Why is personal finance so complicated? Even worse, the Internet is full of personal finance “experts” providing short-sighted, error-prone, and outright bad financial advice. Jesse Cramer has a knack for using everyday experiences to make personal finance accessible for the average investor. His extensive research coupled with skilled narrative makes personal finance actually enjoyable. By day, Jesse works for a fiduciary wealth management firm in Rochester, NY. By night, he runs The Best I ...
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Best friends Joel and Matt are the co-hosts of How to Money which is all about providing the knowledge & tools that normal folks need to thrive in areas like debt payoff, DIY investing, and crucial money tricks that will provide continuous help along your journey. We believe that access to unbiased and jargon-free personal finance guidance is more necessary than ever before. When you handle your money in a purposeful, thoughtful way that works for your lifestyle, you can really start living ...
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Join us for thought-provoking conversations that empower you to Earn and Invest wisely, shaping your future while making informed decisions today. Every Monday, our wide-ranging panel discussions explore various financial topics, fostering engaging conversations that challenge conventional wisdom and provide fresh perspectives. Then, on Thursdays, we delve into individual interviews, offering deep insights from experts who share their experiences and expertise. While we may not always uncove ...
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You’ve always wanted to get to know your favorite local business owners. But with everyone’s busy schedules, it can be hard to actually sit down and chat with each other and learn about the dreams, setbacks, successes, failures, and everything in between! All of which help shape us into the humans we are today.The Sincerely, Your Small Business podcast is your window into the lives and identities of small business owners that you support year-round. What inspires them, what makes them tick, ...
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This show is for 20-somethings who don't want to spend their whole life worrying about money. Have you ever asked yourself, “If money wasn’t an issue, what would I do with my life?” If not, think about it because you’ll need an answer sooner than you think, but my guess is, you have. You’ve thought about an alternative career path, starting your own business, or spending more time developing your hobbies but the major factor holding you back is money. I want to solve that problem for you. On ...
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Make better financial decisions and learn all about personal finance, investing, and entrepreneurship with Philipp Muedder, StashAway’s Head of Personal Finance. He’ll chat with thought leaders and experts on how to FIRE, investing in ETFs, the evolution of cryptocurrencies, and more! If you enjoy what you hear, subscribe, leave a review, and tell your friends. All of this really helps us make the show even better for you so that we can convince great guests to join us. Have feedback for us? ...
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Investing is Risky. Do it Anyway w/ Jesse Cramer #872
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“Looking to the long-term upside potential of changing jobs” and “the ways that an overly pessimistic point of view can derail your life”, were just a couple of our big takeaways from talking with our friend Jesse Cramer, from The Best Interest. At his core, Jesse is a financial educator who strives to break down the bigger and nerdier personal fin…
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548. The Crushing Cost of Conservative Retirement Planning w/ Jesse Cramer
53:42
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Can you be too conservative when it comes to retirement planning? Jesse Cramer and I, The Best Interest Blog and Podcast, discuss the consequences on such behavior on the timing of retirement. If you don't watch out, you may end accumulating far too much. Today we discuss why that is a bad thing. Learn more about your ad choices. Visit megaphone.fm…
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Ask HTM - Moving Back In With Parents, An Employer Paid MBA Catch, & Going From Condo to Real Estate Mogul #874
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Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you…
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556. If You Dream of Being an Author: Listen to This w/ Henry Neff
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Henry Neff is a corporate consultant turned teacher who is the author and illustrator of several acclaimed fantasy novels including his most recent: The Witchstone. We discuss how he became an author and the business and numbers behind a book deal. If you have ever dreamed of being an author, this episode is for you. Learn more about your ad choice…
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Friday Flight - Instant E-Bikes, Sputtering Savings, & Aldi’s Ascent #873
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Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and help…
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555. Cuban Drove a Clunker, Should You? (Community Episode)
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In this community episode we talk with Kyle Collins and Joe Saul-Sehy about some very specific advice from Mark Cuban. We chat about a Benziga article in which Cuban describes his early financial proclivity for cheap cars and frugality. Learn more about your ad choices. Visit megaphone.fm/adchoicesBy Jordan Grumet (Doc G)
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Reverse Budgeting: Low-Stress Way to Spend Guilt-Free and Keep Your Finances Healthy | E148 Peter Lazaroff
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Things can get complicated quickly in the world of personal finance. From investing and budgeting to estate planning and insurance, there are multiple ways to accomplish what you need to get done. Let’s take investing for example. There are different strategies including but not limited to passive index investing, value buying, the 3-fund portfolio…
