Money is a tool. Financial Literacy is a skill you can learn. Dave Gallegos has spent the last 3 decades in the mortgage industry but what he has to offer is so much more than mortgage. Join us for a journey into financial literacy, brought to you by Zenith Home Loans.
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Subscribe to this weekly soccer podcast hosted by comedian and ex-pro Kevin Flynn and Dave Gallego as they celebrate the World's Game from an American Perspective. The boys at OTB delve into everything soccer from the latest action in the Premier League to the surging growth of the MLS, from the hysteria leading up to the 2024 World Cup to excitement, controversy and news coming from the USMNT and USWNT. OTB's expert hosts analyze the latest news, controversies, sensational plays, and stando ...
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The Buy it Together Podcast, is a relevant podcast exploring the need to help real estate buyers address housing affordability and financing through co-ownership.
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With my passion and experience with food, I talk to people about their origin stories. What they ate growing up, their culture, favorite foods, recipes, family traditions, awesome tools, best & worst restaurant experiences in the world and of course; their current projects, advice & businesses. Food connects us all, so let’s learn more about it together.
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Dave goes solo and talks with Columbus Dispatch’s Soccer Sportswriter Brianna Mac Kay about USMNT, the Crew, and the MLS All-Star game
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Brianna Mac Kay, a sportswriter from the Columbus Dispatch, discusses the excitement surrounding the upcoming MLS All-Star game and the strong support for the Columbus Crew in the city. She also talks about the Save the Crew movement and the team's success under coach Wilfried Nancy. Brianna shares her experience covering the team and interacting w…
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Special Guest, Dave Gallegos, President of Zenith Home Loans, $1000 Lender Credit Offer
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Zenith Home Loan President Dave Gallegos discusses his background, motivations for becoming a successful business owner, and the announcement of a $1,000 special co-buyer lender credit.https://www.buyjunto.com/contact-us , https://zenithhomeloans.com/, https://www.instagram.com/loansbyliff/ , https://tgd-law.com/ Support the Show. Please tell us wh…
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In this compelling episode, Dave Gallegos dives into the question begged by every op-ed about tue difficulty of buying a home: Should buying a home require sacrifice? Dave explores the rising expectations that have accompanied or perhaps driven a rise in prices. It’s a reframing of the issue meant to encourage & educate anyone on the home buying jo…
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Kyle Foley from the Orlando Sentinel joins OTB to discuss the Orlando Pride, USMNT, Kaká, Messi, Copa America, Euros, and Berhalter’s future.
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In this electrifying episode of Over the Ball, hosts Kevin Flynn and Dave Gallego team up with Kyle Foley, the dynamic beat writer for the Orlando Sentinel, to dive deep into the world of soccer. The trio explores the phenomenal rise of the Orlando Pride women's team, breaks down the US Men's National Team's latest performances, and examines the tr…
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Did Boomers Have It Easier Buying Their First Homes?
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In this insightful episode, Dave Gallegos tackles the question of generational financial differences. Dave compares the housing market conditions faced by Baby Boomers to those confronting today's first-time homebuyers. He explores factors such as interest rates, home prices, income levels, and economic conditions, providing a comprehensive look at…
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Michelle Kaufman, the Miami Herald’s talented veteran sportswriter talks about Messi, USMNT’s failures at Copa America, and Berhalter’s future.
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The Miami Herald’s lead sports writer, Herald’s Michelle Kaufman, joins OTB to discuss her experience covering soccer for 25 years, shares her insights on Lionel Messi's move to Miami, what’s next following USMNT’s losses at Copa America tournament, and the future of coach Greg Berhalter. Michelle Kaufman has covered 14 Olympics, six World Cups, Wi…
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Emergency Episode: USMNT Once Again Underperforms. Is Berhalter out?
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Five years ago, Gregg Berhalter was tasked with rebuilding the U.S. men’s national team after their painful failure to qualify for the 2018 World Cup. His mission: to elevate a new generation of talent and restore pride to American soccer. Fast forward to the present, and the USMNT finds itself in a precarious situation at the Copa America. A surpr…
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Kevin and Dave dig into USMNT, the Euros, ticket prices, grass pitches, the NCAA’s demise, and Alex Morgan being left off USWNT.
