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SeedTime Money (Christian living & Personal Finances)

Bob & Linda Lotich | Christian Financial Coaches

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👉 Want to be debt-free this year? Want to stop counting the days til payday? Want to have the money available to do all the dreams God has put on your heart? Well, for the rest of 2024, we are running a 40-week series where we share our 40-week checklist to eliminate debt, build wealth, and give $1 million. Each week, we share specific action steps we took to go from maxed-out credit cards with debt collectors calling to being 100% debt-free and reaching our biggest financial goal of giving ...
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Welcome to "The Empire Mindset: Navigating Adulthood & Mastering Personal Finances" podcast, hosted by Eric Miguel. Join me as I embark on a remarkable journey as a new adult, sharing my experiences, insights, and lessons learned on both this podcast and my YouTube channel. In this empowering podcast, we delve into the transformative process of navigating adulthood and conquering personal finance challenges. I open up about my own triumphs and struggles, sharing authentic stories and practic ...
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Welcome to Agent Money: How Top Producers Master Their Business & Personal Finances with CERTIFIED FINANCIAL PLANNER™ Jordan Curnutt and Fractional CFO for real estate agents Michael Kilner. This podcast aims to help successful real estate agents who might find it difficult to handle the financial side of their personal and professional lives. On each episode, Jordan and Michael will interview and showcase top producers to learn about what they're doing well and how you might implement certa ...
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The 6-Figure Freelancer Podcast was created for the dream-chasers out there who are ready to break out of their 9-5 box and design the life they truly want to live. I wanted to create a place where I could share what I'm learning as a 6-figure+ freelancer in real time. Each week, my guests and I will cover all things freelancing, clients, money, mindset, entrepreneurship, marketing and more. My goal is to give you the tools you need to work less, add massive value to great clients, make a wh ...
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The Dream Builder Financial Show is the ultimate money show for hard working people who desire to achieve dreams and still live life in the process. This is the show where money is the tool used to achieve dreams through clearly defined goals. We show you how to be wise with your spending, saving and investment habits to turn what may seem to be unachievable dreams into reality.
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In this episode, we reveal the three golden rules that transformed our credit cards from debt traps into money-making machines. These aren't just tips—they're the exact strategies we used to: Save over $15,000 in interest Score more than $10,000 in free travel Turn our biggest financial burden into a powerful wealth-building tool But here's the kic…
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TEXT THE CASH FLOW KING! Join Cash Flow King and Cube Crusher as they discuss Cash Flow Rockefeller Prince's financial situation. This show is for educational and entertainment purposes only. No advice is being given. Support the Show. Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER …
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Subscriber-only episode TEXT THE CASH FLOW KING! Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10 for 10% off! Interested in starting your own podcast? Get a $20 Amazon giftcard with this link! Here's the USB microphone I use for the s…
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In this episode, we're pulling back the curtain on a financial hack so powerful, it could put an extra $2 million in your pocket. And it all starts with your next car purchase. 🔎Here's what you'll learn: The truth about new cars that dealerships don't want you to know Our 5-step formula for buying used cars that look and feel brand new How to break…
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TEXT THE CASH FLOW KING! Join Cash Flow King as he discusses the importance of being cognizant of your tax triangle in order to provide yourself lifetime financial flexibility. Support the Show. Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Cod…
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Hey friend! I've devoured over 100 finance books in the last 15 years. But only 7 of them actually changed my life. In this episode, I'm ripping open my personal playbook and sharing the exact reads that transformed my mindset and bank account. And, that were critically important to us reaching our biggest giving goal. 🔎Here's what you're going to …
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Subscriber-only episode TEXT THE CASH FLOW KING! Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10 for 10% off! Interested in starting your own podcast? Get a $20 Amazon giftcard with this link! Here's the USB microphone I use for the s…
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In this episode, I'm pulling back the curtain on the exact process I use to create a financial safety net that catches me no matter how far I fall. This isn't just another budgeting episode — it's about transforming your relationship with money and finding hope in the darkness of financial uncertainty. 🔎Here's what you're going to discover: The 10-…
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TEXT THE CASH FLOW KING! Join Cash Flow King for an episode discussing HSA Allocation Strategy based on planned usage. Support the Show. Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10 for 10% off! Interested in starting your own podc…
