show episodes
 
Host Anthony Merchant talks all about whats going on in punk and alternative music, new releases, interviews, reviews and a whole lot more. A more talk heavy version of the Power Chord Hour radio show that's been airing on 107.9 WRFA in Jamestown, NY every Friday night since 2016.
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Fintech is eating the world. Join Peter Renton, Co-Founder of Fintech Nexus, every week as he interviews the fintech leaders who are leading the transformation of financial services. If you want to understand what the future will look like for lending, payments, digital banking and more tune in to Fintech One•On•One (formerly the Lend Academy Podcast).
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Published in 1855, The Warden is the first installment in Trollope’s highly acclaimed series Chronicles of Barsetshire, and offers an enlightening insight into the life of the Victorian clergy, its gentry, politics, and social settings. The novel focuses on Mr. Harding, an elderly clergyman who finds himself in the center of a vehement dispute over his questionable position as warden of Hiram’s Hospital. Exploring various themes including human nature, morals, reform, and manners, The Warden ...
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The Nonprofit Architect Podcast is the premier 'how-to' podcast designed to build, launch, and improve your nonprofit! We interview nonprofit leaders, business leaders, consultants, and those with special skills to give you the actionable steps needed to build stronger nonprofits. Our guests dive into their expertise, pull back the curtain, and give you the actionable steps you've been looking for! We go in-depth into these great topics: Board of Directors How to Build your Board World-Class ...
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show series
 
It is a simple problem that every card issuer has. You have issued a credit or debit card to a new customer, so how do you get them to actually use it? More than that, how do you encourage this customer to make this new card their primary payment card. My next guest on the Fintech One-on-One podcast is Rory O'Reilly, the CEO and Co-Founder of Knot.…
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Marko DeSantis makes his PCH return to celebrate 20 years of Palm Trees and Power Lines and so, so much more! MARKO https://www.sugarcult.com https://linktr.ee/markodesantis Instagram - https://www.instagram.com/markodesantis Facebook - https://www.facebook.com/SugarcultRocknRoll PCH Instagram - www.instagram.com/powerchordhour Twitter - www.twitte…
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I have made no secret of my affection for earned wage access (EWA) as a product. It has been growing rapidly, particularly the last couple of years, as more consumers realize what a great tool it is. There have been several different approaches to implementing EWA from the major players in the space but no one has approached it the same way as Clai…
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The largest payments network, by volume, is the ACH network. A dollar value of several times US GDP flows through the network each quarter. It is a 50-year-old network that is reliable, ubiquitous, and still growing. While several shiny new payment rails have been developed, the workhorse of the economy remains ACH and will remain so for some time.…
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[Editor's note: This interview was recorded on April 16, six days before the news of the Synapse bankruptcy and several weeks before any of the major problems that came to light at fintechs that were working with Synapse.] To say the banking-as-a-service space is having a moment is an understatement. But many banks have been doing this successfully…
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When I think about the hottest areas in fintech these days identity verification is right at the top of the list. It impacts anyone doing business online so whether you are a bank or a fintech you need to stay on top of this fast-moving space. My next guest on the Fintech One on One podcast is Joel Sequeira, the Director of Product Management at ID…
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In the early days of the online lending space, when it came to institutional capital, one name seemed to be in more deals than any other: Victory Park Capital. And while the industry has matured a great deal since then, in no small part thanks to the capital invested by Victory Park, their thesis remains the same: lend money where banks won't. My n…
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Stress Dolls frontwoman Chelsea O' Donnell makes her return to PCH to talk the bands debut full length Queen of No, returning to radio, old Buffalo record stores and much more! STRESS DOLLS https://stressdollsmusic.com https://linktr.ee/stressdolls https://stressdolls.bandcamp.com/music PCH Instagram - www.instagram.com/powerchordhour Twitter - www…
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The payments processing space has seen a huge amount of innovation in the past decade, maybe more than any other area of fintech. This innovation has presented opportunities for non-fintech companies to earn a new revenue stream via payments processing, which in turn has created a new sub-niche for fintech companies. My next guest on the Fintech On…
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Rain Marie of Boise band Bone Haus joined me this week to discuss the bands upcoming debut record In Mourning, their latest single Rot and much more! BONE HAUS https://bonehaus.bandcamp.com/album/confoundead-ep https://www.instagram.com/bonehausofficial/ https://www.facebook.com/BoneHausBand/ PCH Instagram - www.instagram.com/powerchordhour Twitter…
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Latin America continues to be, in my opinion, the most dynamic and interesting region in the world when it comes to fintech innovation. And there are now significant billion dollar deals getting done as some of the biggest financial institutions on the planet are looking to make their mark in the region. My next guest on the Fintech One-on-One podc…
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Have you ever stopped to consider the data behind a debit or credit card transaction? I have not given it much thought, but there is a real treasure trove of information that, for the most part, is still not being used effectively. My next guest on the Fintech One on One podcast is Mitch Jacobs, the CEO and founder of Plink. You may recognize Mitch…
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One of the many challenges for low and middle income (LMI) consumers is building wealth. If you are living paycheck to paycheck with no savings you are more focused on financial survival and likely don't feel you have the capacity to build wealth. This is where Stash comes in. My next guest on the Fintech One-on-One Podcast is Liza Landsman, the CE…
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The anti-fraud space has really heated up this past 12 months as fraud attempts have been on the rise and bad actors have become more sophisticated. Often, it can feel like an increasingly difficult battle to win, but there is reason for optimism. My next guest on the Fintech One-on-One podcast is Tommy Nicholas, the CEO and Co-Founder of Alloy. To…
