Latest podcasts from The Credit Pros.
…
continue reading
Anyone can churn anything. Each week, learn how to churn something new and novel, from credit card & bank bonuses to churning FIRE, cellphones, award programs, travel hacks, even cars. Decades of churning experience packed into short, easy-to-follow episodes you can use right now to live a more financially independent life.
…
continue reading
NerdWallet’s objective finance journalists answer real-world questions empowering you to make smarter decisions with your money and help your finances thrive. The Nerds are your resource to make the most of your personal finances, while cutting through the clutter and misinformation of today’s economic news and advice. You’ll get clarity on strategies to help you build your wealth, invest wisely, shop for financial products, and plan for major life events. By the end of each episode, you’ll ...
…
continue reading
We're here to provide you a safe, comfortable place to ask credit card related questions, share your stories good and bad, and learn that cleaning up, eliminating or just managing credit card debt is attainable. We want to instill in you the self-confidence you need so you too can have credit intelligence, leading to an inner peace and freedom.
…
continue reading
Point Me to First Class is a show for employed professionals, solopreneurs, entrepreneurs, and business owners with higher-than-average personal and/or business expenses who want to learn to leverage them into credit card points to spend on travel. Your expenses are your greatest untapped asset - but learning how to use them to travel the world doesn’t have to be confusing or complicated. Each week, Devon Gimbel shares valuable tips, tools, and strategies to help you uplevel your skills earn ...
…
continue reading
Travel the world at next to no cost with credit card rewards!
…
continue reading
Debt reduction to achieve financial freedom takes commitment, confidence, determination.
…
continue reading
A podcast dedicated to discussing consumer and household debt and strategies and ways of dealing with uncontrolled or problematic debt. Featuring debt experts with decades of experience in helping Canadians recover from the burden of debt.
…
continue reading
Listen to learn more about different aspects of the churning life, including buying groups, gift card reselling, credit cards, redemptions, and more! Feel free to head over to churninglife.com to sign up to the deal alerts mailing list and Patreon.com/ChurningLife for exclusive details related to topics on the show.
…
continue reading
All you need to know about making the most of your rewards programs in Canada.
…
continue reading
Don’t let bad credit hold you back from getting the things you need. With New Horizon Business Service, you can get the store credit you deserve, even with a bad credit score.
…
continue reading
Are you tired of not being able to travel because it's just so expensive? Do finances keep you from your dream destinations and making memories with your family? In this podcast, we show you how you can fulfill that dream of traveling without spending more money. We've earned millions of credit card points to travel all over the world and take our families on amazing vacations. Vacations to Hawaii, Europe, and Disneyland are all possible for nearly free with credit card points and miles. By ...
…
continue reading
'Shop Talk' Podcast has gotten an SEO and branding facelift! Hosted by Al Grego (host of the award-winning ‘Yes, We Are Open’ podcast), this monthly show is packed with great advice, stories, trends and thoughtful data analysis to help you grow your business. So you need to subscribe now! Why? Because it's 'Just Good Business'!
…
continue reading
A Milenomics Production-- News related to Points and Miles. Tips & Tricks on how to Earn More miles, Maximize Credit Card Rewards, and Travel more than ever before.
…
continue reading
Welcome to the Military Miler—a show dedicated to helping military members and their families travel the world for free using points and miles! From annual fee waivers on premium credit cards to free nights and free flights, we talk about all the tips, tricks, and best kept secrets in credit card rewards. Learn how you and your family can travel more often and more comfortably thanks to points and miles—and save thousands of dollars! This show is brought to you by www.militarytravelrewards.c ...
…
continue reading
This Show will help you to get know about best credit cards offer, cashback and news..
…
continue reading
In this Podcast, you will get all the Important Information about credit cards.
…
continue reading
Tim Harford and the More or Less team try to make sense of the statistics which surround us. From BBC Radio 4
…
continue reading
In this podcast, you will learn about the Best credit card information.
…
continue reading
Card Insider is a Credit Card Comparison website in India where you can compare and Apply Credit Cards.
…
continue reading
Do you struggle to understand how people travel using points and miles from credit cards? It can be easy to waste a lot of time learning travel hacking on your own, especially if you find it complex and confusing. Let us pull back the curtain and show you how you can maximize money you're already spending to earn enough credit card points and miles to travel with your family for nearly free. We've used credit card points and miles to take our family of 5 on trips to places like Costa Rica, S ...
