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Anyone can churn anything. Each week, learn how to churn something new and novel, from credit card & bank bonuses to churning FIRE, cellphones, award programs, travel hacks, even cars. Decades of churning experience packed into short, easy-to-follow episodes you can use right now to live a more financially independent life.
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Point Me to First Class is a show for employed professionals, solopreneurs, entrepreneurs, and business owners with higher-than-average personal and/or business expenses who want to learn to leverage them into credit card points to spend on travel. Your expenses are your greatest untapped asset - but learning how to use them to travel the world doesn’t have to be confusing or complicated. Each week, Devon Gimbel shares valuable tips, tools, and strategies to help you uplevel your skills earn ...
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Travel isn’t just for the rich. I teach people how to supercharge their credit card points so they can pay for entire family vacations every year. I've been redeeming miles and points to pay for travel for over a decade. Points have taken our family around the world. But one thing sets me apart -- our family flies economy because business class isn't worth the extra effort for us. But this podcast isn't about me and where I've been -- it's about you and your goals. I focus on "normal" and st ...
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***TOP 1% MONEY & FINANCIAL SUPPORT PODCAST*** Do you make good money but have nothing to show for it? Tired of using your bank account & credit card balances as your budget? Want to get debt-free but don’t want to sacrifice everything to do it? Ready to save money and build generational wealth? You’re in the right place! We’re telling you exactly how to budget, pay off debt, save money & stop living paycheck to paycheck. We’re Shana & Vanessa: BFFs, business partners & Dave Ramsey Solutions ...
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Welcome to Rupinder's Credit Card Podcast. Our podcast is based on credit cards and our mission is to spread information about credit cards. Get any kind of information about any credit card. you can also ask questions in the comment section.
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A podcast dedicated to discussing consumer and household debt and strategies and ways of dealing with uncontrolled or problematic debt. Featuring debt experts with decades of experience in helping Canadians recover from the burden of debt.
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Are you a full-time mom and caregiver drowning in debt? Do you struggle to afford medical bills, special equipment, and therapies, while caring for your loved one continuing to further drown in debt? Do you wish that you had step-by-step financial guidance so you could attain the financial stability you desire and spend your precious energy focusing on your special needs child? You are in the right place. My mission is to equip special needs moms just like you to create wealth solutions thro ...
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Eternal Wealth is an inspiring and educational podcast that bridges the gap between finance and faith. Join Shani Tené, your favorite money coach, as she guides you towards richer living—spiritually and financially. Whether you're starting your financial journey or deepening your faith, Eternal Wealth offers actionable wealth building strategies through a Kingdom lens. Tune in and turn up your potential with your go-to resource for financial well-being and spiritual growth.
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On the Online Marketing Alchemist podcast, online business owner, marketing alchemist, social media content strategist, former social media agency owner, and somatic & energetic coach, Jess Angelini shares her best strategies for how entrepreneurs can use their social media to bring in clients. Whether you’re growing a coaching business, a spiritual business, or somewhere in between, this podcast will help you learn how to market your magic in a way that has your ideal client raising their h ...
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Hello, my name is Miky, and I am a finance writer at Cardinsider. With years of experience in this sector, I possess a wealth of expertise on various financial topics, especially credit cards. I aim to enhance people's understanding of credit cards and their financial implications. If you have any inquiries regarding credit cards, feel free to post them in the comments section. I am committed to providing valuable insights and knowledge that will help individuals make informed decisions rega ...
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The American Monetary Association is a non-profit venture funded by The Jason Hartman Foundation that is dedicated to educating people about the practical effects of monetary policy and government actions on inflation, deflation and freedom. Our goal is to help people prosper in the midst of uncertain economic times. The American Monetary Association believes that a new and innovative understanding of wealth, value, business and investment is necessary to thrive in the new reality of big gov ...
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Money Talks

Siggy Guns

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SiggyGuns of Gaming Illuminaughty has been through it all and is ready to share life and financial advice (For Entertainment purposes only). In this podcast, we'll go over Budgeting, Credit, Credit Cards, and a roadmap of what steps you could take to better your situation or to dig yourself out with little to begin.
