show episodes
 
Artwork

1
Norfolk Folklore Society

Norfolk Folklore Society

Unsubscribe
Unsubscribe
Monthly
 
The Norfolk Folklore Society podcast hosted by Siofra Connor & Stacia Briggs. We hope to entice folklore lovers, stone spotters, paranormal investigators, cryptozoologists, folk horror enthusiasts, ufologists, magic users and any other curious souls to join us on our strange journeys around Norfolk.
  continue reading
 
Artwork

1
What's Out There?

Nigel Higgins & Juliette Smith

Unsubscribe
Unsubscribe
Monthly
 
Welcome to What's Out There? The podcast channel for Out There Paranormal. Join us as we look into all things spooky, strange, and just plain weird. Take a journey into the world of the unexplained with our eclectic mix of podcasts delivered in a more light-hearted style but still packed with little tidbits of information. We cover stories from haunted places, telling tales of what lurks in the darkness. Walk with us as we go out investigating, and listen as we talk through the many aspects ...
  continue reading
 
Loading …
show series
 
Life has risks. Investing adds new risks. Investing in real estate adds new risks specific to real estate investing. One risk that is unique to real estate investing is the risk of buying a stigmatized property or having a property become stigmatized while you own it. In this class, James will: Uncover hidden gems in the real estate market and turn…
  continue reading
 
There's a risk to just about everything in life... including investing in real estate. One risk that some real estate investors fear is that rising mortgage interest rates will: Increase their mortgage payment and therefore hurt cash flow, or The rising mortgage interest rates will lower affordability and demand for properties, and therefore the va…
  continue reading
 
Poltergeist meaning.. The word poltergeist comes from the German poltern, 'to make sound, to rumble,' and Geist, 'ghost, spirit.' The term itself translates as 'noisy ghost', 'rumble-ghost', or a 'loud spirit'. One of the tricks a poltergeist is known for is making "knocking" noises, so it will come as no surprise to learn that the word poltergeist…
  continue reading
 
In this special class about the dangers, risks and warnings of investing in real estate: The #1 fear that keeps potential landlords and new real estate investors up at night! Expert insights on why this fear is more common among inexperienced landlords and investors in challenging real estate markets. Real-life horror stories of tenants causing sig…
  continue reading
 
Interested in learning how to analyze deals using The World's Greatest Real Estate Deal Analysis Spreadsheet™? Specifically, do you need to know how to analyze a deal purchased with an interest-only loan? In this special deal analysis, you will: Discover the secret strategy for analyzing the purchase of a rental property with an interest-only loan …
  continue reading
 
Real Estate Investing Through Massive Foreclosure Periods Join us for an exclusive episode of the REFP podcast, focusing on "Real Estate Investing Through Massive Foreclosure Periods." In this enlightening episode, you'll dive into the following insights: Discover the secret to making money during economic downturns, a strategy that can set you apa…
  continue reading
 
Welcome to the third and final episode in our "Haunted and Cursed" trilogy. In this episode, we cover the sinister side of cursed objects. Once again, we have gone on an internet deep dive to bring you a selection of strange items, each with a terrible tale to tell. Of course, it's much more exciting if you can see the objects in question, and once…
  continue reading
 
Deal Alchemy™ - Debt Paydown to Cash Flow Join us for an exciting and enlightening class with James Orr as he delves into the fascinating world of Deal Alchemy™. In this class, listeners will discover a surprisingly powerful strategy that has the potential to drastically improve cash flow on rental properties. Whether you're considering buying a ne…
  continue reading
 
Tax Deductibility of PMI Payments Are you an owner-occupant puzzled by the ever-changing rules around PMI (Private Mortgage Insurance) deductibility? Or perhaps an ambitious real estate investor, hungry to maximize your deductions and supercharge your profits? Then this class is your golden ticket to the world of tax wisdom! Join us for an exhilara…
  continue reading
 
