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Paisa Vaisa is India's premier podcast on personal finance, boasting over 4 million downloads, featuring over 200 hours of insightful content and discussions, hosting more than 250 guests, and presenting a wealth of knowledge through over 450 episodes. Since 2017, Paisa Vaisa hosts experts from mutual funds, stocks, real estate, loans, education financing, insurance, and much more. It has recently introduced a sub-series offering valuable insights in businesses and entrepreneurship. You can ...
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Leveraging Trepp’s market expertise and proprietary data sets, The TreppWire Podcast enables listeners to stay up-to-date on all things commercial real estate, structured finance and banking. Featuring Trepp subject matter experts and guests from across the industry, the weekly podcast explores how recent events have impacted both the markets and the daily lives of market participants. Questions or comments? Please contact us at podcast@trepp.com.
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Margin Maximizers

Resonance Media Agency

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Margin Maximizers brings big business smarts to Medium Enterprises. In each episode, Soonah and Karen reveal the secrets to increasing your business's profits through an operational approach.
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Moody's Talks - Focus on Finance

Moody's Investors Service, Ana Arsov, Danielle Reed, Mark Wasden, Bruno Baretta, Donald Robertson

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Hosted by Danielle Reed of Moody's Financial Institutions team, Focus on Finance helps you keep on top of developments within the banking, insurance and asset management sectors — from the impact of tech disrupters and cyber risk to the ongoing effects of ESG and lower-for-longer interest rates. Published by Moody's Investors Service.
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TAB University podcast is a series of educational podcasts about the property industry, specialist lending, alternative finance, bridging loans and development finance. #TABUniversity l #TABU l TAB U
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The Commercial Property Investor Podcast is for aspiring property investors. You might be tired of Residential investing and want to move into the exciting world of commercial real estate investment. You just need the knowledge and confidence to get started and an abundance mindset to grow your portfolio. Host Jerry Alexander & his guests share the key steps to Commercial Property success. You will be kept up-to-date through weekly interviews & conversations relating to many Commercial Prope ...
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Welcome to the Commercial Real Estate Connection Podcast: Building Relationships for Commercial Success', the place where we connect with the brightest minds in commercial real estate, uncovering their secrets, strategies, and captivating stories. We are dedicated to helping beginners learn from experts in the commercial real estate industry. Join us as each episode, we sit down with successful investors, brokers, developers, and other key players in the commercial real estate world to discu ...
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Australia’s #1 Commercial Property Podcast The Commercial Property Show is about the ins and outs of Investing in Commercial Property. We have assembled the best and most experienced minds in Commercial Property to give the beginner right up to the professional investor market news and investing tips.
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BMO Smarter Investing is a podcast series that's all about helping you make smarter investment decisions. Join top BMO economists Douglas Porter, Sal Guatieri, and Jennifer Lee each month as they discuss the latest market developments and insights. For more information about how you start investing with confidence, visit bmo.com/onlineinvesting.
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Profit Cash Growth

Finance Director Claire & Simon

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For Business Owners: This is the podcast for 6 & 7 figure business owners who are looking to grow a financially successful business. Claire Hancott is a Finance Director, Chartered Accountant and Entrepreneur and every week we explore guidance and frameworks designed to help you increase your profits, improve your cash flow and grow your business.
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“Making Sense,” the podcast channel from J.P. Morgan’s Commercial & Investment Bank, brings you views and analysis from the Investment Banking, Markets and Research businesses. In each episode, experts discuss the latest market outlooks, trends and developments impacting our complex global economy. Subscribe now for insights that will help you navigate the world we live in.
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The Aeropedia Podcast

