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Luke Smith is The Strategy Stacker. He's an experienced financial planner and each Friday afternoon talks about money with Leon Delaney on 2CC Talking Canberra. Luke's down to earth approach breaks down financial planning strategies into everyday language and he talks about how to put money ideas together. Luke's goal is to help Australians make smarter money decisions through education.
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Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in Money Matters, which aired live on Friday 21 June 2024. With the end of financial year just a week away, Luke reminds listeners to check with their superfunds to see if the window is still open to make a super contribution. This weeks show looks at a new financial year topic: How do…
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Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in Money Matters, which aired live on Friday 14 June 2024. With the end of financial year just around the corner the show starts by reminding listeners it’s their last chance to get their end of financial year planning in order. This weeks show looks at a new financial year topic: Shou…
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Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in Money Matters, which aired live on Friday 7 June 2024. With the end of financial year just around the corner, this weeks topic looks at the issues around selling your investment property and putting it into super. There are some reasons to consider this strategy, especially if you’r…
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Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in Money Matters, which aired live on Friday 31 May 2024. With the end of financial year just around the corner, this weeks topic looks at ‘How to maximise your tax deduction from an EOFY super contribution’. Thank you for joining us live on 2CC or your favourite podcast streaming serv…
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Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in Money Matters, which aired live on Friday 24 May 2024. This weeks topic is a perennial one that many parents and grandparents ask themselves ‘How can I give my kids the best financial start in life?’. Thank you for joining us live on 2CC or your favourite podcast streaming service. …
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Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in Money Matters, which aired live on Friday 17 May 2024. This show considers when the best time to start a pension from super is. With the end of financial year just around the corner, should you start a pension from super before 30 June? Most people look forward to their retirement, …
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Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in Money Matters, which aired live on Friday 10 May 2024. This show encourages listeners to consider if they should make a contribution to their superannuation fund before 30 June 2024. The end of financial year is just around the corner and many people are thinking about their tax pla…
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Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in Money Matters, which aired on Friday 3 May 2024. This show explores the Centrelink Income Test as it applies to Centrelink Age Pension entitlements in Australia. If this show is of interest, you should listen to last weeks show too – What is the Centrelink Asset Test? The asset test…
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Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in Money Matters, which aired on Friday 26 April 2024. This show explores a complex topic around retirement. What is the Centrelink Asset Test and how does it work? Centrelink can be a challenging organisation to deal with. A good retirement plan however will consider how income suppor…
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Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in Money Matters, which aired on Friday 19 April 2024. This week’s show considers Exchange Traded Funds (ETFs) inside super. ETFs are available in a variety of sectors and cater investors seeking diversified portfolios without the need for daily decision making. They can offer cost sav…
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Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in Money Matters, which aired on Friday 12 April 2024. Leon Delaney returns to the studio this week after his extended Easter break, lucky Leon! This week’s show considers misconceptions around The Public Sector Superannuation Scheme (PSS). Many government employees have a PSS Super or…
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Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in Money Matters, which aired on Friday 5 April 2024. We hope everyone had a Happy Easter, given there was no show last week. Nicole Overall joins Luke this week as Leon is on holidays. This week’s show considers the transfer balance cap. What is it and how does it affect your superann…
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Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in Money Matters, which aired on Friday 23 March 2024 with Leon Delaney. This week’s show considers contributing to super. Why would you put money into your super and not leave it in your bank account? The show encourages listeners to think about the benefits of super contributions inc…
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Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in Money Matters, which aired on Friday 15 March 2024 with Leon Delaney. This week’s show considers superannuation funds. What makes a good super fund and what makes a bad one? The show encourages listeners to consider their own retirement savings and make sure their fund is right for …
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Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in Money Matters, which aired on Friday 8 March 2024 with Leon Delaney. This week’s show considers investing in the current environment – how to invest when there are strong markets and record prices. The show encourages listeners to consider investing new money when the share market i…
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Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in Money Matters, which aired on Friday 1 March 2024 with Leon Delaney. This week’s show considers risk and your investment portfolio. The show encourages listeners to consider how risky is the portfolio they’re holding. Many people are often surprised about the risk they’re taking wit…