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Practical Reasons Why "Retirement Success" Can Still Be Painful | Rob Berger - E88
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Referring back to his article, Fundamentals Of Retirement: Is the Summit “Good Enough?”, Jesse uses an experience hiking in the Adirondack Mountains as a metaphor to explore retirement preparedness. He recounts how being poorly equipped for a challenging hike can mirror the pitfalls of entering retirement without thorough planning - you might reach…
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Ask HTM - Money Challenge Wins, Best Options for Creating a Will, and Pricey Real Estate Investing Courses #871
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Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you…
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554. How to Destroy Terministic Screens w/ Mark Matson
1:02:26
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In this broad ranging conversation with author and financial advisor Mark Matson, we talk terministic screens and academic based investing strategies. He describes how his family escaped poverty and what we can all learn from his experiences. His book is Experiencing The American Dream: How to Invest Your Time, Energy, and Money to Create an Extrao…
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Friday Flight - Presidential Proposals, Content to Rent, & Disney Debtors #870
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Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and help…
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Feeling burned-out at work? At life? We discuss the root causes of burnout and moral injury with Ben Utley who is a CFP and team leader at Physician Family Financial Advisors. We compare and contrast this phenomenon in medicine and corporate America and Ben offers solutions. Learn more about your ad choices. Visit megaphone.fm/adchoices…
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Dirt Cheap Travel w/ Trip of a Lifestyle #869
53:27
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Unfortunately a LOT of us view traveling as a luxury. It’s something that isn’t necessary, and so because of that we choose to delay our vacations, which means that we’re actually not all that good at traveling when the time finally comes. It’s like any activity we perform infrequently – we probably suck at it! And to make matters worse, if we see …
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Ask HTM - High Price of Driving a Lemon, Investing a Windfall, & Selling a Home After Just Two Years #868
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Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you…
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552. How to Master Lifestyle Creep w/ Joel Larsgaard and Matt Altmix
1:06:14
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There are so many reasons to spend more money today than you did five years ago. Whether gross economic inflation vs personal lifestyle inflation, it's important to keep track of your budget. On this episode, Joel and Matt from How to Money join us as we delve into spending growth. Learn more about your ad choices. Visit megaphone.fm/adchoices…
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Friday Flight - Debt Disasters, Retirement Raiding, & Tax Credit Tips #867
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Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and help…
…
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551. You're Not Spending Enough (Rewind) w/ Brandon Ganch and Nick Maggiulli
58:18
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Do we have a problem with over saving? Well, if you are part of the portion of the population who actually has a retirement portfolio, then yes, you probably are. We discuss with Nick Maggiulli and Brandon Ganch their article on MAD FIENTIST. Be sure to click over the article to look at the heat chart and go more in depth. Learn more about your ad …
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How to Fight About Money Without Ruining a Relationship | E147 Allie Volpe
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There are going to be differences. And these differences are what lead to disagreements. Imagine a scenario where you and your friends are booking an Airbnb for an upcoming trip. The group isn’t progressing, and you can tell by the tone people are getting frustrated. Half of the group wants a cheap option while the other half wants a nice place clo…
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Saving Big at the Supermarket w/ Consumer Reports' Brian Vines #866
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The results from our survey are in, and it turns out that everyone’s gotta eat!.. Groceries are a universal expense and you likely have felt the increased pressure on your wallet over the past few years. Prices at the supermarket have increased over 26% from 2019 to today according to data from the Bureau of Labor Statistics. This is a pattern Amer…
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How To Secure an Edge Against “Sequence of Returns” Risk | Tyler of Portfolio Charts - E87
52:18
52:18
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In today’s opening monologue, Jesse explores the concept of Sequence of Returns Risk, a crucial and often misunderstood threat to retirees, by illustrating how poor returns early in a retirement can severely impact long-term stability. He emphasizes the importance of diversification. Jesse then introduces the idea of path dependence, drawing parall…
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Ask HTM - Car Repair Ripoffs, Roth Contribution Limit Confusion, and House Hacking Litigation Mitigation #865
51:41
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Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you…
…
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