Functional Obsolescence Unveiled: The Silent Value Killer in Real Estate Investments—and How to Defeat It! There's a often overlooked risk of investing in reale state: obsolescence. Whether we're focused on properties that are or will become functionally obsolete or drift directly into economic or physical obsolescence... these are real-world risks…
  continue reading
 
How to Analyze an All-Cash Rental Property Purchase Deal analysis is important. Learning how to analyze deals is a critical skill for all real estate investors, whether you're financing 100% of the purchase or buying a property without a loan at all and paying all cash. In this class, we will look at how deal analysis changes when you plan to buy a…
  continue reading
 
Today’s podcast is the NFS’s own version of the General Election and, as such, we get to the heart of a very pressing issue: whether a dog-headed monk or a monk-headed dog would be more terrifying to meet down a dark alley? For many years, the dog-headed monk/monk-headed dog conundrum has been our very own personal litmus test…but for the first tim…
  continue reading
 
How Return on Investment Changes Based on Credit Score With PMI Does your credit score really matter when you're buying rental properties? Sure, your credit score impacts the mortgage interest rate you can get with traditional mortgages. And yes, your credit score affects how much private mortgage insurance (PMI) will cost. Your credit score can al…
  continue reading
 
So, are you stressing out over higher mortgage interest rates and properties not cash flowing as well as they used to, or in some markets, not having positive cash flow at all... even with 25% down? What's a real estate investor seeking financial independence to do? In this class, we will compare two strategies. In both strategies, you first buy an…
  continue reading
 
So, you're considering Nomading™. Excellent! But as you dig into the details, you may wonder what the impact would be if you chose to buy a more desirable, higher quality, but maybe less optimal property at full price (without a discount), versus focusing on finding a slightly less desirable, slightly lower quality, but slightly more optimized rent…
  continue reading
 
Deal Alchemy™ - Black Box Cash Flow Deal Alchemy™ is all about manipulating returns to get the returns you desire most. One variation of Deal Alchemy™ has you think about your rental property investment as a black box. You put money into the black box, some magical things happen over the next few years and out pops profit which you can spend like c…
  continue reading
 
In the atmospheric setting of England’s largest and most elaborate provincial medieval city hall, wonderful tales were woven about Norwich’s dark past. We joined forces with performer Laura Cannell to create a magical night filled with tales of ghosts and witchcraft, secret tunnels and dreadful murders linked to this distinctive building in the hea…
  continue reading
 
Warning - Risks of Rental Demand Declining When Investing in Real Estate Risk, risk, risk... Life is full of risks. To a limited degree, we get to choose which risks we voluntarily take on. For example, if you choose to invest in real estate, you choose to take on some additional risks that you might not—directly—face if you opt to invest in someth…
  continue reading
 
Private Mortgage Insurance Myths Reputation can be a challenging thing. I have found, through many conversations with clients over the years, that Private Mortgage Insurance (PMI) has a questionable reputation with home buyers in general and investors in particular. However, much of its reputation is based on half-truths, bad information, lies, and…
  continue reading
 
Warning - Risks of Neighborhood Decline When Investing in Real Estate Everything in life has risks. Not investing adds certain types of risks, while investing adds other risks. One risk that some real estate investors face is the possibility that the neighborhood they're investing in will decline, causing values and/or rents to drop. So, how do we …
  continue reading
 
After our shopping spree in the last episode, we realised that our possessed furniture quest had seriously sidetracked us. So much so, in fact, that we did not really get into any in-depth explanation as to why there could be haunted or, worse still, cursed objects around. Well, we hope we have put that right in this episode. Join us as we wax lyri…
  continue reading
 
How to Analyze a Duplex Some real estate investors are sensitive to their ability to get ten 30-year fixed rate financing loans and would prefer to fill those loan spots with larger purchases than just single family rental homes. One way to do that is to buy more expensive properties like duplexes, triplexes or fourplexes. In this class, James will…
  continue reading
 