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Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in Money Matters, which aired on Friday 23 February 2024 with Leon Delaney. Thanks for joining us on 2CC or your favourite podcast streaming service. This week’s show considers some of the common misconceptions people have around the transition to retirement process and strategy. It su…
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Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in Money Matters, which aired on Friday 16 February 2024 with Leon Delaney. Thanks for joining us on 2CC or your favourite podcast streaming service. This week’s show considers some of the common misconceptions people have around super fund death benefits. A passing of a loved one is a…
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Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in Money Matters, which aired on Friday 9 February 2024 with Leon Delaney. Thanks for joining us on 2CC or your favourite podcast streaming service. This week’s show considers some of the common misconceptions people have around super funds. There are differences between regular funds …
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Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in Money Matters, which aired on Friday 2 February 2024 with Leon Delaney. Thanks for joining us on 2CC or your favourite podcast streaming service. This week’s show considers some of the common misconceptions people have around pension payments in retirement. Leon starts the show howe…
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Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in Money Matters, which aired on Friday 19 January 2024 with Leon Delaney. Thanks for joining us on 2CC or your favourite podcast streaming service. This week’s show considers some of the common misconceptions people have around making contributions to super. For most Australians, supe…
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Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in Money Matters, which aired on Friday 12 January 2024 with Leon Delaney. Thanks for joining us on 2CC or your favourite podcast streaming service. This week’s show considers how to set up a small portfolio to get your investment plans going – for your kids or grandkids or even yourse…
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Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in Money Matters, which aired on Friday 5 January 2024 with Ron Henshaw. Leon’s still on holidays but will return next week. Happy new year to our listeners! Thanks for joining us on 2CC or your favourite podcast streaming service. This week’s show looks at compound interest and the te…
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Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in Money Matters, which aired on Friday 22 December 2023. Thank you to everyone who has tuned into 2CC this year to listen to Luke, and a special shout out to the ‘The Strategy Stacker – Luke talks Money’ podcast listeners too. Thanks for joining us on your favourite podcast streaming …
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Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in Money Matters, which aired on Friday 15 December 2023. This week’s show asks a cracker of a question as the Christmas holidays approach quickly: How can I get through Christmas without blowing the budget? Perhaps more than at any other time during the year, Christmas brings a lot of…
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Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in Money Matters, which aired on Friday 8 December 2023. This week’s show asks an interesting question for clients: How can you be a great client to get the more out of advice? Seeking advice, including financial planning advice is not a one way road. To get the most out of the advice …
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Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in Money Matters, which aired on Friday 1 December 2023. This week’s show considers: Can I work in retirement? If I work what tax will I pay? Let’s explore this question for pre-retirees and retirees, as many people look to continue work, even though they might have already started a p…
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Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in Money Matters, which aired on Friday 24 November 2023. This week’s show considers using debt as part of your financial plan: Why would you borrow money to invest, given the current environment? With rising interest rates, many people think they’ll never build wealth, but borrowing t…
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Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in Money Matters, which aired on Friday 17 November 2023. This week’s show considers asks the question Luke is often asked ‘Can I afford to retire and what do I need?’. While we all will be happy to enjoy life after work one day, it’s important that we set ourselves up for retirement s…
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Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in Money Matters, which aired on Friday 10 November 2023. This week’s show considers how to manage the cost of living in a rising interest rate environment. It’s a very challenging time for some Australian’s right now as increasing mortgage repayments bite hard into the family budget. …
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Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in Money Matters, which aired on Friday 3 November 2023. The show today continues to sorting out the facts from the fiction when it comes to retirement: How to turn your super into a pension? In recent weeks Luke has been exploring some myths around retirement planning and this show co…
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Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in Money Matters, which aired on Friday 27 October 2023. The show today looks at sorting out the facts from the fiction when it comes to retirement: What happens to my super when I retire? In recent weeks Luke has been seeing some wrong and sometimes disadvantageous information around …
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Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in Money Matters, which aired on Friday 20 October 2023. The show today looks at Catch-up concessional contributions to super – they’re a great way to boost your super before retirement and get a tax deduction too. The catch-up concessional contribution strategy can be used in a variet…