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I'm a busy business owner, writer, and podcast host. Juggling all the facets that come with running a business isn't easy, and I understand the challenges it creates. Between tax legislation, money management responsibilities, and credit counseling tasks, keeping up with finances can feel like a headache. However, my goal is to provide our listeners with information and insight so they can effortlessly gain control over their financial obligations. Hopefully, subscribing to this podcast will ...
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Gabriel Brown

Gabriel Brown

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Hello my name is Gabriel Brown and I'm a Certified Fico Pro and some say a Credit Ninja! Over the past 15 years I have coached over 10,500 credit challenged individuals online, offline, through my books, my radio show and in my workshops! You may have heard of some of my advanced credit repair tactics such as: The Deficiency Balance protocol The Rolling Auto Loan Protocol The Balance Transfer Protocol The Consortium Credit Usage Protocol The Amex Card Deferred Payment Protocol The Home Zip C ...
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Dan Berckes & Eric Schmoll are top wealth strategists in the Twin Cities area that discuss the hottest topics in building your personal wealth to the moon. Discussions about Dave Ramsey, Grant Cardone, Robert Kiyosaki, and other financial gurus keep our viewers on their toes and not believing EVERYTHING they tell you. We provide clips, sound bites, keynotes, and simple content to provide you value in the car, at work, at the gym, or mowing the lawn! We are Wealth Strategists with experience ...
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B2B Better

Jason Bradwell

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Buying a piece of SaaS software off-the-shelf with a credit card is not the same as buying a 7-figure enterprise technology solution. So why do we try and market them in the same way? B2B Better exists to help complex businesses understand and execute a modern-day marketing strategy. We're obsessed with long sales cycles, bespoke value props and big buying committees - and how marketing can contribute to cold, hard revenue. Each week, Jason Bradwell sits down with industry experts to break d ...
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Daily Drop is a newsletter that teaches you how to earn and redeem miles and points in under 5 minutes a day (witty commentary, gifs and memes included 😉). Join Mike and Megan for The Daily Drop Podcast to extend the conversation that earns you free(ish) travel. Expanding some of your favorite miles and points topics, answering your questions... and we promise to not skip on the witty commentary.
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The REACH OR MISS podcast is about the customer focused entrepreneur. Hayut Yogev chats with Guy Kawasaki, John Lee Dumas, Michael Stelzner, Kate Erickson, Chris Brogan, Mark Schaefer, Joe Pulizzi, Marcus Sheridan and more successful entrepreneurs and opinion leaders about their Customers Approach and Focus. The goal is to help entrepreneurs and startup founders to reach business success with the right strategy, marketing and sales approach.
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The BarberShop with Shantanu

The BarberShop with Shantanu

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Hi, thanks for stopping by! My name is Shantanu and I am the founder of Bombay Shaving Company and Bombae. My company has scaled to 1500+ Cr value (if this metric means anything haha), but more importantly, is a loved personal care brand which has scaled to 50L households and 1L stores in 5 years. The BarberShop was started with a clear thesis - India needs to create approximately a million jobs a month, currently, we create almost two hundred thousand. Our ‘Funda’ is to simplify entrepreneu ...
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When it comes to fintech, Sam Maule. and Maia Bittner have definitely honed a few talents over the years. They've got over a decade each in banking and payments industry, so they've earned their stripes. Now, some in the industry like to dub them fintech thought leaders- but they prefer to see themselves as perpetual fintech interns. And that's precisely why they decided to launch the Artificially Intelligent podcast - to create a platform where they can learn and look about edge cases in fi ...
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The Solomon Success podcast is dedicated to the timeless wisdom of King Solomon and the Book of Proverbs in order to maximize one’s business and life. To our advantage, we can find King Solomon’s financial strategies in addition to many life philosophies documented in biblical scriptures. Focusing on these enduring fundamentals of success allows us to bypass the “get-rich-quick” schemes that cause many to stumble on their journey toward success. Our concern is not only spiritual in nature, b ...
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MindBloomYou is your new favorite podcast. Listen, subscribe, and stay in touch, as Marina Gee, PhD, and James Wolfe, APTD, SHRM-CP, your hosts, bring you conversations around personal finance, career navigation, debt pay off tips, sprinkled with a lot of mental health, self-care, and mindfulness. A new episode every Tuesday. Prefer the video version instead? Check out MindBloomYou on Youtube: https://www.youtube.com/c/MindBloomYou NOTE: We are not financial advisors. The information provide ...
