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Risky Benefits

FBMC Benefits Management, Inc.

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Welcome to Risky Benefits, a podcast from FBMC Management, Inc. As your personal advisor on all things benefits, join host Rick Farris, Chief Sales and Marketing Officer, every month while we educate you with all the ins and outs of compensation packages. From topics about insurance to employees and everything in between, you’ll walk away with the knowledge needed to get the most out of healthcare benefits.
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As the modern workforce evolves, effective communication becomes increasingly crucial. Listen to the latest Risky Benefits episode as podcast guest, Mark Donohue, president and COO of Truehugh, shares his insights on the future of artificial intelligence and communication in the HR industry. Mark discusses how AI can streamline HR processes, such a…
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We’re thrilled to share our latest conversation with Carlye Fabrikant, wellness coordinator at the School District of Palm Beach County. Carlye’s insights into employee wellness are sure to inspire and provide valuable takeaways for all HR and wellness professionals. In this episode, we delve into: 1. **Customization of Wellness Programs**: Carlye …
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Sick of high healthcare costs? Learn how dependent verification audits can save your company thousands! This week’s episode of Risky Benefits delves into the world of employee benefits to bring eye-opening insights and innovative solutions through ClearTrack HR. Listen as John McFarland, President of ClearTrack HR, explores cost-saving strategies t…
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In this enlightening episode of Risky Benefits, we dive deep into the future of breast cancer screening. With less than 40% of women getting annual mammograms due to various fears and inconveniences, screening innovation couldn't be more timely! Listen as special guest Dr. Monique Gary, a renowned breast surgeon and Chief Medical Officer at Bexa br…
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For the average American, a $5,000 out-of-pocket medical expense can be a financial catastrophe, pushing many to forgo necessary healthcare. Patients who face the difficult decision of receiving medical treatment at home instead of in a hospital underscores a grim reality: the high out-of-pocket costs and deductibles causes patients to delay or ski…
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Get ready for a heartening episode as we dive into the inspiring work of the Waterfront Rescue Mission with our special guest, Mark Isbel, Executive Director of Waterfront Rescue Mission. Mark offers profound insights into the mission's crucial work and rising challenges in serving the homeless and addicted populations along the Gulf Coast. With 75…
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Listen in to our latest episode of Risky Benefits, with Stacey Edgar, founder and Chief Executive Officer (CEO) of Venteur. Stacey delves into the intricacies of Individual Coverage Health Reimbursement Arrangements (ICHRAs), a paradigm shift in employer-sponsored healthcare. Learn about the practicalities, benefits, and success stories surrounding…
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In a politically-charged climate, it may be difficult to make clear decisions about your personal or your family’s health and wellness. A knee-jerk opinion may lead to a whole world of unintended consequences – as though you’re rolling the dice and you don’t fully know the rules of the game. High-stake circumstances can turn differences of opinion …
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Leadership Speaker and longtime Associate Editor for Sport Illustrated, Don Yaeger is on on mic at Risky Benefits for Episode 15. Listen in as we talk about the journey to personal greatness. The effect that perspective has on our ability to consider different definitions of greatness, and the goal to be “a river not a reservoir”. This podcast is a…
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You may think personal and career growth is only achieved by moving from one company onto the next every few years. Although it may work well for some people, stability and loyalty to one company can be just as rewarding. Working at one company can be likened to “watching your kid grow, make mistakes, and yet you enjoy their continued growth and su…
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You’re an hour into leading or participating in a team meeting and you think to yourself, “We’re not making ANY progress. What’s our goal?” You’re reluctant to ask the clarifying question of “What does success look like?” but you know there’s got to be a better way. By understanding meeting facilitation as an effective leadership tool, you’ll incre…
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Giving yourself grace to endure life’s stresses and advocating for yourself when something feels “off” with your body can lead to your personal growth, self awareness – and in some cases – your own survival. When healthcare limitations and red tape become obstacles to seeking the healthcare answers you need, do not give up. Listen as Risky Benefits…
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As the future of work evolves with the onset of artificial intelligence, virtual reality, and the general return-to-office debate, organizations are going above and beyond simply providing the tools and training necessary for workers to be successful. These days, it is increasingly important for employers to meet both threshold and activator needs …
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Taking a Different Approach to Embracing ChatGPT Are you intimidated by ChatGPT and Artificial Intelligence (AI)? With advanced AI technology becoming more developed everyday, the subject of job security can be a common concern. But from an employer-centric perspective, the more resources you have at your disposal, the more efficient and productive…
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People have complex medical situations in life and the wrong decision can lead to disaster. With MediOrbis, a physician-founded digital health company, it’s reassuring to know that providers are readily available to help get patients with complex conditions through difficult times with expert, innovative telehealth services. Listen as Risky Benefit…
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When demands exceed capacity, it can be difficult to navigate work and life harmony. During this Risky Business podcast, you’ll learn through managing your own energy, being aware of your personal recovery needs, and training to balance dimensions of your own wellness, you can help bring out your best level of service and orchestrate the energy of …