…
continue reading
Watch the video version on YouTube at www.youtube.com/@LetsGetToThePoints A weekly video podcast covering all things in credit card points, miles and travel. New shows every Friday. Visit our website at www.letsgettothepoints.com Support this podcast: https://podcasters.spotify.com/pod/show/letsgettothepoints/support
…
continue reading
This podcast will help you if you are a credit card beginner.
…
continue reading
This show gives you information about credit cards daily.
…
continue reading
Travel isn’t just for the rich. I teach people how to supercharge their credit card points so they can pay for entire family vacations every year. I've been redeeming miles and points to pay for travel for over a decade. Points have taken our family around the world. But one thing sets me apart -- our family flies economy because business class isn't worth the extra effort for us. But this podcast isn't about me and where I've been -- it's about you and your goals. I focus on "normal" and st ...
…
continue reading
Credit Repairs. Credit Tips & Guides. Visit us: https://www.creditoptimal.com/
…
continue reading
advisory on credit cards according to y9our need and will.
…
continue reading
Hi, I am Spy Kid a credit card podcaster. I aim to educate my listeners through my podcast so they may choose the best credit card for them.
…
continue reading
I'm Reetu, and I make podcasts. Through my podcast show, I want to educate my listeners about credit cards and finance.
…
continue reading
I'm Sham, and I make podcasts. Through my podcast show, I want to educate my listeners about credit cards and finance.
…
continue reading
Hi, I am Tommy Singh a credit card podcaster. I aim to educate my listeners through my podcast so they may choose the best credit card for them.
…
continue reading
The podcast is about credit card advisory and tips on getting and maintaining credit cards.
…
continue reading
A podcast by and for queer and gender diverse folk going through IVF/IUI. Laugh, cry and sigh with us as we make our credit card families.
…
continue reading
Card Insider is a Credit Card Comparison website in India where you can compare and Apply Credit Cards.
…
continue reading
How To Use Them Responsibly And Get The Most Out Of Them
…
continue reading
In this Show You will get information about credit cards offers, cashback etc...
…
continue reading
Military Money Manual Podcast is all about financial freedom while you serve in the US military. Learn more about military travel hacking and credit card annual fee waivers exclusively for active duty, Guard, Reserve, and military spouses in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 Find Spencer's book, The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or shop.militarymoneymanual.com Credit cards, travel hacking, investing in the TSP, ...
…
continue reading
In this podcast you will get full information about deals and offers.
…
continue reading
I'm Ishita Gill, and I make podcasts. Through my podcast show, I want to educate my listeners about credit cards and finance.
…
continue reading
With extensive knowledge and experience in the world of credit cards, I am your go-to guide for all things related to credit cards.
…
continue reading
Hi, I am Shubh a Finance Podcast Creator. Through my podcast, I strive to provide my audience with the best information I have about credit cards.
…
continue reading
In this podcast you will get advice about credit cards. minimum repayment. annual fee. charges.
…
continue reading
1
The Thought Card: Travel Tips, Travel Hacking, and Personal Finance For Financially Savvy Travelers
Danielle Desir Corbett
If you love traveling and want to improve your finances, The Thought Card offers practical tips on budgeting, saving, paying off debt, and building wealth so you can travel more often. Every other week, join Danielle Desir Corbett as she shares creative ways to achieve financial independence and freedom while living life on your own terms. Discover new travel destinations and lesser-known travel hacks to save time and money. Plus, learn practical tips for earning and redeeming credit card po ...
…
continue reading
Everyone needs a little help being a human. From sleep to saving money to parenting and more, host Marielle Segarra talks to experts to get the best advice out there. Life Kit is here to help you get it together. Want another life hack? Try Life Kit+. Your subscription supports the show and unlocks an exclusive sponsor-free feed. Learn more at plus.npr.org/lifekit
…
continue reading
Hi, I am Sheela Vati a credit card podcaster. I aim to educate my listeners through my podcast so they may choose the best credit card for them.
…
continue reading
In this podcast you will get to know about best credit cards rewards and offer credit cards in india.
…
continue reading
Hi, I am Anjali a Credit Card Podcaster. Through my podcast I will be helping you to make right financial decisions.