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Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in Money Matters, which aired on Friday 13 October 2023. The show today looks at Self Managed Super Funds – they’re increasingly popular but many people don’t know how they work or what the pros and cons are. Of course, self managed superannuation funds aren’t right for everyone. The t…
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Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in Money Matters, which aired on Friday 6 October 2023. The show today looks at the difference between offset accounts and redraw facilities . Both can be attached to a home loan but they’re not the same thing and they work very differently. Many people don’t make good use of offset ac…
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Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in Money Matters, which aired on Friday 29 September 2023. The show today looks at loan repayments. When you pay back a home loan you can make interest only repayments or principal and interest repayments. The topic this week for the show is: Interest only repayments – are they good or…
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Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in Money Matters, which aired on Friday 22 September 2023. The show today looks at breaking some of the myths around super, especially around growing it, while getting a tax deduction for it. The topic this week for the show is: How can I make a contribution to super and lower my tax? …
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Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in Money Matters, which aired on Friday 15 September 2023. Did you know some people move from an industry super fund into a self managed superfund? Maybe you’re one of them. Did you know there’s something in between – ‘a personal super fund’. The topic this week for the show is: What’s…
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Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in Money Matters, which aired on Friday 8 September 2023. At the start of Spring it’s been a little cold in Canberra this week but hopefully more summer weather arrives soon. The topic this week for the show is: What is dollar cost averaging and why would you use it? In this podcast Lu…
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Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in Money Matters, which aired on Friday 1 September 2023. Spring has arrived and Christmas is really just around the corner. The topic this week for the show is: Super investment options – Is a balanced fund really balanced? In this podcast Luke explores the key issues. Key topics cove…
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Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in Money Matters, which aired on Friday 25 August 2023. The topic this week for the show is: What does risk really mean and how do we manage it? It’s an important topic as it affects everyone’s financial plan. In this podcast Luke explores the key issues. Key topics covered include: It…
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Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in Money Matters, which aired on Friday 18 August 2023. The topic this week for the show is: Where do you begin to start investing? It’s back to the fundamentals this week on a topic that’s a corner stone to the financial plan of most people. Investing is a topic that’s of concern to p…
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Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in Money Matters, which aired on Friday 11 August 2023. Luke starts the show sharing some recent good advice experiences. There’s a lot of misinformation out there and people often don’t know about the decisions they can make to achieve their goals sooner. The topic this week for the s…
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Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in Money Matters, which aired on Friday 4 August 2023. Luke this week is joined by Sara Mason-Jones, a highly experienced solicitor with expertise in residential and commercial conveyancing and commercial leasing at Trinity Law. The topic this week for the show is: What is conveyancing…
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Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in Money Matters, which aired on Friday 28 July 2023. Luke this week is joined by Anthony McCormack, an experienced Residential Agent at Haymen Partners. The topic this week for the show is: What are the current residential property trends and selling tips for owners? Key topics covere…
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Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in Money Matters, which aired on Friday 21 July 2023. Luke this week is joined by Chris Miller, an experienced Strata Management at Vantage Strata. The topic this week for the show is: What does a Strata Manager do? Key topics covered include: Is Strata Management the same as Property …
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Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in Money Matters, which aired on Friday 14 July 2023. Luke this week is joined by Mark Nicholls a Commercial Agent at Raine & Horne. The topic this week for the show is: Investing in property – Commercial Property – What are the key things to be aware of before you buy it. Key topics c…
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Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in Money Matters, which aired on Friday 7 July 2023. The topic this week for the show is: Investing in property – What do you need to think about before you make a decision to buy one? Key topics covered include: Why are you investing in property? A tax deduction is not the primary rea…
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Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in Money Matters, which aired on Friday 30 June 2023. The topic this week for the show is: What are you financial new year resolutions? Will you make some changes to the way you do things or are there some new habits you want to adopt? Luke explores what some of those actions and behav…
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Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in Money Matters, which aired on Friday 23 June 2023. The topic this week for the show is: What are the top 5 risks for people approaching retirement? If retirement is on the horizon there’s somethings you need to consider before you give up work. Make a plan and set yourself up for su…
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