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Listen as second-time Risky Benefits podcast guest, Jim Klein, President of the American Benefits Council – a Washington, D.C. based employee benefits public policy advocacy organization – discusses the remarkable amount of bipartisanship that occurs surrounding employee benefits issues, such as: mental healthcare, Telehealth provisions, site neutr…
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Some of the most beautiful diamonds are cultivated from pressure and, in this instance, guttural experiences that nobody should have to endure – and our Risky Business podcast guest is a prime example of great resilience in the face of childhood adversity. Listen as Joe Knopp, Film Producer and Inspirational Speaker, shares his raw, heart-wrenching…
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Need a new strategy to get rid of debt or become debt-free? The Bank on Yourself concept may revolutionize how you invest. Listen as Sarry Ibrahim, of thinkinglikeabank.com, and Rick Farris, FBMC Growths Officer, discuss the Bank on Yourself Concept – an alternative investment strategy that allows employees to use accumulated cash value from their …
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3MPWR takes on the sometimes, mundane, annual benefits enrollment and applies its three sacred “Es” – Engagement, Education, and Enrollment – to create a customer-centric, mindful, and innovative experience for employees. Listen as David Perry, 3MPWR Managing Principal, and Rick Farris, FBMC Growth Resources Officer, discuss 3MPWR’s rigorous counse…
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You won’t find the stereotypical insurance products with New Benefits. Listen as Jake Cleer and Collin Ray of New Benefits discuss the products and services that are unique and highly sought after by employees. When you need benefits that aren’t fitting into a set plan, New Benefits offers services that aggregate benefits like caregiving support an…
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Retirement for everyone! After years of study into retirement plans, the government found that many Americans were not covered by a qualified retirement plan. Many people either did not qualify due to their part-time status, did not have access to a retirement plan, or just do not know enough about them to use them. The government amended Security …
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Listen in on this thoughtful discussion about business and personal growth from author and speaker Bob Burg. As co-author of The Go-Giver series, Bob is on mic to walk us through what it means to be of value in today's job market and how to be an authentic leader. His strategies guarantee everyone from buyers, sellers, to management will walk away …
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People who feel more connected show lower levels of anxiety, depression, and a greater empathy for themselves, their community, and other people. That’s where Listeners on Call can empower its audience. Listen to Dr. Jada Jackson talk about how to stay connected even during your busiest season. Listeners on Call offers telephonic support through co…
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Ochsener Digital medicine is on mic to talk about remote patient management. They offer solutions for chronic disease management that will make proactive differences in your health. This means even when you’re at home, and trying to manage your Type II diabetes, you have a personal care team and chronic illness management plan just a click away. Wi…
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PHB: A Benefits Solution For Providers On mic is Fraser Cobbe, President of Cobbe Consulting & Management and founder of Physicians Health Benefits, to talk about the importance of physician associations, and how you can get employee benefits that not only benefit you, but also your network. Fraser also explains how the Physicians Health Benefit pr…
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Redefine HR Work with BenAdmin Systems A worthwhile discussion about benefits administration systems and how technology is changing the way we administer benefits. Whether it’s ACA compliance, billing, or taking care of the HSA/FSA every piece of the benefit is taken care of more easily and is highly accessible. This week we have Workterra on mic t…
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Protect Workplace Culture 75% of people who have been harassed or discriminated against at work don’t report the incident because of fear. Resolving workplace misconduct faster than ever before, Work Shield provides a safe and effective way for employees to report misconduct at work. Listen in this week as Jared Pope, Founder and CEO of Work Shield…
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Hooray for Affordable Healthcare Our Risky Benefits host, Rick, is on mic with Shane Foss of Hooray Health to discuss the benefits of fixed indemnity, first dollar coverage. This means you’ll find no out-of-pocket costs in order to get coverage, and your insurance will pay a fixed dollar amount for each medical event. Hooray Health offers affordabl…
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Healthcare Policy Update: The LTC Crisis This week on Risky Benefits, Trustmark Executive Director of Product Innovation, Adam Bezman, is on mic with Rick to talk about how the Long Term Care crisis can affect your employees, what new Long Term Care legislation we can expect, and why insurance solutions might be the right stop gap measure to ease t…
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Anneliese Finn, author of The Code, is on mic to talk to Rick about how to succeed in the world of sales as a woman. With 20 plus years of experience in the medical sales world, Anneliese has collected a treasure trove of lessons from her career that have led to bigger success. Through this podcast and her guidebook, you’ll learn the basics of buil…
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Meet Ashley Andrews, Sales Executive, with Medefy, a benefits navigation app. Medefy is an app to help you connect better with your healthcare. Real humans are on standby to help you make your next healthcare move, whether that’s understanding a bill or offering provider coordination. In the app you’ll be able to find plan documents, see how much y…
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Due to a quirk in the Affordable Care Act, lower- and middle-income employees are not able to access critical premium subsidies when the self-only health coverage offered by their employer is deemed affordable by the ACA. This means that even if the cost of family coverage does not qualify as affordable, the employee’s family is not eligible for pr…
