Best Jake Rivas Financial Advisor To Millennials Podcasts (2024)

1
Worst Financial Decisions on the internet! 32:58

10M ago32:58

32:58

Ever grappled with a financial decision that felt like a fork in the road of life? Join us, Jake and Kirk, as we recount tales that merge money with the heart, drawing wisdom from those who've walked the path before us. Today's episode is a deep dive into the shadows of sacrifice and regret—those moments when we choose between material wealth and t…

1
Asking Reddit: Pay for Life Insurance or Save for Retirement? 22:23

10M ago22:23

22:23

Ever found yourself struggling to navigate the choppy waters of financial planning? You're not alone. In our latest podcast episode, we tackle the real-life conundrum faced by a Reddit user - the challenge of choosing between funding their Roth account or maintaining a whole life insurance policy amid the rising costs of a new home purchase. As you…

1
Navigating the Waters of Love and Money: The Great Debate on Merging Finances in Relationships 34:32

10M ago34:32

34:32

Are your finances and romance on speaking terms, or is it time they got relationship counseling? On the latest Jake of all Trades show, we grapple with the question that has couples scratching their heads: to merge or not to merge money? I, Jake Nuno, financial guru, and my co-host Kirk navigate the stormy seas of joint bank accounts and individual…

1
Real Stories of Financial Missteps in Love and Work 44:32

11M ago44:32

44:32

Ready to uncover the secret pitfalls of financial decisions in marriage? We're pulling back the curtain and sharing real stories of monetary missteps that have rocked relationships. We don't just stop at the mistakes, though. We offer valuable insights and advice on how to avoid these blunders, whether you're single, engaged or already hitched. We'…

1
The Domino Effect of Real Estate Doom Loop on the Banking System 26:40

11M ago26:40

26:40

Could the American real estate market be on the brink of catastrophe? That's what an intriguing Wall Street Journal article suggests and today we're breaking it down for you. We're delving into the foreboding concept of a 'real estate doom loop' and the potential threat it poses to our banking system. Exploring the unique application of a doom loop…

1
Rethinking Mortgages: From Debt Fear to Financial Freedom 26:30

12M ago26:30

26:30

Imagine if your mortgage, that debt you've been conditioned to fear, was actually a step towards financial freedom? That's the provocative idea we tackle in today's episode as we challenge the conventional wisdom surrounding debt. We share personal anecdotes of navigating the complexities of owning an appreciating asset and the benefits of tax dedu…

1
Exploring the Perilous Rise of US Consumer Debt & Smart Methods to Overcome It 31:36

1y ago31:36

31:36

Have you ever wondered where the US economy stands in terms of consumer debt? Let's explore together the alarming trends piling up around us. Kirk and I, Jacob, take a deep look into a stark report from JP Morgan which highlights the rising consumer debt, a ticking time bomb that could potentially blow up the American economy. We examine how this i…

1
Exploring the True Meaning of Wealth and Morality In Ayn Rand's "Money Speech" 46:37

1y ago46:37

46:37

Ready to challenge your traditional beliefs about money? Join Kirk and me as we dissect the morality of money, sparking thought-provoking conversations about wealth, values, and honor. We delve into influential perspectives from Andrew Carnegie's 'The Gospel of Wealth', Ayn Rand's 'The Money Speech', and Francisco d'Anconia's 'The Money Speech', re…

1
The Capitalist Conundrum: Carnegie and Rand's Views on Wealth 47:17

1y ago47:17

47:17

Harness the power of provocative thinking as we journey into the persuasive minds of two towering figures, Andrew Carnegie and Ayn Rand. We promise to give you a new perspective on their philosophies about wealth and money, and how these radical ideas continue to shape societal expectations. This promises to be more than just a discussion; this is …

1
9 Biggest Ways you are wasting money 36:45

1y ago36:45

36:45

There are many apps that helps us to organize our financial lives. Nevertheless, there are simple mental shifts that can help you rethink the way you are spending money so that you aren’t wasting it. *“Tax preparation, planning, IRS representation, and business valuation services offered through iFile Tax Planning and Preparation Services are separ…

1
Beyond the Hype: The Realities of Rental Property Investments 30:54

1+ y ago30:54

30:54

In a recent episode of the "Jack of All Trades" podcast, host Jake Nuno delved into the subject of passive income from rental properties, a topic currently gaining traction, especially among young professionals. While low mortgage rates until 2022 made owning multiple properties seem appealing, rising rates are beginning to change that narrative. J…

1
Is a Housing Bust Coming? 37:39

1+ y ago37:39

37:39

A Houston-based landlord has reduced their portfolio of rental units from 7,000 to 3,000 in a relatively short period of time. This raises the question of whether this is indicative of a larger problem. Tune in to Jake and Kirk's discussion to learn more. *“Tax preparation, planning, IRS representation, and business valuation services offered throu…

