Alan and Troy take another look at a year end checklist of things to get done financially before 2023 turns into 2024. Then they look at the three stages of retirement. commonly referred to as the go-go years, the slow-go years and the no-go years, and how your money needs to be available for certain things in each stage.…

1
How to Get Higher Interest Rates - November 26, 2023 52:04

5M ago52:04

52:04

Alan discusses a trick banks use by not raising your account's interest rates when they go up. But if you ask them about it, they could get better rates for your account. Later he and Troy visit the challenges women have when putting plans together for their own retirement without a partner.By Alan Mercurio

1
Retirement Dreams vs. Reality - November 19, 2023 52:08

5M ago52:08

52:08

Sometimes what you imagine retirement will be like isn't what it turns out to be. Alan and Troy take a look at what happens when the reality of retirement clashes with the thought of what you want it to be, and how planning can help with issues that crop up that could change the way you could live your post-working years.…

1
Hidden Financial Questions 19:17

5M ago19:17

19:17

Some financial questions are obvious and popular, while others are more hidden. Today, we dig through some of the more overlooked yet equally important questions to ask when going over your retirement plan. From savings that later turn into your largest expense, are you watching these financial elements closely? Do you know how much you can safely …

1
Long Term Care Planning - November 12, 2023 52:03

6M ago52:03

52:03

November is long term care awareness month, and people have a tendency not to plan for it because they may not know all their options. Alan and Troy discuss the issue and how it could be more affordable than you think with various programs designed to cover at least some of the costs.By Alan Mercurio

1
Continuing Care Retirement Communities 16:53

6M ago16:53

16:53

Continuing care retirement communities (CCRC) are on the rise as Baby Boomers enter into retirement. These communities have become a great place to live. The housing, social life, and long-term care plan all in one place carry a lot of appeal for some, but not all. We chat about what to look for in this type of community and what considerations peo…

1
Do You Need Life Insurance - November 5, 2023 52:06

6M ago52:06

52:06

Everyone should have life insurance at some point - but not everyone needs it for retirement purposes. Today Alan and Troy discuss the idea of having life insurance as an instrument to use in a specific way for retirement and legacy planning.By Alan Mercurio

1
Social Security - October 29, 2023 52:03

6M ago52:03

52:03

After looking at recent financial news, Alan and Troy take a look back at the facts about Social Security and the ways in which in can be taken to help optimize your benefits that maybe you didn't know you had coming.By Alan Mercurio

1
Year End Checklist and Respecting Your Elders - October 22, 2023 52:04

6M ago52:04

52:04

Today Alan and Troy go over a list of things to be aware of getting done before 2023 ends, then take a look at legacy planning and how best to respect the wishes of those who have passed to be sure what they leave behind is passed on to those who are supposed to receive it.By Alan Mercurio

1
Looking Up (Maybe) - October 8, 2023 52:04

7M ago52:04

52:04

Retirement account balances are up, according to recent data. But that means you have more to lose in the event of market volatility. Today Alan and Troy talk about how to plan for that scenario so that you keep more of what you have saved and earned throughout your working career.By Alan Mercurio

1
The Financial Implications of Losing a Spouse 15:00

7M ago15:00

15:00

No one likes to think about it, but most likely, one spouse will outlive the other one. Today, we talk about some of the financial implications that come up after one spouse passes and how to be prepared ahead of time. Did you know your income, expenses, and tax bracket will all change after one spouse dies? This could make a big difference on how …

1
Bon Voyage in Retirement - October 1, 2023 52:05

7M ago52:05

52:05

Alan and Troy discuss the items necessary for a solid retirement plan and how much it's like planning for a special trip. They also address the local situation involving various businesses potentially buying out employee pensions and how to make the right decision for your particular situation.By Alan Mercurio

1
Universal Retirement Truths 13:07

7M ago13:07

13:07

A lot of financial decisions depend on you, your goals, and your needs for your financial future. But there are certain universal truths that everyone faces when it comes to retirement. We discuss a list of key truths and why you need to plan accordingly. From having an income plan to saving enough to live until you’re 95 years old, you’ll want to …

1
Life Insurance in Retirement - September 24, 2023 52:04

7M ago52:04

52:04

September is life insurance month, and it could play an important role in your retirement plan. Alan and Troy discuss how it may fit into a plan in the fight situation, as well as upcoming seminars they will be putting on. Later in the show they revisit the idea of making marginal gains in your retirement investments, and how that is better than ta…

1
Retirement Challenges for Women - September 17, 2023 52:05

7M ago52:05

52:05

Today Alan and Troy take a look at the unique challenges women face when putting together retirement plans, whether it is as part of a couple or for themselves as a single person.By Alan Mercurio

1
Get the Facts on Social Security - September 3, 2023 52:05

8M ago52:05

52:05

Alan and Troy break down Social Security and its importance to anyone's retirement income plan, and also address letting a financial professional help determine when the best time to take it would be for your situation. And be listening for a special offer from Mercurio Wealth Advisors for folks to call and get started with a Retirement 360 Scoreca…

