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The Mow Money Mindset

The Mow Money Mindset Collective.

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The Mow Money Mindset podcast works to support commercial and home service lawn care and landscape businesses. We combine insightful interviews, honest product reviews and thoughtful discussion focused on helping service providers think through ideas, issues and ownership. Our focus is to create practical, motivating, digestible, and informative content for our listeners. Subscribe now to "The Mow Money Mindset” Podcast and YouTube channel. Let’s be bold and make Mow Money together, one mind ...
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Hi! I am SFC Saeed Cruz, your host for The Roger Sar'nt Podcast! I am a 16 year Active Duty Soldier starting a journey to educate all new recruited and current Soldiers on U.S. Army policies, regulations, standard operating procedures, lifestyle, journey and what it means to be a U.S. Army Soldier. The platform is not limited to those in the Army, it can serve to educate those who have family members that are interested in joining. This way, you can have enough information to make what is go ...
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show series
 
Send us a Text Message. In this episode, I talk about the latest updates on the Army Body Composition Program (ABCP) revision. Join me as I dive into the new standards, guidelines, and strategies designed to ensure our soldiers are in peak physical condition. Whether you're an active-duty soldier, a fitness enthusiast, or just curious about militar…
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Send us a Text Message. In this episode we discuss Project 2025 and its ambitious and transformative initiative designed to address key global challenges and leverage emerging opportunities to foster a sustainable and inclusive future. The project is structured around four strategic pillars: a policy agenda, personnel, training, and a 180-day playb…
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Send us a Text Message. In this episode, I talk about the latest updates on the Army Body Composition Program (ABCP) revision. Join me as I dive into the new standards, guidelines, and strategies designed to ensure our soldiers are in peak physical condition. Whether you're an active-duty soldier, a fitness enthusiast, or just curious about militar…
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Send us a Text Message. In this video, we break down the latest Army ALARACT (All Army Activities) 042-2024 message concerning grooming and appearance standards. Whether you're an active-duty soldier, a reservist, or simply interested in military regulations, this video provides all the details you need to stay compliant and informed. Why This Matt…
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Send us a Text Message. Becoming an entrepreneur is an exciting journey that involves turning your innovative ideas into a thriving business. It requires passion, resilience, and a willingness to take risks, offering the potential for personal fulfillment and financial success. In this episode, I give you a business plan that outlines the establish…
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Send us a Text Message. Military recruitment and retention are crucial for maintaining a capable and ready defense force. Effective recruitment ensures that the military attracts individuals with the necessary skills and attributes to meet its diverse and evolving challenges. Retention, on the other hand, keeps experienced personnel within the rank…
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Send us a Text Message. Join me as I dive into a vital topic for our soldiers and veterans: VA home loans. In this episode, we explore how soldiers, both active duty and veterans, can leverage their VA benefits to achieve the dream of homeownership. I will share firsthand experiences and insight into navigating the VA home loan process, discussing …
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Send us a Text Message. Welcome to my comprehensive Army NCOER Class! Whether you're an aspiring Non-Commissioned Officer or a seasoned veteran looking to refine your skills, this session is designed to provide a thorough understanding of the Non-Commissioned Officer Evaluation Report (NCOER). In this three part episode, I will cover everything you…
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Send us a Text Message. Welcome to my comprehensive Army NCOER Class! Whether you're an aspiring Non-Commissioned Officer or a seasoned veteran looking to refine your skills, this session is designed to provide a thorough understanding of the Non-Commissioned Officer Evaluation Report (NCOER). In this three part episode, I will cover everything you…
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Send us a Text Message. Welcome to my comprehensive Army NCOER Class! Whether you're an aspiring Non-Commissioned Officer or a seasoned veteran looking to refine your skills, this session is designed to provide a thorough understanding of the Non-Commissioned Officer Evaluation Report (NCOER). In this three part episode, I will cover everything you…