Ashwin Jadhav & Peeter Sööt

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Welcome to our ”easy-listening” podcast introducing the exciting variety of commercial aviation! Tailored for budding aviation enthusiasts, young aviation professionals, students thinking about aviation careers, and of course the long-time AvGeek too!
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Mining Stock Daily is a brief overview of finance and resource exploration news from the world's mining and metals sector. Mining Stock Daily is a quick overview of the day's most important sector information for both precious and base metals, including market trends and analysis.
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The Property Line is a brief and lively discussion of the biggest issues facing the commercial real estate industry. The podcast will deliver insights from Seyfarth’s real estate lawyers and other industry leaders on current market trends and how they impact all facets of commercial real estate.
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Welcome to the world's longest-running, DAILY commercial real estate investing podcast hosted by Joe Fairless. Joe went from buying $35,000 single-family homes to controlling over $1,900,000,000 worth of large apartment communities in under a decade. Commercial real estate is a compelling investment option, but knowing where to look and who to listen to can be overwhelming — especially when your money and legacy are on the line. The Best Real Estate Investing Advice Ever Show provides commer ...
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Welcome to Insurance Town! Your host is the Mayor of Insurance Town, Heath Shearon. After many years in different parts of the insurance world, Heath wants to share his experience with you. Join in on conversations with Heath and many of the friends he's made along the way. Insurance Town is a production of Ready, Set, Podcast! Find more info at www.readysetpodcast.xyz Music: "Mornin, Noon, and Nite" by Daddy Long Legs
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Drunk Real Estate

J Scott, Mauricio Rauld, AJ Osborne, Kyle Wilson

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What do you get when you combine alcohol with four brilliant real estate minds talking about investing, economics, finance and current events? You get Drunk Real Estate! Join us each week as Kyle Wilson, J Scott, Mauricio Rauld and AJ Osborne delve deep into the week's current events.
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Welcome to HSBC Business Editions- MENAT, a podcast series hosted by HSBC in MENAT. Join us as we bring you insights from regional business owners, HSBC leaders and market experts, covering a wide range of topics, from improving business performance to addressing market challenges and adopting new strategies to future-proof your company. Discover how HSBC can help your business by visiting your local HSBC Business country website. Subscribe now to stay updated with our latest episodes. Hoste ...
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Join in as Nikki Closser, a mentor in the Sue Bryce Education community, interviews photographers who manage successful portrait photography businesses from around the globe using the business model Sue Bryce teaches. Subscribe to hear stories that will fast track your success and transform you as a photographer and business owner.
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Hosted by Jose Tejada, Hispanic Wealth Matters explores the Finance, investment, Hispanic Literacy and Estate planning through engaging with today's experts. Learn more at https://missionmatters.com/author/jose-tejada/
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Lunch Money

Hermes Capital

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A weekly look at current Australian business finance issues and events, as seen through the eyes of corporate and commercial “special situations”, “workout” and industry experts. Nick Samios hosts a panel comprising Australia’s leading restructuring, capital raising and industry sector specialists for views and analysis from these practitioners who have “skin in the game” – either as hard currency or through their PI policies! Fund Manager Nick Samios is the Managing Director of Hermes Capit ...
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Weird Finance

The Hell Yeah Group

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I’m weird, you’re weird, we’re all weird about money. Weird Finance explores the often intimidating terrain of money, finances, and economics and how these invisible forces shape each person’s ideas about themselves and the world around them. Hosted by author, illustrator, and musician Paco de Leon; Weird Finance is all about have real, honest, unconventional money conversations with the aim of getting comfortable with the uncomfortable and changing our relationship with money. We’ll laugh s ...
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The Matthews Podcast

Matthews Real Estate Investment Services™

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Matthews Real Estate Investment Services™, a commercial real estate investment services and technology firm, presents the Matthews™ Podcast. A podcast dedicated to providing you with professional insight on the latest news, trends, and topics impacting the commercial real estate industry. The podcast delves into the world of commercial real estate, arming brokers, investors, developers, leasing agents, and capital market professionals with the information necessary to take their business to ...
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Welcome to the Mobile Home Park Mastery Podcast where you will learn how to identify, evaluate, negotiate, perform due diligence on, finance, turn-around and operate mobile home parks! Your host is Frank Rolfe, the 5th largest mobile home park owner in the United State with his partner Dave Reynolds. Together, they also own and operate Mobile Home University, the leading educational website for both new and experienced mobile home park investors!
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Builders, Budgets, and Beers