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On mic is Christin Kuretich, Strategy Consultant at Milliman, and David Perry, FBMC's own Vice President of Enrollment Strategies, to talk with Rick about the effects of the Long Term Care Crisis. From family member burnout to the stress of paying for expensive care services, the growing need for Long Term Care is a crisis not yet acknowledged by t…
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Megan Richardson, Vice President of Consulting at Dynamic Corporate Solutions, is on mic with Rick to talk about the Great Resignation. As a Human Resources consultant, Megan leads the discussion on why employees are leaving their jobs in droves. Her experience and business acumen will make you reconsider what employees are looking for in the marke…
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Tracy Cohen, President of Target Print & Mail, is on mic with Rick on Risky Business to discuss how she carried on her mother’s legacy to make Target Print & Mail a national print shop. Her journey to gain confidence and grow her business has inspired us here at FBMC, and we wanted to take a moment to celebrate the amazing women in our city. Listen…
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Mary O'Conner, MD, is on mic with Rick to talk about how musculoskeletal care delivery can improve with Vori Health. This Telehealth program provides patients with access to services like Surgery Prep and Recovery and Muscle and Joint Pain intervention. A personalized team of experts will work with you every step of the way to find a program that h…
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With the frantic race to open enrollment behind us, it’s time to catch your breath and reflect with Risky Benefits. This week’s episode is dedicated to examining past experiences while they are fresh and using them to transform the future. Here to help us is our guest Misty Guinn, Director of Customer Advocacy at Benefitfocus, a benefits technology…
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Flume Health’s Chief Customer Officer, Kevin Schlotman, is on mic with Rick and Richard Koontz, FBMC’s Manager of Healthcare Innovation Development, to discuss how Flume Health engineered a new approach to healthcare. Their mission is to capitalize on up-to-date technology that helps clients build their healthcare vision; meanwhile, employees gain …
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Care is in the details with WellVia teleheath. Experience a comprehensive telemedicine experience with the flexibility and freedom to get the care you need, when you need it. Chief Operating Officer Mark Woolery from WellVia is on mic to talk about the unique solutions offered by WellVia and how they have helped push innovation and exceptional cust…
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Join us as we talk employee recruitment and retention with Colene Rogers, talent management expert and author of Retention: Key Mindsets that Retain Top Talent. As a human capital consultant, Colene dispenses practical, proven, easy-to-implement practices and strategies to help you improve employee satisfaction which leads to higher productivity, l…
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It is not enough anymore to be the usual broker. As a service driven company, FBMC believes in the importance of an agile, knowledgeable broker to help clients get what they need. Jim Filmont, Vice President of Sales at FBMC, is on mic this week to talk more about the difference between business as usual for a basic broker, and the kind of brokerag…
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Jason Hammersla, Vice President of Communications at American Benefits Counsel, is on mic to talk about the “Silver Linings Pandemic Playbook”. The playbook is a collection of vignettes and interviews with a dozen large US companies on the strategies they deployed to take care of their employees in one of the most unprecedented times, the COVID-19 …
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David Perry has worked in carrier claims, workers compensation, account management, enrollment and more. All these experiences have helped him map out the best life cycle for enrolling and educating employees about their benefits. David is on mic to provide you with the latest ideas and tools to help employees find what they need to feel taken care…
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Mental health and wellness is an important aspect of our health. From employees to even the most decorated and talented athletes, it is important to prioritize the care you need in order to perform your best. Dr. Desreen Dudley, Psy.D., behavioral health quality consultant, and practicing clinical psychologist, shared that 50% of millennial employe…
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The passion and industry expertise from each of our consultants is an important part of what makes FBMC unique. On mic are two of our Employee Benefits Consultants: Shands Bussey and Kevin McCarthy. Listen in as Shands and Kevin discuss their work in the insurance industry and how it has shaped their perspective on what delivering quality service l…
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Clever RX is a discount prescription program that negotiates rates with pharmacies, drug manufacturers, and pharmaceutical benefit management companies to provide the lowest prices available. No sign up, no cost, no fee, all in an effort to make healthcare more affordable. Listen to Brett Cunningham, Co-Founder and Chief of Growth Officer at Clever…
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Show Employees You C.A.R.E. When it comes to maximizing employee wellbeing and minimizing turnover consider this, “No trash, no chipped paint, and all the horses go up and down.” This adage from Walt Disney is at the heart of today’s Risky Benefits episode. Listen as Texas Tech Professors Dr. Theodore Waldron and Jim Wetherbe along with FBMC Benefi…
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Unsure of whether to mandate employee vaccinations? Chad Sorenson, President of HR Florida, is on Risky Benefits to discuss all the HR related questions and possibilities that come up when considering COVID-19 vaccination mandates in the workplace. MORE ABOUT OUR GUEST: Chad Sorenson President hrflorida.org Chad Sorenson is the President of Adaptiv…
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The landscape of voluntary benefits has changed recently because of COVID-19. Employers and employees are looking for products and coverage that keeps up with the quickly changing times. Nick Rockwell, President of Eastbridge Consulting Group, Inc., is on mic with Rick to talk about the voluntary benefit trends and changes that insurance carriers a…
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