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Send us a Text Message. Discover the essential principles of Army troop leading procedures (TLPs) in this comprehensive episode! Whether you're a soldier, officer, or military enthusiast, understanding TLPs is crucial for effective mission planning and execution. Join me as I break down each step of TLPs, from receipt of mission to execution, highl…
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Send us a Text Message. In this episode, we delve into two powerful strategies for tackling debt: the Debt Avalanche and Debt Snowball methods. 🏔️ Debt Avalanche: Like a skilled mountaineer, this method prioritizes high-interest debts first, systematically chipping away at your financial burdens. By targeting the most costly debts upfront, you save…
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Send us a Text Message. In this episode, I talk how counterproductive leadership in the army is like a hidden enemy within our ranks. It's when those in command hinder rather than empower their troops, leading to disarray, mistrust, and mission failure. From micromanagement to toxic behavior, it erodes morale and jeopardizes the safety of our soldi…
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Send us a Text Message. Staff Duty and Charge of Quarters (CQ) duties are critical roles within the Army, ensuring the safety, security, and smooth operation of military installations around the clock. Staff Duty personnel serve as the central point of contact for the command, overseeing administrative tasks, monitoring communications, and coordina…
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Send us a Text Message. Are you a military member looking to make the most out of your credit card benefits? Look no further than American Express. In this episode , I dive into three distinct offerings from American Express: the Platinum Card, the Gold Card, and the Blue Cash Preferred Card, and how military personnel can leverage these cards to t…
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Send us a Text Message. In this episode, we discuss the article from Military.com, dated May 23, 2024. It reports a significant development regarding the pay raise for junior enlisted troops, as approved by a House panel. The headline boldly announces a 19.5% pay increase for these essential members of the armed forces, a move poised to impact the …
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Send us a Text Message. We have reached Season 4 guys!!! Thanks for all the support. In honor of the new season, I am introducing my new co-host and very good friend SSG Scott Brooner. We are going to reintroduce ourselves so those of you who don't know us and a refresher for those who do. Support the Show. Thanks for listening, please download and…
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Send us a Text Message. In this episode of "Financial Readiness Fridays: Mission Money," we're diving deep into the intricacies of purchasing a vehicle as a soldier. Join me, SFC Cruz, as I walk you through navigating the car buying process. From the initial reconnaissance phase of researching vehicle options to executing a successful negotiation s…
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Send us a Text Message. In this short segment, I explain what you need to do to ensure you don't lose your promotable status. And even if you do lose it, I give you what you need to do in this particular scenario. Support the Show. Thanks for listening, please download and leave a review. Remember, you don't have to embrace the suck, if you have th…
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Send us a Text Message. On 13 May 2024, military.com published an article about soldiers potentially getting a significant pay raise next year. This comes from a bill The National Defense Authorization Act (NDAA). The NDAA is a crucial piece of legislation that determines the budget and policies for the U.S. Department of Defense. It covers a wide …
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Send us a Text Message. On 15 May 2024 the SMA announced on his verified Instagram account that DLC will not longer be required for promotion. Go ahead and listen so you can find out what this all Intels. Caveat...the memo has yet to drop as of 16 May. Support the Show. Thanks for listening, please download and leave a review. Remember, you don't h…
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Send us a Text Message. Today SSG Brooner and I talk about the new Suspension of Promotions Memo. We go in depth and clear any misunderstanding you all may have. Support the Show. Thanks for listening, please download and leave a review. Remember, you don't have to embrace the suck, if you have the right tools in your ruck! If you have any question…
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Ever found yourself entangled in the pervasive myths that swirl around the lawn care industry? I certainly did. In a candid reveal, I peel back the curtain on the entrepreneurial odyssey that saw me leap from lawn care partnerships to fitness training and back to the grass roots of my business journey. It's not just a tale of soil and seed, but a c…
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Send us a Text Message. In this episode, I go over some a few things you should never do at a board. There are plenty others, but these are five I came up with to get you started. Support the Show. Thanks for listening, please download and leave a review. Remember, you don't have to embrace the suck, if you have the right tools in your ruck! If you…
