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Content provided by Bob Lotich, Certified Educator in Personal Finance and Linda Lotich | Christian Financial Coaches. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Bob Lotich, Certified Educator in Personal Finance and Linda Lotich | Christian Financial Coaches or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://player.fm/legal.
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(💸13/40) How a 10-min 'Survival Budget' Can Transform Your Finances and Bring Peace

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Manage episode 426240866 series 2863136
Content provided by Bob Lotich, Certified Educator in Personal Finance and Linda Lotich | Christian Financial Coaches. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Bob Lotich, Certified Educator in Personal Finance and Linda Lotich | Christian Financial Coaches or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://player.fm/legal.

In this episode, I'm pulling back the curtain on the exact process I use to create a financial safety net that catches me no matter how far I fall. This isn't just another budgeting episode — it's about transforming your relationship with money and finding hope in the darkness of financial uncertainty.

🔎Here's what you're going to discover:

  • The 10-minute exercise that can slash your expenses by 30% or more (without sacrificing what really matters)

  • Why fear thrives in ambiguity — and how to shine a light on your worst-case scenario to make it less terrifying

  • The surprising area where most people can save a ton of money (hint: it's not what you think)

  • How I used this technique to stay afloat after a soul-crushing layoff in 2008

But here's the kicker: This isn't just about cutting costs.

It's about finding HOPE when everything seems to be falling apart.

It's about taking control when the world feels out of control.

It's about transforming panic into peace of mind.

Whether you're facing a financial crisis right now or want to bulletproof your finances for the future, this episode is your roadmap to financial resilience.

Remember: Knowing your financial floor isn't about living there — it's about building the confidence to reach new heights.

Let's dive in.🎧

Resources Mentioned:

BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram @seedtime (https://www.instagram.com/seedtime).

Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/vFw7TAGFIx4)!

If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

  continue reading

293 episodes

Artwork
iconShare
 
Manage episode 426240866 series 2863136
Content provided by Bob Lotich, Certified Educator in Personal Finance and Linda Lotich | Christian Financial Coaches. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Bob Lotich, Certified Educator in Personal Finance and Linda Lotich | Christian Financial Coaches or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://player.fm/legal.

In this episode, I'm pulling back the curtain on the exact process I use to create a financial safety net that catches me no matter how far I fall. This isn't just another budgeting episode — it's about transforming your relationship with money and finding hope in the darkness of financial uncertainty.

🔎Here's what you're going to discover:

  • The 10-minute exercise that can slash your expenses by 30% or more (without sacrificing what really matters)

  • Why fear thrives in ambiguity — and how to shine a light on your worst-case scenario to make it less terrifying

  • The surprising area where most people can save a ton of money (hint: it's not what you think)

  • How I used this technique to stay afloat after a soul-crushing layoff in 2008

But here's the kicker: This isn't just about cutting costs.

It's about finding HOPE when everything seems to be falling apart.

It's about taking control when the world feels out of control.

It's about transforming panic into peace of mind.

Whether you're facing a financial crisis right now or want to bulletproof your finances for the future, this episode is your roadmap to financial resilience.

Remember: Knowing your financial floor isn't about living there — it's about building the confidence to reach new heights.

Let's dive in.🎧

Resources Mentioned:

BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram @seedtime (https://www.instagram.com/seedtime).

Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/vFw7TAGFIx4)!

If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

  continue reading

293 episodes

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