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In this conversation, Jess Angelini shares about the art of letting go in various aspects of business and life. Jess shares her personal experiences and lessons learned from holding onto things for too long. She emphasizes the importance of tuning into your body and trusting your gut when deciding to let go. Jess also discusses the need to align yo…
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In this episode, Mike lets you in on a secret Marriott credit card 👀 Which is 🥁 The Ritz-Carlton credit card from Chase.He explains how you can get this card, the Marriott benefits it comes with, and how to justifying this taking up space in your wallet. Keep Up With Daily Drop: Read the newsletter: https://www.dailydrop.com Join the Lounge: https:…
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Snag Our Simplified Budget System! In this episode, we’re diving deep into the real-life situations from our coaching sessions. We love coaching our clients, hearing their stories, and guiding them to a better financial path. Today, we're bringing those lessons to you, budget besties, so you can apply them directly to your financial journey.Key Tak…
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Are you hesitant to invest in stocks due to common myths? Join money coach Shani Tené as she debunks 3 popular misconceptions about stock investing. Discover the truth behind these myths and learn how to start your investment journey with confidence. 👀Watch the full episode here: https://youtu.be/PZZ5-fxT0RY 📝 Show Notes: https://shanitene.com/podc…
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Handling credit card debt involves understanding available tools such as balance transfers and debt consolidation, and adopting strategies based on one's ability to pay. Solutions range from transferring balances for lower interest rates to debt consolidation loans. Bankruptcy is usually not the best option, and certain actions like payday loans, u…
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High-limit credit cards are determined by proprietary statistical models considering income, net worth, debt, credit history, and credit score. Low limits may be due to insufficient income/net worth, high debt, poor credit score, lack of credit history, or adverse economic conditions. To potentially increase a limit, improve credit profile or start…
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The coronavirus crisis affects finances by disrupting the stock market, interest rates, employment, and credit accessibility. The Credit Pros advise not to panic and to logically assess the situation, noting that market volatility doesn't directly translate to personal financial impact. It's crucial to contact lenders if payment issues arise due to…
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Collections accounts appear on your credit report when you default on a debt and it is sold to a collections agency. While paying off a collections item won't immediately improve your credit score with older scoring models, newer models disregard paid collections. To remove collections, validate the debt, consider a pay-for-delete arrangement, or s…
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The article provides a step-by-step guide on budgeting for your first home. It focuses on choosing the right home size based on current needs, down payment strategies, understanding mortgages, and accounting for additional expenses and payment changes. The goal is to ensure readers make financially responsible decisions when buying their first prim…
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Los artículos cubren temas financieros: préstamos a plazos, datos de tendencias en créditos y la importancia de los cofirmantes en 2023. Explican cómo funcionan los préstamos, la relevancia del historial de pagos para el crédito, y consejos para elegir un cofirmante.By The Credit Pros
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La CFPB demandó a Navient, servicio de préstamos estudiantiles, por engañar a prestatarios y optar por soluciones costosas. Navient niega mala conducta y cuestiona la motivación política y la aplicación retroactiva de nuevas normativas de la CFPB. Navient afirma que promueve activamente los planes de pago basados en ingresos y combatirá las alegaci…
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Credit scores range from 300 to 850 and are crucial for loan eligibility. FICO and Vantage are popular scoring models with different criteria and score ranges. Poor credit scores face high interest rates; excellent scores get the best terms. FICO is more popular, has stricter criteria, and uses five factors for scoring. Vantage is easier to qualify…
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Damon DeCrescenzo, CEO de The Credit Pros, ha sido entrevistado en el podcast 'CEO de 7 cifras' de Casey Graham, discutiendo su amplia experiencia emprendedora y compartiendo estrategias para construir un equipo fuerte y lograr el éxito empresarial. La empresa sigue creciendo, lanzando una aplicación móvil y expandiendo su equipo.…
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La crisis del coronavirus ha impactado significativamente en la economía, afectando la bolsa de valores, el empleo y la vida diaria. Es esencial mantener la calma y evaluar la situación de manera racional. Proteger su puntaje crediticio durante la pandemia implica comunicarse con prestamistas si se ve afectada su capacidad de pago. Los bancos puede…
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Los datos de tendencias son información histórica de pagos de tarjetas de crédito que muestran cómo los consumidores han manejado su deuda a lo largo del tiempo. Esto incluye montos de pagos mensuales y si los balances se pagan completamente o se llevan al siguiente mes. Los datos de tendencias son importantes porque ofrecen a los prestamistas una …