…
continue reading
Hi, I am Alok, a Credit Card Podcaster. Through my podcast I will be helping you to make right financial decisions.
…
continue reading
1
Why You Can’t Get A High Limit Credit Card - The Credit Pros
2:48
2:48
Play later
Play later
Lists
Like
Liked
2:48
High-limit credit cards are determined by proprietary statistical models considering income, net worth, debt, credit history, and credit score. Low limits may be due to insufficient income/net worth, high debt, poor credit score, lack of credit history, or adverse economic conditions. To potentially increase a limit, improve credit profile or start…
…
continue reading
1
Do 85% of the world’s population practice a religion?
10:00
10:00
Play later
Play later
Lists
Like
Liked
10:00
We don’t usually do god on More or Less, but one listener got in touch to ask us to investigate a stat used by an Anglican priest on a BBC radio programme. Speaking on the “Thought for the Day” slot, Reverend Lucy Winkett said that around 85% of the world's population practice a religion. Is this true? We speak to Conrad Hackett, from the Pew Resea…
…
continue reading
This week we look at World Elite and World Mastercard cards losing their free Boingo Wi-Fi benefit, Coast Rewards mystery vacation contest, the AIR MILES Shop the Block promotion and more in our weekly credit card and loyalty rewards newscast!By Rewards Canada
…
continue reading
1
70. Booking Business Class for Families With Points and Miles
56:32
56:32
Play later
Play later
Lists
Like
Liked
56:32
Our show is best experienced on YouTube, Watch it there, now: https://youtu.be/Quexacf6IuY RSVP for our meetup: https://go.www.letsgettothepoints.com/Dec7Meetup Click "more" to see Ad Disclosure. Credit Card Links: http://go.www.letsgettothepoints.com/CreditCards Sign up for our newsletter: https://go.www.letsgettothepoints.com/JoinOurEmail YouTube…
…
continue reading
1
Get Your Annual Credit Report For 2020: Easy Steps
3:04
3:04
Play later
Play later
Lists
Like
Liked
3:04
The article provides a comprehensive guide on how to obtain your annual credit report for free in 2022, detailing the importance of understanding your credit history, the contents of a credit report, and its uses. It specifies that credit reports can be accessed through AnnualCreditReport.com, the government-authorized source, and clarifies that th…
…
continue reading
1
5 Ways To Save More Money Shopping On Amazon
3:10
3:10
Play later
Play later
Lists
Like
Liked
3:10
Amazon offers various programs to help shoppers save money: Amazon Prime with multiple benefits, Amazon Outlet for clearance deals, Gold Box Deals for daily and lightning offers, Amazon Student for college student perks, and Amazon Mom for parents' discounts and coupons.By The Credit Pros
…
continue reading
A bad credit rating can significantly hinder your ability to secure loans and comes with high interest rates. Factors such as late payments, bankruptcy, loan cosigning, excessive credit card applications, and not reporting inaccuracies can all detrimentally impact your score. Credit repair services can assist in rectifying these issues.…
…
continue reading
1
Cómo reducir su tasa de utilización de crédito
3:05
3:05
Play later
Play later
Lists
Like
Liked
3:05
La tasa de utilización del crédito es clave para los prestamistas al evaluar la capacidad de un individuo para manejar deudas. Mantener una baja tasa de utilización, idealmente inferior al 30%, demuestra responsabilidad crediticia. Pagar saldos, mantener cuentas con saldo de $0 y saber cuándo se reporta la deuda a las agencias son formas de optimiz…
…
continue reading
1
Simple Yet Best Guide To FICO Score Vs. Credit Score In 2023
3:47
3:47
Play later
Play later
Lists
Like
Liked
3:47
A FICO score is a specific type of credit score created by the Fair Isaac Corporation, used by lenders to gauge creditworthiness. All FICO scores are credit scores, but not all credit scores are FICO scores. FICO scores range from 300 to 850, with different versions like FICO 8 being the most common. VantageScore is another type of credit score gai…
…
continue reading
Your credit score may suffer due to unreviewed credit reports, forgotten accounts like utilities, unused credit cards with undetected fraud, high credit utilization ratio, or avoiding credit use altogether. Regularly checking your credit report, closing old accounts, monitoring all card statements, managing credit balances, and responsibly using cr…
…
continue reading
1
800 And 850 Credit Scores: Which Is Better?-thecreditpros
2:45
2:45
Play later
Play later
Lists
Like
Liked
2:45
Achieving a perfect 850 credit score reflects excellent credit management, making you eligible for better loan terms, lower interest rates, and premium credit cards. While an 800 score is already considered excellent, reaching 850 requires careful error-checking of credit reports, timely bill payments, low credit utilization, a diverse credit mix, …