1
Real Estate Investing in Retirement 14:41

8M ago14:41

14:41

Let’s talk the pros and cons of real estate investing. Is this a part of your retirement plan? Should it be? Some people love the idea of rental properties as opposed to funding a retirement account, but for others, this might sound like a headache. Troy and Alan share what successes and downfalls they’ve seen among clients. It’s often worth asking…

1
Retirement For Small Business Owners - August 27, 2023 52:05

8M ago52:05

52:05

If you own a small business, retirement planning could get even more complicated than if you were just an employee. Today Alan and Troy go over options you have with your business and how you can plan for life after owning it.By Alan Mercurio

1
Retirement: Ready or Not, Here it Comes! 20:30

8M ago20:30

20:30

Retirement comes whether you are ready for it or not. When you hit “retirement age” you might wonder if and when you really should retire. Working with an advisor will help you determine if you’ve saved and planned enough. Retirement plans go beyond just the financial decisions —they consider how you want to spend your time in retirement. Some peop…

1
What To Do When Your Spouse Dies - August 13, 2023 52:03

9M ago52:03

52:03

Aside from the emotional aspect of a spouse passing away, the financial and legacy aspects still need to be addressed. Today Troy, whose own father died when he was three, addresses what needs to happen if a spouse passes away early, and how proper planning can help make this transition go as smoothly as it can under the circumstances.…

1
Headlines and Four Questions - August 6, 2023 52:04

9M ago52:04

52:04

Alan and Troy look at some current financial news and also provide updates on upcoming seminars. Later they look back at four important questions people should ask themselves before pulling the trigger on retirement.By Alan Mercurio

1
Don't Forget The Legacy - July 23, 2023 52:05

9M ago52:05

52:05

Today's show takes a look at a recent settlement of the estate of singer Aretha Franklin, who didn't leave a formal will but a jury decided from two handwritten notes which one would act as her final wishes, pitting one of her three sons against the other two. Alan and Troy discuss why legacy planning is important, as well as getting over any trepi…

1
The Changing Expenses in Retirement (Part 2) 18:40

9M ago18:40

18:40

Today we continue our two-part series on the expenses you’ll have in retirement and how they might look different from your expenses when you’re working. It’s a mental shift you’ll have to make as you adjust your plan, your savings, and your spending. Getting ready can be a challenge, so it helps to have a financial advisor to coach you through. Wh…

1
Downsizing - July 16, 2023 52:05

9M ago52:05

52:05

Retiring often means getting rid of a lot of things in order to perhaps move to a smaller living space, or just to declutter because you didn't have time when you were working. Today Alan and Troy talk about downsizing and organizing all the financial statements and accounts you may have and put them together into one written financial plan that ca…

1
The Changing Expenses in Retirement (Part 1) 16:12

10M ago16:12

16:12

When you get into retirement, you might be surprised to find that your expenses change. Not only do they change as soon as you retire, but they can change later on as well. In today’s show, we talk about the different areas where your cash flow and expenses may change and how to plan accordingly. For example, whether you are paying off your mortgag…

1
Three Stages of Retirement - July 2, 2023 52:05

10M ago52:05

52:05

The go-go years, the slow-go years and the no-go years are the common nicknames for the three stages of retirement, each lasting roughly a decade. Alan and Troy look at each of these stages, how people generally hope to live in each and how their money needs to work properly for them in each as well.…

1
Retirement Longevity - June 25, 2023 52:03

10M ago52:03

52:03

The long time host of the popular TV game show Wheel of Fortune, Pat Sajak, recently announced he is retiring. This provides a starting point for a discussion by Alan and Troy about how to plan for a retirement which could last as long as your working career. Later in the show the guys revisit how to put together a five star retirement plan to cove…

1
Protected Income - June 18, 2023 52:04

10M ago52:04

52:04

Protected income is money coming in outside of Social Security that is guaranteed, and more families are turning to these types of strategies according to a recent study. Alan and Troy discuss the types of financial vehicles that can produce protected income and how they may fit into any individual retirement plan.…

1
Financial Habits to Break Right Now - June 11, 2023 52:03

11M ago52:03

52:03

Complacency is something many Americans practice, especially when it comes to finances. That is just one of several habits to break according to Alan and Troy, along with so-called lifestyle creep as well as not planning for future taxes. These and other things must be taken into account for anyone's retirement to be successful from a financial sta…

1
Plan For The Worst, Hope For The Best - May 28, 2023 52:06

11M ago52:06

52:06

It isn't pleasant, but planning for a worst case scenario, such as a major health event or the death of a spouse, is necessary. Alan and Troy talk about how proper planning can cover some of the catastrophic costs associated with things like long term care or other major health care costs.By Alan Mercurio

1
Financial Headlines - May 21, 2023 52:07

11M ago52:07

52:07

Alan and Troy go over the debt limit being argued in Congress an d how it could play into short term retirement planning. Later they revisit how to best make your money work for you during your post-career years.By Alan Mercurio

1
The 5 Biggest Money Mistakes In Retirement Planning (Part 2) 15:44

11M ago15:44

15:44

There are many mistakes that you don’t want to make when it comes to retirement planning. We’re back to continue talking through common money mistakes to avoid in part two of this episode series. One of these mistakes can cost you thousands, if not hundreds of thousands, over your lifetime. You only get one chance at retirement, and you’ve got to m…

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