Ready to dive into investing but feeling overwhelmed by financial jargon? Picture yourself learning alongside two friends: one a beginner investor like you and the other a 15-year finance expert. Meet Market MakeHer, your go-to self-directed investing education podcast. We ask the questions you are thinking and answer with fun analogies without the financial jargon. We share free tools and resources from your brokerage firm, so you not only know how it works, but how to actually invest. Get ...
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49. Better w/ My Finance-Sis, Pt 2: Funds
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Continuing our "Better with my Finance-Sis" Mini-Series, in part 2 we talk all about Funds! But not just the different types of investment funds, also the difference between Passive and Active Funds. Passive Funds vs Active Funds What is a passive fund? Passive funds usually have lower expense ratios, with a more simplified investment strategy and …
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48. Better W/ My Finance-Sis Mini-Series, Pt. 1: Stock Market Essentials
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🔮 Introducing a new mini-series with our Gen Z "finance-sis" Jacey Saige. It's Jessie DeNuit's turn to teach how the stock market works while Jessica Inskip makes sure she's not leading Jacey astray. In part 1, we talk about why we invest and try to simplify how the stock market works, as best as possible without too many tangents. 🙃 ✨ Follow Jacey…
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47. The Recipe for a Market Sell-Off: Carry Trade, SAHM Rule, Recession Fear
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The stock market has been having quite the week since our last episode on the Fed’s decision to NOT do a rate cut and the resulting effects of the not-so-great unemployment numbers that came out last Friday. Recipe for disaster? Is the stock market crashing? Why was there a sell-off and what is a market sell-off? And is this a good time for us self…
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46. Fed Update: What is Event Risk? Could it Trigger a Sell-Off?
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We recorded this on 08/01/2024, knowing that unemployment numbers will not drop until this podcast airs on 08/02/2024, and that might also change so keep that in mind. **Employment Report Update from Jess** Fed's View on Labor Market:Fed Chair Jerome Powell stated that the changes in the labor market are "broadly consistent with a normalization pro…
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45. What is Market Breadth & Concentration Risk? Why Should YOU Care?
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Inflation is at an all-time high and so is the stock market. This is a tale of two markets. How is the S&P 500 making record highs when so many Americans are living paycheck to paycheck? We're going to break it all down. What's happening in the stock market, what the S&P 500 actually is, what market breadth and concentration risk means and why it a…
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44. Replay: Where to invest first in your personal finance journey
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Let's refresh and re-assess our financial planning goals for our future selves. You've budgeted, you've saved, you've looked at what you've got going on in your spending and bills and what you have left over - what do you do with that extra money? (Invest it, of course 👻) *this is educational info, not advice - personal finance is personal, duh, an…
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43. Stock Market During Election Years: We're Not Getting Political, But Is The Market?
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How Does The Stock Market Perform During an Election Year? We are not getting political in this episode -- however, we are on a fact finding mission to understand if the stock market is. Let your fin-mom and fin-auntie break it down for you. 😉🔮 Does the U.S. Presidential election affect the stock market? Does the political party of the elected lead…
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42. AI Under Power Grid Pressure: The Price to Energy Ratio Risk
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In this episode we re-visit our AI Portfolio and Investment Thesis that we discussed back in Episode 21, but with a new emerging headwind. According to our very own Jess Inskip, "the real ‘P/E Risk’ isn't overhyped price to earnings. The risk is price to energy." (Get it? That's a P/E Ratio joke 👻) AI Investing Most of us are invested in AI, whethe…
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41. Stock Order Types: Demystifying The Ways to Trade Securities
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There are so many different ways to buy and sell securities in your brokerage account. In this episode, we'll go over many of the different order types you may see in your brokerage account when you go to buy or sell a stock, or any securities. What does Bid and Ask mean? What is Stop and Limit Order? What are market orders? How many different Orde…
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40. Preparing for Rate Cuts: What are Bond Funds?