1
Living Single and Maximizing Your Money 31:44

1+ y ago31:44

31:44

What can you do to maximizing your money and financial future if you are single? There are many tax advantages as well as planning advantages to having two incoomes. Today Jake and Kirk discuss single life and how to improve your finances. *“Tax preparation, planning, IRS representation, and business valuation services offered through iFile Tax Pla…

1
They’ve Made a Deal: Debt Ceiling and the Market’s Reactions 33:01

1+ y ago33:01

33:01

The Debt ceiling has been raised and you’ll likely have to make some changes to your financial planning. On this episode we have added a new segment: Money Monologue with Jake Nuno. He will teach a financial concept each week in a short talk. This week he will discuss how media effects your financial biases. *“Tax preparation, planning, IRS represe…

1
Financial Literacy for Kids 45:18

1+ y ago45:18

45:18

Jake and Kirk believe in the power of financial literacy in building happy and fulfilled lives. On this episode they discuss some methods and techniques for teaching children about financial literacy at a young age. They break this down into ages as young as 6 years old and on up to high school age. *“Tax preparation, planning, IRS representation, …

1
Hey Small Businesses, Did your Tax Bill SHOCK You? 35:10

1+ y ago35:10

35:10

Unfortunately, many small businesses with surprised on April 18th, Tax Day, when they discovered some hefty additional taxes. For 2022, it may be too late to alter your taxes (though you should speak to a tax professional to make certain). However, these tax changes can affect you for 2023. You should be taking steps to reduce your tax burden durin…

1
5 Steps to Take in a Banking Crisis 37:10

1+ y ago37:10

37:10

Jake and Kirk discuss the banking crisis and give 5 specific steps to consider amidst this particular crisis and other potential ones in the future. *“Tax preparation, planning, IRS representation, and business valuation services offered through iFile Tax Planning and Preparation Services are separate and unrelated to Commonwealth.” Have questions …

1
Life Insurance through work? 18:17

1+ y ago18:17

18:17

How can you know if the life insurance through your work is sufficient for your needs? On this episode Jake and Kirk discuss ways to think through what is a proper life insurance for you. This of course differs for everyone. But there are helpful principles. *“Tax preparation, planning, IRS representation, and business valuation services offered th…

1
Should I Opt out of my Pension to Pay for Rising Cost of Living 26:03

1+ y ago26:03

26:03

With cost of living expenses rises and incomes not necessarily meeting those costs, people are having difficult conversations about their finances. One question financial advisors get during times like this is about opting out of one’s pension plan in order to meet the rising costs. On this episode Jake and Kirk discuss this issue and what can be d…

1
Guest Interview: Yuri Elkaim--Health, Business and Finances 48:14

1+ y ago48:14

48:14

On this episode Jake and Kirk talk to Yuri Elkaim, a best selling author and business coach. Yuri was a professional soccer player who became a bestselling author by simplifying the complexities of health choices. We discuss his unique journey as well as his methods for business and financial success. Have questions about managing your financial li…

1
The Team You Need To Buy The House You Want 40:49

1+ y ago40:49

40:49

The housing market is changing and so did Kirk’s perspective on homeownership. On previous shows Kirk discussed his reasons for not buying a house. Despite the rise in interest rates, he was able to buy a home. On this episode Jake and Kirk discuss the ins and outs of the homebuying process as well as who was on the team to help Kirk accomplish thi…

1
These Five Retirement Plans Often Fall Apart! 32:37

1+ y ago32:37

32:37

There are 5 big mistakes that retirees make that can easily derail their plans. *“Tax preparation, planning, IRS representation, and business valuation services offered through iFile Tax Planning and Preparation Services are separate and unrelated to Commonwealth.” Have questions about managing your financial lifestyle? Email Jake@youandifinancial.…

1
Are we in a Banking Crisis? 41:48

1+ y ago41:48

41:48

With the failure of Silicon Valley Bank (SVB) and Signature Bank, many people are preparing for the worst. On this episode Jake and Kirk discuss exactly what occurred on March 10th, and since then. They break down this particular crisis as well as explain how this effects your wallet. -- *“Tax preparation, planning, IRS representation, and business…

1
Risk Tolerance Tools Are insufficient! 17:33

1+ y ago17:33

17:33

Risk Tolerance Tools Are insufficient! When attempting to figure out your risk tolerance towards financial investments, the generic tools and calculators and quizzes available, while helpful, are not enough. In order to really understand your risk tolerance you need this one critical thing. *“Tax preparation, planning, IRS representation, and busin…

1
Emergency Savings Changes in Secure Act 2.0 22:45

1+ y ago22:45

22:45

This act is the largest retirement reform in the history of America. Here we dig into a newly implemented rule to your 401k savings. “Most people won’t save money unless their employer somehow does it for them in the form of a payroll deduction.” - Suze Orman. This viewpoint from financial planners is what has led to a small but very significant ch…