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Send us a Text Message. In this episode, I talk about how interest rate and annual percentage rate (APR) are both crucial components when it comes to borrowing money, but they serve distinct purposes and can sometimes be confused. While the interest rate solely represents the cost of borrowing or the return on investment, the APR incorporates addit…
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Send us a Text Message. Welcome to our latest video where we dive into the essence of professionalism within the ranks of the army. Join SSG Brooner an Army Recruiter and myself for an insightful conversation as we discuss the expectations set forth for soldiers and officers alike, exploring the core values and behaviors that define professionalism…
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Send us a Text Message. In this episode, I take an E-3 Specialist's check and break it down all the way to applying the rule of 70/10/10/10. I explain how much a specialist makes with and without dependents. I use both examples and walk you through from the gross amount all the way until the net. Support the Show. Thanks for listening, please downl…
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Send us a Text Message. In this episode of Financial Readiness Friday: Mission Money, I talk about how living a better life financially involves strategic planning and disciplined habits. Firstly, establishing a budget and tracking expenses diligently enables better control over spending and promotes savings. Secondly, investing in oneself through …
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Send us a Text Message. In this episode, I talk about some of the things you cannot do while wearing the uniform. Many things apply to your specific area of operation. However, this is a general list of things. Support the Show. Thanks for listening, please download and leave a review. Remember, you don't have to embrace the suck, if you have the r…
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Send us a Text Message. Welcome to Financial Readiness Friday: Mission Money. Join us on a transformative journey towards financial freedom as I dive into Dave Ramsey's renowned Seven Baby Steps. This podcast is your ultimate guide to achieving financial stability, eliminating debt, and building wealth for a secure future. Dave Ramsey's Seven Baby …
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Send us a Text Message. In this episode, I will give you five regulations I personally believe you need to know as a brand new NCO. This is my opinion. I mention each and give a detailed explanation on why they are so pertinent to young leaders and how they can help you be a better leader for your Soldiers. Thanks for listening, please download and…
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Send us a Text Message. Welcome to our first episode of Financial Readiness Friday: Mission Money. Join me on our journey to financial empowerment as we delve into the 70-10-10-10 Rule of Budgeting in this enlightening podcast episode. Whether you're a seasoned budgeter or just starting out on your financial wellness journey, this rule provides a s…
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Send us a Text Message. In this episode, I give an expensive breakdown on what to expect when going to BLC. I discuss the path you need to take in order to gain a slot into BLC. Next, I discuss what your responsibilities are before arriving to the school concerning your documentation. After that, I give an in depth insight on what assessments you n…
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Send us a Text Message. In this episode I explain what the Army Substance Abuse Program (ASAP) and Substance Use Disorder Clinic Care (SUDCC) Program are. I talk about the specific functions of ASAP and SUDCC. This is to make sure when Soldiers are enrolled, they go to the correct clinic from the beginning. In essence, one is prevention and the oth…
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Send us a Text Message. In this episode I discuss transferring your Post 911 GI Bill to your dependent of choice. I touch on the requirements needed to transfer them and how to go about doing so. I also explain what monetary coverage and deadlines of which your dependents need to use them by. Support the Show. Thanks for listening, please download …
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Send us a Text Message. In today's episode, we talk about the MFLC. We talk about what it is and how it helps all Soldiers and their families. Also discuss how the MFLC provides assistance, where they can meet you and how discrete they are. Lastly, we talk about how it matters for junior leaders can help their Soldiers by knowing about the MFLC. Su…
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Join us in this exciting YouTube video as the Lawn Care Ninja shares his incredible journey of transforming his website from utter garbage to a polished, SEO-optimized masterpiece. Learn from the expert, Ezra McCarthy, the owner of Green Frog Web Design, about the importance of a great website and the power of reviews in the lawn care industry. Dis…