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On this episode of OTB, Kevin and Dave discuss USMNT vs. Bolivia, the Alex Morgan controversy, the Euros, overly harsh English fans, temporary grass pitches, skyrocketing ticket prices, changes inside NCAA and D1, and the pros and cons of the NCAA transfer portals. OTB Executive Producer, Ken Park, joins the boys for the shows new “Getting to Know …
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Your Interest Rate Is Not As Important as You Think
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In this thought-provoking episode, Dave Gallegos challenges the common belief that interest rates are the most crucial factor in your financial decisions. Dave explains why focusing solely on interest rates can be misleading and shares what truly matters when it comes to managing your finances. By diving into the bigger picture, he helps listeners …
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Mike Woitalla, Executive Editor of Soccer America joins the boys at OTB to dissect USMNT recent performances.
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Mike Woitalla, Executive Editor of Soccer America, joins Kevin and Dave to review the USMNT's recent performance. They analyze the team's lackluster game against Colombia and the friendly match against Brazil. The discussion also includes predictions on the significance of the 2024 Copa América for Coach Gregg Berhalter. With decades of soccer jour…
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OTB chats with South Carolina Women's soccer head coach, Shelley Smith about her winning strategies and insights.
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On this week’s episode of "Over the Ball," Kevin and Dave dive deep into the beautiful game, beat up on USMNT for their loss to Columbia, and speak with Shelley Smith, the esteemed head coach of South Carolina Women's soccer. With an impressive track record and a wealth of experience, Coach Smith has led her team to numerous victories and has been …
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Here is the Secret to Financial Abundance
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In this transformative episode, host Dave Gallegos reveals the secret to achieving financial abundance. Dave introduces listeners to a simple, yet powerful formula for financial success that anyone can follow. He also highlights the invaluable insights from JL Collins' acclaimed book, "The Simple Path to Wealth." This episode is packed with practic…
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Exploring the Evolution of Soccer in Austin and the US with veteran professional soccer writer, editor, and author Phil West.
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Join us for an engaging episode of the Over The Ball podcast featuring Phil West, a seasoned professional writer and editor, and author of two influential books on soccer, ‘The United States of Soccer,’ and ‘I Believe That We Will Win.’ Phil brings his extensive knowledge and passion for the sport to our discussion, covering a wide range of topics.…
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Martial Artist from Pearl City Hawaii to the Mainland & Beyond - Andy Hung - Founder & CEO of Dojo Outfitters - Episode 46
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Andy Hung is a dedicated lifelong martial artist who has a wealth of knowledge in multiple fields. Andy was born and raised on the island of Oahu,Hawaii. Andy is a 2nd Degree Black belt in Brazilian Jiu Jitsu and a 4th Degree Black belt in Judo. Andy is the founder and CEO of Dojo Outfitters where he sells his own brand of Martial Arts apparel and …
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Think the U.S. soccer system needs a shake-up? Hear from one of its biggest advocates! Ted Westervelt, known for his outspoken stance on promotion and relegation in American soccer, joins this week's episode ...
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Ted Westervelt, known as @soccerreform on social media, is a prominent advocate for promotion and relegation in U.S. soccer. Born in Elgin, Illinois, he attended Scattergood Friends School and Earlham College. Westervelt's passion for soccer has made him a leading voice in the #ProRelForUSA movement, which seeks to implement a promotion and relegat…
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Episode 5: Real Estate Co-Ownership Agreements: Andy Gibbs and Anna Cherubin of Tueller Gibbs Dye,
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Co-ownership real estate legal agreements: what you need to know for multifamily purchase, transfer of title, or even developing an agreement after a co-purchase for unmarried couples or those who have purchased and need an agreement after the fact. https://www.buyjunto.com/, https://tgd-law.com/, https://zenithhomeloans.com/ Support the Show. Plea…
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In this eye-opening episode, Dave Gallegos sounds the alarm on the increasingly popular Buy Now, Pay Later (BNPL) platforms. Dave delves into the hidden details and potential pitfalls that make BNPL options a risky choice for consumers. He breaks down how these seemingly convenient payment plans can lead to debt accumulation, affect credit scores, …
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Jonathan Tannenwald, Chief Soccer Correspondent for the Philadelphia Inquirer, joins the boys on OTB to stir up some controversy about his feelings for his hometown Union FC and their incredibly successful ...
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In this episode of the Over the Ball podcast, the Philadelphia Inquirer's beloved Chief Soccer Correspondent, Jonathan Tannenwald, joins Dave and John Bolster (who is sitting in for Kevin), stirring up some controversy about his feelings for his hometown team the Union, uncovers some insight about the Philadelphia Union's incredibly successful yout…
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Celebrated soccer referee and podcast host of "Refs Need Love Too," David Gerson joins Dave and guest co-host, John Bolster to discuss the challenges and changes in the world of soccer refereeing.