1
35% of Millionaires feel they don’t have enough for retirement! 26:09

1+ y ago26:09

26:09

On this episode Jake and Kirk discuss one of the most basic retirement planning “rules of thumb,” The 4% rule. Is it time to change that rule? *“Tax preparation, planning, IRS representation, and business valuation services offered through iFile Tax Planning and Preparation Services are separate and unrelated to Commonwealth.” Have questions about …

1
Secure Act 2.0: Changes to 401ks 25:57

2y ago25:57

25:57

Some of the early implementations of this massive new bill, Secure Act 2.0, are already taking affect. On this episode Jake and Kirk discuss the changes to your 401k. This will be a good overview to help you strategize with your financial planner regarding your retirement plan. *“Tax preparation, planning, IRS representation, and business valuation…

1
Don’t Wait till retirement to Travel! 29:53

2y ago29:53

29:53

A recent survey found that most Americans still believe in waiting till retirement to travel more. On the show Jake and Kirk discuss this issue and some ways to make travelling before retirement a priority. *“Tax preparation, planning, IRS representation, and business valuation services offered through iFile Tax Planning and Preparation Services ar…

1
Don't rely on just retirement savings get retirement income 26:16

2y ago26:16

26:16

On this episode Kirk & Jake discuss some methods for attaining retirement income, so you don’t have to rely just on retirement savings. *“Tax preparation, planning, IRS representation, and business valuation services offered through iFile Tax Planning and Preparation Services are separate and unrelated to Commonwealth.” Have questions about managin…

1
No Student Loan Forgiveness for You! 25:29

2y ago25:29

25:29

In previous episodes Jake and Kirk discussed the possibility of student loan forgiveness and what it might look like. As of now there seems to be no possibility of student loan forgiveness occurring in the near future. What now? *“Tax preparation, planning, IRS representation, and business valuation services offered through iFile Tax Planning and P…

1
Secure Act 2.0 Overview 33:36

2y ago33:36

33:36

Over the next several weeks Jake and Kirk will be discussing the largest legislative changes to retirement in American history. We will discuss changes to RMDs, 529s, Rollovers, 401ks, 401k Savings, IRAs, Roths, Roth 401ks and much much more. These changes will not take effect immediately. However, we will be explaining the changes to better help y…

1
Tax Bracket Inflation 30:43

2y ago30:43

30:43

The IRS has released new “Inflation Adjusted Tax Brackets.” Who does this benefit and who might this hurt? How can you prepare? Will your raise or your current tax bracket change? Jake and Kirk discuss all aspects of this change and how to prepare for it (or who can ignore this!). *“Tax preparation, planning, IRS representation, and business valuat…

1
Most Elaborate Financial Scam of Jake’s Career 28:46

2y ago28:46

28:46

We often think of financial scams coming in the form of some exiled prince in Africa who needs assistance. But these hokey scams that everyone has heard of are rarely the type of scam that will actually drain your bank account. Everyone knows about them. The scam that will get you is the one you aren’t expecting. On this episode Jake and Kirk discu…

1
The Cost of Rolling a 401k into an IRA 38:33

2y ago38:33

38:33

On the show Jake and Kirk discuss differen costs that come with using IRA’s as a form of retirement versus a 401k. Since 401Ks can only be utilized through a company, there are different fees attached to a 401k. This means if using an IRA, you could be losing out on a significant portion of your future wealth. Since every person is unique, Jake and…

1
Tax Lien Real Estate Investing 26:46

2y ago26:46

26:46

On this episode Jake and Kirk discuss a new trend among investors: Tax Lien investing. They go through how this process works as well as the pros and cons and how to approach it safely. This is not a recommendation for tax lien investing. -- *“Tax preparation, planning, IRS representation, and business valuation services offered through iFile Tax P…

1
Jake buys a house! 30:56

2y ago30:56

30:56

Jake buys a house! On this episode we go through all that Jake went through in buying his new house. We also discovered some important reasons why having a third party advocate is important during this highly emotional time. And Jake reveals some secrets to house buying that most people don’t know. *“Tax preparation, planning, IRS representation, a…

1
Can you Hire a Financial Advisor Without Them Managing Your Assets? 23:46

2y ago23:46

23:46

Some professionals want to manage the bulk of their own wealth themselves. And when they are searching for a financial advisor, these individuals may want to ask specific advice about specific issues. Most financial advisors, however, work under a business model where they earn money by managing the assets of their clients. How can someone find a c…