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What Is The Bond Market and What Are Bond ETFs? CPI is “cooling off” which means inflation is trending closer to the Fed’s target, which means a rate cut MAY be in our future! What does that mean? Well if the Fed, you know, good ol "Papa Powell" who we keep talking about, well if they actually go through with cutting rates this is what happens. Int…
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39. What is a Stock Split? (looking at the Nvidia stock split 👀)
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Happy Fin-Friday! The Nvidia stock is now one of the big 3 in the S&P 500. We've talked about Nvidia earnings and how much the stock price has soared just this year. Now they have announced a stock split and a dividend increase from $0.04 per share to $0.10 per share. Let's demystify stock splitting. 🔮 🍰 What Is A Stock Split? A type of corporate a…
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38. What is a Short Squeeze? (Talking About Meme Stocks, Hedge Funds & Market Mechanics)
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Finally, short squeeze and gamma squeeze make sense! (Did you know gamma squeeze was a thing?) Also, Roaring Kitty is out of hiding, remember that whole GameStop stonks thing that happened? Well apparently it's happening again with another memestock (super high risk, y'all). We also learn about hedge funds, meme stocks, market makers and the roles …
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37. Finding AI Stock Investing Ideas with Jacey Saige
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This week we are joined by Jacey Saige, a Gen Z financial literacy advocate who wants to discuss how to find AI opportunities and stock market impacts. Jacey is filling in for our beloved Jessie DeNuit - do not fret she will be back next week! AI is an important narrative to sustain this bull market. The S&P 500 is about 30% driven by technology. 5…
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36. Refresher: We are Paying Attention to Bonds Again
28:20
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The bond market has always been relevant, but it hasn't mattered as much since the Great Financial Crisis (GFC) - that's when the housing market collapsed in 2008. When we have a financial crisis, there is a fiscal policy response and monetary policy response to stimulate the economy. Right now we are in restrictive fed territory, they have raised …
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35. What Is CPI, PPI & PCE Price Index (Indices) in Fed Speak - Decoded
32:33
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Come with us as we leap through the gallows and levitate down WallStreet. 🔮 Today we're discussing the most recent FOMC Press Conference led by the Hawkish Fed Chairman, Jerome Powell, and what it all means when he talks about the CPI & PCE Price Index. There's also a quick SMU (stock market update). New Vocabulary Word: Tapering Tapering is a mone…
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34. Investing Jargon, Demystified 🔮✨ The Top 20 Terms You Need to Know - In Order
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There's a loooot of jargon in the financial world. And it can seem overwhelming or like it's a language that was intentionally made to keep you in the dark, but Jess has been shining light on all this lingo since the beginning, and we've realized the jargon is actually pretty easy to grasp once it's explained to you in a logical, compounding way. C…
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33. Current State of the Stock Market + Q&A (Pt. 2)
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Questions on questions: Y'all submitted sooo many questions we had to make this Q&A a two-parter. Be sure to follow us and subscribe to our email newsletter (all links at the bottom) to keep up with all the stock market happenings! But First, A Quick SMU! We also get a quick Stock Market Update from Jess Inskip. This investing rollercoaster we're o…
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32. Q&A: Answering All YOUR Questions (keep 'em coming)
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We're back, we had to take a week off because, if you didn't know, Jess is the sun and Jessie is the moon - we had to eclipse. 🌚🌞 First, a quick market update for April 11, 2024 about CPI and PPI! Then we get to allllll your questions, yes, even questions from our very early episodes (told ya we'd get to them eventually 😅). Questions we answer in t…
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31. Edu-action: How To Build a Brokerage CD Ladder