…
continue reading
Installment loans allow borrowers to repay in regular installments, come in secured and unsecured forms, and are offered by many lenders. They differ from payday loans in repayment terms and impact on credit scores. Good credit scores help secure better loan terms, but installment loans can also be accessible to those with lower scores. TheCreditPr…
…
continue reading
1
Damon Decrescenzo sobre el podcast del CEO de 7 figuras
3:03
3:03
Play later
Play later
Lists
Like
Liked
3:03
Damon DeCrescenzo, CEO de The Credit Pros, ha sido entrevistado en el podcast 'CEO de 7 cifras' de Casey Graham, discutiendo su amplia experiencia emprendedora y compartiendo estrategias para construir un equipo fuerte y lograr el éxito empresarial. La empresa sigue creciendo, lanzando una aplicación móvil y expandiendo su equipo.…
…
continue reading
1
How To Handle Working From Home - The Credit Pros
3:07
3:07
Play later
Play later
Lists
Like
Liked
3:07
Working from home requires discipline in maintaining a schedule, setting clear boundaries with coworkers, incorporating personal time, and minimizing non-work distractions like excessive messaging. Establishing and adhering to a routine mimics office structure and helps balance work and personal life, even under remote conditions.…
…
continue reading
1
Navigating Credit: Credit Report Vs. Credit Score Explained
3:19
3:19
Play later
Play later
Lists
Like
Liked
3:19
A credit score is a numerical representation of creditworthiness, ranging from 300 to 850, while a credit report details an individual's credit activity, including loans, payments, and defaults. Credit scores are calculated based on payment history, amounts owed, length of credit history, credit mix, and new credit inquiries. Each factor contribute…
…
continue reading
1
You Need To Know: Can Fraud Harm Your Credit? - The Credit Pros
3:01
3:01
Play later
Play later
Lists
Like
Liked
3:01
Credit card fraud generally won't affect your credit score unless the replacement card is reported as a new account. Immediate reporting to the card issuer can limit your liability to $50 or less, and notifying credit bureaus can protect you from further fraud. True name fraud, however, is more serious and can severely damage your credit.…
…
continue reading
1
Federal Mortgage Forbearance During COVID-19 - The Credit Pros
3:34
3:34
Play later
Play later
Lists
Like
Liked
3:34
The CARES Act provides mortgage forbearance for federally-backed mortgages due to COVID-19, allowing a six-month pause on payments without foreclosure. Borrowers need to request this forbearance and declare financial hardship, which may require minimal proof. Federally-backed mortgages can be checked through Fannie Mae or Freddie Mac websites. Unem…
…
continue reading
1
Facebook & LinkedIn Data Breaches: Identity Security
3:39
3:39
Play later
Play later
Lists
Like
Liked
3:39
Identity theft is a growing threat, particularly on social media platforms, costing millions to victims. Types of online identity theft include account takeover, card fraud, and more. Signs of theft include strange transactions and unrecognized accounts. Protecting yourself involves checking financial statements, monitoring credit reports, and usin…
…
continue reading
1
How To Handle Credit Card Debt Problems - 2022
3:22
3:22
Play later
Play later
Lists
Like
Liked
3:22
Handling credit card debt involves understanding available tools such as balance transfers and debt consolidation, and adopting strategies based on one's ability to pay. Solutions range from transferring balances for lower interest rates to debt consolidation loans. Bankruptcy is usually not the best option, and certain actions like payday loans, u…
…
continue reading
1
Rebuilding Credit After Divorce - Effective Ways
3:51
3:51
Play later
Play later
Lists
Like
Liked
3:51
Divorce can severely impact your credit due to joint accounts, increased expenses, and potential identity theft. Protecting your credit involves separating joint debts by selling assets, refinancing, or paying off the debt yourself. Rebuilding credit after divorce includes checking your credit reports, disputing errors, and establishing individual …
…
continue reading
1
850 FICO Score - 5 Necessary Traits Of Perfect Scorers
3:08
3:08
Play later
Play later
Lists
Like
Liked
3:08
An 850 FICO score is the highest credit score, offering benefits like easy loan approvals, low-interest rates, and high credit limits. However, reaching and maintaining it is rare, and not necessary for loan approvals, as good credit scores also secure loans at reasonable rates. Traits of 850 scorers include timely payments, diverse credit types, a…
…
continue reading
1
Credit Cards 101: Part 2 - Debt Payoff Strategies
2:57
2:57
Play later
Play later
Lists
Like
Liked
2:57
