Best Buying Tampa Bay Podcasts (2024)

1
What is the process like for a Reverse Mortgage 5:59

2d ago5:59

5:59

I like to see what is available for you by getting your age and the approximate value of your home. Once we have that and go over what you may have available, we encourage you to get take the Gov't class which costs about $190. You have a 3rd party that goes over all the details of a Reverse Mortgage making sure you understand everything and it mak…

1
What happens after your home closing with all the mail coming to you? 3:55

9d ago3:55

3:55

After closing on a mortgage, many new homeowners notice a significant increase in the amount of unsolicited mail, often referred to as "junk mail." Here's why this happens and what you can expect: Why You Receive More Junk Mail Public Records: When you close on a mortgage, the transaction becomes a matter of public record. Companies that sell produ…

1
Do you have enough insurance coverage with all the appreciation on your home 2:58

16d ago2:58

2:58

How long has it been since you have lived in your home? what did you pay for it back then and what is the value today after all of the home appreciation? Maybe it is time to call your insurance agent and ensure you have replacement coverage. Our home has been our wealth over the years and I think it is important to make sure you are well covered. t…

1
PMI is different on FHA, VA, and Conventional Mortgages 4:51

23d ago4:51

4:51

VA Mortgages have no monthly PMI, they have a funding fee that goes on top of the loan and it varies from a first-time VA buyer to a second-time user if there is a certain percentage of disability then no funding fee. With an FHA Mortgage, there is an upfront funding fee of 1.75% and a .55 factor for monthly PMI. Now for Conventional Mortgages, the…

1
The loan limits for FHA, Va, and Conventional 3:28

1M ago3:28

3:28

For Conventional loans, limits are now at $766,550 before entering Jumbo territory. You can buy a home for $806,842 putting 5% down and still be Conventional. Now for FHA the loan limit is $498,257. you can buy a home for $516,328 putting 3.5% down now A VA mortgage can go up to $2,000,000 with no money down. 100% financing up to $2,000,000 With th…

1
ROI in your Sports Sponsorship Deals 24:30

1M ago24:30

24:30

In this episode, Paul and Brandon discuss all things ROI in sports sponsorship deals. Topics include: What successful ROI in sports looks like What every client should ask for to receive ROI How will ROI change in the future and what is nextBy Knox Sports

1
A DSCR loan uses rental income only to qualify for a mortgage on an investment property 4:49

1M ago4:49

4:49

A residential DSCR (Debt Service Coverage Ratio) loan is a type of mortgage typically used for investment properties, where the approval and terms of the loan are based on the property’s income rather than the borrower’s personal income. The DSCR is a measure of a property's ability to generate enough income to cover its debt obligations. Here's a …

1
Needing only 1 year's return for the self-employed for the last 5 years for a Conventional Mortgage 4:15

1M ago4:15

4:15

I learned a hard lesson on a loan last year, I had a borrower who was self-employed for the last 2 years but another company was self-employed for 3 years. I took that loan as a non-QM with a higher rate. The borrower had another broker run it and required only 1 year's return and he qualified which lost me the deal. He would not have qualified for…

1
A deeper look into the future of NIL 25:11

2M ago25:11

25:11

We are once again joined by Kat Jones as we discuss the latest in NIL. Jones even drops some information on MAJOR changes that will change the NIL landscape.By Knox Sports

1
Why use a Mortgage Broker 6:33

2M ago6:33

6:33

Mortgage brokers are intermediaries between borrowers and lenders, offering assistance in finding and securing mortgage loans. Here's what they typically provide: Access to Multiple Lenders: Mortgage brokers work with a variety of lenders, including banks, credit unions, and private lenders. This allows them to offer borrowers a range of options to…

1
What you need to know about FHA203k 6:00

2M ago6:00

6:00

There are two main types of FHA 203(k) loans: Standard 203(k) Loan: This is for more extensive renovations and repairs, including structural changes and repairs that exceed $35,000. The loan amount is based on the projected value of the property after the renovations. Limited 203(k) Loan: This is for less extensive renovations and repairs, typicall…

1
Maximizing Large Local Clients 25:07

2M ago25:07

25:07

Brandon and Paul sit down to discuss the topic of maximizing large local clients. They discuss topics such as: Longevity How Geographic Location Matters & More!By Knox Sports