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In the last episode (Ep. 30) of the Market MakeHer Podcast, we discussed how “The Fed” projects to cut interest rates 3 times by end of year. Hopefully, this means lower inflation, but it also means lower interest rates on your High Yield Savings Accounts as well. Where can we stash our cash with higher interest rates for longer? Brokerage CDs! One…
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30. FOMC Meeting, Interest Rate Cuts & Inflation (aka Jess Watched The Fed Press Conference So You Don't Have To)
35:20
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The FOMC (aka "The Fed" aka The Federal Reserve) had a press conference on March 20, 2024 where they talked about federal reserve rates remaining unchanged, but there's 3 projected interest rate cuts by end of year. What does this mean for our High Yield Savings Accounts interest rates, mortgages, credit cards, loans, and the economy? What's going …
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29. Investment Risk Tolerance, HYSA Interest Rates and Fed Balancing Act
33:49
33:49
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What's your investment risk tolerance? (check out the risk pyramid below) How are you diversifying your investments in your portfolio? Are the interest rates on our high yield savings account coming down? What should we do with our cash to make sure it's out-pacing inflation? Figure Out Your Risk Tolerance There are lots of quizzes you can do at yo…
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28. $AAPL Stock Impacts & Tools to Compare ETFs ($VOO vs $VTI)
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Let's talk about what's going on with the $AAPL stock and also learn how to compare ETFs, like $VTI vs $VOO, with a tool! You'll want to watch the video about 10 minutes in, but if you can't watch it, we do describe everything we're analyzing. $AAPL Stock Is Down, But The Market Is Up? We know that Apple is one of the biggest stocks or companies in…
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27. Q&A Quickie: Investing at 40, Social Security and Money Mindset
7:57
7:57
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We have a Market MakeHer short and sweet Q&A for you today regarding investing a little bit later. Question from listener @spacey on TikTok: Should I be worried if I haven't started investing yet and I'm approaching 40? Short Answer: No, but get started ASAP! Like we've said in previous episodes, time in the market is your best strategy. Cut down e…
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26. Stock Market Update: Earnings Report Card, Nvidia Earnings, Sticky Inflation
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33:02
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It's a Stock Market Tea Party, and you're invited! 🍵🍵 In our Feb. 2024 SMU, Jess serves Jessie the tea on the recent earnings season (the winners of positive earnings and growth in the market last quarter with many companies beating expectations) and they specifically focus on Nvidia's impressive earnings and its role in the AI industry. The hosts …
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25. Q&A: Roth IRA 101, Backdoor Roth IRA Contributions, Lifestyle Creep
19:07
19:07
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Q&A from our listeners: How do I do a backdoor Roth IRA contribution or conversion? How do I rollover a 401k into an IRA? 🏘 Remember in Episode 12 how we used the "building your dreamhouse" analogy to explain how to invest in the stock market? Well remember that dreamhouse during this episode and the different rooms that are your retirements accoun…
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24. Pay Yourself First (Saving, Budgeting, Investing)
31:09
31:09
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Do I add money to my emergency account before maxing out my IRA? When do I put my funds into a taxable account? What makes the most sense for ME? In this episode, we cover the order of events of how to pay yourself -- and some of the nuances you may want to consider as you enter various life stages. This is not a one size fits all formula. We'll he…
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23. The Stock Market Explained with ONLY Taylor Swift Analogies
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Welcome to Taylor's Version of the Stock Market. We're starting off Season 2 with a refreshed brand (check out our website to see the makeover) and we're also giving you a little refresher on how the stock market works - from a Swiftie's perspective. That's right, you guessed it, Jessica Inskip is unhinged with the Taylor Swift references once agai…
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22. Q&A: Can I Have Multiple Roth IRAs? Are There 401k Rollover to IRA Tax Implications?