Credit card debt can damage credit scores, even with on-time payments. Paying off debt in one go is often unrealistic, but strategies like balance transfers, consolidation loans, and the 'Totem Pole' method can help manage and reduce debt, potentially boosting credit scores.By The Credit Pros
…
continue reading
1
Understanding The Credit Implications Of Co-Signing A Loan
2:54
2:54
Play later
Play later
Lists
Like
Liked
2:54
Co-signing a loan involves significant financial responsibility and risk, impacting your credit score and financial stability. This guide covers the basics, credit impact, responsibilities, risk management, and alternatives to co-signing, helping you make an informed decision.By The Credit Pros
…
continue reading
1
August Newsletter - The Credit Pros - The Credit Pros
2:42
2:42
Play later
Play later
Lists
Like
Liked
2:42
The article provides insights on credit repair and management, suggesting quick sign-up for credit repair services, and discusses the impact of closing credit cards and the usefulness of retail store cards for credit health. It also introduces UltraFICO, a new credit score model.By The Credit Pros
…
continue reading
1
Ahorre dinero con préstamos para estudiantes: dos formas sencillas
3:25
3:25
Play later
Play later
Lists
Like
Liked
3:25
Para ahorrar en préstamos estudiantiles, incrementa los pagos mensuales o refinancia a una tasa de interés menor. Aumentar los pagos reduce el tiempo y el interés total pagado. Refinanciar puede disminuir el porcentaje de interés y el costo total del préstamo. Ambas estrategias pueden resultar en ahorros significativos a lo largo del tiempo.…
…
continue reading
1
¿Cuánto tiempo permanecen los pagos atrasados en su informe de crédito?
2:35
2:35
Play later
Play later
Lists
Like
Liked
2:35
Los pagos atrasados permanecen en el informe de crédito por 7 años, pero el impacto disminuye con el tiempo. Es crucial realizar pagos a tiempo, ya que los pagos tardíos pueden afectar gravemente el puntaje crediticio. Hay maneras de manejar los pagos atrasados, incluida la disputa de errores y el pago inmediato dentro de los 30 días. Los servicios…
…
continue reading
1
Mastering Credit Cards: Making Them Work For You
2:55
2:55
Play later
Play later
Lists
Like
Liked
2:55
Properly managed credit cards are powerful credit-building tools, but credit card debt is detrimental to credit scores. High debt indicates risk to lenders, affecting 30% of FICO scores through the 'Amounts Owed' category. Revolving utilization ratio, the balance-to-limit percentage, should be low to protect scores. Responsible use, like paying ful…
…
continue reading
1
The Ultimate Guide To Busting Credit Score Myths - The Credit Pros
3:24
3:24
Play later
Play later
Lists
Like
Liked
3:24
Dispelling credit score myths is essential for financial literacy. Soft inquiries do not harm your score, credit utilization is crucial, and payment history significantly impacts your score. Credit age, score discrepancies across bureaus, and the broad influence of credit scores are also highlighted. Improving your score can be simpler than expecte…
…
continue reading
1
Why You Should Check Your Credit Report Every Year - The Credit Pros
3:22
3:22
Play later
Play later
Lists
Like
Liked
3:22
Checking your credit report annually is crucial to detect fraud, catch mistakes, and understand low credit scores. It's an itemized history of credit accounts excluding your credit score. You can dispute errors or fraudulent activities with credit bureaus or seek help from credit repair companies. All Americans can access their credit reports for f…
…
continue reading
The article provides a step-by-step guide on budgeting for your first home. It focuses on choosing the right home size based on current needs, down payment strategies, understanding mortgages, and accounting for additional expenses and payment changes. The goal is to ensure readers make financially responsible decisions when buying their first prim…
…
continue reading
1
How Do Student Loans Affect Your Credit Score? - The Credit Pros
2:31
2:31
Play later
Play later
Lists
Like
Liked
2:31
Student loans are reported to credit agencies and affect your credit score. On-time payments keep the score healthy, while late payments or defaulting can severely damage it, presenting you as a risky borrower and affecting future credit opportunities.By The Credit Pros
…
continue reading
1
Educación profesional gratuita durante COVID-19 - The Credit Pros
2:58
2:58
Play later
Play later
Lists
Like
Liked
2:58
Durante la crisis de COVID-19, algunas empresas ofrecen educación profesional gratuita para ayudar a las personas despedidas a mejorar sus habilidades. MOZ Academy está dando acceso gratuito a cursos de SEO, Udacity ofrece un mes gratis de programas de nanogrado, y LinkedIn Learning proporciona una prueba gratuita para una variedad de cursos profes…