Builders, Budgets, and Beers

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The mission of The Builders, Budgets, and Beers Podcast is to make project financials less intimidating for commercial and residential builders. We aim to give builders the confidence to take control of their business' cashflow by bringing on guests, that our listeners can identify with, to share real stories of their financial wins and losses along their journeys as builders.
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The Crexi Podcast is an ongoing conversation in all aspects of commercial real estate with industry leaders to investigate trends, educate listeners, and uncover the latest industry news. Each episode, we feature different guests from across the commercial real estate industry, including investors, developers, brokers, consultants, specialists, and more. The Crexi Podcast's long-form conversations tap into our guests' wealth of CRE expertise to explore the latest trends and updates from the ...
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We assemble and transfer to you here the accumulated knowledge, insights, and perspectives of highly accomplished and generous CRE people who are willing to share what they know with you so you can zoom ahead.
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20/20 MONEY, hosted by Certified Financial Planner and experienced Wealth Adviser Adam Cmejla, aims to bring clarity to financial concepts and strategies that impact optometrists. For more information on the show and on Adam, please visit https://www.integratedpwm.com/
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The PROPERTY DOCTORS, Sydney Australia Novak Properties

Mark Novak, Lisa Novak, Billy Drury, Branka Stankovic, Stevan Bubalo, Sienna Thomas, Cleo Whithear, Zanthany Borula, Bidhan Shrestha and guests