15:04
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Questions on questions! We answer 3 questions from our listeners related to IRAs, 401ks, and taxes...and then Jessie asks additional questions - as usual. Question 1: How to figure out taxes when moving 401k into a rollover IRA? Question 2: Can you control how your employer 401k gets invested? (side note: you can borrow money from yourself!) Questi…
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21. Investing in AI | Building the Investment Thesis
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29:16
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🐰 Curious about how to invest in AI? Let's fall into the Artificial Intelligence rabbit hole, shall we? And, yes we talk about actual AI stocks as well. Beware the Jabberwocky (aka AI Tools that claim to "beat the stock market" or predict the best stocks to buy). 🤖 AI stocks are beating earnings upwards of 40% (and much much higher). Are analysts n…
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20. Stock Market Update: The Bull Case for a Santa Claus Rally
23:17
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What's happening in the stock market today? We tell you all about it in Episode 20. Learn a bunch of new jargon that Jessie makes Jess define for us all as we discuss everything from what the Fed has done and earnings to whatever a "Santa Claus Rally" is... 🎅🏻🎅🏽🎅🏿🎅 Stock Market Update November 2023: Deflationary Environment Dovish Fed Seasonality F…
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Introducing our newest segment where Jess answers your questions and Jessie asks even more questions. Questions on questions. 🙋🏻♀️🙋🏾🙋🏼♀️🙋🙋🏾♀️🙋🏻 Today’s question comes from @kristinabrown86 “Do I need an investment advisor? I know they take a percentage of earnings so I have been hesitant and am trying to learn on my own. Am I the only mid-30s si…
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18. Understand The Yield Curve, Treasury Bonds, and Stock Market Impacts
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Today we're talking bonds, Treasury Bonds, that is. 🍸 Along with yields, impacts on the market, and how the US always pays its debts 🦁😏 🤨 What exactly is the yield curve and what does an inverted yield curve mean? We're going to learn how to use this as a scrying tool to predict the future in terms of interest rate changes and economic activity. Le…
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17. What We Can Learn from Gen Z Investing Featuring Mary Esposito
26:24
26:24
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In 2022, a whopping 43% of retail accounts were opened by investors aged 18-35, reshaping the financial landscape. This surge in interest led to a rise in High-Yield Savings Accounts (HYSA) and Money Markets, which thrive in high-interest environments. The growing trend of financial literacy among Gen Z, has paved the way for better expense managem…
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16. What Are Dark Pools, PFOF & Market Makers?
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You've heard of Market MakeHER, but did you know there is an actual market maker job - the people who make the market? Have you heard about dark pools and do you know how payment for order flow works? We're going to learn about all of that, NBBO, the bid and ask, and more, in this episode. 🙋🏻♀️🙋🏾🙋🏼♀️🙋🏽♀️ Feel free to ask us any questions you sti…
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15. Are We In A Recession? What and WHO Defines a Recession?
24:06
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Do you know how to spot if we're in a recession? We're back from a little break in our cycle, and speaking of cycles, in episode 13, we're talking about periods of economic growth and contraction and the turning points in the economy as defined by the NBER (National Bureau of Economic Research) - a non-profit and bi-partisan, private research organ…
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14. What's Going on with Inflation? (Inflation Explained)
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Let's talk about the inflation situation. What is inflation? What causes inflation? And why we invest in the stock market (hint hint: to outpace inflation). Is Inflation Going Down? Inflation was 8.9% in the summer of 2022, and even though it's currently around 3.7% as of September 2023, we are still feeling the lag effects. The memes talking about…
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How do you determine if a stock is a potential good buy for your portfolio? Today we're going to teach you, well, Jess Inskip is going to teach Jessie DeNuit and Jessie is going to ask alllll the questions along the way to make sure we can all understand the analysis and the jargon! Think of this as a beginners guide, because there is a lot more on…
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12: How To Invest In The Stock Market (a step-by-step guide)
25:35
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Learn how to invest in the stock market right now! In episode 12, we teach you how to start building towards your future dreamhouse (financial goals) with a step-by-step guide. We see this question asked all the time, "how do I actually invest in the stock market?" and now that we've laid down a solid foundation of knowledge for you, we're ready to…
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11. Stock Market Update: Earnings, Fitch Downgrade and Swiftenomics
23:00
23:00