1
What Will You Do with Your $10k Student Loan Forgiveness? 21:42

2y ago21:42

21:42

On this episode Jake and Kirk discuss the recent Student Loan Forgiveness and how it will effect you. Many people may be expecting a big check, but only a few will receive actual cash. Nonetheless who will this impact and how might it impact them? Tune in as Jake and Kirk discuss everything relevant to financial decisions in this new forgiveness. *…

1
Buy Now Pay Later Programs 30:28

2y ago30:28

30:28

There are more companies emerging in the BNLP (Buy now pay later) space. These are different than credit cards, and yet can still damage your credit score. They can also end you up in hot financial waters. On this show Jake and Kirk discuss the ups and downs of these programs and how to use them effectively, or when to avoid them completely. --- *“…

1
Biden’s Student Loan Forgiveness 27:48

2y ago27:48

27:48

Student loan forgiveness has been approved. It may not be what you think and on the show Jake and Kirk discuss the ins and outs of student loan forgiveness as passed by the Biden administration. *“Tax preparation, planning, IRS representation, and business valuation services offered through iFile Tax Planning and Preparation Services are separate a…

1
3 Dated Financial Rules of Thumb to Think Twice About 35:04

2y ago35:04

35:04

On this episode Jake and Kirk discuss the 60/40 rule, the 4% rule and the passive income rule. Though there are times when these rules of thumb may be very helpful, it’s important to understand where the come from and how to apply them to your life. Also, there may be times when you dont’ want to apply them but something different. *“Tax preparatio…

1
Is it Harder For Millennials to Buy a Home Today? 41:55

2y ago41:55

41:55

We have all seen the memes. It is way harder to buy a home today than it was for our parents to do so in the 70s. On this episode Jake and Kirk discuss this idea (and some memes!). They use some data that includes inflation to discuss the various aspects of home ownership today versus in the past. You may be surprised by their view. *“Tax preparati…

1
How to Protect Your Retirement Savings from Stock Drops 32:08

2y ago32:08

32:08

It’s no secret that the stock market has seen a drop in value recently. One of the most common questions that financial advisors are asked is how to protect themselves during these times. On this episode Jake and Kirk discuss a few options and offer strategies to help one overcome and event flourish during a drop in the stock market. *“Tax preparat…

1
Life Insurance: Do you need it? 43:37

2y ago43:37

43:37

We all know the basic idea of life insurance, but on this episode Jake and Kirk discuss the different kinds of life insurance, when you might consider surrendering a life insurance policy, and unique ways people use life insurance to protect people in their lives. *“Tax preparation, planning, IRS representation, and business valuation services offe…

1
How do You Compare to other American’s 401k Savings? 23:32

2+ y ago23:32

23:32

Jake and Kirk discuss the average 401k balances of individuals in their 40s and 50s. This is helpful as benchmarks to see where you stand in relation to other people. While it may be harmful to compare oneself to others, it can be useful as a tool to consider where you are and where you would like to be financially. *“Tax preparation, planning, IRS…

1
How We All Got in Debt 39:17

2+ y ago39:17

39:17

On the show today Jake gives us a brief history of how we all got in debt and how our relationship to debt has changed over time. In particular Jake and Kirk discusses how this affects our wallets today as well as our spending and savings habits. *“Tax preparation, planning, IRS representation, and business valuation services offered through iFile …

1
Everything Reverse Mortgages 31:24

2+ y ago31:24

31:24

On this show Jake educates Kirk on what exactly a reverse mortgage is, how it operates, the different types, when one should consider a reverse mortgage, and other types of loans one might consider prior to going the reverse mortgage route. *“Tax preparation, planning, IRS representation, and business valuation services offered through iFile Tax Pl…

1
Is the FIRE (Financial Independence, Retire Early) Movement Dead? 43:01

2+ y ago43:01

43:01

Before the pandemic the FIRE movement was huge. For several decades figures like Tim Ferriss and Dave Ramsey and many others have advocated for various methods of gaining financial independence. On this show Jake and Kirk discuss this movement and where it is given the state of today’s American and world economy. *“Tax preparation, planning, IRS re…

1
Maybe Student Loan Forgiveness? 40:21

2+ y ago40:21

40:21

There are some small changes to the current student loan programs that might help some people qualify for student loan forgiveness. This is a rapidly changing topic based on current political events. Jake and Kirk do their best to sift through what is and is not being promised. *“Tax preparation, planning, IRS representation, and business valuation…

1
How to Find a Lost or Forgotten 401k 26:23

2+ y ago26:23

26:23

If you have ever left a job, there may be money out there with your name on it—literally! On this episode Jake and Kirk discuss how to discover if you have a lost or forgotten 401k somewhere out in the world. You may have been signed up for one without even knowing it! Listen in to learn more. *“Tax preparation, planning, IRS representation, and bu…

Podcasts Worth a Listen

Jake Rivas Financial Advisor To Millennials Podcasts

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