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In this episode of Over the Ball, soccer referee and podcast host David Gerson joins Dave and guest co-host John Bolster to delve into the challenges and changes in soccer refereeing. They tackle the rise in technicality and competitiveness in the game, while addressing the concerning lack of civility and excessive competitiveness among parents and…
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Getting Started on Your Financial Balance Journey
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A journey of a thousand miles starts with one step and in this enlightening episode, host Dave Gallegos takes you through the first steps of a journey to achieve financial balance. He breaks down the five fundamentals necessary for a stable financial future and provides a practical roadmap for prioritizing the essential steps you need to take. Whet…
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Episode 4: Buy It Together - Financial Advisor Kevin Gonzalez
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Jonathan Liff and Leena Bella Mayo welcome Kevin Gonzalez to the podcast to discuss co-ownership and important financial advisory tips for investors. Support the Show. Please tell us what experts and topics you would like to hear on our podcast! leenabella@buyjunto.com. or @loansbyliffBy Buy It Together Podcast, Leena Bella Mayo, Jonathan Liff and Kevin Gonzalez
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Washington Post reporter Steven Goff discusses Memorable World Cup Moments, DC United's Progress and the Future of Soccer in the US.
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Legendary Washington Post reporter Steven Goff joins the boys at OTB to discuss all things US soccer, including the performance of DC United, his favorite World Cup memories, and the upcoming Copa America tournament. Goff also shares his thoughts on the United States national team and their chances in the tournament. In this conversation, the hosts…
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Chef, Educator, Storyteller & Food Ambassador - Eduardo Garcia of Montana Mex - EPISODE 45
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Chef Eduardo Garcia is a chef and avid outdoorsman driven by wild curiosity and a deep love of food and landscape. For Chef Eduardo Garcia, meals are meant to be shared. Food and cooking have served to connect with others in meaningful ways: taking him around the world as a yacht Chef, motivational speaker, and big-screen storyteller as the host of…
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Accomplished journalists Grayle Howlett and Alexander Wolff visit with OTB to discuss the new book “World Class: Purpose, Passion, and the Pursuit of Greatness” celebrating the legacy and writing of the ...
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Grant Wahl seems to touch everybody he came in contact with his undeniable passion, integrity, honesty, and simple ethic of trying to write the truth without agenda or bias. Friends and accomplished journalists Grayle Howlett and Alexander Wolf both spent years writing for Sports Illustrated, Wolff having spent 36 years there covering basketball, t…
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In this intriguing episode, host Dave Gallegos takes a deep dive into the psychology of spending and the concept of 'Fear Of Missing Out' (FOMO). Dave explores how we often justify extravagant spending on non-essential items that don't contribute to our financial freedom, under the illusion of 'missing out.' However, rather than assigning blame, he…
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Monica Bosiljevac, Executive Director of Football for the World Foundation and Managing Director American Outlaws Discusses Soccer Altruism, Footy Fandom, and the Global Need for Youth Equipment.
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Impressive. Inspiring. Passionate. Words that capture the personality and drive of ex University of Nebraska soccer player turned uber philanthropist Monica Bosiljevac. Monica's journey from college soccer to an eye-opening trip in Botswana revealed the global demand for sports equipment among kids. With a passion for sports ignited early in her li…
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In this episode, Dave Gallegos brings the receipts and delves into the rising trend of 'Buy Now Pay Later' programs across the financial world. He discusses the pitfalls of these programs, explaining how they can offer immediate gratification but also potentially lead to overspending and long-term debt. Dave provides insightful advice, urging his l…
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Skip Gilbert, esteemed CEO of US Youth Soccer and ex-goalkeeper for the Tampa Bay Rowdies, tackles the latest in the world of youth soccer on OTB!