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NOVAK PROPERTIES CREW and PROPERTY LEGENDS in the industry share their experiences and knowledge. Hacks and tips to make you a smarter property GURU :) Learn with exclusive content, advice, insider info and HOT real estate industry PRO SECRETS. For sale, for lease, residential, commercial, buying off the plan, finance, mortgages, interest rates, first home buyer, investments - all topics covered. The untold real estate info you've been waiting for.
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In The Business Credit and Financing Show we tackle all types or topics relating to how you can get business credit and financing to start and grow your business. We also discuss marketing and growth strategies with top influencers and industry experts, to help you start and grow a profitable business.
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Use Business Finance to compare best deals on business loans and commercial lending in Australia. We provide competitive business loan rates. Because you want better finance deals for your commercial acquisitions. Better finance that our expert brokers have the reputation for delivering over many years, to many different customers in many different industry sectors. Call us At: 1300 000 033 Email us At: hello@business.finance Client Services: Monday to Saturday 07:00am – 08:30pm
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The Business Finance Bulletin is a weekly podcast featuring small business news, tips, ideas and strategies on raising business finance. This podcast is hosted by Rob Warlow from Business Loan Services, the commercial finance experts.
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The American Monetary Association is a non-profit venture funded by The Jason Hartman Foundation that is dedicated to educating people about the practical effects of monetary policy and government actions on inflation, deflation and freedom. Our goal is to help people prosper in the midst of uncertain economic times. The American Monetary Association believes that a new and innovative understanding of wealth, value, business and investment is necessary to thrive in the new reality of big gov ...
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Take a seat at the table and learn about the biggest stories in financial markets, the economy and business. Each week our editors and correspondents explore how economics influences the world we live in and share their insights across a range of topics. From inflation and recession risk to all things crypto and even the commercial success of K-pop, we have you covered. Published every Thursday. If you’re already a subscriber to The Economist, you’ll have full access to all our shows as part ...
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We are Phil and Jack, owners of The Best Finance Group. We help UK Business Owners with their journey, from Start Up to Sell Up! Our day to day mission is helping UK businesses to access commercial finance from our huge panel of lenders. Types of commercial finance we help arrange includes: Unsecured Loans Secured Loans Invoice Finance Single Invoice Finance Revolving Credit Facilities Property Finance Asset Finance Aquisition Finance Supplier/Trade Finance Merchant Cash Advances Credit Insu ...
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Welcome to Ice Cream with Investors, the podcast dedicated to helping you change the way you think about investments and personal growth. We're here to serve up a double scoop of inspiration, knowledge, and success stories straight from the world of real estate investing. At Ice Cream with Investors, we firmly believe in shifting mindsets when it comes to investments. No more stuffy, complicated finance jargon; we're bringing investing to Main Street, not just Wall Street. Join us as we sit ...
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Have you ever wanted to pick the brain of a thriving investor or entrepreneur, but didn’t know how? Maybe you wanted to ask them about their successes, failures, systems, motivations, or experiences they’ve had? Perhaps you wanted to invite them out for a coffee or beer to ask them how they reached their level of success, but couldn’t find the time? Don’t worry, that's where we come in! The Wealth Juice Podcast, co-hosted by Ryan Bevilacqua and Cory Jacobson, provides actionable advice from ...
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The Old Capital Real Estate Investing Podcast is aimed at Multifamily Real Estate Investors both new and seasoned. Hosts Michael Becker and Paul Peebles deliver no-hype education from an experienced commercial banker’s perspective. You will gain valuable insights from in-depth interviews with real life investors who are actively acquiring and operating apartment complexes in today’s environment. You will discover how they are identifying, financing and operating multifamily properties, as we ...
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If you're looking to enter the commercial aviation industry, we've got the right podcast for you! With pilot and interview coach Nik Fialka as your host, we will deliver exceptional and insightful content to help you understand the landscape of professional aviation. We will help you organize your thoughts, score interview points, and ace the aviation recruitment process. You will get a deep dive into all the facets of the aviation industry by hearing directly from leaders and recruiters. Yo ...
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The FINOS Open Source in Finance Podcast celebrates open source projects and interesting topics at the cross section of financial services and open source. So far, our industry experts have discussed practical applications of and their real-world experiences with a range of open source projects including desktop interoperability, low code platforms, synthetic data, and data modeling. They’ve also discussed best practices for inner source, common myths about open source and why commercial com ...
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Welcome back to Sustainability Street, our podcast on the intersection of commercial real estate and the world we live in. For this episode, my guest is CRE Finance Council Managing Director Saraih Burki, head of regulatory affairs and sustainability for the organization. Burki and I discuss how CREFC's Sustainability Initiative is helping members …
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Stay in touch and sign up for Paco’s weekly email newsletter, The Nerdletter. In this episode of Weird Finance, Paco sits down with Brian Morrow, the innovative mind behind Shark Pig and a pioneer in reshaping the wedding videography industry. Brian takes us on a journey from his eclectic upbringing to discovering his love for filmmaking in college…
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Nicole Fiore, the founder of Coast to Coast Homes Canada Incorporated, shares her experience in scaling her real estate portfolio from four to 150 residential and commercial multifamily units. She discusses the importance of slowing down and focusing on acquiring processes and systems rather than just acquiring properties. Nicole emphasizes the val…