1
What are the 3 different types of FHA Mortgages 4:34

2M ago4:34

4:34

1. Regular FHA where you can put down 3.5% have lower credit scores, higher income debt ratios 2. FHA203k - Mortgage you can do with an added feature of having Home improvements where you buy a home and get things done like a new roof, air conditioning, etc ., and have it all in one. 3. I am going to catch you on this one, did you know that Reverse…

1
Mortgages and Inflation 5:38

2M ago5:38

5:38

The Gov't is printing 1 trillion every 100 days, and the costs of everything are out of control. The time will come when they will be printing a trillion every 30 days. Credit cards, car loans, and student loans are at unprecedented levels is it time to refinance your home to save money and then do another refinance as a rate term when the pivot ha…

1
Using Mascots in Sport Sponsorship Deals 22:45

2M ago22:45

22:45

Paul and Brandon discuss the use of mascots in sports sponsorship deals. They dive into why this can be a fantastic move for your company without spending much money, how mascots and social media go hand-in-hand, and share some funny mascot stories. Listen now!By Knox Sports

1
What opportunities are their for First-Time Homebuyers 4:21

3M ago4:21

4:21

Depending on where you live there is an opportunity in certain areas that you can get $2,500 towards the closing costs. You also get a lower rate and monthly PMI. Programs open up to you where there is down payment assistance and also the 1% down program available. I am seeing more and more first-time home buyers coming out now and this is informat…

1
What is going on with interest rates 5:32

3M ago5:32

5:32

Rates are moving up now and several factors could be contributing to it, the 1 trillion dollars that the gov't is printing every 100 days could be inflationary. so what I see happening is there will have to be an event that happens to drop rates like we experienced in 2020. We will be paying 1.6 trillion in interest expense annually starting at the…

1
Selling in Pro Sports Part 2 32:40

3M ago32:40

32:40

We're back on the mic for part 2 of our Selling in Pro sports, with Sarra Barnes from the Detroit Pistons! As we continue our conversation from our last episode, we dive deeper into: Rate Card and top inventory pieces Corporate gifts and client hospitality Managing and executing category exclusivity Best methods to getting your foot in the door for…

1
What do you need to know about VA Mortgage 4:53

3M ago4:53

4:53

Competitive Interest Rates: VA loans often offer competitive interest rates compared to conventional loans, making them an attractive option for eligible borrowers. Flexible Credit Requirements: VA loans typically have more flexible credit requirements compared to conventional loans, making them accessible to borrowers with less-than-perfect credit…

1
Getting an FHA203k or a Conventional Renovation Mortgage 5:07

3M ago5:07

5:07

With More homes going on the market, people losing jobs and the cost of everything going up, when a home comes on the market it may need a New Roof, A/c, floors, kitchen, and or bathroom. With an FHA 203k or a Conventional renovation loan, you can have that done when buying the home. An opportunity to include that in the mortgage so you do not have…

1
S2 E1. The Real Estate Revolution. Understanding the Realtor's Commission Settlement and the Future Role of the Realtor 51:06

3M ago51:06

51:06

Discover the seismic shifts about to transform every corner of the real estate world as we unpack the implications of the National Association of Realtors' commission settlement. The foundations of real estate transactions are quaking - from how buyer's agents are compensated to the undeniable surge of alternatives to the traditional Realtor in the…

1
Selling in Pro Sports Part 1 28:22

3M ago28:22

28:22

We're back and starting season six with a bang! 💥 In this two-part special, we are joined by the incredible Sarra Barnes, the Sr. Director of Corporate Partnerships at the Detroit Pistons! Sarra, Paul, and Brandon discuss everything from the importance of the atmosphere at games, keeping clients and staff in a field of high turnover, client relatio…

1
Big Blanco Interview: Go Broke From Buying Chains? How He Got His Name, Performing for Bigga Rankin! 5:47

3M ago5:47

5:47

Welcome to this engaging interview with Big Blanco, where we delve into the life and experiences of this talented artist. In this episode, Big Blanco shares his insights on the topic of going broke from buying chains and the financial challenges that can arise in the music industry. We also explore the intriguing story behind how Big Blanco got his…