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In this episode, we dive into the science behind the actual cost of happiness and reveal why so many of us are spending our money on the wrong things. We share personal stories, explore fascinating research, and offer practical strategies for aligning your spending with your values to create a life of genuine joy and fulfillment. 🎯 Key Takeaways: W…
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TEXT THE CASH FLOW KING! Join the Cash Flow King as he discusses his currently-in-progress turnkey rental purchase in June, 2024 along with some things to keep in mind if you're considering buying turnkey rental real estate. Support the Show. Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBS…
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Have you ever felt overwhelmed by the clutter in your home? What if I told you that you could not only declutter your space but also make a significant amount of money in the process? In this episode, I share my personal story of how my wife, Linda, and I made over $2,000 in just 30 days by selling items we no longer needed or wanted. You'll learn …
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TEXT THE CASH FLOW KING! Support the Show. Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10 for 10% off! Interested in starting your own podcast? Get a $20 Amazon giftcard with this link! Here's the USB microphone I use for the show He…
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Today we're sharing a financial strategy so simple, so painless, and so powerful, it almost feels like cheating. After applying this habit in our own lives for over a decade, we can confidently say that the 1% Challenge is the closest thing we've found to a "set it and forget it" path to financial success. And the best part? It's not just about pad…
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TEXT THE CASH FLOW KING! Join Cash Flow King as he discusses a recent article on the rising costs to raise a child in the United States. Support the Show. Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10 for 10% off! Interested in star…
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Today, Linda and I dive into a game-changing strategy for staying motivated on your financial journey—celebrating small wins! If you've ever felt overwhelmed by the enormity of your financial goals or wondered how to keep the momentum going, this episode is for you. We'll unpack why these small victories are crucial and how they can transform your …
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Today we have Jamie Winship (author of Living Fearless) and his amazing wife Donna on! We go a lot of directions in this one, but summing it up I would say that if you want to END fear in your finances and be inspired in your faith you have to check out this episode. 🔍 Key Highlights: Discover how fear not only influences, but often controls, our f…
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Subscriber-only episode TEXT THE CASH FLOW KING! Join Cash Flow King as he goes over the Q1 2024 e-Newsletter - ONLY available to PREMIUM subscribers! Thanks so much for your support! Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10 fo…
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Today, we're diving deep into a powerful concept that might seem counterintuitive at first—focusing on what NOT to do to achieve financial success. This episode is packed with stories, biblical insights, and practical steps you can apply right away. 🔍 Key Highlights: The Power of What Not to Do: Discover how avoiding certain financial mistakes can …
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Subscriber-only episode TEXT THE CASH FLOW KING! Cash Flow King discusses the recent Cash Flow King's Favorites PDF that went out to PREMIUM subscribers on a free course he found extremely valuable. Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo…
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What if the key to unlocking true financial freedom isn't found in getting a raise, the latest financial hacks, or paying off all your debt? What if, instead, the answer was simply learning how to pray over your financial life? Today, we are unpacking 10 areas of your finances (or prayer points) that should be on your prayer list. 🔍 Key Highlights:…
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TEXT THE CASH FLOW KING! Join Cash Flow King as he catches up with the 3rd ever guest on RTPF, O-Dawg, on real estate syndication investments. Be sure to listen to their first episode before this one from 8/12/2022 (if you haven't). Grab the book: https://amzn.to/3Ssl2XH Support the Show. Questions, Comments, or Show Ideas? Email the show: RealTalk…
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In this episode, we dive deep into the world of budgeting—not just any budget, but a healthy budget that works for you. Whether you're a budget skeptic or a spreadsheet enthusiast, this episode has something for everyone. Here's what we're unpacking today: 🔍 Key Highlights: 8 Questions To Ask To Determine If You Have A Broken Budget Why Most Budget…
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TEXT THE CASH FLOW KING! Join Cash Flow King as he discusses old vs. new retirement plan default investments and how pertains to the potential problem of accumulating unwanted retirement cash balances. Support the Show. Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some …
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Today’s episode dives deep into the transformative understanding of the two crucial phases of financial progress. This isn't just about money—it's about changing your life perspective and aligning your financial actions with God’s promises. 🔍 Key Highlights: Discover The Two Phases of Financial Progress That Can Make or Break Your Success How Under…
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