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Jeff Gleiberman, President of MG Properties, shares his experience of managing a portfolio of over 32,000 multifamily units. The company was founded by his father in 1992 and has since expanded to six major Western states. They focus on slow and steady growth, buying existing apartment buildings, and holding properties for 7 to 10 years. Their inve…
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The demand for traditional office environments is shifting, leading to significant impacts on vacancy rates, lease structures and development activity. As companies are looking for ways to right-size their portfolios and office spaces, the market's current outlook is showing some improvement. Office attendance is now closer to ⁠pre-pandemic levels⁠…
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Matt Faircloth introduces himself as the host of a new segment, "Next Level CRE," on the Best Ever CRE Show, where he focuses on delivering actionable advice to real estate investors. He emphasizes learning from mistakes and being open to growth. Joined by Herve Francois, a former Wall Street professional turned real estate investor, they discuss k…
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In this episode we continue our conversation on leadership and how to allow team members to develop their individual style of leadership. Evelyn Baez Nguyen is a multi-family specialist at Lyon Stahl Investment Real Estate in El Segundo California. Evelyn studied Communications and Business marketing at California State University of Dominguez Hill…
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India has emerged as a top market for global private equity firms in the last decade, but what’s been driving this growth? Join Abhinav Bharti, Head of India Equity Capital Markets and Nitin Maheshwari, Head of India M&A and APAC Strategic Investors Group M&A as they discuss the significant expansion and transformation of India's private equity mar…
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What if the secret to success was something you could control every day? In this episode, Nik Fialka reveals a powerful mantra that can change how you approach every challenge and opportunity. It’s not just about being prepared—it’s about staying ready so you’re always a step ahead. If you want to know more, tune in and discover how a simple mindse…
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In this weeks episode of Insurance Town, Mayor Heath Shearon sits down with Nick Vitali, the mastermind behind All About Insurance, which has grown to 10 locations across North Carolina. Nick shares his story, starting with his father's entrepreneurial spirit that took him from running a chicken wing restaurant to building an insurance agency from …
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Keshav Kolur, principal and founder of Clive Capital, shares his background and current focus on real estate investing. He discusses the importance of finding the right sponsors and evaluating deals. Keshav also talks about the challenges of raising capital and the objections he faces from potential investors. He explains the concept of build-to-re…
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Welcome to another episode of the Profit Cash Growth Podcast, the ultimate guide for six and seven-figure business owners who aim to build financially successful enterprises. In this episode, hosts Claire Hancott, a finance director, chartered accountant, and entrepreneur, dive deep into the world of director's loans and how you can potentially ear…
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In this episode, Megan and I dive into a candid conversation about the key lessons we've learned over the past 18 months while managing our commercial property portfolio. And trust me, there’s been a lot to navigate. Here’s what we discuss: Developing a healthy scepticism towards promises made by professionals (contractors, lawyers, accountants) an…
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Have you ever wondered if leaving an iconic spot like Bondi Beach for a quieter, more affordable coastal neighborhood could be worth it? Sit down with us as we chat with Josh Wapshott, who made the bold move from Bondi’s famed Icebergs to the scenic Northern Beaches of Sydney. Josh shares his journey, driven by skyrocketing rental prices and the de…
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In this week's episode of The TreppWire Podcast, we cover a weaker than expected JOLTS report, how major apartment-owning REITs saw marginal rent growth in Q2 2024, and other recent industry headlines. We also discuss two multifamily loans that were transferred to special servicing, as well as more office and superregional mall loan value reduction…
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Ever wondered how your lunch habits compare to those of your coworkers? Get ready for a mouth-watering journey through the diverse and ever-evolving lunchtime culture at Novak. From home-cooked Italian and Vietnamese delights to the convenience of Uber Eats, our office is a smorgasbord of flavors and traditions. We promise you'll be entertained by …
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Scorpio Gold, led by CEO Zayn Kalyan, is focused on two past producing mines in Nevada: the Mineral Ridge Mine and the Manhattan Mine. Mineral Ridge has a history of production but has struggled with the size of its resource. However, the existing infrastructure and permitted mill present opportunities for value extraction. Manhattan, on the other …
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Strong prices, tight policy terms and higher investment yields drive a positive outlook for the global reinsurance sector. Speaker: Brandan Holmes, VP – Senior Credit Officer, Moody’s Ratings Hosts: Danielle Reed, VP – Senior Research Writer, Moody’s Ratings Related Research: Reinsurance – Global: Outlook shifts to positive as improvement in risk/r…
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🏡 Join Michael and Ryan in Episode 7 of LEAKHUNTERS as they unpack our partnership with Owens Corning! Owens Corning Platinum Preferred: What does this mean? In this episode of LEAKHUNTERS, our hosts look into the Owens Corning company and how they have helped influence who we are at Watkins! We hope you enjoy learning more about Watkins and our pa…
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There are multiple new drill results out today which we report in the morning briefing. We have the latest from Meridian Mining, American Pacific Mining, Bravo Mining, Alamos Gold and Mawson Finland. Blackrock Silver publish their PEA for Tonopah West. This episode of Mining Stock Daily is brought to you by... Arizona Sonoran Copper Company (ASCU:T…
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Chris Reece, CEO of MJ Reed, discusses the opportunities and risks of investing in cannabis real estate. He explains that by financing properties with cannabis tenants, investors can gain exposure to the industry without taking on the additional risk associated with cannabis operations. Reece also addresses the myth of the government seizing cannab…
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This episode unpacks the rewards of hard work and drive in CRE with Kaylan Knitowski and Justin Walker, Retail Specialists at Franklin Street. The Crexi Podcast explores various aspects of the commercial real estate industry in conversation with top CRE professionals. In each episode, we feature different guests to tap into their wealth of CRE expe…