…
continue reading
1
600 Credit Score - Is This A Good Credit Score?
3:15
3:15
Play later
Play later
Lists
Like
Liked
3:15
A 600 credit score is considered fair and is below the average for Americans aged 23 to 29, which is 660. It's possible to get loans, but at higher interest rates. Improving credit involves checking credit reports for errors and making timely payments. The highest credit score is 850, and anything over 800 is exceptional. Good credit scores range f…
…
continue reading
1
Top 10 Summer Credit Score Tips To Boost Financial Health
3:39
3:39
Play later
Play later
Lists
Like
Liked
3:39
This article provides actionable tips to improve your credit score during the summer, covering areas like reviewing your credit report, optimizing credit utilization, managing payment history, diversifying credit mix, and planning summer spending.By The Credit Pros
…
continue reading
1
¿Cómo funciona una línea de crédito sobre el valor de la vivienda (HELOC)? - Los profesionales del crédito
3:10
3:10
Play later
Play later
Lists
Like
Liked
3:10
Una línea de crédito sobre el valor líquido de la vivienda (HELOC) es una línea de crédito renovable con garantía en la vivienda del propietario, que permite retirar fondos hasta un límite establecido y solo pagar intereses sobre la cantidad utilizada. Los HELOC tienen tasas de interés más bajas y son útiles para financiar grandes gastos como refor…
…
continue reading
1
¿Qué significa la crisis del coronavirus para sus finanzas? - Los profesionales del crédito
2:11
2:11
Play later
Play later
Lists
Like
Liked
2:11
La crisis del coronavirus ha impactado significativamente en la economía, afectando la bolsa de valores, el empleo y la vida diaria. Es esencial mantener la calma y evaluar la situación de manera racional. Proteger su puntaje crediticio durante la pandemia implica comunicarse con prestamistas si se ve afectada su capacidad de pago. Los bancos puede…
…
continue reading
1
Datos de tendencias: los profesionales del crédito
4:10
4:10
Play later
Play later
Lists
Like
Liked
4:10
Los datos de tendencias son información histórica de pagos de tarjetas de crédito que muestran cómo los consumidores han manejado su deuda a lo largo del tiempo. Esto incluye montos de pagos mensuales y si los balances se pagan completamente o se llevan al siguiente mes. Los datos de tendencias son importantes porque ofrecen a los prestamistas una …
…
continue reading
1
Bad Credit And Insurance Premiums: Understanding The Impact
3:09
3:09
Play later
Play later
Lists
Like
Liked
3:09
Bad credit can increase insurance premiums as insurers use credit-based scores to predict risk and potential for claims. These specialized scores differ from regular credit scores and consider additional factors. Poor credit-based insurance scores may lead to higher premiums or denial of coverage, but consumers can work on improving their credit to…
…
continue reading
1
Debt Collectors: Will You Be Sued Over Old Debt? - The Credit Pros
3:19
3:19
Play later
Play later
Lists
Like
Liked
3:19
Debt collectors have a limited time to sue for unpaid debts, governed by state laws, after which debts become 'time-barred.' Credit reporting agencies must remove most derogatory accounts after 7 years, as mandated by the FCRA. To avoid lawsuits over old debts, it's best to pay them off, but professional advice can help if you're treated unfairly o…
…
continue reading
A car loan can be a good investment if you buy a new, reliable car, have good credit for low APR, and plan to drive it long-term. Avoid loans for used cars and purchasing beyond your means. Budget for total car costs, maintain your car, and understand loan terms to maximize benefits.By The Credit Pros
…
continue reading
1
Boletín de agosto - Los profesionales del crédito - Los profesionales del crédito
2:41
2:41
Play later
Play later
Lists
Like
Liked
2:41