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What's happening in the stock market realm - August 2023 SMU edition. ⚡️ Do not worry, it's educational too. We discuss the most recent downgrade drama: the Fitch downgrade of US sovereign debt and its impact on the market. Explore key economic indicators like CPI, PPI, and Q2 earnings, delving into their implications for investors and shedding lig…
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🐰 Come back down the rabbit hole and find stock market wonderland with us as we uncover all the information and data points you're seeing when you search a stock ticker symbol and find the stock quote. It's easy to get lost in it, but we're here to guide you. Are you ready for it? Jess and Jessie look up a stock on Google and then show what additio…
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9. How To Choose a Brokerage Firm Featuring Stockbrokers.com's Blain Reinkensmeyer
24:55
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Market MakeHer welcomes our very first guest on the podcast: Blain Reinkensmeyer of Reink Media Group (RMG) and stockbrokers.com! In Episode 09, Blain tells us how we can choose the best brokerage firm for our individual, self-directed investing needs and how he uses an unbiased methodology to rate and review online stock brokers while putting "peo…
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8. How To Write an Investment Thesis and Use a Stock Screener to Find Ideas
25:40
25:40
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Learn what an investment thesis is and why it’s good to have one before jumping on a stock buying bandwagon. We’ll also show you how to start finding ideas using your thesis with stock screeners (they're free)! Think about what you know is happening in the world or something anecdotal you saw on social media. For example, currently, we’re facing co…
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7. For the Income Investors: What is a Preferred Stock?
14:45
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🐰 Follow us down the rabbit hole of Preferred Stocks and try to not get lost along the way (“I said in simple terms, Jess” 😄). Imagine, a common stock and a bond had a baby, but with the complications and nuances of a mutual fund, and you’ve got a preferred stock. 👶 Some things you’ll learn in this episode: Income Stock Convertible Security Fixed I…
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6. Stock Market Update: Who Is "The Fed?" What's Happening w/Inflation and the Labor Market?
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15:36
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What is the stock market doing today? What's going on with inflation? Learn this and more in our July 2023 "SMU." The stock market is all around you! We aren’t just talking about the current state of the stock market - we’re understanding how the things that are currently happening in the U.S. (and the world) affect the “forward-looking” value of s…
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5. Types of Brokerage Accounts and Tax Differences
20:43
20:43
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In Episode 5 of the Market MakeHer Podcast, you’ll learn about the different brokerage account types and how you might be taxed on this kind of investment income. Yes, we’re talking about taxes, one of the two things in life you can’t avoid. 👻 Don’t stress too much over taxes though, your brokerage firm is there to make it simple for you and will s…
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In Episode 4 of the Market MakeHer Podcast, Jess Inskip teaches us what mutual funds and exchange traded funds (ETFs) are and how they work - and whew - we learned a lot! If you couldn’t take notes while you listened, don’t worry - Jess wrote an article to help explain it in the Episode Equity for the Episode 4 page of the site and Jessie took note…
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3. What is a Stock (and how does a stock make money)?
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In Episode 03 of the Market MakeHer Podcast, Jessie asks Jess: what stocks are, how stocks work, why people buy stocks, and how to understand the value of a stock. Don't forget that you can get more "Episode Equity" on the Ep. 03 page of our website: https://www.marketmakeherpodcast.com/episode/ep-3-what-is-a-stock What We Learned: 1. A stock is a …
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In Episode 02 of the Market MakeHer Podcast, we learn what the stock market actually is (with shopping analogies 👜) and how the overall performance of the stock market is measured. In true Market MakeHer fashion, Jess explains these elusive concepts to us in more simplified language, and Jessie stops her to ask questions, define jargon, and break t…
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Welcome to Market MakeHer, a podcast designed to help anyone who has ever felt kept in the dark about how stock market investing works achieve financial empowerment. In this inaugural episode, join us as we introduce ourselves and share our mission of providing inclusive and accessible financial education for all - from HER perspective. We'll also …
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Welcome to Market MakeHer - a stock market education podcast making financial literacy accessible to all, but taught from Her perspective. Does the world of investing seem confusing and unreachable to you? Have you ever felt kept in the dark from understanding how to invest in the stock market yourself? Jess Inskip and Jessie DeNuit created a podca…
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