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⚽ Tune in as Skip Gilbert, esteemed CEO of US Youth Soccer and ex-goalkeeper for the Tampa Bay Rowdies, tackles the latest in the world of youth soccer on OTB! Don't miss this insightful discussion featuring this week's top soccer news, scores, and highlights. As a former goalkeeper with the Tampa Bay Rowdies and a two-time NCAA Division 1 All-Amer…
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🎙️ Celebrated Soccer Journalist, John Bolster joins OTB to discuss USMNT chances at CONCEAF, the Euros, and the Olympics, and of course Korbin Albert and the USWNT. 🌪️🇺🇸
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🎙️Celebrated soccer writer John Bolster graces the airwaves on the Over the Ball Soccer Podcast to discuss USMNT’s chances at the CONCEAF tournament, his insights, predictions, and friendly banter about the upcoming Euros, USMNT’s chances at the Olympic, and of course the recent storm surrounding Korbin Albert’s controversial posts. 🌪️🇺🇸 John Bolst…
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Health Eating and Habits with Greg Lapin EPISODE 44
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Greg Lapin has made a living for the past two decades in Law Enforcement Special Operations and Government special operations, deploying to war zones throughout the world. Greg started his Jiu-Jitsu journey in 2005 when he was a New Orleans Police Officer because he understood what violence was and what skills he needed to have to go home at the en…
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The best time to plant a tree was twenty years ago, the 2nd best time is today. In this episode, host Dave Gallegos addresses a common regret among homeowners known as 'The ‘I Should Have Bought Sooner’ Tax'. Dave delves into the financial implications and psychological factors that lead to this sentiment. He discusses the advantages of entering th…
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Seasoned ESPN soccer analyst Jeff Carlisle joins Kevin and Dave to discuss the recent USMNT performances, MLS referee contracts talks, and soccer’s soaring popularity in the states.
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From the NCAA to the MLS, from the Premier League to the World Cup, Jeff Carlisle brings his insider insights to the table, shedding light on the US Men’s National Team (USMNT), the intricacies of the MLS Referees contract, and the soaring popularity of soccer in the USA. Whether you’re a die-hard fan or a casual observer, this episode promises to …
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Join us as Johnny Avello from DraftKings dives into the exhilarating world of in-play betting in soccer with the OTB team! Discover why the sport's dynamic nature makes it a hotspot for live betting and ...
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On this week’s episode of OTB, Kevin and Dave sit with a true legend in the world of sports betting, Johnny Avello from DraftKings. With over 30 years of experience, Johnny has been an influential figure in Las Vegas bookmaking. He spent 13 years as the executive director of the Wynn Las Vegas Sportsbook, where he became known for his on-point odds…
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In this episode, Dave Gallegos passionately argues that anyone can achieve excellent credit, and that most people are no more than 12 months away from qualifying for a mortgage. He thoroughly discusses various credit scenarios, from dealing with late payments and negotiating credit card rates, to managing collections, judgements, or liens. Dave als…
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Episode 3: Housing Market and Interest Rate Trends for 2024
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Buy It Together Podcast is a relevant podcast exploring the need to help real estate buyers address housing affordability and financing through co-ownership. This episode discusses latest trends in the housing market and interest rates. Support the Show. Please tell us what experts and topics you would like to hear on our podcast! leenabella@buyjun…
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Former NASL and Canadian soccer star Bob Lenarduzzi joins the boys at Over the Ball to talk Redding F.C., Team Canada, NASL glory, and the world's game from an American perspective.
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🎙️Join Kevin and Dave on this week’s episode Over the Ball podcast as we dive into the captivating career and accomplishments of Bob Lenarduzzi—a living legend whose impact reverberates across stadiums, boardrooms, and hearts. Whether he was donning cleats or making strategic decisions, Lenarduzzi’s passion for the game has left an indelible mark o…
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An Introduction to the Buy It Together Podcast, which is a relevant podcast exploring the need to help real estate buyers address housing affordability and financing through co-ownership, Support the Show. Please tell us what experts and topics you would like to hear on our podcast! leenabella@buyjunto.com. or @loansbyliff…
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Episode 2: Real Estate Co-Buyer Lending Options
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Buy It Together Podcast is a relevant podcast exploring the need to help real estate buyers address housing affordability and financing through co-ownership. This episode discusses creative financing options for co-buyers. Support the Show. Please tell us what experts and topics you would like to hear on our podcast! leenabella@buyjunto.com. or @lo…
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The OTB team visits with American soccer Icon and former USMNT Captain Rick Davis regarding his pioneering days with the Cosmos and the NASL era.