Los artículos cubren temas financieros: préstamos a plazos, datos de tendencias en créditos y la importancia de los cofirmantes en 2023. Explican cómo funcionan los préstamos, la relevancia del historial de pagos para el crédito, y consejos para elegir un cofirmante.By The Credit Pros
…
continue reading
1
Se revelan los rasgos comunes de las personas con puntajes crediticios altos
3:33
3:33
Play later
Play later
Lists
Like
Liked
3:33
Las personas con puntajes crediticios altos tienden a mantener saldos bajos en tarjetas, realizar pagos puntuales, limitar nuevas solicitudes de crédito, tener historiales crediticios largos y revisar regularmente sus informes de crédito para asegurar su precisión y manejarlos de manera efectiva.By The Credit Pros
…
continue reading
1
Credit Score Range - 5 Levels And Loan Options
3:11
3:11
Play later
Play later
Lists
Like
Liked
3:11
Credit scores range from 300 to 850 and are crucial for loan eligibility. FICO and Vantage are popular scoring models with different criteria and score ranges. Poor credit scores face high interest rates; excellent scores get the best terms. FICO is more popular, has stricter criteria, and uses five factors for scoring. Vantage is easier to qualify…
…
continue reading
1
Understanding Phantom Debt: What It Is And How To Recognize
2:43
2:43
Play later
Play later
Lists
Like
Liked
2:43
Phantom debt, originating from clerical errors, identity theft, and fraudulent schemes, poses a significant threat to your financial health. Recognizing red flags, regularly reviewing your credit report, and understanding fraud tactics can help you stay vigilant. Disputing errors with credit bureaus and leveraging legal protections are crucial step…
…
continue reading
1
CFPB demanda a Navient: impacto en los prestatarios de préstamos estudiantiles
3:01
3:01
Play later
Play later
Lists
Like
Liked
3:01
La CFPB demandó a Navient, servicio de préstamos estudiantiles, por engañar a prestatarios y optar por soluciones costosas. Navient niega mala conducta y cuestiona la motivación política y la aplicación retroactiva de nuevas normativas de la CFPB. Navient afirma que promueve activamente los planes de pago basados en ingresos y combatirá las alegaci…
…
continue reading
1
What Does Coronavirus Crisis Mean For Your Finances? - The Credit Pros
2:46
2:46
Play later
Play later
Lists
Like
Liked
2:46
The coronavirus crisis affects finances by disrupting the stock market, interest rates, employment, and credit accessibility. The Credit Pros advise not to panic and to logically assess the situation, noting that market volatility doesn't directly translate to personal financial impact. It's crucial to contact lenders if payment issues arise due to…
…
continue reading
Americans can save money on student loans by applying for scholarships, utilizing federal, state, and school financial aid, and employing strategic loan tips such as paying down debt while in school, getting a cosigner for better interest rates, and exploring loan relief programs.By The Credit Pros
…
continue reading
1
How To File A Claim Over Equifax's Data Breach - The Credit Pros
4:05
4:05
Play later
Play later
Lists
Like
Liked
4:05
If you were affected by the Equifax 2017 data breach, you can claim cash or credit monitoring. Options include a cash payment for time spent dealing with the breach, free credit monitoring services, or reimbursement for financial losses up to $20,000. Documentation may be required, especially for claims over 10 hours of time spent or significant fi…
…
continue reading
1
Fraud Alert Vs. Credit Freeze: Protecting Your Identity
3:49
3:49
Play later
Play later
Lists
Like
Liked
3:49
Fraud alerts and credit freezes are tools to combat identity theft, with fraud alerts requiring creditors to verify identity and credit freezes stopping access to credit reports. There are three types of fraud alerts: initial, extended, and active-duty, each with different validity periods. Credit freezes can be lifted temporarily or permanently, w…
…
continue reading