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I don't think any fintech company has done more for small business than Square. They started with payment acceptance and have since expanded into many different areas of fintech. In fact, their lending business is now the largest in all of fintech. But it was the addition of Square Banking that has allowed this fintech pioneer to bring it all toget…
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The area of fintech that has been in the news most so far this year is, without doubt, banking as a service (BaaS). We have seen consent orders, layoffs, banks ending fintech programs, ongoing disputes between BaaS companies and fintechs and there have been pivots from some of the BaaS providers. My next guest on the Fintech One-on-One podcast is C…
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Until fintech came along, there was a serious catch-22 when it came to establishing credit. There was no easy way to establish your own credit score without first obtaining credit. This became a real problem with Gen-Z and even younger millennials who have avoided credit cards. But for most people, successfully establishing a good credit score open…
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The secondary loan market has played an important role in the history of fintech lending. It was important for those early loan buyers to know that there was a robust market in place if they needed to sell a loan portfolio. And sometimes platforms would hold the loans on their own balance sheet for a few months before offloading in a secondary loan…
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AI is making its way into many areas of banking and fintech but one area where it already has a strong foothold is detecting financial crime. And there are some companies doing new and innovative things with this AI technology here. My next guest on the Fintech One-on-One podcast is Adam Famularo, the CEO of WorkFusion. His company has created thes…
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Jack Grisham joins the show this week to discuss the new T.S.O.L. album A-Side Graffiti, creating things for nobody but yourself and the dangers of pandering, how Grant Hart changed how Jack writes, sequencing an album that was never meant to be an album and much more JACK GRISHAM/T.S.O.L. https://www.jackgrisham.com https://www.instagram.com/tsol_…
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When FedNow launched last July there was a lot of excitement in the financial community about the first new payments rail from the Fed in fifty years. There was also some trepidation. What would the rollout look like? Would banks take a wait-and-see approach? And how would the presence of RTP affect adoption? Now, almost eight months later we have …
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When it comes to financial health there is still much work to be done. While fintech has certainly made an impact here the average consumer is no more financially healthy than they were a decade ago. This is a problem that fascinates me and I love it when I talk to companies that are making a real difference in this area. My next guest on the Finte…
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This week I talk with an artist I've been listening to almost my entire life - Chris Ballew of The Presidents of the United States of America! We talk all about his latest solo record Power Trip and a whole lot more. Chris Ballew https://chrisballew.org https://chrisballew.bandcamp.com https://www.instagram.com/chrisballew https://linktr.ee/preside…
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Consider the humble email address. Most of us don't give this part of our identity a second thought but there is a wealth of information that can be gleaned from this one piece of data. And when it comes to fraud the email address is the most consistent predictor, more than any other data point. My next guest on the Fintech One-on-One podcast is Di…
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Bassist Jonathan Anastas (DYS, Slapshot) joins the show this week to discuss the 40th anniversary of Brotherhood, the early days of Straight Edge Hardcore, cool music scenes in the New England region, what "success" looked like for a Hardcore band in the early 80's and much more DONATE TO THE DAVE SMALLEY GOFUNDME - https://gofund.me/2b325a6c http:…
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Small business lending is still not a solved problem in this country, or anywhere around the world for that matter, despite a decade or more attacking the problem. But today, we are seeing some new business models and new go-to-market approaches that have the potential to make a huge difference. My next guest on the Fintech One-on-One podcast is Lu…
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Embedded finance is a term that has only been around for a relatively short time. But some fintech companies have created services that could be embedded in non-financial firms for many years. It really began in the payments space and became a part of lending and we often called it lending-as-a-service before embedded lending was a thing. One of th…
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Even though banks have been going through digital transformation now for a decade or more there is obviously so much work still to be done. Big banks need help with this process, particularly when it comes to personalization as banks have historically provided products that were more in the one-size-fits-all category. My next guest on the Fintech O…
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When you think of cutting edge fintech you probably don't think about the Caribbean. But some interesting developments are happening there that we should all be paying attention to. On this episode of the Fintech One-on-One podcast, I talk with Curt Persaud, the Co-founder and CTO of Fintech Islands and Andrew B. Morris, the Chief Content Officer a…
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The small business lending space has seen a lot of innovation over the last decade with fintech leading the way. But there is still much more work to do as many small business still lack the access to capital that they deserve. My next guest on the Fintech One-on-One podcast is Steve Allocca, the head of Funding Circle USA. He has worked at some of…
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When we think about embedded finance one of the biggest opportunities is bringing financial services to vertical software companies. These software companies already have the relationship within their vertical and it often makes logical sense for them to add financial services as an add-on offering, as long as it is simple and easy to implement. My…
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Comedian, musician and writer Dave Hill joins me this week for the last PCH of 2023 to talk all about his new book The Awesome Game and much more! Dave Hill https://www.davehillonline.com https://www.instagram.com/mrdavehill/ https://www.facebook.com/TheDaveHill PCH Instagram - www.instagram.com/powerchordhour Twitter - www.twitter.com/powerchordho…
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Around the world, several digital banks have achieved impressive scale. But most of these fintech companies have been focused just on their home market. It is difficult to scale a global digital bank because regulations and compliance requirements differ so much between countries. But we have seen some traditional banks achieve scale in multiple co…
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