1
Maddie Icee Interview: Orlando's Party Starter, Working With Gunna, Charging For Club Spins & More 15:02

3M ago15:02

15:02

DJ Maddie Icee is a rising star in the music industry, known for his skills as a DJ and his ability to get any party started. He has worked with some of the biggest names in the business, including Gunna, and he's quickly becoming one of the most in-demand DJs in the game. One of the things that sets DJ Maddie Icee apart from other DJs is his busin…

1
DJBabyDrea interview: DJing for Bigga Rankin, Radio Show, Touring & More! 6:10

3M ago6:10

6:10

Welcome to this exciting interview with DJBabyDrea, where we explore the life and experiences of this talented DJ. In this episode, DJBabyDrea shares insights into her journey as a DJ, including her experiences DJing for Bigga Rankin, a renowned figure in the music industry. We also delve into DJBabyDrea's radio show and her role in connecting arti…

1
TwoGirlsInACorner Interview: Men Vs Women, College Lifestyle VS To Real Life & Bestfriend Podcast! 1:12:13

3M ago1:12:13

1:12:13

In their engaging interview, the duo behind TwoGirlsInACorner, delved into a variety of topics, starting with the intriguing dynamics between men and women. They shared their insights and experiences, shedding light on the complexities of modern relationships and communication. Their candid discussion aimed to bridge understanding and foster a deep…

1
What different type of mortgages are there 6:44

4M ago6:44

6:44

You have Conventional Mortgages, FNMA/FHMC, FHA, VA, Reverse Mortgages, Bank Statement loans, DSCR, Reverse Mortgages, and 1099 mortgages. Depending on your particular situation, could be a choice based on credit scores, income, funds to close Buying a home using Bank statements to qualify for a mortgage Buying a home using a 1099 only to qualify f…

1
Refinancing your mortgage using the blended rate 4:08

4M ago4:08

4:08

What if you refinanced your lower-rate first mortgage into a higher rate but consolidated all of your debt into one low payment. Getting rid of credit cards, car loans, installment loans, and student loans. What would your savings be a month and how much would you save? Then if property values were ever to plummet and rates came crashing down. Just…

1
431 - Its Time...The Final Episode 3:46

4M ago3:46

3:46

Thank you and good night...By Tyler Sheff

1
1% down for the purchase of your home 2:49

4M ago2:49

2:49

First-time homebuyers put down 1%, and the lender gives you 2% towards the down payment, no strings, and no liens. You have 3% down and now work on getting the seller to pay closing costs of up to 3%. Working on a loan right now where the purchase price is $238,000, the 1% down is $2,380 the lender is giving $4,760 and the seller is paying 6,000 of…

1
430 - Time For a Pay Raise 28:42

4M ago28:42

28:42

In this episode Mike and Tyler discuss the urgent need for investor to step up their earnings in order to remain ahead of inflationBy Tyler Sheff

1
Bridge loans for commercial loans and residential flip properties 3:18

4M ago3:18

3:18

Bridge loan to acquire, renovate, and stabilize a multifamily investment property. When the rents are under the market and the units are outdated. This program allows you to acquire a property below market value and make cosmetic upgrades to increase rents. how about capitalizing the fit-up of retail/office investment property? We also have flip-fi…

1
429 The Dangers of Coliving 10:18

4M ago10:18

10:18

In this episode, Tyler discusses many of the dangers of coliving that most people are not talking about.By Tyler Sheff

1
Is a Reverse Mortgage tabboo 6:17

5M ago6:17

6:17

Do you not tell anyone that you have one? Are there others in similar situations Spouse and has passed on, only fixed income such as social security. Are food costs going up along with Medical? It is time to get a HECM - a line of credit to help you in your later years of life, Have your children be involved and everyone learn how a Reverse Mortgag…

1
428 - The Dangers of Herd Mentality 25:07

5M ago25:07

25:07

In this episode, Mike and Tyler discuss some recent events that Mike experienced at a local job fair.By Tyler Sheff and Mike Marino

1
DSCR - using the rental income only to qualify for an investment property 5:11

5M ago5:11

5:11

DSCR (Debt Service Coverage Ratio): DSCR is a financial ratio that measures a company's ability to meet its debt obligations. In the context of loans, it typically refers to the ratio of a property's net operating income to its debt obligations, including mortgage payments. A higher DSCR indicates a better ability to cover debt payments. Non-Qualif…