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In the annals of American soccer history, few names evoke as much reverence and admiration as Rick Davis. A true legend of the sport, Davis left an indelible mark on the landscape of American soccer during his tenure with the New York Cosmos in the North American Soccer League (NASL). With a blend of skill, tenacity, and leadership, Davis emerged a…
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In this episode, host Dave Gallegos introduces the five pillars of financial balance: Your Credit, Your Spending, Your Debt, Your Savings, and Your Investing. These fundamentals will serve as the backbone for future episodes of this show as Dave aims to use his expertise and the collective knowledge of the Zenith team to provide listeners with valu…
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On this episode of the podcast I am solo. I take about some of my favorite tools, sauces and goods that I've come to love over the years. Although not sponsored by any of these brands, some of the products have become friends of mine, guests on the podcast and affiliates. Great visuals of everything will be uploaded on my Food Origins Podcast Youtu…
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Juan Carlos Amorós, the 38-year-old head coach of the NWSL Champion Gotham FC shares his wealth of experience he's enjoyed across global soccer, his coaching philosophy, and delves into the differences ...
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Juan Carlos Amorós, the 38-year-old head coach of NJ/NY Gotham FC in the NWSL, is a rising star in soccer. With extensive global soccer experience, he has successfully led teams in Spain, England, and the U.S. Fresh from a thrilling NWSL Championship match win against OL Reign, Coach Amorós shares insights from his worldwide soccer ventures. He emp…
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Former U.S. men's national team captain, John Harkes, shares insights on his World Cup experiences, pioneering role in the Premier League as an American player, and early days of the MLS on this week's ...
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Former U.S. men's national team captain, John Harkes, visits Over The Ball to delve into his Greenville experience and reminisce about the 1990 and 1994 World Cups. He reflects on the tragic death of Andreas Escobar and stresses the significance of honoring soccer history. Dave and Kevin explore Harkes' move from European play to MLS and the hurdle…
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Tracking and Measuring EVERYTHING About Your Finances
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In this enlightening episode of "More than Mortgage," host Dave Gallegos addresses the common belief that homeownership is unattainable in today's economy. He provides a comparative analysis of the home buying experiences of the 80's and 90's versus the present day, shedding light on the real differences and challenges. However, Gallegos doesn't st…
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Legendary Chicago Sting Head Coach, 1981 NASL Coach of the Year, and National Soccer Hall of Famer Willy Roy, joins the boys on OTB
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Legendary Chicago Sting Coach, Willy Roy, joins the boys on OTB to discuss Coach Roy's transition from player to coach, the demise of the NASL, and the Chicago Sting's historic win over the Cosmos in the 1981 Soccer Bowl. Dave and Kevin celebrate the Coach's National Soccer Hall of Fame induction in 1989 and his NASL Coach of the Year honors in 198…
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Nikki Mark, author of “Tommy’s Field - Love Loss and the Goal of a Lifetime” join the boys at OTB
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Kevin and Dave dive deep into the engaging world of soccer as they chat with the inspirational Nikki Mark, author of "Tommy’s Field - Love Loss and the Goal of a Lifetime." Nikki captivates with her awe-inspiring tale of resilience, recounting how she channeled the heartbreaking loss of her son into a remarkable journey of personal growth, all whil…
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In this insightful episode of "More than Mortgage," host Dave Gallegos sheds light on the critical need for financial literacy. He emphasizes that most people are not formally educated about wealth building strategies, but assures listeners that these skills can indeed be learned. Through engaging discussion, Gallegos demystifies complex financial …
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In this episode, Kevin and Dave go mono a mono concerning Jürgen Klopp’s departure from Liverpool, Xavi leaving Barcelona, and the decline of American goalkeepers.
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In this episode, Kevin and Dave go mono y mono concerning Jürgen Klopp’s departure from Liverpool, Xavi leaving Barcelona, and the decline of American goalkeepers. The boys also dig into the importance of coaching and parental involvement in youth sports, touching on various topics such as the transfer market, promising young players, and Gio Reyna…
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Becoming a Sushi Chef with Ryan Gallego of Trifecta Cooks EPISODE 42
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Chef Ryan Gallego is a highly accomplished sushi chef with an impressive 20 years of experience in the art of Japanese cuisine. Graduating from the prestigious California Culinary Academy in 2005, he embarked on a culinary journey that would shape his expertise. His training at renowned establishments, including Morimoto Napa, Nobu in Palo Alto, an…
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Join Kevin and Dave as they sit down with the one and only "Soccer Tom" Mulroy, an American soccer legend and author of the newly released book, “90 Minutes with the King: How Soccer Saved My Life”.
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Join Kevin and Dave on the latest episode of Over The Ball as they chat with the legendary "Soccer Tom" Mulroy. The newly released book, “90 Minutes with the King: How Soccer Saved My Life” is a must-read for all fans, players, and coaches. In this captivating discussion, Tommy takes listeners on a journey through the American soccer scene and shar…
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