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Trended data on credit reports shows payment history over time, affecting credit scores and lending decisions. It reveals if a person pays off credit card balances or carries debt, with transactors deemed less risky. VantageScore 4.0 uses trended data, and FICO may follow. This data is increasingly important in credit evaluations, including mortgag…
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A 600 credit score is considered fair and is below the average for Americans aged 23 to 29, which is 660. It's possible to get loans, but at higher interest rates. Improving credit involves checking credit reports for errors and making timely payments. The highest credit score is 850, and anything over 800 is exceptional. Good credit scores range f…
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Identity theft is a growing threat, particularly on social media platforms, costing millions to victims. Types of online identity theft include account takeover, card fraud, and more. Signs of theft include strange transactions and unrecognized accounts. Protecting yourself involves checking financial statements, monitoring credit reports, and usin…
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Phantom debt, originating from clerical errors, identity theft, and fraudulent schemes, poses a significant threat to your financial health. Recognizing red flags, regularly reviewing your credit report, and understanding fraud tactics can help you stay vigilant. Disputing errors with credit bureaus and leveraging legal protections are crucial step…
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Credit card fraud generally won't affect your credit score unless the replacement card is reported as a new account. Immediate reporting to the card issuer can limit your liability to $50 or less, and notifying credit bureaus can protect you from further fraud. True name fraud, however, is more serious and can severely damage your credit.…
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A 669 credit score is considered fair, just below the good range, and can qualify you for various loans with reasonable terms. The average US credit score is 716, with 59% of the population scoring between 700-850. It's beneficial to raise a 669 score to access better credit offers. Regular income, timely payments, and managing credit applications …
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Bad credit can increase insurance premiums as insurers use credit-based scores to predict risk and potential for claims. These specialized scores differ from regular credit scores and consider additional factors. Poor credit-based insurance scores may lead to higher premiums or denial of coverage, but consumers can work on improving their credit to…
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Your credit score may suffer due to unreviewed credit reports, forgotten accounts like utilities, unused credit cards with undetected fraud, high credit utilization ratio, or avoiding credit use altogether. Regularly checking your credit report, closing old accounts, monitoring all card statements, managing credit balances, and responsibly using cr…
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Las personas con puntajes crediticios altos tienden a mantener saldos bajos en tarjetas, realizar pagos puntuales, limitar nuevas solicitudes de crédito, tener historiales crediticios largos y revisar regularmente sus informes de crédito para asegurar su precisión y manejarlos de manera efectiva.By The Credit Pros
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Identity theft can severely damage your credit score, but with prompt detection and action, damage can be mitigated. Immediate steps include reporting theft, freezing accounts, and alerting credit bureaus. Repair involves disputing fraudulent charges and may take time. Post-theft, maintain credit health by monitoring reports and managing debt. Iden…
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The article provides a comprehensive guide on how to obtain your annual credit report for free in 2022, detailing the importance of understanding your credit history, the contents of a credit report, and its uses. It specifies that credit reports can be accessed through AnnualCreditReport.com, the government-authorized source, and clarifies that th…
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Working from home requires discipline in maintaining a schedule, setting clear boundaries with coworkers, incorporating personal time, and minimizing non-work distractions like excessive messaging. Establishing and adhering to a routine mimics office structure and helps balance work and personal life, even under remote conditions.…
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Revolving credit is a flexible financial instrument where a credit line is extended to a user, allowing them to borrow up to a set limit and repay, with the credit becoming available again. Common types include credit cards, personal lines of credit, and HELOCs. Proper management can improve credit scores through on-time payments, credit history, a…
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Individuals with high credit scores often share common habits such as maintaining low credit card balances, making payments on time, limiting new credit applications, having long credit histories, and regularly reviewing their credit reports. These practices contribute to their strong credit standing, as they manage debt responsibly, ensure the tim…