How to Calculate PMI If you're a house hacker, Nomad™, investor buying properties with less than 20% down, or buying creatively where the seller has PMI, you'll want to make sure you know how to analyze deals that have Private Mortgage Insurance. In this mini-class, James will cover how to analyze deals that have PMI, with an emphasis on doing it u…
  continue reading
 
Juliette has been house hunting and looking for a new paranormal pad. So, Nigel decided to help with a few home furnishings to add that unique ambience!! Of course, he couldn't buy run-of-the-mill stuff, so he hunted down a few niche items to add that paranormal punch to Juliette's new place. Join us as we unveil a collection of truly "haunting" it…
  continue reading
 
In many cases—not all, but many cases—real estate investors can speed up the time it takes to become financially independent by choosing to pay off the mortgages on their properties early. Sometimes it makes sense to take every extra dollar beyond a healthy amount of reserves and aggressively pay off properties as quickly as possible. Other times, …
  continue reading
 
Deal Alchemy™ - Residential vs Commercial Property Deal Alchemy™ is all about manipulating the returns you're earning on your investments. Often, this is done through the choices we make when selecting the investment property and the strategies we choose to implement. For example, you could choose to invest in residential properties where your tena…
  continue reading
 
Warning - Risks of Loan Called Due When Investing in Real Estate Investing in real estate adds some risk to an already risk-filled life. However, certain activities and strategies when investing in real estate create additional risks that other strategies and activities do not have. For example, choosing to utilize strategies where the lender has t…
  continue reading
 
How to Analyze Buying a Rental Property at a Discount in Norfolk Some real estate investors insist on only buying properties where they can purchase them at a significant discount. While not mutually exclusive, other investors insist on buying quality properties at a fair price as long as it gets them their desired returns and will stand the test o…
  continue reading
 
How to Calculate PMI If you're planning to buy a property and put less than 20% down, you're likely to be required to pay Private Mortgage Insurance. Lenders prefer that you put at least 20% down, but if you insist on putting less than 20% down, they may still make the loan. However, they will usually do so at a slightly higher mortgage interest ra…
  continue reading
 
There are a large number of investing strategies you could pursue as a real estate investor: Nomad™, house hacking, fix and flip, buying 20% down rentals, buying 25% down rentals, saving up to buy free and clear rentals and many, many more options. Which is the best? Which gets you to financial independence fastest? Which gives you the highest net …
  continue reading
 
Deal Alchemy™ - Increasing Down Payment There are four primary returns from investing in rental properties: appreciation, cash flow, debt paydown, and the tax benefits of depreciation. Additionally, there is a secondary return in the form of the interest earned on the reserves required to make the investment in the first place. Many real estate inv…
  continue reading
 
Join the Norfolk Folklore Society as we introduce author, illustrator and folklorist Helen JR Bruce who will be diving into the rich folklore and mythology surrounding Black Dogs. Cover illustration - Shuck Zine / Matt WillisBy Norfolk Folklore Society
  continue reading
 
Yes, it's time to dive into the murky waters of experimental warfare. Join Juliette and Nigel as they open a few dusty files in the archives of the Department of Psychological Warfare to tell you all about some top-secret experiments that you may or may not have heard of. Mind-altering drugs, telepathic dogs, microwaves, mind reading, object moving…
  continue reading
 
Warning - Risks of Rental Property Expenses When Investing in Real Estate Risk is all around us. When we choose to invest in anything, we’re choosing to take on the additional risk characteristics of that investment. For example, when we choose to invest in real estate, we choose to take on the risk characteristics of the specific real estate inves…
  continue reading
 
How to Analyze a New Construction Single-Family Home Property in Norfolk Your ability to analyze deals is arguably the most important skill as a real estate investor. It allows you to make smart investment decisions and helps you avoid making career-ending bad decisions, such as buying cash-flowing-sucking vampire properties. In this class, James w…
  continue reading
 