1
427 - Hostel Cashflow with Jon Fritz 46:12

5M ago46:12

46:12

In this episode, Mike Marino goes solo as host this week while he interviews Jon Fritz a serial entrpreneur who owns multiple small businesses in Mike's hometown of Salida, CoBy Mike Marino

1
Using Business Bank Statements to qualify for a mortgage 3:48

5M ago3:48

3:48

12-month business bank statement loans" typically refer to a type of loan program where a borrower's income is determined based on their business bank statements rather than traditional income documentation such as tax returns or pay stubs. This type of loan is often categorized as a Non-Qualified Mortgage (Non-QM) because it doesn't meet the crite…

1
426 Low Hanging Fruit Can Spoil 36:04

5M ago36:04

36:04

In this episode, Mike and Tyler discuss some of the pitfalls in low hanging fruit.By Tyler Sheff

1
Buying a home that is still in probate, what could go wrong? 5:05

5M ago5:05

5:05

Why list a home when it is in probate? Anything can happen during probate, it is hard to lock in an interest rate and notify the landlord if you are a renter giving a 30-day notice. They never seem to work out on schedule which is why it makes it difficult for all parties. When you are told that it is almost done, like my present client who has bee…

1
425 - The Backup Plan 29:11

5M ago29:11

29:11

In this episode, Mike and Tyler discuss Mike's recent accident and how his backup plan made the situation far less painful than it could have been.By Mike Marino and Tyler Sheff

1
A list of things you need to know about Condos 6:24

6M ago6:24

6:24

Find out if you have a dog and what is the weight they accept. I just had a deal fall through due to the dog weighing 40 pounds and the weight allowed was 25 pounds. If they have an engineering report done review it. Are they going to charge an assessment? or association fees going up? You need to do your homework. If the budget has more than 10% r…

1
Need a little extra income to qualify for a mortgage and over 59 1/2 years old 5:25

6M ago5:25

5:25

If you are over 59 1/2 and have a retirement account, you can use monthly distributions to qualify for a mortgage. You must have 36 months of payments in order to use the income. If you need 500 a month and if you calculate out 36 months that is 18,000 in your retirement account and you have that or more then you can use that as income. It's a grea…

1
423 - Goals Suck 14:40

6M ago14:40

14:40

In this episode, Tyler goes solo and explains why goals suck!By Tyler Sheff

1
Is it time to think about a Reverse Mortgage to help supplement income, health care, home repairs, etc., 5:53

6M ago5:53

5:53

10,000 people a day are turning 65 years old, some have social security, pension, or 401k. I see a lot with just Social security Is it time to think about using your equity in your home to help supplement your income? Wouldn't be great to have access to an equity line and all you have to pay is the property taxes and insurance on the home. Need a n…

1
422 Cash Flow By Control 37:00

6M ago37:00

37:00

In this episode, Mike and Tyler discuss was to cash flow on a property without ownership.By Tyler Sheff and Mike Marino

1
Should I lock in my interest rates when I am under contract on a new home 4:54

6M ago4:54

4:54

As you can see every day the market is insane without reason. We Have just dropped big time with rates over the last month. When you are buying it is a snapshot in time with rates. You are closing in 30 to 45 days, anything can happen in that time frame If you are comfortable with the mortgage payment then it is good to lock in. You are looking for…

1
421 - Build To Suit with Jim Sheils 29:19

6M ago29:19

29:19

In this episode, Mike and Tyler sit down with Jim Sheils to discuss the new-to-market strategy of build to rent. To connect with Jim, please choose a link below: jim@18summers.com jjplaybook.comBy Tyler Sheff

1
Happy New Year and when is it time to refinance your mortgage 4:59

6M ago4:59

4:59

If you have purchased your home in the last 2 years maybe it is time to see this year when it makes sense to refinance your mortgage for those with a low interest rate already is it time to consolidate credit card debt, installment loans, student loans, etc., I believe this is the year to get the house in order, with the uncertainty in the market a…

1
420 - Bye Bye Realtors 24:41

7M ago24:41

24:41

National Association of Realtors Lawsuit & Buyer Representation The Lawsuit - What's at Stake? Moehrl v. NAR et al.: This class-action lawsuit alleges that NAR policies force home sellers to offer a commission to a buyer's agent, when listed in the MLS Antitrust Concerns: Plaintiffs argue that this rule reduces competition between buyer's agents by…

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