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Properly managed credit cards are powerful credit-building tools, but credit card debt is detrimental to credit scores. High debt indicates risk to lenders, affecting 30% of FICO scores through the 'Amounts Owed' category. Revolving utilization ratio, the balance-to-limit percentage, should be low to protect scores. Responsible use, like paying ful…
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A bad credit rating can significantly hinder your ability to secure loans and comes with high interest rates. Factors such as late payments, bankruptcy, loan cosigning, excessive credit card applications, and not reporting inaccuracies can all detrimentally impact your score. Credit repair services can assist in rectifying these issues.…
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To avoid credit repair scams, never pay upfront, be skeptical of promises for a clean credit slate, and check for the company's proper licensing and bonding. Scammers may exploit those with poor credit by demanding payment before services, promising impossible outcomes like a new SSN, or operating without legal compliance. Legitimate credit repair …
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Fraud alerts and credit freezes are tools to combat identity theft, with fraud alerts requiring creditors to verify identity and credit freezes stopping access to credit reports. There are three types of fraud alerts: initial, extended, and active-duty, each with different validity periods. Credit freezes can be lifted temporarily or permanently, w…
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Divorce can severely impact your credit due to joint accounts, increased expenses, and potential identity theft. Protecting your credit involves separating joint debts by selling assets, refinancing, or paying off the debt yourself. Rebuilding credit after divorce includes checking your credit reports, disputing errors, and establishing individual …
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Para ahorrar en préstamos estudiantiles, incrementa los pagos mensuales o refinancia a una tasa de interés menor. Aumentar los pagos reduce el tiempo y el interés total pagado. Refinanciar puede disminuir el porcentaje de interés y el costo total del préstamo. Ambas estrategias pueden resultar en ahorros significativos a lo largo del tiempo.…
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Checking your credit report annually is crucial to detect fraud, catch mistakes, and understand low credit scores. It's an itemized history of credit accounts excluding your credit score. You can dispute errors or fraudulent activities with credit bureaus or seek help from credit repair companies. All Americans can access their credit reports for f…
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Credit scores can vary between Experian, Equifax, and TransUnion due to different scoring models, reports, voluntary credit reporting, and timing. The FICO scoring model is the most popular. Understanding these differences can help consumers manage their credit profiles better without the need to meet each bureau's criteria separately.…
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A 570 credit score is considered poor and may result in loan rejections or high interest rates. This article provides an overview of what credit scores are, why one might have a low score, and the consequences of a 570 score. It also offers solutions to improve credit scores, such as correcting report errors, managing new credit wisely, avoiding ba…
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Installment loans allow borrowers to repay in regular installments, come in secured and unsecured forms, and are offered by many lenders. They differ from payday loans in repayment terms and impact on credit scores. Good credit scores help secure better loan terms, but installment loans can also be accessible to those with lower scores. TheCreditPr…
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A FICO score is a specific type of credit score created by the Fair Isaac Corporation, used by lenders to gauge creditworthiness. All FICO scores are credit scores, but not all credit scores are FICO scores. FICO scores range from 300 to 850, with different versions like FICO 8 being the most common. VantageScore is another type of credit score gai…
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A credit score is a numerical representation of creditworthiness, ranging from 300 to 850, while a credit report details an individual's credit activity, including loans, payments, and defaults. Credit scores are calculated based on payment history, amounts owed, length of credit history, credit mix, and new credit inquiries. Each factor contribute…
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La tasa de utilización del crédito es clave para los prestamistas al evaluar la capacidad de un individuo para manejar deudas. Mantener una baja tasa de utilización, idealmente inferior al 30%, demuestra responsabilidad crediticia. Pagar saldos, mantener cuentas con saldo de $0 y saber cuándo se reporta la deuda a las agencias son formas de optimiz…
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If you were affected by the Equifax 2017 data breach, you can claim cash or credit monitoring. Options include a cash payment for time spent dealing with the breach, free credit monitoring services, or reimbursement for financial losses up to $20,000. Documentation may be required, especially for claims over 10 hours of time spent or significant fi…
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The National Public Data breach exposed millions of Social Security Numbers, highlighting the need for immediate and long-term protective measures. This article provides steps to check if your SSN was compromised, immediate actions to take, and long-term strategies to safeguard your identity.By The Credit Pros
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