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In this episode, we sit down with Ray Glymph, a remarkable real estate investor and mentor who went from experiencing homelessness to owning over 100 doors in his real estate portfolio. As a NAACP Champion of Change award winner and a 40 Under 40 honoree, Ray’s journey is a testament to resilience, determination, and the transformative power of rea…
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Penny Lane, a construction accounting expert, discusses the importance of designing a simple yet effective chart of accounts and cost coding system for contractors. She emphasizes using these financial tools to track profitability, make informed pricing decisions, and ultimately run a more successful construction business. https://jobcosting.com/ C…
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Western Alaska Minerals (WAM) has reported the first drill results from the Warm Springs target, which showed the presence of precious metals and significant copper values. The company drilled a total of nine holes at Warm Springs and four holes at the LH target. The results indicate the discovery of a new major pathway for the proximal source of f…
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Stay in touch and sign up for Paco’s weekly email newsletter, The Nerdletter. In this episode of Weird Finance, Paco sits down with Tina Lopez to explore her multifaceted entrepreneurial journey. Tina shares insights on building automated content businesses, emphasizing the benefits of automation, outsourcing, and systematizing workflows to avoid b…
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Revival Gold has announced a restructuring agreement with Pan American Silver for their Beartrack project in Idaho. The agreement converts a payment due in three years into a 0.3% NSR on the Beartrack property interest, providing a more solid foundation for Revival Gold to continue building their business. The restructuring eliminates the burden of…
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G Mining says its Tocantinzinho Gold Mine in Brazil has reached commercial production. Revival Gold has restructured its earn-in agreement with Pan American. New drill results from Vizsla Copper, Rupert Resources and Troilus Gold. This episode of Mining Stock Daily is brought to you by... Arizona Sonoran Copper Company (ASCU:TSX) is focused on deve…
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As new technologies evolve, the risks of title and wire fraud continue to grow. To successfully navigate closing and funding processes, real estate professionals must stay informed and protect against current risk factors — doing so is crucial to ensure a smooth, safe, and secure closing.In this episode, Adam Chaudhary, president of FundingShield L…
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Net Takeaways with Feller and Harf: Grande in a Venti Cup with Two Pumps Episode Title: RealPage Lawsuit, Starbucks' New CEO, and the Future of Omnitail Release Date: Tuesday, September 3rd 2024 Hosts: BJ Feller and Isaiah Harf Episode Summary: In this episode, BJ and Isaiah tackle some of the hottest topics in commercial real estate and business. …
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Ray Hightower, a managing partner of ROI Clear, shares his real estate investing journey and insights. He discusses his transition from running a tech company to investing in real estate syndications. Ray emphasizes the importance of building equity and creating lasting value through real estate investments. He also highlights the significance of b…
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Ever wondered what it’s like to transition into a real estate career? Join us as Jazzy Josh takes us through his intense yet rewarding first four weeks as a real estate agent. From managing hectic open home schedules to navigating initial challenges with the invaluable support of his team, Josh paints a vivid picture of his early days in the indust…
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Why is Dee Why the northern beaches' hidden gem for real estate enthusiasts? This week on The Novak News, Glenn and Steve peel back the layers of Dee Why's property market, revealing why this suburb is turning heads. With a staggering median house price of $2.623 million and apartments now surpassing the million-dollar mark, DY's competitive edge i…
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As long as mobile homes are sold to fill vacant lots, there will always be a percentage of customers who will not make it to the of their mortgages. And with a recession officially arriving soon, the issue of home repossessions needs to be watched closely and planned for. In this Mobile Home Park Mastery podcast we’re going to drill down on the rea…
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Welcome to this episode of 20/20 Money! My guest on today’s show is Chris Tuff. Chris is the author of the book The Millennial Whisperer and in this conversation we talk about all things related to leading a team. As one might expect, a lot of the conversation that we had is applicable to leading all team members—not just Millennials. We talk about…
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We dive into a powerful conversation with Claudia Zapata-Cardone, President of the Latino Pilots Association, for a conversation that’s set to redefine your understanding of aviation’s future. Get a glimpse into the LPA’s groundbreaking initiatives and discover how they’re making waves in the industry. Your next big opportunity could be just a list…
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Get a FREE Posing eBook from The Portrait System here: https://the-portrait-system.lpages.co/podcast-pose-funnel/ Today on The Portrait System Podcast, host, photographer and educator Nikki Closser interviews educator, podcaster & proposal photographer Scott Wyden-Kivowitz. Scott is not only the number #1 proposal photographer in his area, he is al…
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Eric Chadderdon, founder and managing partner of Gibby's Capital Investments, discusses the changes in the multifamily real estate market in Texas over the past few years. He talks about the challenges of rising property insurance costs and the impact of new multifamily developments hitting the market at the same time. Eric shares how his investmen…
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We catch up with our ESG team to look at some of the less obvious places where sustainability issues could arise - from beer to music festivals. Disclaimer: https://www.research.hsbc.com/R/101/wvTGvWx. Subscribe to HSBC Business Edition- MENAT on Apple Podcast, Spotify, or Anghami for the latest business news and insights. Apple Podcast - https://p…
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In this episode, Greg Bronson an industry veteran with over $2 billion in transactions—unveils the art of transforming underperforming student housing properties into high-performing assets. With nearly two decades of experience spanning student, multifamily, and senior housing, Greg has an unparalleled track record of success. He’s the founder of …
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