The 3 Strategies to Pay Private Mortgage Insurance (PMI) Whether they're putting 15% down and buying a non-owner-occupied property or utilizing an owner-occupied loan with 0%, 3%, 3.5%, or 5% down for Nomading™ or house hacking, some real estate investors will choose to put less than 20% down. With the decision to put less than 20% down comes the c…
  continue reading
 
Investing in real estate is full of truthy-sounding falsehoods: it is always better to do X than Y. However, if you were crazy enough to sit down and do the math, you'd find the truth to be much more nuanced. For example, should you take all your extra cash flow and savings and apply it to your mortgages each month to pay off rental properties fast…
  continue reading
 
We were absolutely delighted to welcome Lucy Spirit and Rachel Duffield as our January speakers the Norfolk Heritage Centre at the Norwich Millennium Library. Rachel, who is an artist and costume marker, a historical reenactor and an incredible painter who spent years working for Norfolk Museums Service will be presenting the talk written by Lucy, …
  continue reading
 
It's the first episode in season 3, and it's time to go on a journey. How will we travel though? Well, here's a choice of three modes of transport that can get you from A to B, but they could also take you somewhere a little bit more unpleasant! Of course, there are your travelling companions to consider, too; just who is that strange figure sittin…
  continue reading
 
Deal Alchemy™ - Cash Flow to Debt Paydown There are four primary returns from investing in rental properties: appreciation, cash flow, debt paydown, and the tax benefits of depreciation. Additionally, there is a secondary return in the form of the interest earned on the reserves required to make the investment in the first place. Many real estate i…
  continue reading
 
Warning - The Risk of Down Payment Size When Investing in Real Estate Life is full of risks. When we choose to invest, we choose to take on additional risks. If we invest in stocks, we choose to take on certain risks. When we choose to invest in bonds, we take on different risks. When we choose to invest in real estate, we choose to take on additio…
  continue reading
 
Today’s podcast is about the Magical Sword of Winfarthing, the Excalibur of Norfolk which helped women rid themselves of terrible husbands (and find their lost horses) from the safety of their village church. We have plenty of sword play with a range of topics which see us discuss witchcraft, famous magical swords and why we can’t pronounce most of…
  continue reading
 
How to Analyze a 5% Down Single-Family Nomad™ Property in Norfolk Using the latest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™, we will walk through how to analyze a single-family home Nomad™ property with a 5% down payment. Learn how to analyze deals correctly and avoid buying cash flow vampires. Only buy the best deals …
  continue reading
 
What Affects Your PMI Rate Lenders prefer that you put at least 20% down, but if you push hard enough, many will allow you to put less than 20% down if you're willing to purchase insurance to protect them in case you default. This insurance is called Private Mortgage Insurance. The cost of this insurance depends on several factors. Some are primary…
  continue reading
 
Our December 2023 talk was given by the wonderful Val Thomas. Val, a good friend of the Norfolk Folklore Society (she was the first ever speaker the NFS had at our monthly talks!), shared some recommendations for a magical Yule or Christmas dinner with our guests. About Val: Val Thomas is a witch, a craftsperson, herbalist and a teacher. For more t…
  continue reading
 
You're a real estate investor looking to acquire properties by saving up and putting 25% down. Should you buy an owner-occupied property first? What if that's more expensive than renting? Should you still do it? What if it means you'll be saving less for acquiring rentals by buying an owner-occupied property first? In this comparison class, we will…
  continue reading
 
Deal Alchemy™ - Lease-Options Different real estate investors desire, prefer, and prioritize different returns. For example, many real estate investors have a strong preference for the cash flow part of their return. With Deal Alchemy™, we can manipulate returns and move them from one area to another. Or, we can move them from one or more areas to …
  continue reading
 
Warning - Insurable Risks When Investing in Real Estate Life has risks. Real estate investing in Norfolk adds some additional risks. Some of these risks can be shifted from your responsibility to the responsibility of a third party for a fee. This is often described as insurance. You choose to pay someone else to take on a risk you don't want to ta…
  continue reading
 
Loading …

Quick Reference Guide