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Discover the ins and outs of Copilot CRM as Lawn Care Ninja shares their experience using the software over the past 12 months. From the initial excitement of Mike Andes' announcement at Landscape Summit 2023 to the challenges faced during the 2023 season, this video provides a comprehensive review of Copilot CRM. Key topics covered in the video in…
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Send us a Text Message. In this episode, I give an explanation of why I have been gone, a quick recap of previous season and what direction the podcast is going moving forward. Support the Show. Thanks for listening, please download and leave a review. Remember, you don't have to embrace the suck, if you have the right tools in your ruck! If you ha…
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Transform your lawn care business with www.MyServiceArea.com/LCA! In this video, we're joined by Chris Gentry, the founder of this game-changing tool for service-based businesses like lawn care. Discover how MyServiceArea.com/LCA helps you target the right customers and streamline your business operations. Key features and benefits of www.MyService…
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Snow plowing is currently in full swing in the Midwest and can be a profitable service to offer clients. Todays episode outlines some of the minor and major aspects of snow plowing to help you make the adjustment easier. I speak openly of my personal mistakes, inefficiencies and advice gained through various bad decisions. The goal of todays show i…
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I recently attended my first conference as an entrepreneur at Landscape Summit 2023 in Louisville, KY. In this episode Marquette and myself get personal about my business journey. We discuss some of the take aways and why I decided to make the Summit my first ever conference. The event was hosted by Mike Andes, the founder of Augusta Lawn Care. Mik…
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Send us a Text Message. The Army Battle Staff Course is a comprehensive course designed to train military personnel to plan, deploy, coordinate, and execute complex military operations. The course is typically taken by Non-Commissioned Officers who will serve in staff positions. The curriculum covers a wide range of topics related to military opera…
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Bryan is the founder of GreenPal in Tennessee. After successfully growing 8-figure lawn care business servicing commercial clients, he sold his business and started GreenPal. He would get numerous potential customers calling his business asking for referrals to reliable lawn mowing companies and he saw that he could help those of us that own a lawn…
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Send us a Text Message. In this episode, we discuss the Army NCOER Support Form and how it is a comprehensive document and how it provides a detailed assessment of an individual's performance as a Non-Commissioned Officer in the United States Army. It also serves as a record of the NCO's leadership abilities, job knowledge, and overall proficiency,…
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Send us a Text Message. Today we talk about the highlights of significant changes of how the military is handling serious crimes. In the past, crimes such as murder, sexual assault, and harassment have been notoriously underreported, and perpetrators often received lenient punishment. However, the Department of Defense has implemented a new system …
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Send us a Text Message. I recently had the opportunity to sit down and interview a retired Army SFC John Gensburger. He now teaches history at his local high school, so he still kind of has "Soldiers". We discussed the benefits that come with serving in the military. John talks about the mandatory thing that must be done when retiring, pension, ben…
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Send us a Text Message. Stop everything you're doing! Many of us service members and veterans do not know enough or anything at all about your VA Benefits. Today I asked Arielle (The VALoanLady) any and every question that I could in order to get as much information about VA Loans as I could. She easily and intellectually walks us through and provi…
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Really excited for this Lawn Care Accelerator interview with Cody Owen, founder of Lightspeed Social Agency! Cody worked for Service Autopilot answering phones and stumbled his way to placing ads on Facebook. One day, he realized that he had spent more on Facebook marketing for Service Autopilot in a year than what his house was worth! He wanted to…
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Send us a Text Message. Today we interview Army Flight CPT Josh Schaffrin on his journey from NCO, Officer to now actor. If you want to know how to cross over to the officer side of the Army, stay tuned. Also, you will get insight into how to become an actor despite not having a lessons. You will also hear his thoughts on other subject that are goi…
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